MiWay car insurance solutions include:

• MiWheels – MiWay’s flagship quality cover at competitive premiums. This not only includes MiRewards (our special rewards program where you get rewarded whether you claim or not) but also FREE 24/7/365 roadside and emergency services.
• MiWheels lite – A budget conscious cover option without any rewards or emergency services. Ideally suited to 2nd cars or cars at holiday homes.
• MiDS – The only truly behaviour related insurance product in South Africa. With MiDS you can now determine your premium simply by being a cautious and safe driver!
• Fixed Premiums – Are you frustrated by fluctuating premiums? MiWay now offers clients a 36 month guarantee on their car insurance premium – no more unexpected premium increases after 12 months.

Complete a car insurance quote today to see how much you could be saving!

Existing MiWay clients please click here Title: Please select Mr Mrs Miss Ms Doctor Professor Other First Name:* Last Name:* Contact Number:* Comments: * required

How to access MiXpress and lodge your claim online?

Please use the Client Login Form (to your right) to access the MiXpress Self Service Portal.
Already Registered Users. Please use your email and password to login.
Unregistered MiWay Clients. Please use the “Register” option to register.

Once logged in, select the “Log a Claim” menu item to lodge your claim.

With MiXpress you can now:

• Add new cars or household items.
• Keep your contact information up to date.
• Change your address when you move – important to always let us know when you move, as this might mean a reduction in premium.
• Buy additional add-on cover such as MiWay’s new MiSmart product
• Lodge your claim online

Why choose MiWay for your insurance needs?

• We offer cost-effective, great value-for-money insurance products
• The products are simple to understand, no fine-print and no percentage-based excesses
• We offer multiple ways for you to interact with us – via our call centre and online: 24/7/365
• We guarantee your rewards if you are a good risk client of MiWay
• Our claims process is efficient and hassle-free.
• With MiDriveStyle through MiWay, your premiums ARE NO LONGER based on how others drive, but rather determined by your individual Drivestyle.
• MiWay allows you to fix your car insurance premiums for a period of 36 months!*

*Terms & conditions apply

MiXpress - Online convenience 24/7

MiWay is all about doing insurance your way. And MiXpress is our way of putting you in the driver’s seat of your insurance portfolio. MiXpress, The MiWay Client Self-service portal is now available for lodging your claim online. Tracking of your claim online will be added shortly.

How to access MiXpress and lodge your claim online?

Please use the Client Login Form (to your right) to access the MiXpress Self Service Portal.
Already Registered Users. Please use your email and password to login.
Unregistered MiWay Clients. Please use the “Register” option to register.

Once logged in, select the “Log a Claim” menu item to lodge your claim.

With MiXpress you can now:

• Add new cars or household items.
• Keep your contact information up to date.
• Change your address when you move – important to always let us know when you move, as this might mean a reduction in premium.
• Buy additional add-on cover such as MiWay’s new MiSmart product
• Lodge your claim online

What is an excess?

An excess is an agreed amount of money that you the client is liable to pay in the event of an insurance claim being settled. I.e. If your excess on your car is R3,000.00, and the damages amount to R50,000.00. MiWay will pay the remaining R47,000.00 once you the client has paid your excess to the repairer.

MiWay gives you an option to discount your premium by choosing a higher excess. We offer flexible, innovative and affordable car insurance, we even allow you to fix your car insurance premiums for a period of 36 months!*

Start saving today! Request a call-back using the form below, and we will call you to complete an obligation-free car insurance quote from one of our agents.

Alternatively use the “Online Quote” option where you get an automatic 10% discount on car insurance and where you earn rewards for completing the quote online.
*Terms & conditions apply

Get an obligation-free car insurance quote.

Existing MiWay clients please click here Title: Please select Mr Mrs Miss Ms Doctor Professor Other First Name:* Last Name:* Contact Number:* Comments: * required

Why do you have to pay a car insurance excess even if it was not your fault?

An excess is payable whenever a claim is submitted and it is the first payment that needs to be made in the event of a claim – regardless of whether it was your fault or not. The administrative cost of a car insurance claim is the same, regardless of who is at fault. If you are not at fault, you can claim the excess amount back from the guilty party. Unfortunately, this can take a long time, especially if the guilty party isn’t insured. MiWay’s legal recoveries department will do their utmost to recover your excess free of charge.

There are certain circumstances when an excess cannot be recovered, for example:

• You the insured does not have the guilty parties details
• The guilty party does not have any income or assets to attach
• The legal costs outweigh the recovery costs (excess amount)
• The guilty party cannot be traced
• The merits of the claim do not justify the recovery of the excess

Are you frustrated by unexpectedly high annual premium increases on your car insurance?

MiWay’s premium guarantee is the answer!

