Buildings Insurance
MiWay’s Buildings Insurance covers the permanent structures on your property as well as all permanent fixtures, fittings and improvements to your property. Buildings Insurance will cover your borehole and swimming pool pumps as well as underground pipes and cables.
Why choose MiWay’s Buildings Insurance?
- Affordable premiums
- Low flat excess
- Great Service
- Hassle free claims process
- Earn rewards whether you claim or not
- Free Home emergency assistance
- Convenience, get an accurate buidlings insurance quote online or via our call centre
Why do you need Buildings Insurance?
Buildings Insurance covers you for your house in the unfortunate event of;
- Fire damage due to an electrical short or a lightning strike
- Water damage due to a water main burst which floods your entire property
- Water damage due to a burst geyser
- Damaged gate motor or pool pump due to lightning strike
- And various other risks
These scenarios can easily become a reality and they affect countless South Africans on a daily basis. These nightmare scenarios could see you falling heavily into debt trying to repair your home if you do not have buildings insurance.
Buildings insurance, sometimes called homeowners insurance or houseowners insurance will also cover your thatch roof property providing there is a SABS approved lightning conductor installed on the premises. MiWay’s homeowner’s insurance also covers you for loss or damage caused by leaking or bursting geysers, water supply tanks, cisterns, heating installations and water pumps which form a permanent part of your building. Direct solar heating systems in a frost area are not covered by MiWay’s homeowners insurance.