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The moment a driver accepts a ride through an e-hailing platform, the vehicle is effectively operating commercially, and a standard business policy does not automatically extend to cover this.",[],"article_content_text$f15319dc-04da-4666-b60d-6a0ddfc62b30",{"variation":1620,"version":1621,"items":1678,"primary":1679,"id":1685,"slice_type":1635,"slice_label":9},[],{"heading":1680,"content":1681,"link_heading":660},"What risk is involved when vehicle use is incorrect?",[1682],{"type":73,"text":1683,"spans":1684,"direction":76},"Beyond the risks to drivers themselves, insurance brokers also have a responsibility to ensure clients are properly advised when vehicles may be used commercially. From a broker’s perspective, proceeding with personal lines cover while aware that the client intends to use the vehicle commercially, even at a later stage, exposes both the client and the broker to unnecessary risk.",[],"article_content_text$1c7bd466-baef-4448-baa7-e4aa8af16c1f",{"variation":1620,"version":1621,"items":1687,"primary":1688,"id":1694,"slice_type":1635,"slice_label":9},[],{"heading":1689,"content":1690,"link_heading":660},"The bottom line",[1691],{"type":73,"text":1692,"spans":1693,"direction":76},"Insurance works on the principle of full disclosure. Drivers must ensure that their insurer knows exactly how their vehicle is being used so that the correct cover is in place. While commercial cover may cost slightly more upfront, it ensures drivers are protected should something go wrong.",[],"article_content_text$5f66b521-dd0f-4ac7-a45b-9cd31d7b1318","An alarming trend is emerging within South Africa’s e-hailing sector with some drivers opting for personal vehicle insurance instead of commercial cover","ehailing insurance",{"dimensions":1698,"alt":1612,"copyright":9,"url":1701,"id":1614,"edit":1702},{"width":1699,"height":1700},2400,1260,"https://images.prismic.io/miway-website/acuhupGXnQHGZH9e_ehailing-transparancy.jpg?auto=format,compress&rect=523,0,1114,585&w=2400&h=1260",{"x":1703,"y":32,"zoom":7,"background":33},523,{"link_type":38},[1706],{"type":73,"text":1707,"spans":1708,"direction":76},"South Africa’s e-hailing economy has expanded rapidly in recent years, with an estimated 150 000 drivers currently operating across the country[i]. Many of these drivers work part time, using platforms after hours to supplement their income, while others rely on e-hailing as their primary source of income. ",[1709],{"start":1710,"end":1711,"type":1712},306,307,"em","Miway",{"id":1715,"type":1716,"tags":1717,"lang":20,"slug":649,"first_publication_date":1718,"last_publication_date":1719,"uid":1720,"data":1721,"link_type":411,"key":1758,"isBroken":413},"ZwYbiRAAACEAp-qZ","service_block",[],"2024-10-09T06:00:31+0000","2026-04-09T16:11:50+0000","blog-service-block",{"description":1722,"cta_text":1332,"cta_link_href":1729,"buttons":1732,"pictogram":1745,"title":723},[1723],{"type":73,"text":1724,"spans":1725,"direction":76},"A way to protect your car and pay less for your cover. Just what you want!",[1726],{"start":1727,"end":1728,"type":1712},26,29,{"id":644,"type":533,"tags":1730,"lang":20,"slug":646,"first_publication_date":647,"last_publication_date":648,"uid":649,"url":650,"link_type":411,"key":1731,"isBroken":413},[537],"df3f5962-daae-4e19-ac70-ef188b87fd0c",[1733,1739],{"button_text":1734,"button_link":1735,"button_colour":1738,"button_variant":1620,"functionality":1734},"Call me back",{"link_type":81,"key":1736,"url":1737},"60025c2d-f431-4863-a505-be4c3df58a8a","#button","white",{"button_text":1740,"button_link":1741,"button_colour":1738,"button_variant":1744,"functionality":1740},"Get my quote",{"link_type":81,"key":1742,"url":1743},"ab10dc5c-9813-4473-b782-486b1325356f","#quote","outline",{"dimensions":1746,"alt":9,"copyright":9,"url":1749,"id":1750,"edit":1751,"mobile":1752},{"width":1747,"height":1748},338,361,"https://images.prismic.io/miway-website/ZzsD0q8jQArT09aX_Type%3DCar2.webp?auto=format,compress&rect=0,0,154,164&w=338&h=361","ZzsD0q8jQArT09aX",{"x":32,"y":32,"zoom":7,"background":33},{"dimensions":1753,"alt":9,"copyright":9,"url":1756,"id":1750,"edit":1757},{"width":1754,"height":1755},200,212,"https://images.prismic.io/miway-website/ZzsD0q8jQArT09aX_Type%3DCar2.webp?auto=format,compress&rect=0,0,154,163&w=200&h=212",{"x":32,"y":32,"zoom":7,"background":33},"480ba581-77d3-4131-97ff-0d1e30a78b63",[],{"dimensions":1761,"alt":1612,"copyright":9,"url":1613,"id":1614,"edit":1762},{"width":1610,"height":1611},{"x":32,"y":32,"zoom":7,"background":33},[1764,1960,2167,2336],{"id":1765,"uid":1766,"url":1767,"type":1581,"href":1768,"tags":1769,"first_publication_date":1770,"last_publication_date":1771,"slugs":1772,"linked_documents":1774,"lang":20,"alternate_languages":1775,"data":1776},"Z6N4ohIAACgAN9hA","4-business-support-services-to-give-you-a-one-up-on-the-competition","/blog/4-business-support-services-to-give-you-a-one-up-on-the-competition","https://miway-website.cdn.prismic.io/api/v2/documents/search?ref=ad6idBIAACUAgJLM&q=%5B%5B%3Ad+%3D+at%28document.id%2C+%22Z6N4ohIAACgAN9hA%22%29+%5D%5D",[653,1002,975],"2025-02-05T14:41:47+0000","2026-03-27T08:18:07+0000",[1773],"2026-03-27t0815000000",[],[],{"date":1777,"heading":1778,"duration":126,"article_type":1779,"category":1782,"related_product":1786,"thumbnail":1789,"type":1616,"related_insurance":1797,"slices":1798,"meta_title":1778,"meta_description":1936,"meta_keywords":1937,"meta_image":1938,"canonical":1943,"intro":1944,"author":1713,"service_block":1948,"in_this_article":1956,"hero_image":1957},"2026-03-27T08:15:00+0000","4 business support services to give you a one-up on the competition",{"id":1594,"type":1355,"tags":1780,"lang":20,"slug":1596,"first_publication_date":1597,"last_publication_date":1597,"uid":1596,"url":1359,"link_type":411,"key":1781,"isBroken":413},[],"70963de1-4d0e-430b-a3b5-0eaa622d5c82",{"id":1600,"type":1601,"tags":1783,"lang":20,"slug":1596,"first_publication_date":1603,"last_publication_date":1603,"uid":1596,"url":1359,"data":1784,"link_type":411,"key":1785,"isBroken":413},[],{"name":996},"26c61368-d81a-463e-a902-ac92cdb3086a",{"id":1266,"type":533,"tags":1787,"lang":20,"slug":1268,"first_publication_date":1269,"last_publication_date":1270,"uid":1268,"url":1271,"link_type":411,"key":1788,"isBroken":413},[653,1002,537],"3860f4e4-93d2-44a3-9d02-ea56402abc4d",{"dimensions":1790,"alt":1793,"copyright":9,"url":1794,"id":1795,"edit":1796},{"width":1791,"height":1792},1153,321,"Two women wearing