[{"data":1,"prerenderedAt":2622},["ShallowReactive",2],{"global-consolidated-data":3,"$settings":1483,"[article-uid-insurance-essentials-for-south-africas-next-generation-of-entrepreneurs]":1574,"[article-category-ZvZ4mBAAACIAEuk3]":1883},{"useGetProducts":4,"useSettings":225,"useSocialMedia":317,"useQrCodeSettings":350,"useFooterData":363,"useMainMenu":682,"useTermsCopy":1482},{"status":5,"value":6},"fulfilled",{"page":7,"results_per_page":8,"results_size":7,"total_results_size":7,"total_pages":7,"next_page":9,"prev_page":9,"results":10,"version":223,"license":224},1,20,null,[11],{"id":12,"uid":13,"url":9,"type":13,"href":14,"tags":15,"first_publication_date":16,"last_publication_date":17,"slugs":18,"linked_documents":19,"lang":20,"alternate_languages":21,"data":22},"Zt6xGBEAACEAfyij","settings","https://miway-website.cdn.prismic.io/api/v2/documents/search?ref=aiCMDREAACcAg2Jx&q=%5B%5B%3Ad+%3D+at%28document.id%2C+%22Zt6xGBEAACEAfyij%22%29+%5D%5D",[],"2024-09-09T08:27:48+0000","2026-02-13T10:09:04+0000",[13],[],"en-za",[],{"site_title":23,"meta_description":23,"og_image":24,"header_phone_number":34,"navigation":35,"slices":39,"heading":40,"contact_details":41,"card_content":68,"hellopeter_heading":84,"total_rating_out_of_5":85,"total_reviews":86,"reviews":87,"qr_code_image":106,"qr_code_description":113,"address":117,"fraud_heading":140,"fraud_contact_cards":141,"fraud_bureau_cars":177,"terms_and_conditions_copy":207,"whatsapp_form_copy":208,"cookie_banner_text":209,"cookie_banner_button":222},"Miway Insurance Quotes",{"dimensions":25,"alt":9,"copyright":9,"url":28,"id":29,"edit":30},{"width":26,"height":27},1280,720,"https://miway-website.cdn.prismic.io/miway-website/Z5yRt5bqstJ9-E2V_logo_miway.svg?auto=compress,format","Z5yRt5bqstJ9-E2V",{"x":31,"y":32,"zoom":7,"background":33},23,0,"transparent","0860 64 64 64",[36],{"label":9,"link":37},{"link_type":38},"Any",[],"Need more ways \u2028to reach Miway?",[42,52,60],{"details":43,"contact_number":44,"icon":45},"Get emergency help","0860 07 67 64",{"dimensions":46,"alt":48,"copyright":9,"url":49,"id":50,"edit":51},{"width":47,"height":47},43,"Emergency icon","https://miway-website.cdn.prismic.io/miway-website/ZwfBH4F3NbkBXK2M_get-emergency-help-icon.svg?auto=compress,format","ZwfBH4F3NbkBXK2M",{"x":32,"y":7,"zoom":7,"background":33},{"details":53,"contact_number":34,"icon":54},"Talk to us directly",{"dimensions":55,"alt":56,"copyright":9,"url":57,"id":58,"edit":59},{"width":47,"height":47},"Telephone icon","https://miway-website.cdn.prismic.io/miway-website/ZwfBOoF3NbkBXK24_phone-number-icon.svg?auto=compress,format","ZwfBOoF3NbkBXK24",{"x":32,"y":32,"zoom":7,"background":33},{"details":61,"contact_number":34,"icon":62},"Text us on WhatsApp",{"dimensions":63,"alt":64,"copyright":9,"url":65,"id":66,"edit":67},{"width":47,"height":47},"Whatsapp icon","https://miway-website.cdn.prismic.io/miway-website/ZwfBT4F3NbkBXK3a_whatsapp-icon.svg?auto=compress,format","ZwfBT4F3NbkBXK3a",{"x":32,"y":7,"zoom":7,"background":33},[69],{"heading":70,"content":71,"find_out_more":80},"Need to make a claim?",[72,77],{"type":73,"text":74,"spans":75,"direction":76},"paragraph","We know the impact a loss can have on your business operations, so we’ll make sure our claims process is as prompt and pleasant as possible.",[],"ltr",{"type":73,"text":78,"spans":79,"direction":76},"Register your claim via WhatsApp or via our call centre, so we can talk you through the process.",[],{"link_type":81,"key":82,"url":83},"Web","6fda3059-af51-46b8-b745-29ff84385321","/claims","What do customers say about Miway?","4.67","195,851",[88,94,98,102],{"summary":89,"review":90,"person_name":91,"total_stars":92,"date":93},"Always happy with \u2028the Service I receive \u2028from Miway","Always happy with the Service I receive from Miway. Quick, efficient and friendly.","Helene","5","Jul 2024",{"summary":95,"review":96,"person_name":97,"total_stars":92,"date":93},"The agent was friendly and professional","The agent was friendly and professional. He deserves a raise or let him train other associates on how to handle calls and dealing with clients","Layla",{"summary":99,"review":100,"person_name":101,"total_stars":92,"date":93},"A very happy client","I would like to take this opportunity to thank Miway, Mamelo and Tshwarelo for the excellent service that they have afford to me today. It's a very heart warming feeling to know that I am with an insurer that values their ...","Qaanita",{"summary":103,"review":104,"person_name":105,"total_stars":92,"date":93},"Exceptional Service!!","Kamogelo Sebesho was the agent who assisted me and truly embodies exceptional customer service! He called me back when my call was disconnected, and ensured ...","Peter",{"dimensions":107,"alt":109,"copyright":9,"url":110,"id":111,"edit":112},{"width":108,"height":108},147,"Miway QR Code","https://miway-website.cdn.prismic.io/miway-website/Z0a96ZbqstJ97zaG_qr-code.svg?auto=compress,format","Z0a96ZbqstJ97zaG",{"x":32,"y":32,"zoom":7,"background":33},[114],{"type":73,"text":115,"spans":116,"direction":76},"Scan me to download the Miway App and submit your claim via the app",[],[118],{"icon":119,"heading":127,"google_map":128,"address_line_1":131,"address_line_2":132,"address_line_3":133,"address_line_4":134,"linked_map":135},{"dimensions":120,"alt":122,"copyright":9,"url":123,"id":124,"edit":125},{"width":121,"height":121},70,"Smiley face icon","https://miway-website.cdn.prismic.io/miway-website/ZxIgqoF3NbkBXs_r_white-smiley-face-icon.svg?auto=compress,format","ZxIgqoF3NbkBXs_r",{"x":32,"y":126,"zoom":7,"background":33},2,"Where to find us",{"latitude":129,"longitude":130},-25.922888353335463,28.146966693254935,"48 Sterling Road","Kosmosdal Ext 