All Risk Insurance
MiWay’s All Risk Insurance cover provides peace-of-mind cover for those items (e.g. cameras, cell phones, jewellery etc.) usually worn or taken out of the home. Choose between unspecified All Risk Insurance or specified All Risk Insurance.
Unspecified All Risk Insurance
Unspecified All Risk Insurance cover a variety of items individually valued at less than R1 500. These items change from day to day and therefore would be impractical to list them each time you need them covered.
Specified All Risk Insurance
Specified All Risk Insurance covers individual items valued at more than R1 500.
Why choose MiWay’s All Risk Insurance Cover?
- Affordable premiums
- Low flat excess
- World-class service
- Hassle free claims process
- Earn rewards whether you claim or not
- Convenience, get an accurate all risk insurance quote online or via our call centre
If you do not want to fork out to replace your valued personal possessions, don’t leave home without All Risk Insurance.
All Risk Insurance vs Contents Insurance
Portable items like laptop computers, notebooks, iPhones, smartphones, iPods, cell phones, sunglasses and the like which could be carried outside the home should be covered under all risk insurance and specified if more than R1500 in value. These portable items could be covered under your contents insurance but the loss would need to occur while inside the home noted on the policy coversheet. Contents Insurance covers all your personal possessions inside your home. These items would typically be your television, hifi, kitchen appliances, furniture, TV etc.
