Are you looking for motor insurance to suit your budget, with benefits like free roadside assistance and rewards for not claiming? MiWay offers flexible, innovative and affordable motor insurance, we even allow you to fix your motor insurance premiums for a period of 36 months!* No more worries about unexpected expenses due to an increase in your motor insurance premium.
*Terms & conditions apply
Start saving today! Use the options to request a call-back and we will call you to complete an obligation-free insurance quote from one of our agents.
Alternatively use the “Online Quote” option where you get an automatic 10% discount on car insurance and where you earn rewards for completing the quote online.
Why choose MiWay’s Motor Insurance?
MiWay offers flexible motor insurance to cover losses primarily due to an accident or theft. In addition to accident or theft, comprehensive motor insurance in South Africa covers losses due to fire and explosion, natural disasters like hail and floods and damage to the vehicle’s glass.
Additional options such as car hire and cover for non-standard sound systems and car accessories can also be added to your motor insurance policy.
- Affordable premiums
- Low flat excess
- Great Service
- Hassle free claims process
- Earn rewards whether you claim or not
- Free Roadside emergency assistance
- Get an automatic 10% discount on your car insurance by buying online
- Fix your motor insurance premiums for a period of 36 months!*
*Terms & conditions apply
MiWay motor insurance can cover your car for either private, professional or business use:
Private or social purposes, including driving between your home and regular place of work will be classified as private use.
Professional use is where the car forms an essential part of the performance of any work or function as a Lawyer, Doctor, Actuary, Accountant, Architect or an Engineer and it also includes private use.
Business use is where the car forms an essential part of the performance of any work or function and it also includes private use.
Your motor insurance coversheet reflects the use that you chose. It is vital that you insure your car for the correct use in order to have cover.
Scenario: If you utilise your car for business purposes, your car is on the road more often than if you only use it for private purposes. The chance of it being stolen or involved in an accident is therefore much greater. The premium for a car being used for business purposes is higher compared to the same car being used only for private purposes. If you insure your car for the incorrect use you will not have cover on your car in the event of a claim as the premium paid will be incorrect.
Your vehicle can be insured for one of the following values:
- Retail value
- Market value (the average between the vehicle’s retail and trade values)
- Specially agreed value (which applies to unlisted, collectors and vintage vehicles where a valuation is given by an appropriate approved source)
Additional add-on options to consider:
- Vehicle sound equipment and accessories: – Let us cover your state-of-the-art, non-standard sound system or other vehicle, caravan, motorcycle and trailer accessories.
- Car Hire: – Avoid the hassle of being without a car while waiting for your car to be repaired. For a small monthly amount buy convenience!
- Deposit Protector: – Should your car be hi-jacked or irreparably damaged, make sure you’re covered and ready with a deposit on your new car. Deposit Protector will pay out 10% of the market value or insured value or the difference between the market value of your vehicle and the new list price as at the date of loss, whichever is the lesser.
- Credit Shortfall: – Let us take care of the difference between the current insured value of your vehicle and the amount owing in terms of your finance agreement.
- Extended Personal Liability: – Of course you have personal liability cover (up to R5 000 000) when ensuring with MiWay, but you might want to extend your cover for those unexpected accidents.
Watercraft Insurance
MiWay’s Watercraft insurance will cover any motorboat, ski boat or wet bike for social or private use whether ashore, afloat or being transported. Our cover includes the hull, motors, machinery, equipment, standard fittings and accessories that would normally be sold with your watercraft. Remember to also insure your watercraft trailer!