aprons","https://images.prismic.io/miway-website/Z6N4B5bqstJ9-Qdg_4BusinessSupportServices.jpeg?auto=format,compress","Z6N4B5bqstJ9-Qdg",{"x":32,"y":32,"zoom":7,"background":33},"Building",[1799,1812,1828,1842,1856,1870,1889,1898,1916],{"variation":1620,"version":1621,"items":1800,"primary":1801,"id":1811,"slice_type":1635,"slice_label":9},[],{"heading":9,"content":1802,"link_heading":413},[1803],{"type":73,"text":1804,"spans":1805,"direction":76},"The right support services can take pressure off the day-to-day running of the business and free you up to focus on growth. They can also help you reduce mistakes, improve decision-making and build a more resilient business. And when your systems are stronger, it becomes easier to understand what needs protection through the right business insurance.",[1806],{"start":1807,"end":1808,"type":219,"data":1809},333,351,{"link_type":81,"url":1810,"target":138},"https://www.miway.co.za/business-insurance","article_content_text$8e7cacf4-eae6-43a3-b15d-74c7c01a1963",{"variation":1620,"version":1621,"items":1813,"primary":1814,"id":1827,"slice_type":1635,"slice_label":9},[],{"heading":1815,"content":1816,"link_heading":660},"What you’ll learn in this article",[1817,1821,1824],{"type":1818,"text":1819,"spans":1820,"direction":76},"list-item","Which support services can make the biggest difference to a growing small business",[],{"type":1818,"text":1822,"spans":1823,"direction":76},"How legal, tax, admin and marketing support help reduce pressure on owners",[],{"type":1818,"text":1825,"spans":1826,"direction":76},"Where business insurance fits into a stronger business-support strategy",[],"article_content_text$74d4bfd2-14c7-4234-b80b-c83228444342",{"variation":1620,"version":1621,"items":1829,"primary":1830,"id":1841,"slice_type":1635,"slice_label":9},[],{"heading":1831,"content":1832,"link_heading":660},"Why support services matter for small businesses",[1833],{"type":73,"text":1834,"spans":1835,"direction":76},"Small businesses are often built around a founder who carries multiple responsibilities at once. That can work in the early stages, but it becomes harder to sustain as the business grows.\n\nAccording to the OECD’s 2025 South Africa survey, SMEs account for about 60% of employment in South Africa. That makes operational efficiency, compliance and good decision-making especially important for business owners who want to grow sustainably.",[1836],{"start":1837,"end":1838,"type":219,"data":1839},206,237,{"link_type":81,"url":1840,"target":138},"https://www.oecd.org/en/publications/oecd-economic-surveys-south-africa-2025_7e6a132a-en/full-report/enhancing-job-creation-and-workforce-integration-in-a-changing-economy_e1449aca.html","article_content_text$a463394a-12b0-4fd3-8b40-422a4e8c5943",{"variation":1620,"version":1621,"items":1843,"primary":1844,"id":1855,"slice_type":1635,"slice_label":9},[],{"heading":1845,"content":1846,"link_heading":660},"1. Legal advice",[1847],{"type":73,"text":1848,"spans":1849,"direction":76},"Every small business should understand the legal framework it operates in. Contracts, customer terms, supplier agreements, staff matters and regulatory obligations all carry risk if they are handled informally.\n\nLegal advice helps business owners understand what they are agreeing to and where they may be exposed. It also helps reduce problems before they become costly disputes.\n\nFor example, the Companies and Intellectual Property Commission (CIPC) requires companies and close corporations to keep up with core administrative obligations such as annual returns. Professional support can make that process easier to manage and easier to plan for.",[1850],{"start":1851,"end":1852,"type":219,"data":1853},399,452,{"link_type":81,"url":1854,"target":138},"https://www.cipc.co.za/","article_content_text$0d346361-3a40-4b3b-8154-8b43fb8ba9f8",{"variation":1620,"version":1621,"items":1857,"primary":1858,"id":1869,"slice_type":1635,"slice_label":9},[],{"heading":1859,"content":1860,"link_heading":660},"2. Tax advice",[1861],{"type":73,"text":1862,"spans":1863,"direction":76},"Tax compliance can become overwhelming when a business is trying to juggle cash flow, suppliers and growth at the same time. A tax practitioner or accountant can help owners understand which obligations apply to them, what records they should keep and how to avoid unnecessary compliance pressure.\n\nThat support matters because tax mistakes can affect cash flow and distract owners from running the business. The South African Revenue Service (SARS) notes that the turnover-tax threshold increased to R2.3 million from 1 April 2026, which is another reminder that small-business rules and thresholds can change over time.",[1864],{"start":1865,"end":1866,"type":219,"data":1867},413,449,{"link_type":81,"url":1868,"target":138},"https://www.sars.gov.za/types-of-tax/turnover-tax/","article_content_text$febbb4dd-ba2e-4ddd-9f41-b50256aa7b9f",{"variation":1620,"version":1621,"items":1871,"primary":1872,"id":1888,"slice_type":1635,"slice_label":9},[],{"heading":1873,"content":1874,"link_heading":660},"3. Office management and admin support",[1875],{"type":73,"text":1876,"spans":1877,"direction":76},"A growing business creates more moving parts: supplier orders, customer records, stock controls, staff scheduling, invoicing and filing. Without the right systems, admin can start consuming the time you need for sales, planning and customer service.\n\nOffice management support helps owners keep operations organised. It can also improve consistency, reduce delays and make handovers easier when someone is away or the workload increases.\n\nFor business owners who need broader support, SEDA offers small-business development resources in South Africa, while MiWay’s own MiBusiness Assist is positioned as practical support for business owners who want help beyond insurance alone.",[1878,1883],{"start":1879,"end":1880,"type":219,"data":1881},485,489,{"link_type":81,"url":1882,"target":138},"https://www.seda.org.za/",{"start":1884,"end":1885,"type":219,"data":1886},569,586,{"link_type":81,"url":1887,"target":1633},"https://www.miway.co.za/business-insurance/mibusiness-assist","article_content_text$6a34ce16-1f5f-4df6-af81-86c84ab28929",{"variation":1620,"version":1621,"items":1890,"primary":1891,"id":1897,"slice_type":1635,"slice_label":9},[],{"heading":1892,"content":1893,"link_heading":660},"4. Marketing services",[1894],{"type":73,"text":1895,"spans":1896,"direction":76},"Even a strong business can struggle if the market does not clearly understand what it offers. Marketing support helps businesses define their message, improve visibility and reach the right customers more consistently.