I have a lot of books cds and dvds. How do I calculate the value of these items for my insurance. Must I list them all seperately? How do you prove that you own these items. It is impossible to keep slips for all this stuff.
In the unfortunate event of a household insurance claim, MiWay can ask you to prove ownership and value of the items you claim for. If you can, it is advisable to keep the invoices to ensure that the correct items are quoted on and replaced in the event of an insurance claim.
With regards to your question raised, there are various factors MiWay will take in consideration and each case will be assessed on merit. MiWay can request various other form of proof of the specific item(s) from you which is not limited to a receipt and/or purchase invoice.
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