MiWay now offers you a premium guarantee. Fix your premium for not only 12 months but 3 years! No more worries about unexpected expenses due to an increase in your car insurance premium.

MiWay’s premium guarantee offers you:

• Very competitive premiums fixed for at least 3 years
• No annual increases in your premium or administration fees
• Peace-of-mind cover from a reputable company
• Awesome customer service
• Online policy updates and changes – 24/7/365
• MiRewards – MiWay rewards our loyal, good risk clients with rewards regardless of whether you claim or not!

How much could you save over 36 months?

Let’s assume your car insurance premium is R1,000.00, the inflation rate is a constant7% for the 36 month period and that your insurer only increases your premium based on inflation (which is not often the case).

In the second year of cover you will be saving R70 per month or R840 per year, in the third year of cover you will be saving R144.90 per month or R1,738.80 per year. A total saving of R2,578.80 over 36 months!

Give our guarantee a try today and see how much you could be saving in the long run!

Existing MiWay clients please click here Title: Please select Mr Mrs Miss Ms Doctor Professor Other First Name:* Last Name:* Contact Number:* Comments: * required

MiWay appreciates the fact that a number of car owners find that accident insurance is unaffordable and to this end, MiWay, which is an authorized financial services provider gives South African consumers a choice of affordable accident insurance cover that will provide the peace of mind that should their motor vehicle be involved in an accident it will be adequately covered.

Accident insurance packages through MiWay have been structured in such a way as to allow consumers to choose to have their motor vehicle insured at retail value or market value. Most of the motor accidents are due to a total disregard for the laws of the road, and without the right accident insurance, many South Africans would be stranded and few would ever be able to find the money needed to replace their cost, and worse settle the costs which result from an accident.

MiWay is an authorized South African financial services company and this allows them to offer consumers access to various types of financial products and services, ranging from short term insurance to motor warranties. When motorists are covered by accident insurance through MiWay, they can enjoy affordable premiums along with exceptional service and even free roadside emergency assistance in the event that the insured motor vehicle breaks down. Visit the MiWay website, www.miway.co.za, and find out more about MiWay, one of the first insurance providers in the country that gives clients the ability to activate their accident insurance online. If you have recently purchased a motor vehicle or you are simply trying to compare premiums for accident insurance, put MiWay to the test and let us deliver the lowest rates on car insurance and accident insurance.

MiWay’s accident insurance will effectively cover the loss or damage done to a motor vehicle as a result of an accident or as a result of theft and our car insurance policy covers any losses which are incurred due to natural disasters, such as hail damage or damage caused by floods. Since MiWay appreciates that many of their clients are stranded without their motor vehicles, our accident insurance polices also has a car hire option. The cost effective short term insurance products offered through MiWay, give the South African consumer the ability to manage all of their short term insurance needs through a user friendly web interface.

There so many different kinds of accidents that you can become involved in and public roads are more than likely one of the most dangerous places that you will encounter on any given day. If you happen to be the one who is found be at fault, you will need adequate accident insurance coverage in order to pay the bills. You may end up being responsible for damages and medical expenses that you would be expected to pay if you were not insured.

Depending on the type of accident insurance you choose take out, at least the bills for the other people involved in the accident will be taken care of so that you do end up with catastrophic bills that you cannot afford to pay. As long as you make your premium payments on time you will always have the peace of mind that comes with knowing that you are covered.

With the number of people riding motorcycles and scooters on the road these days due to the high cost of petrol, the chances of getting in an accident have skyrocketed. Many of these motorcyclists do not see the need to carry adequate accident insurance or carry none at all. If you are involved in an accident with anyone who does not have insurance or not enough insurance, you may end up having to pay your own bills unless you have accident insurance coverage.

If you should become involved in a severe accident and suffer a devastating or life changing injury, it may have a devastating effect on you and your family. If you can no longer work to support your family, what would they do? Even if the other person involved has some coverage, if it is not enough, your family could suffer. The best way to prepare for this eventuality is to make sure that you have sufficient accident insurance to help you take care of your family.

When you go to look for accident insurance, whether it is for your car, your motorcycle, yourself or any other reason, you need to find an insurance provider that can offer you a wide variety of services. At MiWay we take great pride in being able to provide a full range of insurance products all under one roof. MiWay is the first insurance provider in South Africa to provide you with the ability to get an insurance quote online and purchase it at the same time. When you are finished with your purchase, your insurance will be instantly activated.

The MiDriveStyle program will be an advantage which provides men and women insurance benefits at a great value. A Zhaker is a MiDriveStyle early warning, anti-theft and tracking device that is used to prevent theft claims. Even if you aren’t a MiWay client, you can have the Zhaker unit installed as a very reliable and highly sophisticated anti-theft and recovery device. Being a MiWay client does mean that you will benefit by having the opportunity to control your premiums through safe and responsible driving. If you are involved in an accident, your MiDriveStyle device will be inspected to test that it is functioning correctly. If it is damaged, MiWay will replace the unit.