\n\nThat may include brand positioning, website improvements, campaign planning, search visibility, social content or email marketing. The point is not to market everywhere. It is to market in the places most likely to convert attention into business.\n\nBetter visibility also makes it easier to grow revenue, which strengthens the business overall and supports more confident planning.",[],"article_content_text$e33bc9d7-9b94-451c-8e4c-3d513dc75928",{"variation":1620,"version":1621,"items":1899,"primary":1900,"id":1915,"slice_type":1635,"slice_label":9},[],{"heading":1901,"content":1902,"link_heading":660},"Where business insurance fits in",[1903],{"type":73,"text":1904,"spans":1905,"direction":76},"Support services help businesses work smarter, but they do not remove every risk. A business can still face accidental damage, stock loss, admin errors, theft, interruption or pressure caused by an unexpected event.\n\nThat is why business insurance should be considered alongside the practical support services that help a company run well. When the business has clearer systems, stronger advice and better support, it becomes much easier to decide what needs to be protected.\n\nWhat type of insurance does a business need? is a useful next read for owners who want to connect growth decisions with stronger protection.",[1906,1910],{"start":1907,"end":1908,"type":219,"data":1909},229,247,{"link_type":81,"url":1810,"target":1633},{"start":1911,"end":1912,"type":219,"data":1913},477,521,{"link_type":81,"url":1914,"target":1633},"https://www.miway.co.za/blog/what-type-of-insurance-does-a-business-need","article_content_text$02607eac-0ef7-4665-a3e5-06cde303d41f",{"variation":1620,"version":1621,"items":1917,"primary":1918,"id":1935,"slice_type":1635,"slice_label":9},[],{"heading":1919,"content":1920,"link_heading":660},"Conclusion",[1921,1924],{"type":73,"text":1922,"spans":1923,"direction":76},"Legal, tax, admin and marketing support can all give a small business a genuine edge when they are used well. They save time, reduce pressure and help owners make better decisions as the business grows.\n\nFor entrepreneurs who are trying to do everything at once, the right support can make the business feel more manageable and more scalable. And when that support is paired with the right protection, the business is in a much stronger position to grow with confidence.",[],{"type":73,"text":1925,"spans":1926,"direction":76},"If your business is growing and you need stronger support around operations, compliance and protection, explore Miway Business Insurance and MiBusiness Assist to help your business stay protected while you focus on growth.",[1927,1931],{"start":1928,"end":1929,"type":219,"data":1930},112,136,{"link_type":81,"url":1810,"target":1633},{"start":1932,"end":1933,"type":219,"data":1934},141,158,{"link_type":81,"url":1887,"target":1633},"article_content_text$26fc41e8-0804-43ed-a866-393bee0477fd","Discover 4 business support services that help small businesses grow more efficiently and see where business insurance fits into smarter support.","business insurance",{"dimensions":1939,"alt":1793,"copyright":9,"url":1940,"id":1795,"edit":1941},{"width":1699,"height":1700},"https://images.prismic.io/miway-website/Z6N4B5bqstJ9-Qdg_4BusinessSupportServices.jpeg?auto=format,compress&rect=271,0,611,321&w=2400&h=1260",{"x":1942,"y":32,"zoom":7,"background":33},271,{"link_type":38},[1945],{"type":73,"text":1946,"spans":1947,"direction":76},"Starting a business often means doing a bit of everything. One minute you are dealing with customers, the next you are managing admin, stock, contracts or compliance. That pace can make it difficult to focus on the bigger picture.",[],{"id":1949,"type":1716,"tags":1950,"lang":20,"slug":1951,"first_publication_date":1952,"last_publication_date":1953,"uid":1954,"link_type":411,"key":1955,"isBroken":413},"ZwY4_BAAACAAqBd3",[],"need-some-help","2024-10-09T08:04:18+0000","2025-05-26T06:48:28+0000","test-block","0ca37404-0caa-4370-b43f-760ecae66031",[],{"dimensions":1958,"alt":1793,"copyright":9,"url":1794,"id":1795,"edit":1959},{"width":1791,"height":1792},{"x":32,"y":32,"zoom":7,"background":33},{"id":1961,"uid":1962,"url":1963,"type":1581,"href":1964,"tags":1965,"first_publication_date":1966,"last_publication_date":1967,"slugs":1968,"linked_documents":1970,"lang":20,"alternate_languages":1971,"data":1972},"Z-T1GRIAACUAp5qr","business-lessons-the-little-guys-can-teach-the-big-guys","/blog/business-lessons-the-little-guys-can-teach-the-big-guys","https://miway-website.cdn.prismic.io/api/v2/documents/search?ref=ad6idBIAACUAgJLM&q=%5B%5B%3Ad+%3D+at%28document.id%2C+%22Z-T1GRIAACUAp5qr%22%29+%5D%5D",[1002,653,975],"2025-03-27T06:50:03+0000","2026-03-27T08:06:57+0000",[1969],"2026-03-27t0700000000",[],[],{"date":1973,"heading":1974,"duration":126,"article_type":1975,"category":1978,"related_product":1982,"thumbnail":1985,"type":1616,"related_insurance":1617,"slices":1993,"meta_title":1974,"meta_description":2150,"meta_keywords":1937,"meta_image":2151,"canonical":2155,"intro":2156,"author":1713,"service_block":2160,"in_this_article":2163,"hero_image":2164},"2026-03-27T07:00:00+0000","Business lessons the little guys can teach the big guys",{"id":1594,"type":1355,"tags":1976,"lang":20,"slug":1596,"first_publication_date":1597,"last_publication_date":1597,"uid":1596,"url":1359,"link_type":411,"key":1977,"isBroken":413},[],"fc85a800-9eca-4b77-a7d0-bae474f813f6",{"id":1600,"type":1601,"tags":1979,"lang":20,"slug":1596,"first_publication_date":1603,"last_publication_date":1603,"uid":1596,"url":1359,"data":1980,"link_type":411,"key":1981,"isBroken":413},[],{"name":996},"bf4f12b4-4590-43d1-86bf-e641e3a379f3",{"id":1266,"type":533,"tags":1983,"lang":20,"slug":1268,"first_publication_date":1269,"last_publication_date":1270,"uid":1268,"url":1271,"link_type":411,"key":1984,"isBroken":413},[653,1002,537],"dfcdee29-fcae-4a0c-9e8b-cb4a0741429f",{"dimensions":1986,"alt":1989,"copyright":9,"url":1990,"id":1991,"edit":1992},{"width":1987,"height":1988},980,490,"Business colleagues in a row","https://images.prismic.io/miway-website/Z-T0ondAxsiBv9JQ_business-lessons-the-little-guys-can-teach-the-big-guys.jpeg?auto=format,compress","Z-T0ondAxsiBv9JQ",{"x":32,"y":32,"zoom":7,"background":33},[1994,2010,2025,2040,2055,2070,2090,2105,2120,2135],{"variation":1620,"version":1621,"items":1995,"primary":1996,"id":2009,"slice_type":1635,"slice_label":9},[],{"heading":9,"content":1997,"link_heading":413},[1998,2006],{"type":73,"text":1999,"spans":2000,"direction":76},"In South Africa, SMEs are widely recognised as a key driver of economic activity. According to Statistics South Africa, small