I would like to insure with MiWay, I unfortunately do not have receipts for most of the items i would like to purchase insurance for. Is it acceptable to submit photos of various items? I also would like to know if you exlude certain items such as glassware/crockery?

MiWay may insist on proof of ownership and value for any item for which you claim. That being said we do take into account the value and age of the item before requesting proof of ownership. In terms of the policy, when you claim, MiWay may require proof of ownership and value of any items for which you claim. You also need to make damaged items which you claim for, available for inspection in order to substantiate the extent and nature of the damages. With regards to your question raised, there are various factors MiWay will take in consideration and each case will be assessed on merit. MiWay can request various other form of proof of the specific item from you which is not limited to a receipt and/or purchase invoice. Glassware/crockery are not excluded and can be covered. Kindly contact our claims call centre should you have any further questions.