12","Centurion","0157",{"link_type":81,"key":136,"url":137,"target":138,"text":139},"27a97fec-7129-46d4-8a1f-2ea2f1756501","https://maps.app.goo.gl/Egih5N1XwEddWizD8","_blank","Get directions","Report fraud, corruption, misconduct or unethical behaviour",[142,153,165],{"icon":143,"heading":148,"description":149,"link":150},{"dimensions":144,"alt":9,"copyright":9,"url":145,"id":146,"edit":147},{"width":121,"height":121},"https://miway-website.cdn.prismic.io/miway-website/Z1bWsZbqstJ98OEl_Group.svg?auto=compress,format","Z1bWsZbqstJ98OEl",{"x":32,"y":7,"zoom":7,"background":33},"WhatsApp or call toll-free","0860 004 007",{"link_type":81,"key":151,"url":152,"target":138},"1fbc2e70-5ef6-4607-ab70-26c52ca452d0","tel:0860004007",{"icon":154,"heading":160,"description":161,"link":162},{"dimensions":155,"alt":9,"copyright":9,"url":156,"id":157,"edit":158},{"width":121,"height":121},"https://miway-website.cdn.prismic.io/miway-website/Z1bW65bqstJ98OEw_Group.svg?auto=compress,format","Z1bW65bqstJ98OEw",{"x":159,"y":32,"zoom":7,"background":33},4,"Email","miway@behonest.co.za",{"link_type":81,"key":163,"url":164,"target":138},"ba6e1aed-0215-412c-a7c2-26e6cddf9d46","mailto:miway@behonest.co.za",{"icon":166,"heading":172,"description":173,"link":174},{"dimensions":167,"alt":9,"copyright":9,"url":168,"id":169,"edit":170},{"width":121,"height":121},"https://miway-website.cdn.prismic.io/miway-website/Z1bXMZbqstJ98OE2_Group.svg?auto=compress,format","Z1bXMZbqstJ98OE2",{"x":32,"y":171,"zoom":7,"background":33},6,"Visit","behonest.co.za",{"link_type":81,"key":175,"url":176,"target":138},"ce0bb7a3-6dda-4132-9567-cd551a258f77","https://behonest.co.za",[178,187,196],{"icon":179,"heading":182,"description":183,"link":184},{"dimensions":180,"alt":9,"copyright":9,"url":145,"id":146,"edit":181},{"width":121,"height":121},{"x":32,"y":7,"zoom":7,"background":33},"Call SAICB toll-free","0860 00 25 26",{"link_type":81,"key":185,"url":186,"target":138},"10fb72ca-1005-46fe-be07-7c1f34c8b57d","tel:0860002526",{"icon":188,"heading":191,"description":192,"link":193},{"dimensions":189,"alt":9,"copyright":9,"url":156,"id":157,"edit":190},{"width":121,"height":121},{"x":159,"y":32,"zoom":7,"background":33},"Email SAICB","insurance@fraudline.co.za",{"link_type":81,"key":194,"url":195,"target":138},"a856664c-b7c8-4637-b3f8-95545113a355","mailto:insurance@fraudline.co.za",{"icon":197,"heading":202,"description":203,"link":204},{"dimensions":198,"alt":9,"copyright":9,"url":199,"id":200,"edit":201},{"width":121,"height":121},"https://miway-website.cdn.prismic.io/miway-website/Z1bXopbqstJ98OFG_Group.svg?auto=compress,format","Z1bXopbqstJ98OFG",{"x":7,"y":32,"zoom":7,"background":33},"SMS SAICB","32269",{"link_type":81,"key":205,"url":206,"target":138},"151c15f3-37b9-417d-9faa-c5144a3ba923","sms:32269","I give Miway permission to get my profile information from data suppliers and for them to disclose any info relating to my claims, insurance and financial history. I confirm that the info I’ve shared is true and accurate.","Happy for us to text you on WhatsApp if we can’t reach you?",[210,213],{"type":73,"text":211,"spans":212,"direction":76},"We use cookies on our website to give you a better experience. By",[],{"type":73,"text":214,"spans":215,"direction":76},"using the Miway website, you agree to our use of cookies. Read more",[216],{"start":217,"end":218,"type":219,"data":220},58,67,"hyperlink",{"link_type":81,"url":221,"target":138},"/privacy-notice","I agree","3f9f504","All Rights Reserved",{"status":5,"value":226},{"id":12,"uid":13,"url":9,"type":13,"href":14,"tags":227,"first_publication_date":16,"last_publication_date":17,"slugs":228,"linked_documents":229,"lang":20,"alternate_languages":230,"data":231},[],[13],[],[],{"site_title":23,"meta_description":23,"og_image":232,"header_phone_number":34,"navigation":235,"slices":238,"heading":40,"contact_details":239,"card_content":252,"hellopeter_heading":84,"total_rating_out_of_5":85,"total_reviews":86,"reviews":260,"qr_code_image":265,"qr_code_description":268,"address":271,"fraud_heading":140,"fraud_contact_cards":278,"fraud_bureau_cars":294,"terms_and_conditions_copy":207,"whatsapp_form_copy":208,"cookie_banner_text":310,"cookie_banner_button":222},{"dimensions":233,"alt":9,"copyright":9,"url":28,"id":29,"edit":234},{"width":26,"height":27},{"x":31,"y":32,"zoom":7,"background":33},[236],{"label":9,"link":237},{"link_type":38},[],[240,244,248],{"details":43,"contact_number":44,"icon":241},{"dimensions":242,"alt":48,"copyright":9,"url":49,"id":50,"edit":243},{"width":47,"height":47},{"x":32,"y":7,"zoom":7,"background":33},{"details":53,"contact_number":34,"icon":245},{"dimensions":246,"alt":56,"copyright":9,"url":57,"id":58,"edit":247},{"width":47,"height":47},{"x":32,"y":32,"zoom":7,"background":33},{"details":61,"contact_number":34,"icon":249},{"dimensions":250,"alt":64,"copyright":9,"url":65,"id":66,"edit":251},{"width":47,"height":47},{"x":32,"y":7,"zoom":7,"background":33},[253],{"heading":70,"content":254,"find_out_more":259},[255,257],{"type":73,"text":74,"spans":256,"direction":76},[],{"type":73,"text":78,"spans":258,"direction":76},[],{"link_type":81,"key":82,"url":83},[261,262,263,264],{"summary":89,"review":90,"person_name":91,"total_stars":92,"date":93},{"summary":95,"review":96,"person_name":97,"total_stars":92,"date":93},{"summary":99,"review":100,"person_name":101,"total_stars":92,"date":93},{"summary":103,"review":104,"person_name":105,"total_stars":92,"date":93},{"dimensions":266,"alt":109,"copyright":9,"url":110,"id":111,"edit":267},{"width":108,"height":108},{"x":32,"y":32,"zoom":7,"background":33},[269],{"type":73,"text":115,"spans":270,"direction":76},[],[272],{"icon":273,"heading":127,"google_map":276,"address_line_1":131,"address_line_2":132,"address_line_3":133,"address