and medium enterprises play a significant role in employment creation and entrepreneurial growth. Their ability to adapt quickly to changing economic conditions often gives them an advantage over larger organisations that may move more slowly.",[2001],{"start":2002,"end":2003,"type":219,"data":2004},95,118,{"link_type":81,"url":2005,"target":138},"https://www.statssa.gov.za/",{"type":73,"text":2007,"spans":2008,"direction":76},"Although large corporations have access to extensive resources, there are valuable lessons they can learn from smaller businesses. These lessons highlight how agility, innovation and strong relationships can create sustainable success.",[],"article_content_text$e6d564c3-26b2-4468-98e6-9b05aff2f191",{"variation":1620,"version":1621,"items":2011,"primary":2012,"id":2024,"slice_type":1635,"slice_label":9},[],{"heading":2013,"content":2014,"link_heading":660},"1. Agility creates competitive advantage",[2015,2018,2021],{"type":73,"text":2016,"spans":2017,"direction":76},"One of the biggest advantages SMEs have over large corporations is agility. Small businesses can adapt quickly to market trends, customer feedback and economic changes. Decisions are often made faster because there are fewer layers of management involved.",[],{"type":73,"text":2019,"spans":2020,"direction":76},"This ability to pivot quickly allows SMEs to introduce new products, adjust pricing strategies or explore emerging opportunities without lengthy approval processes.",[],{"type":73,"text":2022,"spans":2023,"direction":76},"Large organisations often struggle with bureaucratic structures that slow decision-making. Learning from SME agility can help larger companies become more responsive to changing markets.",[],"article_content_text$a58a1340-a216-43fc-b877-b65059e8c77e",{"variation":1620,"version":1621,"items":2026,"primary":2027,"id":2039,"slice_type":1635,"slice_label":9},[],{"heading":2028,"content":2029,"link_heading":660},"2. Customer relationships come first",[2030,2033,2036],{"type":73,"text":2031,"spans":2032,"direction":76},"SMEs typically maintain close relationships with their customers. Business owners interact directly with clients, allowing them to understand customer needs and preferences more clearly.",[],{"type":73,"text":2034,"spans":2035,"direction":76},"This personal approach creates stronger loyalty and trust. Customers are more likely to return to businesses where they feel valued and understood.",[],{"type":73,"text":2037,"spans":2038,"direction":76},"Large organisations can benefit from adopting similar relationship-focused strategies by improving communication channels and focusing more strongly on customer experience.",[],"article_content_text$f1ef7577-15dd-4eda-a93b-9a7c49d33ba1",{"variation":1620,"version":1621,"items":2041,"primary":2042,"id":2054,"slice_type":1635,"slice_label":9},[],{"heading":2043,"content":2044,"link_heading":660},"3. Innovation happens faster in smaller teams",[2045,2048,2051],{"type":73,"text":2046,"spans":2047,"direction":76},"In smaller organisations, employees often wear multiple hats and collaborate closely. This environment encourages creativity and innovation because ideas can move quickly from concept to implementation.",[],{"type":73,"text":2049,"spans":2050,"direction":76},"Entrepreneurs are also more willing to experiment with new approaches, technologies or business models. This willingness to innovate helps SMEs remain competitive in rapidly evolving markets.",[],{"type":73,"text":2052,"spans":2053,"direction":76},"Larger companies can learn from this mindset by encouraging cross-functional collaboration and empowering employees to experiment with new ideas.",[],"article_content_text$dca8d46a-1a63-42eb-afb9-c68fb795a712",{"variation":1620,"version":1621,"items":2056,"primary":2057,"id":2069,"slice_type":1635,"slice_label":9},[],{"heading":2058,"content":2059,"link_heading":660},"4. Efficiency is a survival skill",[2060,2063,2066],{"type":73,"text":2061,"spans":2062,"direction":76},"Unlike large corporations, SMEs rarely have the luxury of excess resources. Limited budgets force entrepreneurs to focus on efficiency and prioritise investments that deliver measurable results.",[],{"type":73,"text":2064,"spans":2065,"direction":76},"This disciplined approach to spending often results in leaner operations and higher productivity. Every investment must contribute directly to business performance.",[],{"type":73,"text":2067,"spans":2068,"direction":76},"Large organisations can learn from this mindset by reducing unnecessary complexity and focusing on initiatives that generate real value.",[],"article_content_text$16427485-475f-4c9b-8e75-948c349431f6",{"variation":1620,"version":1621,"items":2071,"primary":2072,"id":2089,"slice_type":1635,"slice_label":9},[],{"heading":2073,"content":2074,"link_heading":660},"5. Risk awareness is essential",[2075,2083,2086],{"type":73,"text":2076,"spans":2077,"direction":76},"Entrepreneurs understand that risk is part of doing business. Successful SMEs actively manage risk through careful planning and protection strategies. business insurance helps businesses protect assets, manage liability exposure and recover from unexpected disruptions.",[2078],{"start":2079,"end":2080,"type":219,"data":2081},151,169,{"link_type":81,"url":2082,"target":1633},"https://www.miway.co.za/business-insurance/",{"type":73,"text":2084,"spans":2085,"direction":76},"For small businesses, a single unexpected event can have significant financial consequences. This awareness encourages entrepreneurs to prioritise risk management early in their business journey.",[],{"type":73,"text":2087,"spans":2088,"direction":76},"Large corporations can benefit from adopting the same proactive approach by strengthening risk assessment and resilience planning.",[],"article_content_text$b03185bb-d532-4f06-8720-e10e32fffa1d",{"variation":1620,"version":1621,"items":2091,"primary":2092,"id":2104,"slice_type":1635,"slice_label":9},[],{"heading":2093,"content":2094,"link_heading":660},"6. Adaptability drives long-term survival",[2095,2098,2101],{"type":73,"text":2096,"spans":2097,"direction":76},"Markets evolve constantly. Customer expectations shift, technology advances and economic conditions fluctuate. SMEs often survive because they are willing to adapt quickly.",[],{"type":73,"text":2099,"spans":2100,"direction":76},"Entrepreneurs regularly evaluate their strategies and adjust their business models to stay competitive. This flexibility allows them to navigate uncertain environments more effectively.",[],{"type":73,"text":2102,"spans":2103,"direction":76},"Large organisations can