WILL MIWAY PAY OUT A CLAIM IN THE EVENT OF AN ACCIDENT BEING DRUNK AS REGULAR DRIVER?
A claim will definitely be repudiated if the driver is driving under the influence of alchohol when the accident occurred.
A car insurance claim will not be settled if there is proof that the driver has been drunk.
A car insurance policyholder should be aware that he is obliged under the car insurance policy to operate the vehicle within the Rules of the Road. If he does not obey the Rules of the Road, he will be in breach of his part of the agreement under the car insurance policy – and cannot expect the insurer to settle the claim.
Unfortunately we do not have enough testing for drunken driving – and most accidents that are not serious do not result in testing for breath and blood. Too many accident claims are made “the morning after” – and will never involve disclosure of whether the driver had a few drinks.
Car Insurance Additional Information
MiWay offers flexible car insurance to cover losses primarily due to an accident or theft.
In addition to accident or theft, comprehensive car insurance in South Africa covers losses due to fire and explosion, natural disasters like hail and floods and damage to the vehicle’s glass.
Additional options such as car hire and cover for non-standard sound systems and car accessories can also be added to your car insurance policy.
Car Insurance is sometimes referred to as Vehicle Insurance or Motor Insurance.
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