_line_4":134,"linked_map":277},{"dimensions":274,"alt":122,"copyright":9,"url":123,"id":124,"edit":275},{"width":121,"height":121},{"x":32,"y":126,"zoom":7,"background":33},{"latitude":129,"longitude":130},{"link_type":81,"key":136,"url":137,"target":138,"text":139},[279,284,289],{"icon":280,"heading":148,"description":149,"link":283},{"dimensions":281,"alt":9,"copyright":9,"url":145,"id":146,"edit":282},{"width":121,"height":121},{"x":32,"y":7,"zoom":7,"background":33},{"link_type":81,"key":151,"url":152,"target":138},{"icon":285,"heading":160,"description":161,"link":288},{"dimensions":286,"alt":9,"copyright":9,"url":156,"id":157,"edit":287},{"width":121,"height":121},{"x":159,"y":32,"zoom":7,"background":33},{"link_type":81,"key":163,"url":164,"target":138},{"icon":290,"heading":172,"description":173,"link":293},{"dimensions":291,"alt":9,"copyright":9,"url":168,"id":169,"edit":292},{"width":121,"height":121},{"x":32,"y":171,"zoom":7,"background":33},{"link_type":81,"key":175,"url":176,"target":138},[295,300,305],{"icon":296,"heading":182,"description":183,"link":299},{"dimensions":297,"alt":9,"copyright":9,"url":145,"id":146,"edit":298},{"width":121,"height":121},{"x":32,"y":7,"zoom":7,"background":33},{"link_type":81,"key":185,"url":186,"target":138},{"icon":301,"heading":191,"description":192,"link":304},{"dimensions":302,"alt":9,"copyright":9,"url":156,"id":157,"edit":303},{"width":121,"height":121},{"x":159,"y":32,"zoom":7,"background":33},{"link_type":81,"key":194,"url":195,"target":138},{"icon":306,"heading":202,"description":203,"link":309},{"dimensions":307,"alt":9,"copyright":9,"url":199,"id":200,"edit":308},{"width":121,"height":121},{"x":7,"y":32,"zoom":7,"background":33},{"link_type":81,"key":205,"url":206,"target":138},[311,313],{"type":73,"text":211,"spans":312,"direction":76},[],{"type":73,"text":214,"spans":314,"direction":76},[315],{"start":217,"end":218,"type":219,"data":316},{"link_type":81,"url":221,"target":138},{"status":5,"value":318},{"id":319,"uid":320,"url":9,"type":320,"href":321,"tags":322,"first_publication_date":323,"last_publication_date":324,"slugs":325,"linked_documents":326,"lang":20,"alternate_languages":327,"data":328},"Zu1LYREAACAA0Yhz","footer","https://miway-website.cdn.prismic.io/api/v2/documents/search?ref=aiCMDREAACcAg2Jx&q=%5B%5B%3Ad+%3D+at%28document.id%2C+%22Zu1LYREAACAA0Yhz%22%29+%5D%5D",[],"2024-09-20T10:16:04+0000","2026-05-11T08:15:37+0000",[320],[],[],{"social_media":329},[330,335,340,345],{"url":331,"platform":334},{"link_type":81,"key":332,"url":333,"target":138},"0a20eabe-e406-4672-a586-e9e1cd55d11a","https://instagram.com/miwayinsurance?igshid=YmMyMTA2M2Y=","Instagram",{"url":336,"platform":339},{"link_type":81,"key":337,"url":338,"target":138},"3bc45d08-0e28-4971-bd36-55f6a37d9e74","https://www.facebook.com/miway/","Facebook",{"url":341,"platform":344},{"link_type":81,"key":342,"url":343,"target":138},"5bea8e90-b1de-4760-92f5-bb30207b230e","https://twitter.com/miwayinsurance","Twitter",{"url":346,"platform":349},{"link_type":81,"key":347,"url":348,"target":138},"8631fcfc-347d-45a1-82da-0b26d66829e7","https://www.youtube.com/user/miwaysa","YouTube",{"status":5,"value":351},{"id":12,"uid":13,"url":9,"type":13,"href":14,"tags":352,"first_publication_date":16,"last_publication_date":17,"slugs":353,"linked_documents":354,"lang":20,"alternate_languages":355,"data":356},[],[13],[],[],{"qr_code_image":357,"qr_code_description":360},{"dimensions":358,"alt":109,"copyright":9,"url":110,"id":111,"edit":359},{"width":108,"height":108},{"x":32,"y":32,"zoom":7,"background":33},[361],{"type":73,"text":115,"spans":362,"direction":76},[],{"status":5,"value":364},{"id":319,"uid":320,"url":9,"type":320,"href":321,"tags":365,"first_publication_date":323,"last_publication_date":324,"slugs":366,"linked_documents":367,"lang":20,"alternate_languages":368,"data":369},[],[320],[],[],{"name":370,"fullwidth_cta_banner":371,"tcs_apply":375,"social_media":376,"download_miway_on":385,"emergency_assistance":396,"menu_get_in_touch":399,"menu_about_us":424,"menu_resources":487,"menu_legal":564,"menu_quick_links":621},"Footer",[372],{"heading":373,"text":374},"Insurance the way you want it.","At a price that works for you.","Copyright © Miway is a licensed non-life insurer and Financial Services Provider (FSP 33970). Ts & Cs apply.",[377,379,381,383],{"url":378,"platform":334},{"link_type":81,"key":332,"url":333,"target":138},{"url":380,"platform":339},{"link_type":81,"key":337,"url":338,"target":138},{"url":382,"platform":344},{"link_type":81,"key":342,"url":343,"target":138},{"url":384,"platform":349},{"link_type":81,"key":347,"url":348,"target":138},[386],{"app_store":387,"google_play":390,"app_gallery":393},{"link_type":81,"key":388,"url":389,"target":138},"156f40f9-5f83-476e-8db9-a6d7b9aa7264","https://apps.apple.com/za/app/miway-insurance-ltd/id823612516",{"link_type":81,"key":391,"url":392,"target":138},"d0ae5938-65d6-4f39-9299-3c8c1bfe3a0a","https://play.google.com/store/apps/details?id=com.MiWay.MD&hl=en",{"link_type":81,"key":394,"url":395,"target":138},"de0a23de-0c06-4ba2-8553-d6350a05cc6f","https://appgallery.huawei.com/#/app/C102500637",[397],{"heading":398,"contact_number":44},"24/7 Emergency Assistance",[400,414,419],{"label":401,"url":402},"Contact us",{"id":403,"type":404,"tags":405,"lang":20,"slug":406,"first_publication_date":407,"last_publication_date":408,"uid":409,"url":410,"link_type":411,"key":412,"isBroken":413},"ZyHurhIAACkAhiRa","page",[],"contact-us","2024-10-30T08:30:47+0000","2026-02-13T13:29:24+0000","contact-miway","/contact-miway","Document","f796791c-5939-475b-9ee6-3e3849b7543e",false,{"label":415,"url":416},"WhatsApp