strengthen their resilience by fostering a culture that encourages adaptation rather than rigid adherence to outdated processes.",[],"article_content_text$f2acd9d9-8ac2-4067-9eaf-d96ff64cb2e5",{"variation":1620,"version":1621,"items":2106,"primary":2107,"id":2119,"slice_type":1635,"slice_label":9},[],{"heading":2108,"content":2109,"link_heading":660},"7. Strong community connections matter",[2110,2113,2116],{"type":73,"text":2111,"spans":2112,"direction":76},"Many SMEs maintain close connections with their local communities. They support local initiatives, collaborate with nearby businesses and build relationships that extend beyond simple transactions.",[],{"type":73,"text":2114,"spans":2115,"direction":76},"These community ties strengthen brand reputation and create loyal customer networks. Businesses that invest in their communities often receive strong support in return.",[],{"type":73,"text":2117,"spans":2118,"direction":76},"Large companies can learn from this approach by building authentic community engagement strategies rather than relying solely on national marketing campaigns.",[],"article_content_text$2951ce0a-381c-4216-9382-8032b996bbd1",{"variation":1620,"version":1621,"items":2121,"primary":2122,"id":2134,"slice_type":1635,"slice_label":9},[],{"heading":2123,"content":2124,"link_heading":660},"Why risk protection remains critical",[2125,2131],{"type":73,"text":2126,"spans":2127,"direction":76},"Regardless of company size, every business faces operational risks. According to the Small Enterprise Development Agency, businesses that prioritise planning, resilience and risk management are more likely to sustain long-term growth.",[2128],{"start":2129,"end":1319,"type":219,"data":2130},85,{"link_type":81,"url":1882,"target":138},{"type":73,"text":2132,"spans":2133,"direction":76},"For SMEs, having the right protection strategy in place helps ensure that unexpected disruptions do not threaten the survival of the business.",[],"article_content_text$a5bd9489-b8cb-4540-8eba-6003f9be06a7",{"variation":1620,"version":1621,"items":2136,"primary":2137,"id":2149,"slice_type":1635,"slice_label":9},[],{"heading":1919,"content":2138,"link_heading":413},[2139,2142],{"type":73,"text":2140,"spans":2141,"direction":76},"While large corporations benefit from scale, SMEs often demonstrate strengths that drive innovation and resilience. Agility, strong customer relationships, operational efficiency and proactive risk management are lessons that organisations of any size can apply.",[],{"type":73,"text":2143,"spans":2144,"direction":76},"Entrepreneurs who combine these principles with the right protection strategy can build businesses that are not only competitive but also resilient. Explore Miway business insurance solutions to see how tailored cover can help safeguard your business while you focus on growth and innovation.",[2145],{"start":2146,"end":2147,"type":219,"data":2148},157,191,{"link_type":81,"url":2082,"target":1633},"article_content_text$a942bb0e-3a1d-4065-a778-7302a6bb5f9b","Discover powerful business lessons SMEs can teach large companies, from agility and innovation to risk management and protecting growth with business insurance.",{"dimensions":2152,"alt":1989,"copyright":9,"url":2153,"id":1991,"edit":2154},{"width":1699,"height":1700},"https://images.prismic.io/miway-website/Z-T0ondAxsiBv9JQ_business-lessons-the-little-guys-can-teach-the-big-guys.jpeg?auto=format,compress&rect=23,0,933,490&w=2400&h=1260",{"x":31,"y":32,"zoom":7,"background":33},{"link_type":38},[2157],{"type":73,"text":2158,"spans":2159,"direction":76},"Small and medium-sized enterprises (SMEs) often operate with fewer resources than large corporations, yet many of them outperform bigger competitors in innovation, customer relationships and adaptability. While large organisations benefit from scale and infrastructure, smaller businesses frequently demonstrate qualities that enable them to respond quickly to market changes and customer needs.",[],{"id":1949,"type":1716,"tags":2161,"lang":20,"slug":1951,"first_publication_date":1952,"last_publication_date":1953,"uid":1954,"link_type":411,"key":2162,"isBroken":413},[],"13f56fff-8550-4bfe-9ce9-de3351664d60",[],{"dimensions":2165,"alt":1989,"copyright":9,"url":1990,"id":1991,"edit":2166},{"width":1987,"height":1988},{"x":32,"y":32,"zoom":7,"background":33},{"id":2168,"uid":2169,"url":2170,"type":1581,"href":2171,"tags":2172,"first_publication_date":2174,"last_publication_date":2175,"slugs":2176,"linked_documents":2178,"lang":20,"alternate_languages":2179,"data":2180},"Z-EmshAAACMAdJmu","5-ways-to-handle-water-rationing-business-and-home","/blog/5-ways-to-handle-water-rationing-business-and-home","https://miway-website.cdn.prismic.io/api/v2/documents/search?ref=ad6idBIAACUAgJLM&q=%5B%5B%3Ad+%3D+at%28document.id%2C+%22Z-EmshAAACMAdJmu%22%29+%5D%5D",[653,975,2173],"Tips","2025-03-24T09:32:37+0000","2026-03-26T21:13:50+0000",[2177],"2026-03-26t2107000000",[],[],{"date":2181,"heading":2182,"duration":126,"article_type":2183,"category":2186,"related_product":2190,"thumbnail":2193,"type":1616,"related_insurance":801,"slices":2199,"meta_title":2182,"meta_description":2318,"meta_keywords":2319,"meta_image":2320,"canonical":2324,"intro":2325,"author":1713,"service_block":2329,"in_this_article":2332,"hero_image":2333},"2026-03-26T21:07:00+0000","5 ways to handle water rationing: business and home",{"id":1401,"type":1355,"tags":2184,"lang":20,"slug":1403,"first_publication_date":1404,"last_publication_date":1404,"uid":1403,"url":1359,"link_type":411,"key":2185,"isBroken":413},[],"29148e3d-c414-433f-ba7a-7eb5deae8ac8",{"id":1600,"type":1601,"tags":2187,"lang":20,"slug":1596,"first_publication_date":1603,"last_publication_date":1603,"uid":1596,"url":1359,"data":2188,"link_type":411,"key":2189,"isBroken":413},[],{"name":996},"ded3d20e-9485-4f2c-929c-4b5fd17cfca7",{"id":1125,"type":533,"tags":2191,"lang":20,"slug":1127,"first_publication_date":1128,"last_publication_date":1129,"uid":1130,"url":1131,"link_type":411,"key":2192,"isBroken":413},[653,1002,537],"6f264536-3830-4b66-91f3-3b8933873b8a",{"dimensions":2194,"alt":2195,"copyright":9,"url":2196,"id":2197,"edit":2198},{"width":1987,"height":1988},"Dripping Tap","https://images.prismic.io/miway-website/Z-El8ndAxsiBvy88_5-ways-to-handle-water-rationing-business-and-home.jpeg?auto=format,compress","Z-El8ndAxsiBvy88",{"x":32,"y":32,"zoom":7,"background":33},[2200,2221,2243,2283],{"variation":1620,"version":1621,"items":2201,"primary":2202,"id":2220,"slice_type":1635,"slice_label":9},[],{"heading":9,"content":2203,"link_heading":413},[2204],{"type":73,"text":2205,"spans":2206,"direction":76},"According