1. What factors wil influence my rates 2. What effect on the premium of the age of the driver 3. The effect of driving experience 4. Teritorial limits 5. Limits of liability cover 6. Stated benefits 7. No claim bonus/cash back bonus? 8. Extensions to cover available 9. Excess structures 10. Vehicle usage options 11. Restrictions imposed Please can you assist me on these questions Thanx
Hi,
we will try and answer your questions as best possible, but suggest that you download and study our policy wording to get answers to the majority of your questions.
1. There are many factors that could influence your premium …your age, use of vehicle (personal, professional or business), colour of vehicle, power of vehicle, age of licence, where vehicle kept etc etc.
2. Hard to say how age of driver will affect premium, but generally the older you are the less risky you are.
3. Driving experience and age of licence is important.
4. Territorial limits – spelled out in policy wording.
5. Limits of liability cover – spelled out in policy wording.
6. Stated Benefits – free emergency roadside assistance, flexible excess structures, MiXpress online portal (to manage your policy at your convenience 24/7/365), great service (sales and claims) etc etc.
7. Even better, MiRewards whether you claim or not and various other ways to earn rewards.
8. Credit shortfall, finance protection, warranty, scratch and dent cover, extended personal liability, MiDrivestyle and more.
9. Flexible excess structures, you can increase excess to decrease premiums.
10. Personal, Business or Professional. See faq handling this question.
11. Restrictions imposed – spelled out in policy wording.
We would strongly suggest that you contact our call centre (or request a call back) to get clarity on all of your questions.
Car Insurance Additional Information
MiWay offers flexible car insurance to cover losses primarily due to an accident or theft.
In addition to accident or theft, comprehensive car insurance in South Africa covers losses due to fire and explosion, natural disasters like hail and floods and damage to the vehicle’s glass.
Additional options such as car hire and cover for non-standard sound systems and car accessories can also be added to your car insurance policy.
Car Insurance is sometimes referred to as Vehicle Insurance or Motor Insurance.
Start saving today! Request a call-back and we will call you to complete an obligation-free insurance quote from one of our agents. Alternatively use the Online Quote option where you can earn rewards and save on joining fees by completing insurance quotes online and buying insurance online.