chat",{"link_type":81,"key":417,"url":418,"target":138},"fe3316d2-fdf2-43a1-bad8-dc08ec892c09","https://wa.me/27860646464?text=query%20from%20web",{"label":420,"url":421},"Have your Say",{"link_type":81,"key":422,"url":423},"fe6f18bf-d543-45be-93de-74640519e0ae","#have-your-say",[425,430,440,451,461,472,482],{"label":426,"url":427},"iRefer",{"link_type":81,"key":428,"url":429},"d8b071dd-0e47-4500-814c-9e11e45713bf","/irefer",{"label":431,"url":432},"Who we are",{"id":433,"type":404,"tags":434,"lang":20,"slug":435,"first_publication_date":436,"last_publication_date":437,"uid":435,"url":438,"link_type":411,"key":439,"isBroken":413},"Zz2OIxMAACEA2SjT",[],"about-us","2024-11-20T07:22:15+0000","2025-08-27T15:00:22+0000","/about-us","5e29b8cb-4e38-4160-9ef5-d4b35e727c21",{"label":441,"url":442},"Micashback™",{"id":443,"type":444,"tags":445,"lang":20,"slug":446,"first_publication_date":447,"last_publication_date":448,"uid":446,"url":449,"link_type":411,"key":450,"isBroken":413},"Z-UMjxIAACQAp78s","campaign",[],"micashback","2025-03-27T08:55:44+0000","2026-03-11T10:08:21+0000","/campaigns/micashback","82cbd3df-5e13-4d7f-992e-9704971e7ec7",{"label":452,"url":453},"Meet the team",{"id":454,"type":404,"tags":455,"lang":20,"slug":456,"first_publication_date":457,"last_publication_date":458,"uid":456,"url":459,"link_type":411,"key":460,"isBroken":413},"Zys9GBIAACcAlEZj",[],"meet-the-team","2024-11-06T09:55:43+0000","2025-08-13T09:19:48+0000","/meet-the-team","99a69224-e7bd-4c3d-94af-dc4e18578f51",{"label":462,"url":463},"Careers at Miway",{"id":464,"type":404,"tags":465,"lang":20,"slug":466,"first_publication_date":467,"last_publication_date":468,"uid":469,"url":470,"link_type":411,"key":471,"isBroken":413},"ZzR1kRAAACcA4HYM",[],"life-at-miway-looksa-little-different.","2024-11-13T09:48:55+0000","2026-03-23T16:45:55+0000","careers","/careers","4e5bd911-d7e5-4ecf-8820-ae533d80ae42",{"label":473,"url":474},"Campaigns",{"id":475,"type":476,"tags":477,"lang":20,"slug":476,"first_publication_date":478,"last_publication_date":479,"uid":476,"url":480,"link_type":411,"key":481,"isBroken":413},"Z4e7KhAAACoAFgMa","campaigns",[],"2025-01-15T13:44:48+0000","2025-10-17T10:25:57+0000","/campaigns","01a371b7-c785-407a-bd21-edcdd2cc278e",{"label":483,"url":484},"In the news",{"link_type":81,"key":485,"url":486},"079c367f-a378-4db0-97ac-4e8c80812393","/blog",[488,498,508,519,529,543,553],{"label":489,"url":490},"Miway App",{"id":491,"type":404,"tags":492,"lang":20,"slug":493,"first_publication_date":494,"last_publication_date":495,"uid":493,"url":496,"link_type":411,"key":497,"isBroken":413},"ZyH-mBIAACoAhkWw",[],"mobile-app","2024-10-30T09:38:34+0000","2025-06-23T08:54:54+0000","/mobile-app","626d55fb-0fd5-4d4e-8b97-de7d998d14a6",{"label":499,"url":500},"Useful documents",{"id":501,"type":404,"tags":502,"lang":20,"slug":503,"first_publication_date":504,"last_publication_date":505,"uid":503,"url":506,"link_type":411,"key":507,"isBroken":413},"ZyH-8hIAACoAhkZE",[],"useful-documents","2024-10-30T09:40:04+0000","2026-05-11T08:14:30+0000","/useful-documents","30484f81-0d30-49f9-9666-05db11ea714f",{"label":509,"url":510},"FAQs",{"id":511,"type":404,"tags":512,"lang":20,"slug":514,"first_publication_date":515,"last_publication_date":516,"uid":514,"url":517,"link_type":411,"key":518,"isBroken":413},"ZzLueBAAACcA3hRw",[513],"FAQ","faqs","2024-11-12T06:00:57+0000","2025-06-23T08:37:41+0000","/faqs","09d7a314-8526-4d6f-bc5a-729ac34a3f09",{"label":520,"url":521},"Policy wording",{"link_type":522,"key":523,"kind":524,"id":525,"url":526,"name":527,"size":528},"Media","1b95f80e-d9b6-4de3-beba-55d86d913a97","file","agGPkaYofJOwHDZU","https://miway-website.cdn.prismic.io/miway-website/agGPkaYofJOwHDZU_MipersonalInsurance_STIPolicyWording_LEGALREVIEW_UPDATED2026March_v02.pdf","Mipersonal Insurance_STI Policy Wording_LEGAL REVIEW_UPDATED 2026 March_v02.pdf","7051783",{"label":530,"url":531},"Mihelp",{"id":532,"type":533,"tags":534,"lang":20,"slug":538,"first_publication_date":539,"last_publication_date":540,"uid":538,"url":541,"link_type":411,"key":542,"isBroken":413},"aMBA-xAAACEAx58H","product",[535,536,537],"Personal","Value added product","Product page","mihelp","2025-09-09T15:03:42+0000","2025-09-17T20:11:23+0000","/mihelp","a79db168-4067-44c5-b440-70e1ffffcef3",{"label":544,"url":545},"Stay safe online",{"id":546,"type":404,"tags":547,"lang":20,"slug":548,"first_publication_date":549,"last_publication_date":550,"uid":548,"url":551,"link_type":411,"key":552,"isBroken":413},"Z35r0hEAACQAco5X",[],"stay-safe-online","2025-01-08T12:13:25+0000","2025-06-23T09:13:29+0000","/stay-safe-online","536471f2-2c64-4ca1-b784-6238c982901c",{"label":554,"url":555},"Blog",{"id":556,"type":557,"tags":558,"lang":20,"slug":559,"first_publication_date":560,"last_publication_date":561,"uid":562,"link_type":411,"key":563,"isBroken":413},"Zv-sfhAAACAAnk_w","blog_page",[],"blog-page","2024-10-04T08:51:13+0000","2025-05-26T06:48:22+0000","blog","f2efbca2-cb3d-4211-b668-140d11ade357",[565,575,583,591,599,607,612],{"label":566,"url":567},"Terms of use",{"id":568,"type":404,"tags":569,"lang":20,"slug":570,"first_publication_date":571,"last_publication_date":572,"uid":570,"url":573,"link_type":411,"key":574,"isBroken":413},"Z5IJOhAAACIAZBWG",[],"terms-of-use","2025-01-23T09:17:50+0000","2025-08-29T13:18:05+0000","/terms-of-use","a0eab77c-caf1-4d4c-b603-fd2ded38a705",{"label":576,"url":577},"FAIS disclosure notice",{"link_type":522,"key":578,"kind":524,"id":579,"url":580,"name":581,"size":582},"7cec045c-52dc-4e49-875c-ef8a59566170","Z44eQZbqstJ99oJM","https://miway-website.cdn.prismic.io/miway-website/Z44eQZbqstJ99oJM_FAIS-Disclosure-Notice.pdf","FAIS-Disclosure-Notice.pdf","122506",{"label":584,"url":585},"FSP