Contents Insurance

MiWay’s Contents Insurance covers all your personal possessions inside your home belonging to you and the members of your household who live with you – this includes TVs, furniture, clothing, curtains, loose carpets etc. We will also cover items in your outbuildings, whether separate from your home or not.

Also consider adding:

• Extended theft cover – for homes that do not meet the minimum security requirements under MiWay’s Household Contents cover and where you travel frequently leaving your home unoccupied for more than 60 consecutive days per year.
• Extended personal liablility cover – if you need more than R5 000 000 cover for liability to other parties.

Start saving today!

Use the available options to request a call-back and we will call you to complete an obligation-free insurance quote from one of our agents.

Alternatively use the Online Quote option where you can earn rewards and save on joining fees by completing the quote online.

Why choose MiWay’s Contents Insurance?

• Affordable premiums
• Low flat excess
• Great Service
• Hassle free claims process
• Earn rewards whether you claim or not
• Free Home emergency assistance
• Convenience, get an accurate contents insurance quote online or via our call centre

Contents Insurance Frequently Asked Questions

Vist the Contents Insurance Frequently Asked Questions page to view and ask any questions you have regarding Contents Insurance.

Why do you need Contents Insurance

If you need to insure your household belongings against fire, theft, water, wind and storm damage, you need contents insurance cover. Having security measures equivalent to Fort Knox may protect your valuables against theft but what about protection against the elements. You could lose everything in your home in the unfortunate event of your house burning down or getting flooded. Burglar bars, armed response and living in a secure neighborhood cannot protect against the elements.

MiWay’s contents insurance product is flexible and different options are available to reduce the premium when obtaining contents insurance. You can decide to exclude certain cover like theft and increase the excess amount you pay during a claim.

Contents Insurance vs All Risk Insurance

Contents Insurance covers all your personal possessions inside your home. These items would typically be your television, hifi, kitchen appliances, furniture, TV etc. Portable items like laptop computers, notebooks, iPhones, smartphones, iPods, cell phones, sunglasses and the like which could be carried outside the home should be covered under all risk insurance and specified if more than R1500 in value. These portable items could be covered under your contents insurance but the loss would need to occur while inside the home noted on the policy coversheet.