Hi I’ve recently started upgrading some electronic systems in my home for example: my computer. Now i have been wondering if there is a cover that would allow cover for these thing in respect to inflation and availability of these thing so that in the event of a unforeseeable situation i can be covered in full to the extend of what i had.Will it also be possible to cover this with inclusive aspect of natural forces of god?

The items will need to be covered under MiHome Stuff (Contents Insurance).

MiHome Stuff covers all personal belongings kept inside your home and outbuildings at the address noted on your Coversheet, which belong to you or to any members of your household who live with you. Outbuildings, whether they are separate from your home or not, include garages, domestic quarters and storerooms.

Insured value
You need to insure MiHome Stuff for its total replacement value. This is the cost of replacing your lost or damaged item(s) with new ones. Should you insure MiHome Stuff for an amount less than its replacement value, you will be under-insured and MiWay will pay you proportionately in the event of a claim.

What are you covered for under MiHome Stuff

Loss or damage caused by:

• Fire and explosion, unless the property is illegally occupied, vacant or abandoned
• Earthquake