licence",{"link_type":522,"key":586,"kind":524,"id":587,"url":588,"name":589,"size":590},"e8c0c9f5-de57-4587-93f4-b06b2aa4b941","Z44eVJbqstJ99oJQ","https://miway-website.cdn.prismic.io/miway-website/Z44eVJbqstJ99oJQ_FSP-licence.pdf","FSP-licence.pdf","594593",{"label":592,"url":593},"Access to information",{"link_type":522,"key":594,"kind":524,"id":595,"url":596,"name":597,"size":598},"4e2efdc6-af9b-4e9c-8b94-c3ed5a9825b5","aLWuN2GNHVfTOfuv","https://miway-website.cdn.prismic.io/miway-website/aLWuN2GNHVfTOfuv_MiwayPAIAManual_2025Final.pdf","Miway PAIA Manual_2025 Final.pdf","327657",{"label":600,"url":601},"Complaints management",{"link_type":522,"key":602,"kind":524,"id":603,"url":604,"name":605,"size":606},"19977cce-3339-4d9b-b994-6b237b57de7d","Z44dhZbqstJ99oI5","https://miway-website.cdn.prismic.io/miway-website/Z44dhZbqstJ99oI5_Complaints-Management.pdf","Complaints-Management.pdf","133133",{"label":608,"url":609},"Personal information request",{"link_type":81,"key":610,"url":611,"target":138},"da51cd33-ace5-41b5-867d-ad638a2cc94f","https://forms.office.com/pages/responsepage.aspx?id=Oz_PI59mgk-auxP8fNliOP8xru-2hNJJtDlMIlU0SG9UNVRGQjMxQkFFQUM2MUk5MjBMUjQ5TkcyOC4u&route=shorturl",{"label":613,"url":614},"Privacy Notice",{"id":615,"type":404,"tags":616,"lang":20,"slug":617,"first_publication_date":618,"last_publication_date":619,"uid":617,"url":221,"link_type":411,"key":620,"isBroken":413},"aCrm0xEAACAAv172",[],"privacy-notice","2025-05-19T08:21:29+0000","2025-08-29T13:22:33+0000","940f5a5c-b604-4ea8-b5b7-f317ac29683d",[622,627,636,641,652,662,672],{"label":623,"url":624},"Client portal",{"link_type":81,"key":625,"url":626,"target":138},"6d04e10f-3eeb-471d-8ba6-bdc5648d466a","https://selfservice.miway.co.za/login-register/",{"label":628,"url":629},"Claims",{"id":630,"type":404,"tags":631,"lang":20,"slug":632,"first_publication_date":633,"last_publication_date":634,"uid":632,"url":83,"link_type":411,"key":635,"isBroken":413},"ZyIB-RIAACgAhktg",[],"claims","2024-10-30T09:53:00+0000","2025-08-21T08:31:08+0000","2a6bb548-577e-482f-ad2b-464cd0bb96a4",{"label":637,"url":638},"Switch to Miway",{"link_type":81,"key":639,"url":640},"368d6dc7-71a0-470e-9dd8-39bc8a166dff","#call-me-back",{"label":642,"url":643},"Car Insurance",{"id":644,"type":533,"tags":645,"lang":20,"slug":646,"first_publication_date":647,"last_publication_date":648,"uid":649,"url":650,"link_type":411,"key":651,"isBroken":413},"ZySM_xIAACgAij-I",[537],"get-a-car-insurance-quote","2024-11-01T08:11:01+0000","2026-05-15T06:41:10+0000","car-insurance","/car-insurance","7ee2931c-1449-4a77-8902-8f04f797571a",{"label":653,"url":654},"Business Insurance",{"id":655,"type":404,"tags":656,"lang":20,"slug":657,"first_publication_date":658,"last_publication_date":659,"uid":657,"url":660,"link_type":411,"key":661,"isBroken":413},"aNTgnhIAACUAM66r",[],"business-insurance","2025-09-25T07:01:12+0000","2026-04-14T21:21:06+0000","/business-insurance","0011313c-2058-4e7a-8bd7-5a850a06606f",{"label":663,"url":664},"Insurance Quotes",{"id":665,"type":404,"tags":666,"lang":20,"slug":667,"first_publication_date":668,"last_publication_date":669,"uid":667,"url":670,"link_type":411,"key":671,"isBroken":413},"aJ3uIxIAACQAt1vB",[],"insurance-quotes","2025-08-19T10:11:48+0000","2025-10-15T14:44:51+0000","/insurance-quotes","9a16fb6b-313a-4070-890e-bb1fc41f7b4c",{"label":673,"url":674},"Pet Insurance",{"id":675,"type":533,"tags":676,"lang":20,"slug":677,"first_publication_date":678,"last_publication_date":679,"uid":677,"url":680,"link_type":411,"key":681,"isBroken":413},"aN1KABAAACcAlfNi",[537],"pet-insurance","2025-11-10T07:37:44+0000","2026-05-14T10:05:53+0000","/pet-insurance","a35689b7-facd-4840-b5e6-721075be913f",{"status":5,"value":683},{"id":684,"uid":685,"url":9,"type":686,"href":687,"tags":688,"first_publication_date":692,"last_publication_date":693,"slugs":694,"linked_documents":695,"lang":20,"alternate_languages":696,"data":697},"ZxjOzRIAAB8AkFQD","main-menu","main_menu","https://miway-website.cdn.prismic.io/api/v2/documents/search?ref=aiCMDREAACcAg2Jx&q=%5B%5B%3Ad+%3D+at%28document.id%2C+%22ZxjOzRIAAB8AkFQD%22%29+%5D%5D",[689,690,691],"Main Menu","Menu","Header","2024-10-23T10:24:14+0000","2026-05-11T08:13:31+0000",[685],[],[],{"heading":698,"categories":699,"featured_product":984,"business_heading":997,"business_categories":998,"business_featured_product":1282,"about_us_menu":1295,"about_card":1315,"blog_card":1334,"blogs":1352,"help_get_in_touch":1418,"help_self_service":1431,"help_resources":1447,"help_claims":1472},"Personal insurance",[700,777,838,936,957],{"heading":701,"category":702},"Vehicle",{"id":703,"type":704,"tags":705,"lang":20,"slug":707,"first_publication_date":708,"last_publication_date":709,"uid":710,"data":711,"link_type":411,"key":776,"isBroken":413},"ZuQY7hAAACcAznEG","product_category",[535,706],"Personal Insurance","vehicles-insurance","2024-09-13T10:50:24+0000","2026-01-21T09:40:09+0000","vehicles",{"uid":710,"products":712,"heading":775},[713,726,743,759],{"product":714},{"id":644,"type":533,"tags":715,"lang":20,"slug":646,"first_publication_date":647,"last_publication_date":648,"uid":649,"url":650,"data":716,"link_type":411,"key":725,"isBroken":413},[537],{"featured_icon":717,"uid":649,"short_name":724},{"dimensions":718,"alt":9,"copyright":9,"url":720,"id":721,"edit":722},{"width":719,"height":719},300,"https://images.prismic.io/miway-website/Z7hlEJ7c43Q3gD3D_Car-insurance.png?auto=format,compress&rect=0,32,964,964&w=300&h=300","Z7hlEJ7c43Q3gD3D",{"x":32,"y":723,"zoom":7,"background":33},32,"Car