MiWay Insurance


What to do when your car backfires

Cars have gone from being a luxury, to being a necessity over the years. The slightest problem could lead to great inconveniences that can leave you stranded. One such problem is an unpleasant noise, followed by a jolt to the senses while driving. The last thing you're looking forward to dealing with this festive season, is a car that backfires - it can be pricy. If your car is backfiring, then it's important to understand why this happens and what the implications could be. What could be the p

What to do if your car breaks down a day after purchase

Imagine the shocker of having the car you've been waiting months to drive breaking down soon after purchase, due to engine failure - what do you do? This may sound like a scenario you would rather not think of, but it can happen. In some unfortunate cases, when purchasing a second-hand car, the sellers aren't always eager to mention the problematic history of the car, leaving you with the burden of discovery and fixing the problems as well as the additional costs. If you're considering buying a

The importance of stating the correct regular driver

"Who is the regular driver of the vehicle?" - a common question you'll be asked when shopping for insurance. Often, the importance of stating the correct regular driver to your insurer is not clearly understood; we are here to help you understand why this question is asked and how it affects your policy. What does 'regular driver' mean?According to your insurer, a regular driver is someone who drives the insured car most frequently during a given period, usually a month. Now, working this out w

What you need to know to avoid an accident

With the increasing number of drivers and vehicles on the roads, it is inevitable that the number of risks on the road will increase too. Road users are constantly exposed to the possibility of being involved in an accident and although it can happen to anyone and at any time, there are ways in which you can try and avoid it. With the increasing number of drivers and vehicles on the roads, it is inevitable that the number of risks on the road will increase too. Road users are constantly exposed

Safety tips: dealing with a burst tyre

As a driver, you need to be prepared for anything when navigating the roads. Having your tyre burst is one such thing. You may not want to think about it but you do need to know how to handle it should you find yourself stranded on the side of the road. Experiencing a tyre burst could lead to you losing complete control of your car, resulting a potentially fatal accident. You may consider yourself a safe driver and your car a safe traveling tool, however anything can happen and a tyre burst is

Vehicle overloading is it really worth it for your business?

When transporting goods and stock, it may be tempting to load the vehicle a little more than usual in order to maximise the load and possibly reduce fuel costs, but this can be a costly mistake. We know that optimising productivity, reducing operational costs and improving profit is key for any business, but "Overloaded vehicles are estimated to be responsible for R400 million of unnecessary road damage per annum" according to a report from Loadtech. Just how harmful are those extra bags of cem

Important things to have checked out at the fuel station

For some drivers, a visit to the filling station is a quick in-an-out mission, and for others it's a little more, thanks to a quick maintenance check. The filling station certainly has more to offer than just a quick fill up stop. You may consider yourself a responsible car owner, however anything can happen when you least expect it - even to the most responsible individuals. Your car could send you an alert for caution or a pending hazard that needs immediate attention to prevent bigger proble

Share your way to urban mobility

With the increase of mobility solutions that are greener and cheaper in our urban areas, sharing a ride has fast become the "in thing" in South Africa. Not only is it convenient, it has freed many of us from bearing the traffic alone. Having two or more people sharing a ride can certainly come with some benefits - here are a few: Reduces traffic Getting more people in less cars with the aim of sharing a ride helps in reducing traffic congestion on the roads. This means having less cars on the

Time is money: Tips to help you use yours well

Entrepreneurs particularly have to learn how to do it all - something that's only possible if they learn how to manage their time. We hear a lot about the need to encourage the creation of small, entrepreneurial businesses in order to generate jobs and grow the economy, but less is said about just how difficult it is to turn that great idea into a sustainable business that actually makes money! Many small businesses never achieve their true potential because the entrepreneur who started them is

Don't 'plug-in' and drive

What can make traffic a little more bearable or make the time pass a little quicker than your favourite playlist? Blasting out the day and getting lost in music while driving may sound like a great idea, just not when your safety and that of other road users is at risk. A big part of staying safe on the road is dependent on your alertness and awareness of what is happening around you - using earphones while driving hinders this. It may get a little tempting to plug in your earphones on those lo

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