It’s a simple fact that MiWay can offer you peace of mind motor and household insurance. But like these clients, you need more than just great premiums and customised cover. You need the certainty that we’ll be there for you when you need us most. We offer everything you need. Just the way you want it!
Posts Tagged ‘motor insurance’
Motor Insurance
MiWay is an authorised financial services company that offers a full range of financial products and services direct to the consumer. Their initial offering includes short-term insurance, motor warranty insurance and credit life. There are also long term plans to extend this offering to create a complete array of services all under one convenient umbrella. MiWay is a unique insurance provider due, in part, to the convenience they offer. They have harnessed the power and convenience of the Internet and they aim to empower you to buy and manage your financial services portfolio online at your convenience.
When you enjoy the motor insurance options from MiWay, you will also have the ability to earn rewards whether you have a claim or not. They realise that sometimes accidents occur and are not within your control. They won’t penalise you for circumstances that might not be in your control but instead they offer you a reward with a premium refund when you turn out to be an even better risk than they had assumed.
Your motor insurance and other coverage will be through a single supplier that only requires you to supply your information once. They will use the information they already have about you to eliminate the time and effort normally associated with buying additional products from multiple service providers. You only have to provide your information one time! They also provide you with a commitment to transparency and openness. They have a public compliments and complaints forum where they publicly address any service complaints customers might have.
The motor insurance on your car will be flexible to cover the losses that are primarily due to an accident or theft in addition to accident or theft. MiWay also offers comprehensive car insurance to drivers in South Africa which covers losses due to fire and explosion, natural disasters like hail and floods and damage to the vehicle’s glass. You can also take advantage of additional options such as car hire and cover for non-standard sound systems and car accessories which can be added to your motor insurance for your car.
Affordable premiums are one of the biggest reasons clients get their motor insurance from MiWay. They also offer a low flat excess, which is the amount that you agree to pay in the event you have to place a claim and MiWay pays the balance. You will always get great service from MiWay and that includes their hassle-free claims process. Their unique MiRewards program lets clients earn rewards whether they have claimed or not. You will also get free roadside emergency assistance and receive rewards and save on joining fees by buying your motor insurance online.
Whether you need motor insurance for a vehicle that is used for private or social purposes, professional use, business use or more than one reason, MiWay is your best resource for the customised policy you need. Go to www.miway.co.za and see all the great advantages that you will have when you choose MiWay for your motor insurance.
Motor Insurance Products
Are you looking for motor insurance to suit your budget, with benefits like free roadside assistance and rewards for not claiming? MiWay offers flexible, innovative and affordable motor insurance, we even allow you to fix your motor insurance premiums for a period of 36 months!* No more worries about unexpected expenses due to an increase in your motor insurance premium.
*Terms & conditions apply
Start saving today! Use the options to request a call-back and we will call you to complete an obligation-free motor insurance quote from one of our agents.
Alternatively use the Online Quote option where you can earn rewards and save on joining fees by completing the quote online.
Why choose MiWay’s Motor Insurance?
MiWay offers flexible motor insurance to cover losses primarily due to an accident or theft. In addition to accident or theft, comprehensive motor insurance in South Africa covers losses due to fire and explosion, natural disasters like hail and floods and damage to the vehicle’s glass.
Additional options such as car hire and cover for non-standard sound systems and car accessories can also be added to your motor insurance policy.
- Affordable premiums
- Low flat excess
- Great Service
- Hassle free claims process
- Earn rewards whether you claim or not
- Free Roadside emergency assistance
- Earn rewards and save on joining fees by buying your insurance online
- Fix your motor insurance premiums for a period of 36 months!*
*Terms & conditions apply
MiWay motor insurance can cover your car for either private, professional or business use:
Private or social purposes, including driving between your home and regular place of work will be classified as private use.
Professional use is where the car forms an essential part of the performance of any work or function as a Lawyer, Doctor, Actuary, Accountant, Architect or an Engineer and it also includes private use.
Business use is where the car forms an essential part of the performance of any work or function and it also includes private use.
Your motor insurance coversheet reflects the use that you chose. It is vital that you insure your car for the correct use in order to have cover.
Scenario: If you utilise your car for business purposes, your car is on the road more often than if you only use it for private purposes. The chance of it being stolen or involved in an accident is therefore much greater. The premium for a car being used for business purposes is higher compared to the same car being used only for private purposes. If you insure your car for the incorrect use you will not have cover on your car in the event of a claim as the premium paid will be incorrect.
Your vehicle can be insured for one of the following values:
- Retail value
- Market value (the average between the vehicle’s retail and trade values)
- Trade value
- Specially agreed value (which applies to unlisted, collectors and vintage vehicles where a valuation is given by an appropriate approved source)
Additional add-on options to consider:
- Vehicle sound equipment and accessories: – Let us cover your state-of-the-art, non-standard sound system or other vehicle, caravan, motorcycle and trailer accessories.
- Car Hire: – Avoid the hassle of being without a car while waiting for your car to be repaired. For a small monthly amount buy convenience!
- Deposit Protector: – Should your car be hi-jacked or irreparably damaged, make sure you’re covered and ready with a deposit on your new car. Deposit Protector will pay out 10% of the market value or insured value or the difference between the market value of your vehicle and the new list price as at the date of loss, whichever is the lesser.
- Credit Shortfall: – Let us take care of the difference between the current insured value of your vehicle and the amount owing in terms of your finance agreement.
- Extended Personal Liability: – Of course you have personal liability cover (up to R5 000 000) when ensuring with MiWay, but you might want to extend your cover for those unexpected accidents.
Watercraft Insurance
MiWay’s Watercraft insurance will cover any motorboat, ski boat or wet bike for social or private use whether ashore, afloat or being transported. Our cover includes the hull, motors, machinery, equipment, standard fittings and accessories that would normally be sold with your watercraft. Remember to also insure your watercraft trailer!