insurance","198e429b-dabe-48f2-9a60-29822b9ac242",{"product":727},{"id":728,"type":533,"tags":729,"lang":20,"slug":730,"first_publication_date":731,"last_publication_date":732,"uid":730,"url":733,"data":734,"link_type":411,"key":742,"isBroken":413},"ZySNOhIAACgAij_o",[535,706,537],"motorcycle-insurance","2024-11-01T08:11:49+0000","2026-05-11T08:25:07+0000","/motorcycle-insurance",{"featured_icon":735,"uid":730,"short_name":741},{"dimensions":736,"alt":9,"copyright":9,"url":737,"id":738,"edit":739},{"width":719,"height":719},"https://images.prismic.io/miway-website/aBhrRPIqRLdaB3EU_motorcycle.png?auto=format,compress&rect=80,0,452,452&w=300&h=300","aBhrRPIqRLdaB3EU",{"x":740,"y":32,"zoom":7,"background":33},80,"Motorcycle","cc7b4c3e-7a0d-4fdc-8feb-ad344d49ea1a",{"product":744},{"id":745,"type":533,"tags":746,"lang":20,"slug":747,"first_publication_date":748,"last_publication_date":749,"uid":747,"url":750,"data":751,"link_type":411,"key":758,"isBroken":413},"ZuQZ3RAAACcAznR0",[535,706,537],"caravan-insurance","2024-09-13T10:54:23+0000","2026-05-11T08:24:04+0000","/caravan-insurance",{"featured_icon":752,"uid":747,"short_name":757},{"dimensions":753,"alt":9,"copyright":9,"url":754,"id":755,"edit":756},{"width":719,"height":719},"https://images.prismic.io/miway-website/Z7hmYp7c43Q3gD4J_Caravan-insurance.png?auto=format,compress&rect=0,32,964,964&w=300&h=300","Z7hmYp7c43Q3gD4J",{"x":32,"y":723,"zoom":7,"background":33},"Caravan","ca9f98ed-26a0-40e4-bb24-512bd6712fa8",{"product":760},{"id":761,"type":533,"tags":762,"lang":20,"slug":763,"first_publication_date":764,"last_publication_date":765,"uid":763,"url":766,"data":767,"link_type":411,"key":774,"isBroken":413},"ZuQaCxAAACcAznUV",[535,706,537],"trailer-insurance","2024-09-13T10:55:52+0000","2026-05-11T08:23:15+0000","/trailer-insurance",{"featured_icon":768,"uid":763,"short_name":773},{"dimensions":769,"alt":9,"copyright":9,"url":770,"id":771,"edit":772},{"width":719,"height":719},"https://images.prismic.io/miway-website/Z7hmCJ7c43Q3gD4A_Trailer-insurance.png?auto=format,compress&rect=0,32,964,964&w=300&h=300","Z7hmCJ7c43Q3gD4A",{"x":32,"y":723,"zoom":7,"background":33},"Trailer","0064f201-d9ea-4f0e-a1b8-acdd5ecab467","Vehicles insurance","1950cc4a-90d0-44fa-9896-0fb39c1ef458",{"heading":778,"category":779},"Home",{"id":780,"type":704,"tags":781,"lang":20,"slug":782,"first_publication_date":783,"last_publication_date":784,"uid":782,"data":785,"link_type":411,"key":837,"isBroken":413},"ZuQZBhAAACgAznFf",[535,706],"home","2024-09-13T10:50:48+0000","2025-08-20T12:49:03+0000",{"uid":782,"products":786,"heading":778},[787,804,820],{"product":788},{"id":789,"type":533,"tags":790,"lang":20,"slug":791,"first_publication_date":792,"last_publication_date":793,"uid":794,"url":795,"data":796,"link_type":411,"key":803,"isBroken":413},"ZxDdBhIAACIAg-2R",[535,706,537],"home-contents-insurance","2024-10-17T09:46:49+0000","2026-05-11T08:20:19+0000","home-insurance","/home-insurance",{"featured_icon":797,"uid":794,"short_name":802},{"dimensions":798,"alt":9,"copyright":9,"url":799,"id":800,"edit":801},{"width":719,"height":719},"https://images.prismic.io/miway-website/Z7hm3p7c43Q3gD4-_Home-contents-insurance.png?auto=format,compress&rect=0,32,964,964&w=300&h=300","Z7hm3p7c43Q3gD4-",{"x":32,"y":723,"zoom":7,"background":33},"Home contents","77117c84-adb4-4d78-b972-5ea8399cf167",{"product":805},{"id":806,"type":533,"tags":807,"lang":20,"slug":808,"first_publication_date":809,"last_publication_date":810,"uid":808,"url":811,"data":812,"link_type":411,"key":819,"isBroken":413},"Zw-EuhAAAAkItzVf",[535,706,537],"buildings-insurance","2024-10-16T09:18:05+0000","2026-05-11T08:18:56+0000","/buildings-insurance",{"featured_icon":813,"uid":808,"short_name":818},{"dimensions":814,"alt":9,"copyright":9,"url":815,"id":816,"edit":817},{"width":719,"height":719},"https://images.prismic.io/miway-website/Z7hnXZ7c43Q3gD5b_Buildings-insurance.png?auto=format,compress&rect=0,32,965,965&w=300&h=300","Z7hnXZ7c43Q3gD5b",{"x":32,"y":723,"zoom":7,"background":33},"Buildings","24553d9a-fe2d-4b66-8e32-478545fcf747",{"product":821},{"id":822,"type":533,"tags":823,"lang":20,"slug":824,"first_publication_date":825,"last_publication_date":826,"uid":827,"url":828,"data":829,"link_type":411,"key":836,"isBroken":413},"Zw-B9BAAAB8AtyyY",[535,706,537],"moveables-cover","2024-10-16T09:06:29+0000","2026-05-11T08:21:42+0000","all-risk-insurance","/all-risk-insurance",{"featured_icon":830,"uid":827,"short_name":835},{"dimensions":831,"alt":9,"copyright":9,"url":832,"id":833,"edit":834},{"width":719,"height":719},"https://images.prismic.io/miway-website/Z7hj757c43Q3gD02_MiMoveables-3.png?auto=format,compress&rect=0,32,964,964&w=300&h=300","Z7hj757c43Q3gD02",{"x":32,"y":723,"zoom":7,"background":33},"Moveables","6c122baf-976a-4c28-9543-4419867f04d7","65e1cdde-c994-4039-9a2a-ddc44b05f39e",{"heading":839,"category":840},"Extra's",{"id":841,"type":704,"tags":842,"lang":20,"slug":843,"first_publication_date":844,"last_publication_date":845,"uid":843,"data":846,"link_type":411,"key":935,"isBroken":413},"ZuQZHhAAACoAznG4",[535,706],"extras","2024-09-13T10:51:12+0000","2025-04-30T09:20:51+0000",{"uid":843,"products":847,"heading":934},[848,865,882,900,917],{"product":849},{"id":850,"type":533,"tags":851,"lang":20,"slug":852,"first_publication_date":853,"last_publication_date":854,"uid":855,"url":856,"data":857,"link_type":411,"key":864,"isBroken":413},"ZxfExxIAACEAjrQl",[535,536,537],"miguard","2024-10-23T04:39:46+0000","2025-10-17T10:33:38+0000","miguard-personal-armed-security-response-service","/miguard-personal-armed-security-response-service",{"featured_icon":858,"uid":855,"short_name":863},{"dimensions":859,"alt":9,"copyright":9,"url":860,"id":861,"edit":862},{"width":719,"height":719},"https://images.prismic.io/miway-website/Z7hoHp7c43Q3gD6w_MiGuard.png?auto=format,compress&rect=0,32,964,964&w=300&h=300","Z7hoHp7c43Q3gD6w",{"x":32,"y":723,"zoom":7,"background":33},"MiGuard","513bddd4-0961-4413-8430-505fa00fc8e9",{"product":866},{"id":867,"type":533,"tags":868,"lang":20,"slug":869,"first_publication_date":870,"last_publication_date":871,"uid":869,"url":872,"data":873,"link_type":411,"key":881,"isBroken":413},"ZxEBhhIAAB8AhC1-",[706,535,537],"mimotor-combo","2024-10-17T12:22:33+0000","2025-10-17T10:24:46+0000","/mimotor-combo",{"featured_icon":874,"uid":869,"short_name":880},{"dimensions":875,"alt":9,"copyright":9,"url":876,"id":877,"edit":878},{"width":719,"height":719},"https://images.prismic.io/miway-website/Z73zRZ7c43Q3gNtq_MiMotorCombo.png?auto=format,compress&rect=0,15,460,460&w=300&h=300","Z73zRZ7c43Q3gNtq",{"x":32,"y":879,"zoom":7,"background":33},15,"MiMotor