to Statistics South Africa’s General Household Survey 2024, 55.2% of households experienced water interruptions in 2024, and 33.7% reported interruptions that lasted at least two days. That makes this a current risk-management topic for both home insurance and business insurance customers.",[2207,2212,2217],{"start":2208,"end":2209,"type":219,"data":2210},13,68,{"link_type":81,"url":2211,"target":138},"https://www.statssa.gov.za/publications/P0318/P03182024.pdf",{"start":2213,"end":2214,"type":219,"data":2215},252,266,{"link_type":81,"url":2216,"target":1633},"https://www.miway.co.za/home-insurance",{"start":1942,"end":2218,"type":219,"data":2219},289,{"link_type":81,"url":1810,"target":1633},"article_content_text$bc1e2b11-2a5b-480c-8574-a94bcaf0d54b",{"variation":1620,"version":1621,"items":2222,"primary":2223,"id":2242,"slice_type":1635,"slice_label":9},[],{"heading":2224,"content":2225,"link_heading":660},"With water restrictions now a reality in many areas, we have seen many questions from the public about how best to protect their homes and businesses should the water supply be interrupted.",[2226],{"type":73,"text":2227,"spans":2228,"direction":76},"Unfortunately, in terms of insurance, drought, water rationing and the withholding of water by authorities are not usually insured as stand-alone events. Where cover may respond is when there is secondary damage — for example, fire, burst pipes or flood damage after pressure changes or restoration events — provided the relevant protective measures were in place. This is why it is important to understand how your home insurance, buildings insurance or business insurance works, and what steps you should take before a problem turns into a claim.",[2229,2233,2238],{"start":2230,"end":2231,"type":219,"data":2232},416,430,{"link_type":81,"url":2216,"target":1633},{"start":2234,"end":2235,"type":219,"data":2236},432,451,{"link_type":81,"url":2237,"target":1633},"https://www.miway.co.za/buildings-insurance",{"start":2239,"end":2240,"type":219,"data":2241},455,473,{"link_type":81,"url":1810,"target":1633},"article_content_text$1be88a3c-f861-4a0e-a237-af9fc365d2fa",{"variation":1620,"version":1621,"items":2244,"primary":2245,"id":2282,"slice_type":1635,"slice_label":9},[],{"heading":2246,"content":2247,"link_heading":660},"We’ve therefore put together some advice that both personal and business insurance clients can follow:",[2248,2251,2254,2261,2268],{"type":73,"text":2249,"spans":2250,"direction":76},"• In the event that water rationing is introduced, ensure that all taps are turned off in your household or business premises. This helps reduce the risk of flooding when supply returns unexpectedly or pressure changes suddenly. For businesses, it also protects stock rooms, service areas and shared facilities from avoidable water damage.",[],{"type":73,"text":2252,"spans":2253,"direction":76},"• Consult a pool expert and get advice on whether it is advisable to empty your pool. In many cases, a pool should not simply be drained because hydrostatic pressure, cracking or shell movement can create bigger problems. The best approach is often to maintain the pool correctly, use appropriate covers, and document the advice you receive in case you later need support from your insurer.",[],{"type":73,"text":2255,"spans":2256,"direction":76},"• Switch off your geyser if there is no water flowing into the system. A dry-heating element can burn out and turn an outage into a repair bill. This is especially important for homeowners, landlords and small businesses with kitchens, guest facilities, staff ablutions or change rooms. If you own the building, make sure your buildings insurance details are up to date and that permanent fixtures are correctly disclosed.",[2257],{"start":2258,"end":2259,"type":219,"data":2260},327,346,{"link_type":81,"url":2237,"target":1633},{"type":73,"text":2262,"spans":2263,"direction":76},"• Ensure that fire detection and/or sprinkler systems are updated, tested and compliant. If a fire occurs while municipal supply is compromised, non-functioning systems can increase the severity of loss. Businesses should confirm testing cycles, keep records, and make sure maintenance is carried out by qualified professionals. This is one of the clearest ways that prevention and business insurance work together.",[2264],{"start":2265,"end":2266,"type":219,"data":2267},382,400,{"link_type":81,"url":1810,"target":1633},{"type":73,"text":2269,"spans":2270,"direction":76},"• Make sure electrical connections and plumbing are completed and approved by registered professionals. Temporary fixes done during water interruptions can increase the risk of fire, leakage, or later failure. Keep invoices, compliance certificates and maintenance records. If damage does occur, quick reporting and good documentation can make the claim process smoother for both home insurance and business insurance customers.",[2271,2275,2279],{"start":2272,"end":1748,"type":219,"data":2273},348,{"link_type":81,"url":2274,"target":1633},"https://www.miway.co.za/claims",{"start":2276,"end":2277,"type":219,"data":2278},380,394,{"link_type":81,"url":2216,"target":1633},{"start":1851,"end":2280,"type":219,"data":2281},417,{"link_type":81,"url":1810,"target":1633},"article_content_text$5bf2a2fd-e2ac-4201-a376-24512b1f8557",{"variation":1620,"version":1621,"items":2284,"primary":2285,"id":2317,"slice_type":1635,"slice_label":9},[],{"heading":9,"content":2286,"link_heading":413},[2287,2295,2307],{"type":73,"text":2288,"spans":2289,"direction":76},"South Africa’s broader water-risk context also reinforces why this matters. The Department of Water and Sanitation notes in its 2023 national water-security reporting that approximately 41% of municipal water is non-revenue water, while average physical losses in municipal systems are estimated at around 35%. Department of Water and Sanitation That means households and businesses should treat water interruptions and pressure-related damage as an ongoing preparedness issue, not a one-off event.",[2290],{"start":2291,"end":2292,"type":219,"data":2293},311,345,{"link_type":81,"url":2294,"target":138},"https://www.dws.gov.za/Projects/National%20State%20of%20Water%20Report/Documents/National%20State%20of%20Water%20Report%202023-%20Water%20Security%208.pdf",{"type":73,"text":2296,"spans":2297,"direction":76},"Most importantly, contact MiWay to check whether you are covered and what supporting documents you may need should you have to claim. You can review your cover, update your details, or submit a claim if an insured secondary event occurs. For customers