1. Rating: +6

   How do I determine the value of my household contents.

2. Rating: +7

   What happens in the event of a claim if I undervalue my household contents?

3. Rating: -2

   What happens in the event of a claim, if I over insured my household contents?

4. Rating: +2

   I am just curious what it would cost me per month if I had to insure the contents of my small flat. I have bachelor flat and contents is say R15k How much would that be roughly a month?

5. Rating: -1

   I don't have household insurance, but would like to insure a laptop. What is my best option?

6. Rating: -1

   Hi i've heard a number of stories about assessors valueing certain items in one's household contents by using a formula. e.g. for clothing they decide on your most common label like Edgars and then they value R100 per item multiplied by the number of hangers in one's cubboard. This doesn't sound logical. Once I have a long list of every item in my house, how do i know that i've attached the right value to them? another example is the tv unit that i made myself. The materials cost me about R1000 but what would an assessor value it at? do i submit my list of items to you or do i use it as a guide to give you a final number. My concern is if i claim, will an assessor have another opinion on my valuation and will I be left short paid. Your advice will be much appreciated. thanks. P.s. i have a garden shed in my couryard in my complex. it has my garden tools, golf clubs and some power tools in it - all locked with a padlock. Will this be insured?

7. Rating: -1

   Are burglar guards required on a high quality double-glazed aluminium framed window and sliding door?

8. Rating: +1

   I stay in a rented flat can I still get house insurance even if i don't own the property.

9. I have a thatch roof rondawel attached to my house. Can you provide insurance? The house is on a farm in Elgin

10. Do home owners policies generally cover damage to property (autos) by rodents? How about auto comphrehensive policy?

11. In the event of a theft claim, will you require invoices/receipts for the goods that have been stolen? please advise.

12. What procedures must be followed should a policy need to be cancelled,i.e. vehicle sold? Can it be cancelled with immediate effect or must there be a 30 day notice period. Can it be done telephonically? Will premium for the month paid be refunded?

13. Hi I've recently started upgrading some electronic systems in my home for example: my computer. Now i have been wondering if there is a cover that would allow cover for these thing in respect to inflation and availability of these thing so that in the event of a unforeseeable situation i can be covered in full to the extend of what i had.Will it also be possible to cover this with inclusive aspect of natural forces of god?

14. I live with 2 friends in a flat. How do I go about insuring my household contents?

15. What is the "standard time frame" of which you pay out?

16. Are you also cover the electric appliance for lightining? things like a radio and Tv

17. I have items in my household which i have lost receipts for which i have had for years. Eg TV . How do i cover them with my way and how does MIway decide on the value of these items?

18. Will I be covered in the event that my home contents are damaged due to a power surge?

19. I cannot find my presciption sunglasses, to what extent are they covered on my household contents section.

20. Our Fridge has packed up, with all the bad weather I am not sure if it is due to lighteing - what do I need to do to find out if we have a claim?

21. I have insured 2 cars with my way and would like to know if I can add my cellphones onto the cover?

22. What would happen if my house gets flooded, and I tried my humanly best and managed to save most of my possessions, what if I do not have anywhere to move it to and limited time to move it and due to exhaustion decide to just give in would my claim be repudiated?

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NB! “Premium” questions and specific questions relating to your policy with MiWay will not be answered in this forum. Please request a Sales Call Back, a Client Services Call Back or complete an online quote.