When a man or woman cancels insurance coverage with MiWay, the unit will remain the property of MiWay and you will have to have it uninstalled by a MiWay appointed technician. You can also choose to continue using the unit as an antitheft and tracking device. To get the biggest advantage and to receive the lowest premiums for a man and woman, insurance should continue to be carried through MiWay. When you sell your car, you can transfer the unit to your new car or you can have the unit uninstalled by a MiWay technician.

MiWay believes they offer the better deals to women on insurance due to their regular low premiums and the MiDriveStyle program. Your premiums are based on your driving record and not on that of others. If you don’t have any accidents, you will benefit from a good driving record. If you are a good risk client of MiWay, you will be rewarded for it. As long as you are an active client, you are a good risk when you pay your premiums regularly, take out multiple products and have an acceptable level of claims. These factors, along with some others, allows MiWay to reduce its administration and marketing costs over time and to better allow for your risk as a policyholder.

Women deserve the insurance premiums that they earn with their driving record and the behavior they show as a client at MiWay. You want to get the best value for your money with all of your insurance products and that’s what MiWay offers. Once you have been assumed as a good risk client of MiWay for three years, you are guaranteed to have at least one month’s premium available for spending in Miyas. If you want to find out more or to get a free online quote, go to www.miway.co.za.

Get the Best Rates For the Coverage You Need

Of course your primary concern when looking for vehicle insurance is likely going to be getting the best rates. Be sure that you’re actually getting the best value though. Some companies will offer what seem to be rock bottom rates. However, once it comes time for a claim, you’ll find that your coverage is virtually non-existent. Be sure to compare the value of policies, that is the coverage you get for the money, instead of just comparing prices for policies that might not offer the same coverage.

Get Rates That Are Easy to Understand

Another thing to consider as you choose the best rates for vehicle insurance, is that you don’t want to have any surprises. Some companies will offer what seem like great rates and the coverage will seem to be exactly what you’re looking for. However, once you get your policy and begin to start paying your premium, you’ll discover that there are hidden fees. These fees can really add up and make a policy not nearly as good of a deal as you’d thought. Choose a company like www.miway.co.za with clear rates.

Choose a Company That Makes It Convenient

You want to get vehicle insurance from a company that will make it easy to get covered. Some companies have long, drawn out procedures just to get the coverage you need. This can lead to not having coverage as quickly as you want it, or to having to fill out long and confusing forms. Choose a company that let’s you instantly and easily activate your own policy, right online, in order to not only get coverage quickly, but easily as well.

Choose a Company You Can Contact

Some companies will provide you with vehicle insurance quickly and easily online, and their rates will seem to be great. However, if you have a question or a claim, you can find them virtually impossible to get a hold of. The best way to avoid this situation is to choose a company that’s going to give you both online access to their customer service, as well as a phone number to call. This provides the most flexibly and convenience for any time you have a question or concern.

As you can see, finding the best vehicle insurance requires considering a few things. If you follow the above tips, you should be well on your way to getting the coverage you need.

When you enjoy the motor insurance options from MiWay, you will also have the ability to earn rewards whether you have a claim or not. They realize that sometimes accidents occur and are not within your control. They won’t penalize you for circumstances that might not be in your control but instead they offer you a reward with a premium refund when you turn out to be an even better risk than they had assumed.

Your motor insurance and other coverage will be through a single supplier that only requires you to supply your information once. They will use the information they already have about you to eliminate the time and effort normally associated with buying additional products from multiple service providers. You only have to provide your information one time! They also provide you with a commitment to transparency and openness. They have a public compliments and complaints forum where they publicly address any service complaints customers might have.

The motor insurance on your car will be flexible to cover the losses that are primarily due to an accident or theft in addition to accident or theft. MiWay also offers comprehensive car insurance to drivers in South Africa which covers losses due to fire and explosion, natural disasters like hail and floods and damage to the vehicle’s glass. You can also take advantage of additional options such as car hire and cover for non-standard sound systems and car accessories which can be added to your motor insurance for your car.

Affordable premiums are one of the biggest reasons clients get their motor insurance from MiWay. They also offer a low flat excess, which is the amount that you agree to pay in the event you have to place a claim and MiWay pays the balance. You will always get great service from MiWay and that includes their hassle-free claims process. Their unique MiRewards program lets clients earn rewards whether they have claims or not. You will also get free roadside emergency assistance and receive an automatic 10% discount on your motor insurance by buying online.

Whether you need motor insurance for a vehicle that is used for private or social purposes, professional use, business use or more than one reason, MiWay is your best resource for the customized policy you need. Go to www.miway.co.za and see all the great advantages that you will have when you choose MiWay for your motor insurance.