planning resilience upgrades such as alternative water supply, it is also worth reading MiWay’s guide to borehole compliance and insurance.",[2298,2302],{"start":2299,"end":2300,"type":219,"data":2301},185,199,{"link_type":81,"url":2274,"target":1633},{"start":2303,"end":2304,"type":219,"data":2305},357,390,{"link_type":81,"url":2306,"target":1633},"https://www.miway.co.za/blog/why-compliance-and-insurance-matter-when-installing-a-borehole",{"type":73,"text":2308,"spans":2309,"direction":76},"Want cover that works for your property, your business and the realities of modern South African risk? Explore MiWay’s business insurance and home insurance options, check that your details are current, and speak to MiWay before the next outage turns into avoidable damage.",[2310,2313],{"start":1645,"end":2311,"type":219,"data":2312},137,{"link_type":81,"url":1810,"target":1633},{"start":2314,"end":2315,"type":219,"data":2316},142,156,{"link_type":81,"url":2216,"target":1633},"article_content_text$48043916-ef6a-44db-838f-ad9badfa3248","Learn 5 practical ways to manage water rationing at home or in business and how the right home insurance and business insurance can help protect your property.","water rations, home insurance",{"dimensions":2321,"alt":2195,"copyright":9,"url":2322,"id":2197,"edit":2323},{"width":1699,"height":1700},"https://images.prismic.io/miway-website/Z-El8ndAxsiBvy88_5-ways-to-handle-water-rationing-business-and-home.jpeg?auto=format,compress&rect=23,0,933,490&w=2400&h=1260",{"x":31,"y":32,"zoom":7,"background":33},{"link_type":38},[2326],{"type":73,"text":2327,"spans":2328,"direction":76},"With water restrictions, water interruptions and low-pressure supply still affecting many South African homes and businesses, people increasingly want practical advice on how to protect their property and plan ahead.",[],{"id":1949,"type":1716,"tags":2330,"lang":20,"slug":1951,"first_publication_date":1952,"last_publication_date":1953,"uid":1954,"link_type":411,"key":2331,"isBroken":413},[],"f0e1776c-8dbd-44d0-bec3-8fc4a774d7e1",[],{"dimensions":2334,"alt":2195,"copyright":9,"url":2196,"id":2197,"edit":2335},{"width":1987,"height":1988},{"x":32,"y":32,"zoom":7,"background":33},{"id":2337,"uid":2338,"url":2339,"type":1581,"href":2340,"tags":2341,"first_publication_date":2342,"last_publication_date":2343,"slugs":2344,"linked_documents":2346,"lang":20,"alternate_languages":2347,"data":2348},"Z-Od6xIAACMA88xD","3-mistakes-that-could-ruin-your-business","/blog/3-mistakes-that-could-ruin-your-business","https://miway-website.cdn.prismic.io/api/v2/documents/search?ref=ad6idBIAACUAgJLM&q=%5B%5B%3Ad+%3D+at%28document.id%2C+%22Z-Od6xIAACMA88xD%22%29+%5D%5D",[653,1002,975],"2025-03-26T06:25:52+0000","2026-03-26T20:55:59+0000",[2345],"2026-03-26t2055000000",[],[],{"date":2349,"heading":2350,"duration":159,"article_type":2351,"category":2354,"related_product":2358,"thumbnail":2361,"type":1616,"related_insurance":1797,"slices":2367,"meta_title":2350,"meta_description":2468,"meta_keywords":9,"meta_image":2469,"canonical":2473,"intro":2474,"author":1713,"service_block":2478,"in_this_article":2481,"hero_image":2482},"2026-03-26T20:55:00+0000","3 mistakes that could ruin your business",{"id":1594,"type":1355,"tags":2352,"lang":20,"slug":1596,"first_publication_date":1597,"last_publication_date":1597,"uid":1596,"url":1359,"link_type":411,"key":2353,"isBroken":413},[],"28ed530e-10f2-4e9d-b495-65c9257148c4",{"id":1600,"type":1601,"tags":2355,"lang":20,"slug":1596,"first_publication_date":1603,"last_publication_date":1603,"uid":1596,"url":1359,"data":2356,"link_type":411,"key":2357,"isBroken":413},[],{"name":996},"b96d5a2c-2a61-4957-8579-700e221d5f4e",{"id":655,"type":656,"tags":2359,"lang":9,"slug":658,"first_publication_date":9,"last_publication_date":9,"link_type":411,"key":2360,"isBroken":660},[],"f1d95be7-cddf-4b16-a516-593c3a6d0875",{"dimensions":2362,"alt":2363,"copyright":9,"url":2364,"id":2365,"edit":2366},{"width":1987,"height":1988},"Guy on laptop holding his head","https://images.prismic.io/miway-website/Z-ObVHdAxsiBv6OV_3-mistakes-that-could-ruin-your-business.jpeg?auto=format,compress","Z-ObVHdAxsiBv6OV",{"x":32,"y":32,"zoom":7,"background":33},[2368,2380,2394,2403,2412,2421,2430,2449],{"variation":1620,"version":1621,"items":2369,"primary":2370,"id":2379,"slice_type":1635,"slice_label":9},[],{"heading":9,"content":2371,"link_heading":413},[2372],{"type":73,"text":2373,"spans":2374,"direction":76},"For South African business owners, the most expensive mistakes are often the ones that seem manageable at first: weak marketing, trying to carry everything alone, or bringing the wrong people into the business. These issues can slow growth, increase costs and expose your company to avoidable risk. They also make it harder to choose the right business insurance because it becomes more difficult to see what the business actually needs protecting.",[2375],{"start":2376,"end":2377,"type":219,"data":2378},344,362,{"link_type":81,"url":1810,"target":1633},"article_content_text$51679063-8634-4d28-9a3d-f618d9ea49e5",{"variation":1620,"version":1621,"items":2381,"primary":2382,"id":2393,"slice_type":1635,"slice_label":9},[],{"heading":1815,"content":2383,"link_heading":660},[2384,2387,2390],{"type":1818,"text":2385,"spans":2386,"direction":76},"The three common mistakes that can quietly weaken a growing business",[],{"type":1818,"text":2388,"spans":2389,"direction":76},"Why these mistakes matter more when margins are tight and growth depends on efficiency",[],{"type":1818,"text":2391,"spans":2392,"direction":76},"How the right business insurance supports a stronger business foundation",[],"article_content_text$85305644-7872-428f-a01d-a29fc422367b",{"variation":1620,"version":1621,"items":2395,"primary":2396,"id":2402,"slice_type":1635,"slice_label":9},[],{"heading":2397,"content":2398,"link_heading":660},"Why this matters for business owners",[2399],{"type":73,"text":2400,"spans":2401,"direction":76},"Many business owners assume the biggest risks are external. In reality, internal decisions often create the pressure that makes external shocks harder to absorb. Poor marketing weakens demand, doing everything alone slows execution, and weak hiring decisions create operational drag. When that happens, even small setbacks can feel much bigger than they should.