Posts Tagged ‘vehicle insurance’

Vehicle Insurance

Written on November 10th, 2009 by
Categories: Insurance Articles

If you’re looking for the best vehicle insurance out there, there are going to be a few things you’ll want to consider. You don’t want to just find one company and assume that they’re your best bet. The reality is that you need to find a company that’s not only going to offer you the best rates, but that’s also going to be able to offer you the best service and the most convenience. In order to achieve these two important goals, you’ll want to consider the following factors to choose the right company.

Get the Best Rates For the Coverage You Need

Of course your primary concern when looking for vehicle insurance is likely going to be getting the best rates. Be sure that you’re actually getting the best value though. Some companies will offer what seem to be rock bottom rates. However, once it comes time for a claim, you’ll find that your coverage is virtually non-existent. Be sure to compare the value of policies, that is the coverage you get for the money, instead of just comparing prices for policies that might not offer the same coverage.

Get Rates That Are Easy to Understand

Another thing to consider as you choose the best rates for vehicle insurance, is that you don’t want to have any surprises. Some companies will offer what seem like great rates and the coverage will seem to be exactly what you’re looking for. However, once you get your policy and begin to start paying your premium, you’ll discover that there are hidden fees. These fees can really add up and make a policy not nearly as good of a deal as you’d thought. Choose a company like www.miway.co.za with clear rates.

Choose a Company That Makes It Convenient

You want to get vehicle insurance from a company that will make it easy to get covered. Some companies have long, drawn out procedures just to get the coverage you need. This can lead to not having coverage as quickly as you want it, or to having to fill out long and confusing forms. Choose a company that let’s you instantly and easily activate your own policy, right online, in order to not only get coverage quickly, but easily as well.

Choose a Company You Can Contact

Some companies will provide you with vehicle insurance quickly and easily online, and their rates will seem to be great. However, if you have a question or a claim, you can find them virtually impossible to get a hold of. The best way to avoid this situation is to choose a company that’s going to give you both online access to their customer service, as well as a phone number to call. This provides the most flexibly and convenience for any time you have a question or concern.

As you can see, finding the best vehicle insurance requires considering a few things. If you follow the above tips, you should be well on your way to getting the coverage you need.

Get quality vehicle insurance at competitive rates

Written on August 31st, 2009 by
Categories: vehicle insurance

vehicle-insurance

Are you looking for vehicle insurance to suit your budget, with benefits like free roadside assistance and rewards for not claiming? MiWay offers flexible, innovative and affordable vehicle insurance, we even allow you to fix your car insurance premiums for a period of 36 months!* No more worries about unexpected expenses due to an increase in your car insurance premium.

*Terms & conditions apply

Start saving today! Use the options to request a call-back and we will call you to complete an obligation-free insurance quote from one of our agents.

Alternatively use the Online Quote option where you can earn rewards and save on joining fees by completing the quote online.

Why choose MiWay’s Vehicle Insurance?

MiWay offers flexible vehicle insurance to cover losses primarily due to an accident or theft. In addition to accident or theft, comprehensive vehicle insurance in South Africa covers losses due to fire and explosion, natural disasters like hail and floods and damage to the vehicle’s glass.

Additional options such as car hire and cover for non-standard sound systems and car accessories can also be added to your vehicle insurance policy.

MiWay offers a flexible excess structure which allows you to design a vehicle insurance premium that suites your budget.

  • Affordable premiums
  • Low flat excess
  • Great Service
  • Hassle free claims process
  • Earn rewards whether you claim or not
  • Free Roadside emergency assistance
  • Earn rewards and save on joining fees by buying your insurance online
  • Fix your car insurance premiums for a period of 36 months!*

*Terms & conditions apply

MiWay vehicle insurance can cover your car for either private, professional or business use:

Private or social purposes, including driving between your home and regular place of work will be classified as private use.

Professional use is where the vehicle forms an essential part of the performance of any work or function as a Lawyer, Doctor, Actuary, Accountant, Architect or an Engineer and it also includes private use.

Business use is where the vehicle forms an essential part of the performance of any work or function and it also includes private use.

Your coversheet reflects the use that you chose. It is vital that you insure your vehicle for the correct use in order to have cover.

Scenario: If you utilise your vehicle for business purposes, your vehicle is on the road more often than if you only use it for private purposes. The chance of it being stolen or involved in an accident is therefore much greater. The premium for a vehicle being used for business purposes is higher compared to the same vehicle being used only for private purposes. If you insure your vehicle for the incorrect use you will not have cover on your vehicle in the event of a claim as the premium paid will be incorrect.

Your vehicle can be insured for one of the following values:

  • Retail value
  • Market value (the average between the vehicle’s retail and trade values)
  • Trade value
  • Specially agreed value (which applies to unlisted, collectors and vintage vehicles where a valuation is given by an appropriate approved source)

Vehicle Insurance Frequently Asked Questions

Visit the Vehicle Insurance Frequently Asked Questions page to view and ask any questions you have regarding Vehicle Insurance.

Roadside Emergency comes free with MiWay Vehicle Insurance

Roadside assistance automatically applies to each vehicle (with a mass less than 3500kg) noted on your vehicle insurance policy coversheet. Emergency assistance is available 24 hours a day, seven days a week. This benefit is available to MiWay vehicle insurance policy holders by contacting the 24 hour client car line.

Vehicle Insurance is sometimes referred to as Car Insurance or Motor Insurance.

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