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Insure your home and its contents

Home Insurance QuotesLightning strikes, fires start, geysers burst, stuff gets stolen and things get broken. At MiWay we can’t predict the future, but we can make sure you’re covered for natural disasters and the not so natural ones too.

It’s not an issue of IF you’ll need Home and Contents Insurance, it’s an issue of having the cover WHEN you need it most. From Buildings (Homeowners) Insurance to Contents Cover and even All Risk Insurance, look no further than MiWay to cover your house and the things that make it a home.

The bottom line? You can’t afford not to have Home Insurance.

Use the following links to find out more about:

Why choose MiWay for your Home Insurance cover?

  • Affordable premiums
  • Award-winning, awesome service
  • 24/7/365 Household Emergency Assistance
  • Efficient, hassle-free claims process
  • Rewards, whether you claim or not
  • And you can do it all online

Definitions of Types of Residences

Cluster: Stand-alone units in a complex; compared to estates, houses are normally much smaller. Units share communal services including a communal gate. Normally Full Title.

Complex: Houses or apartments sharing a communal entrance, but the entrance is not guarded. Normally sectional title.

Security Complex: Houses or apartments sharing a communal entrance which is manned by a security guard 24/7. Normally sectional title.

Flat above ground level: The unit is part of a block of flats and the unit is not on the ground floor.

Flat on ground level: The unit is part of a block of flats and on the ground floor; typically with a small garden and additional external door.

Retirement Village: Similar to clusters (above) but solely for pensioners.

Golf/Residential/Country Estate: Differs from a complex in that the houses are not as concentrated as in a complex; Some estates even have a supermarket/ clinic/ restaurant inside the estate. Houses are usually bigger than in a complex; normally full title.

Cottage: An apartment attached to the main residence but independent and fully functional; usually with its own living area, kitchen and bathroom. So even though attached to the house, a person can live here without being dependent on the main residence’s bathrooms/kitchen etc.

Garden Cottage: A stand-alone apartment with its own living area, kitchen and bathroom. Differs from a cottage in that it is not attached to the main residence on the same property.