Combo","0eac4b6e-2991-4a43-877e-1b9b2e3fe2b0",{"product":883},{"id":884,"type":533,"tags":885,"lang":20,"slug":886,"first_publication_date":887,"last_publication_date":888,"uid":889,"url":890,"data":891,"link_type":411,"key":899,"isBroken":413},"Zxo9whIAAB8AkrFX",[535,536,537],"scratch--dent-insurance","2024-10-24T12:29:56+0000","2025-11-27T08:32:00+0000","chips-scratch-and-dent","/chips-scratch-and-dent",{"featured_icon":892,"uid":889,"short_name":898},{"dimensions":893,"alt":894,"copyright":9,"url":895,"id":896,"edit":897},{"width":719,"height":719},"Scratch and dent insurance repair","https://images.prismic.io/miway-website/Z7hpSJ7c43Q3gD8B_ScratchAndDent.png?auto=format,compress&rect=0,32,965,965&w=300&h=300","Z7hpSJ7c43Q3gD8B",{"x":32,"y":723,"zoom":7,"background":33},"Scratch & Dent","05fcdfa8-62fb-4797-b4f6-f14610690d27",{"product":901},{"id":902,"type":533,"tags":903,"lang":20,"slug":904,"first_publication_date":905,"last_publication_date":906,"uid":907,"url":908,"data":909,"link_type":411,"key":916,"isBroken":413},"ZxjQORIAACEAkFad",[535,536,537],"tyre--rim","2024-10-23T10:32:16+0000","2025-10-17T10:36:19+0000","tyre-and-rim-cover","/tyre-and-rim-cover",{"featured_icon":910,"uid":907,"short_name":915},{"dimensions":911,"alt":9,"copyright":9,"url":912,"id":913,"edit":914},{"width":719,"height":719},"https://images.prismic.io/miway-website/Z7hqjJ7c43Q3gD83_TyreAndRim.png?auto=format,compress&rect=0,32,965,965&w=300&h=300","Z7hqjJ7c43Q3gD83",{"x":32,"y":723,"zoom":7,"background":33},"Tyre & Rim","b9837419-6846-477f-8ba4-2ac263783418",{"product":918},{"id":919,"type":533,"tags":920,"lang":20,"slug":921,"first_publication_date":922,"last_publication_date":923,"uid":924,"url":925,"data":926,"link_type":411,"key":933,"isBroken":413},"ZxivKRIAACIAkCAd",[535,536,537],"miwarranty","2024-10-23T08:10:23+0000","2025-10-17T10:39:08+0000","motor-warranty","/motor-warranty",{"featured_icon":927,"uid":924,"short_name":932},{"dimensions":928,"alt":9,"copyright":9,"url":929,"id":930,"edit":931},{"width":719,"height":719},"https://images.prismic.io/miway-website/Z7hrUJ7c43Q3gD9X_MiWarrenty.png?auto=format,compress&rect=0,32,964,964&w=300&h=300","Z7hrUJ7c43Q3gD9X",{"x":32,"y":723,"zoom":7,"background":33},"Motor warranty","102845be-e266-4708-9387-77f8336991ef","Extras","9f7bdd9e-e294-42ab-a408-40f4fe2e039f",{"heading":937,"category":938},"Pet",{"id":939,"type":704,"tags":940,"lang":20,"slug":941,"first_publication_date":942,"last_publication_date":942,"uid":941,"data":943,"link_type":411,"key":956,"isBroken":413},"aSl6MhIAACQAZtVo",[],"pet","2025-11-28T10:34:30+0000",{"uid":941,"products":944,"heading":937},[945],{"product":946},{"id":675,"type":533,"tags":947,"lang":20,"slug":677,"first_publication_date":678,"last_publication_date":679,"uid":677,"url":680,"data":948,"link_type":411,"key":955,"isBroken":413},[537],{"featured_icon":949,"uid":677,"short_name":954},{"dimensions":950,"alt":9,"copyright":9,"url":951,"id":952,"edit":953},{"width":719,"height":719},"https://images.prismic.io/miway-website/aSmjJHNYClf9nk-V_MiPetPictogram.png?auto=format,compress&rect=0,15,3080,3080&w=300&h=300","aSmjJHNYClf9nk-V",{"x":32,"y":879,"zoom":7,"background":33},"Mipet","804a8d1d-b469-408c-80b7-90092ec86a1f","1193b038-8556-4205-84ad-120a695385c3",{"heading":958,"category":959},"Rewards",{"id":960,"type":704,"tags":961,"lang":20,"slug":962,"first_publication_date":963,"last_publication_date":964,"uid":962,"data":965,"link_type":411,"key":983,"isBroken":413},"aBnyeBIAACEAK-Gu",[],"rewards","2025-05-06T11:42:03+0000","2025-06-25T10:37:03+0000",{"uid":962,"products":966,"heading":958},[967,972],{"product":968},{"id":443,"type":444,"tags":969,"lang":20,"slug":446,"first_publication_date":447,"last_publication_date":448,"uid":446,"url":449,"data":970,"link_type":411,"key":971,"isBroken":413},[],{"uid":446,"short_name":441},"27e88a4f-9a27-4c0a-bd8b-6538b53ab1d2",{"product":973},{"id":974,"type":444,"tags":975,"lang":20,"slug":977,"first_publication_date":978,"last_publication_date":979,"uid":977,"url":980,"data":981,"link_type":411,"key":982,"isBroken":413},"Z77G3xIAAB8A5ZHK",[976],"Information","irefer","2025-02-26T07:46:50+0000","2025-11-05T11:08:55+0000","/campaigns/irefer",{"uid":977,"short_name":426},"d4ff4a29-f915-4671-8155-b98915214042","326e1872-ce4d-4e45-bd61-2c4aed432c81",[985],{"product":986,"heading":724,"text":993},{"id":644,"type":533,"tags":987,"lang":20,"slug":646,"first_publication_date":647,"last_publication_date":648,"uid":649,"url":650,"data":988,"link_type":411,"key":992,"isBroken":413},[537],{"featured_icon":989,"uid":649,"short_name":724},{"dimensions":990,"alt":9,"copyright":9,"url":720,"id":721,"edit":991},{"width":719,"height":719},{"x":32,"y":723,"zoom":7,"background":33},"5646d4bc-a0e4-4cac-8be9-59eee94aa3e1",[994],{"type":73,"text":995,"spans":996,"direction":76},"Want car insurance that works \nfor you? Let’s chat!",[],"Business