I have the insurance policy from miway called light wheels. What exactly does this cover?
The MiWay MiWheels light policy is designed for clients who cannot afford the MiWay comprehensive car insurance policy.
MiWheels Lite
MiWheels Lite is a revolutionary product that affords you the same piece of mind at an affordable premium. A few minor adjustments have been made to your cover. These adjustments will ensure a lower premium.
Cover excludes:
- MiHelp Roadside Assistance and Medical Rescue
- Towing and Storage Costs
- The R750 Medial costs for passengers
- MiRewards
Liability cover is up to R2,500,000 and excess is 7.5% of the Insured Value with a minimum of whichever is selected.
For Example:
- If your car is written off, and the Insured amount is R70,000. The first amount payable by you will be R5,250.
- In the event that your car is written off following a valid claim you will be covered for 70% of the insured value. The disposal of the salvage will be your responsibility.
Where it is wheels lite and the vehicle is a rebuild.
- In the event that your car is written off following a valid claim you will be covered for 70% of the maximum indemnity. The disposal of the salvage will be your responsibility.
Please contact the MiWay call centre to get further clarity on any questions that you may have.
Car Insurance Additional Information
MiWay offers flexible car insurance to cover losses primarily due to an accident or theft.
In addition to accident or theft, comprehensive car insurance in South Africa covers losses due to fire and explosion, natural disasters like hail and floods and damage to the vehicle’s glass.
Additional options such as car hire and cover for non-standard sound systems and car accessories can also be added to your car insurance policy.
Car Insurance is sometimes referred to as Vehicle Insurance or Motor Insurance.