\n\nA stronger business is usually built on clearer focus, better support and smarter protection. That is why content like this works best when it speaks not only about business habits, but also about resilience, cash flow and cover.",[],"article_content_text$3eb2fe98-728c-48af-80d6-93ec5bc3409e",{"variation":1620,"version":1621,"items":2404,"primary":2405,"id":2411,"slice_type":1635,"slice_label":9},[],{"heading":2406,"content":2407,"link_heading":660},"Mistake 1: Neglecting marketing",[2408],{"type":73,"text":2409,"spans":2410,"direction":76},"Marketing is often treated as optional when budgets are tight, but that can be a costly mistake. A business may have a strong product or service, yet still struggle because the market does not understand what makes it different.\n\nWhen marketing is inconsistent, businesses often underperform in lead generation, customer retention and brand visibility. This is especially risky in crowded markets where customers compare options quickly.\n\nA practical fix is to define your message clearly, identify the channels that actually reach your audience and review performance regularly. Marketing should not be noise. It should help the right people understand why your business deserves attention.",[],"article_content_text$a95cc867-eaef-4678-8e07-91560978717e",{"variation":1620,"version":1621,"items":2413,"primary":2414,"id":2420,"slice_type":1635,"slice_label":9},[],{"heading":2415,"content":2416,"link_heading":660},"Mistake 2: Trying to do everything alone",[2417],{"type":73,"text":2418,"spans":2419,"direction":76},"This is one of the most common business-owner mistakes, especially in small and growing companies. When everything depends on one person, the business becomes slower, more reactive and more exposed.\n\nDelegation is not about giving away control. It is about creating capacity. Whether that means outsourced bookkeeping, legal support, tax guidance, HR input or admin assistance, the right support can free up time for higher-value decisions.\n\nThis is also where Miway’s wider business support positioning makes sense. Business owners do better when they have access to reliable help instead of carrying every operational burden alone.",[],"article_content_text$c318894d-c6b0-44a5-8849-876f8105f2f0",{"variation":1620,"version":1621,"items":2422,"primary":2423,"id":2429,"slice_type":1635,"slice_label":9},[],{"heading":2424,"content":2425,"link_heading":660},"Mistake 3: Hiring the wrong people",[2426],{"type":73,"text":2427,"spans":2428,"direction":76},"Hiring mistakes are expensive because they affect far more than payroll. The wrong hire can damage morale, delay execution, frustrate customers and create unnecessary management pressure.\n\nIn growing businesses, a poor fit often shows up in missed deadlines, weak accountability or a team that starts pulling in different directions. The answer is not only to hire faster. It is to hire more clearly, with defined responsibilities, strong checks and realistic expectations.\n\nIf the business is scaling, this is also a good time to review whether staff, equipment, stock and operational processes are developing in step with one another.",[],"article_content_text$7e4cb72b-dd8d-46c0-ba6e-2c79fbb09a01",{"variation":1620,"version":1621,"items":2431,"primary":2432,"id":2448,"slice_type":1635,"slice_label":9},[],{"heading":1901,"content":2433,"link_heading":660},[2434],{"type":73,"text":2435,"spans":2436,"direction":76},"These three mistakes may not look like insurance issues at first, but they all affect how resilient a business becomes. A poorly marketed business can struggle with cash flow. A founder who does everything alone can miss key admin and risk decisions. A bad hire can create costly operational mistakes.\n\nThat is why reviewing your business insurance should form part of a wider business check-in. If your business depends on premises, stock, tools, laptops, delivery vehicles or client commitments, it helps to understand whether your current cover still reflects the way the business works today. What type of insurance does a business need? and MiBusinessAssist are useful next steps for owners who want to match protection with growth.",[2437,2440,2444],{"start":2438,"end":2272,"type":219,"data":2439},330,{"link_type":81,"url":1810,"target":1633},{"start":2441,"end":2442,"type":219,"data":2443},597,641,{"link_type":81,"url":1914,"target":1633},{"start":2445,"end":2446,"type":219,"data":2447},646,662,{"link_type":81,"url":1887,"target":1633},"article_content_text$94c4932b-43d1-47f9-a725-d157a3113590",{"variation":1620,"version":1621,"items":2450,"primary":2451,"id":2467,"slice_type":1635,"slice_label":9},[],{"heading":1919,"content":2452,"link_heading":660},[2453,2456],{"type":73,"text":2454,"spans":2455,"direction":76},"Businesses do not usually fail because of one dramatic moment. More often, they are weakened by repeated gaps in visibility, support and decision-making. Neglecting marketing, refusing to delegate and hiring the wrong people can all quietly hold a business back.\n\nThe good news is that each of these mistakes can be addressed. With stronger planning, better support and the right protection in place, business owners can reduce avoidable risk and create more space for growth.",[],{"type":73,"text":2457,"spans":2458,"direction":76},"If your business is reviewing how it operates, now is a good time to assess your Miway business insurance cover and explore the insurance needs of growing businesses before small gaps turn into bigger problems.",[2459,2463],{"start":2460,"end":2461,"type":219,"data":2462},81,111,{"link_type":81,"url":1810,"target":1633},{"start":2464,"end":2465,"type":219,"data":2466},124,165,{"link_type":81,"url":1914,"target":1633},"article_content_text$d2c2cd57-f5d5-4273-aabf-4978048208c6","Discover 3 business mistakes that can hold a company back and see how the right business insurance supports resilience and growth.",{"dimensions":2470,"alt":2363,"copyright":9,"url":2471,"id":2365,"edit":2472},{"width":1699,"height":1700},"https://images.prismic.io/miway-website/Z-ObVHdAxsiBv6OV_3-mistakes-that-could-ruin-your-business.jpeg?auto=format,compress&rect=23,0,933,490&w=2400&h=1260",{"x":31,"y":32,"zoom":7,"background":33},{"link_type":38},[2475],{"type":73,"text":2476,"spans":2477,"direction":76},"Running a business means making decisions every day, and not every decision will be perfect. But some mistakes are more damaging than others because they affect growth, cash flow, customer trust and the long-term stability of the business.",[],{"id":1949,"type":1716,"tags":2479,"lang":20,"slug":1951,"first_publication_date":1952,"last_publication_date":1953,"uid":1954,"link_type":411,"key":2480,"isBroken":413},[],"c67fe081-4805-4991-b5d2-81317199d35e",[],{"dimensions":2483,"alt":2363,"copyright":9,"url":2364,"id":2365,"edit":2484},{"width":1987,"height":1988},{"x":32,"y":32,"zoom":7,"background":33},1776199109725]