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Contents Insurance

If your house burnt down today, could you afford to replace everything (including your wardrobe) tomorrow? If the answer is ‘no’, then you need to insure your household belongings against fire, theft, water, wind and storm damage – you need Contents Insurance.

Why choose MiWay's Contents Insurance?

  • Affordable premiums
  • Award-winning, awesome service
  • Low flat excess
  • Hassle-free claims process
  • Earn rewards, whether you claim or not
  • And you can get all of this online, quick quick!

MiWay’s Contents Insurance product covers all your personal possessions inside your home belonging to you and the members of your household who live with you – this includes TVs, furniture, clothing, curtains, loose carpets etc. MiWay will also cover items in your outbuildings, whether separate from your home or not.

Contents Insurance vs. All Risk Insurance

Contents Insurance covers all your personal possessions inside your home, for example, your television, hi-fi, kitchen appliances, furniture etc. All Risk Insurance covers all your personal possessions that are portable; like laptop computers, electronic notebooks, iPhones, smartphones, iPods, cellphones, sunglasses and other items that go where you go should be covered under All Risk Insurance and specified if valued at more than R1500. These portable items could be covered under your Contents Insurance but the loss would need to occur while inside the home noted on the policy coversheet.