I was involved in an accident which was my fault. I have no insurance, and the other party brought me a quote from panel beaters which he wants me to pay (R5,383). He says he does not want to claim from the insurance as they have claimed for 2 vehicles this year already and another claim will increase his premium by 8 or 9 thousand rand. If I admit that the accident was my fault, why would his premium be increased?
It is very difficult to comment on your question without knowing all of the facts. There may be extenuating circumstances that the other party has not divulged or is not aware of?
Car Insurance Additional Information
MiWay offers flexible car insurance to cover losses primarily due to an accident or theft.
In addition to accident or theft, comprehensive car insurance in South Africa covers losses due to fire and explosion, natural disasters like hail and floods and damage to the vehicle’s glass.
Additional options such as car hire and cover for non-standard sound systems and car accessories can also be added to your car insurance policy.
Car Insurance is sometimes referred to as Vehicle Insurance or Motor Insurance.
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