Car Insurance

Are you looking for car insurance to suit your budget, with benefits like free roadside assistance and rewards for not claiming? MiWay offers flexible, innovative and affordable car insurance, we even allow you to fix your car insurance premiums for a period of 36 months!* No more worries about unexpected expenses due to an increase in your car insurance premium.
*Terms & conditions apply

Start saving today! Use the options to request a call-back and we will call you to complete an obligation-free insurance quote from one of our agents.

Alternatively use the “Online Quote” option where you get an automatic 10% discount on car insurance and where you earn rewards for completing the quote online.

Why choose MiWay’s Car Insurance?

MiWay offers flexible car insurance to cover losses primarily due to an accident or theft. In addition to accident or theft, comprehensive car insurance in South Africa covers losses due to fire and explosion, natural disasters like hail and floods and damage to the vehicle’s glass.

Additional options such as car hire and cover for non-standard sound systems and car accessories can also be added to your car insurance policy.

• Affordable premiums
• Low flat excess
• Great Service
• Hassle free claims process
• Earn rewards whether you claim or not
• Free Roadside emergency assistance
• Get an automatic 10% discount on your car insurance by buying online
• Fix your car insurance premiums for a period of 36 months!*

*Terms & conditions apply

MiWay car insurance can cover your car for either private, professional or business use:

Private or social purposes, including driving between your home and regular place of work will be classified as private use.

Professional use is where the car forms an essential part of the performance of any work or function as a Lawyer, Doctor, Actuary, Accountant, Architect or an Engineer and it also includes private use.

Business use is where the car forms an essential part of the performance of any work or function and it also includes private use.

Your car insurance coversheet reflects the use that you chose. It is vital that you insure your car for the correct use in order to have cover.

Scenario: If you utilise your car for business purposes, your car is on the road more often than if you only use it for private purposes. The chance of it being stolen or involved in an accident is therefore much greater. The premium for a car being used for business purposes is higher compared to the same car being used only for private purposes. If you insure your car for the incorrect use you will not have cover on your car in the event of a claim as the premium paid will be incorrect.

Your vehicle can be insured for one of the following values:

• Retail value
• Market value (the average between the vehicle’s retail and trade values)
• Specially agreed value (which applies to unlisted, collectors and vintage vehicles where a valuation is given by an appropriate approved source)

Car Insurance Frequently Asked Questions

Vist the Car Insurance Frequently Asked Questions page to view and ask any questions you have regarding Car Insurance.

What process is involved in getting Car Insurance?

The car insurance process starts with you the car owner completing a car insurance quote from MiWay. Assuming you find the car insurance premium affordable, which we are sure you will, you agree a start date for your new car insurance cover. MiWay will send you your documentation including a cover sheet which spells out the terms of your car insurance policy and explains everything you need to know regarding your policy and car insurance in general. MiWay will also help you to find an inspection centre which is convenient for you to visit. Once you have had your car inspected and complied with any additional requirements in your car insurance policy (like a tracking device, immobiliser etc), your car insurance cover will be fully activated.