insurance",[999,1114,1194,1256],{"category":1000},{"id":1001,"type":704,"tags":1002,"lang":20,"slug":710,"first_publication_date":1004,"last_publication_date":1005,"uid":1006,"data":1007,"link_type":411,"key":1113,"isBroken":413},"ZumACBEAACMAp_F2",[1003,653],"Business","2024-10-16T09:15:04+0000","2025-01-22T07:26:33+0000","business_vehicle",{"uid":1006,"products":1008,"heading":1014},[1009,1030,1047,1063,1080,1097],{"product":1010},{"id":1011,"type":533,"tags":1012,"lang":20,"slug":1016,"first_publication_date":1017,"last_publication_date":1018,"uid":1019,"url":1020,"data":1021,"link_type":411,"key":1029,"isBroken":413},"ZxjQRxIAACEAkFay",[537,1013,1003,1014,1015,653],"Fleet","Vehicles","Truck","business-vehicles--fleet-insurance","2024-10-23T10:31:14+0000","2025-10-17T10:04:26+0000","business-vehicles","/business-vehicles",{"featured_icon":1022,"uid":1019,"short_name":1028},{"dimensions":1023,"alt":9,"copyright":9,"url":1024,"id":1025,"edit":1026},{"width":719,"height":719},"https://images.prismic.io/miway-website/Z7hrz57c43Q3gD9u_BusinessVehicles.png?auto=format,compress&rect=0,33,964,964&w=300&h=300","Z7hrz57c43Q3gD9u",{"x":32,"y":1027,"zoom":7,"background":33},33,"Vehicles & fleet","21d386e2-3e27-4f4c-8059-0d7408dad55c",{"product":1031},{"id":1032,"type":533,"tags":1033,"lang":20,"slug":1034,"first_publication_date":1035,"last_publication_date":1036,"uid":1037,"url":1038,"data":1039,"link_type":411,"key":1046,"isBroken":413},"Z0ArZRMAACIA3Xa6",[653,537],"goods-in-transit-insurance","2024-11-22T07:13:03+0000","2025-10-17T10:46:55+0000","goods-in-transit","/goods-in-transit",{"featured_icon":1040,"uid":1037,"short_name":1045},{"dimensions":1041,"alt":9,"copyright":9,"url":1042,"id":1043,"edit":1044},{"width":719,"height":719},"https://images.prismic.io/miway-website/Z7hsPJ7c43Q3gD9z_GoodsInTransit.png?auto=format,compress&rect=0,32,964,964&w=300&h=300","Z7hsPJ7c43Q3gD9z",{"x":32,"y":723,"zoom":7,"background":33},"Goods in transit","1ff8f6a8-70bb-4f53-837f-3188230b7b29",{"product":1048},{"id":1049,"type":533,"tags":1050,"lang":20,"slug":1051,"first_publication_date":1052,"last_publication_date":1053,"uid":1051,"url":1054,"data":1055,"link_type":411,"key":1062,"isBroken":413},"Z0VWvhMAACEA5UJ0",[1003,653,537],"e-hailing-insurance","2024-11-26T05:07:59+0000","2026-06-01T09:20:26+0000","/e-hailing-insurance",{"featured_icon":1056,"uid":1051,"short_name":1061},{"dimensions":1057,"alt":9,"copyright":9,"url":1058,"id":1059,"edit":1060},{"width":719,"height":719},"https://images.prismic.io/miway-website/Z7hsiZ7c43Q3gD9-_E-hailing.png?auto=format,compress&rect=0,32,964,964&w=300&h=300","Z7hsiZ7c43Q3gD9-",{"x":32,"y":723,"zoom":7,"background":33},"E-hailing","1c6c640d-6e93-474b-ab5c-41e0e80aa25f",{"product":1064},{"id":1065,"type":533,"tags":1066,"lang":20,"slug":1067,"first_publication_date":1068,"last_publication_date":1069,"uid":1070,"url":1071,"data":1072,"link_type":411,"key":1079,"isBroken":413},"Z4-ouxAAACMAYGcj",[1003,653,537],"motor-traders-insurance","2025-01-21T14:04:11+0000","2025-10-17T11:00:57+0000","motor-traders","/motor-traders",{"featured_icon":1073,"uid":1070,"short_name":1078},{"dimensions":1074,"alt":9,"copyright":9,"url":1075,"id":1076,"edit":1077},{"width":719,"height":719},"https://images.prismic.io/miway-website/Z7hs157c43Q3gD-C_MotorTraders.png?auto=format,compress&rect=0,32,965,965&w=300&h=300","Z7hs157c43Q3gD-C",{"x":32,"y":723,"zoom":7,"background":33},"Motor traders","c6c4472f-e3bb-4a9c-857e-dfe28d5caa55",{"product":1081},{"id":1082,"type":533,"tags":1083,"lang":20,"slug":1084,"first_publication_date":1085,"last_publication_date":1086,"uid":1087,"url":1088,"data":1089,"link_type":411,"key":1096,"isBroken":413},"Z4DURBEAACcAdnKj",[653,1003,537],"special-purpose-vehicles-insurance","2025-01-10T08:07:15+0000","2025-10-17T11:01:55+0000","special-purpose-vehicles","/special-purpose-vehicles",{"featured_icon":1090,"uid":1087,"short_name":1095},{"dimensions":1091,"alt":9,"copyright":9,"url":1092,"id":1093,"edit":1094},{"width":719,"height":719},"https://images.prismic.io/miway-website/Z7htIJ7c43Q3gD-V_SpecialPurpose.png?auto=format,compress&rect=0,32,964,964&w=300&h=300","Z7htIJ7c43Q3gD-V",{"x":32,"y":723,"zoom":7,"background":33},"Special purpose","dc284d93-cc6e-4598-bef7-acde244a3ce0",{"product":1098},{"id":1099,"type":533,"tags":1100,"lang":20,"slug":763,"first_publication_date":1101,"last_publication_date":1102,"uid":1103,"url":1104,"data":1105,"link_type":411,"key":1112,"isBroken":413},"Z5CUDBAAACQAYdGr",[1003,653,537],"2025-01-22T06:45:37+0000","2025-10-17T10:43:31+0000","business-trailers","/business-trailers",{"featured_icon":1106,"uid":1103,"short_name":1111},{"dimensions":1107,"alt":9,"copyright":9,"url":1108,"id":1109,"edit":1110},{"width":719,"height":719},"https://images.prismic.io/miway-website/Z7htcJ7c43Q3gD-h_Trailers.png?auto=format,compress&rect=0,32,964,964&w=300&h=300","Z7htcJ7c43Q3gD-h",{"x":32,"y":723,"zoom":7,"background":33},"Trailers","95d631be-fc5d-4b2e-9154-0813be2cca8f","e98e6637-1668-4e68-b526-fa30d9d679b0",{"category":1115},{"id":1116,"type":704,"tags":1117,"lang":20,"slug":1118,"first_publication_date":1119,"last_publication_date":1120,"uid":1121,"data":1122,"link_type":411,"key":1193,"isBroken":413},"Z49eWxAAACMAX7gu",[1003,653],"property-and-items","2025-01-21T08:44:18+0000","2025-01-22T07:28:39+0000","business_property_items",{"uid":1121,"products":1123,"heading":1192},[1124,1141,1158,1175],{"product":1125},{"id":1126,"type":533,"tags":1127,"lang":20,"slug":1128,"first_publication_date":1129,"last_publication_date":1130,"uid":1131,"url":1132,"data":1133,"link_type":411,"key":1140,"isBroken":413},"Z4-spRAAACMAYG3b",[653,1003,537],"business-property-insurance","2025-01-21T14:26:07+0000","2025-10-17T10:55:56+0000","business-property","/business-property",{"featured_icon":1134,"uid":1131,"short_name":1139},{"dimensions":1135,"alt":9,"copyright":9,"url":1136,"id":1137,"edit":1138},{"width":719,"height":719},"https://images.prismic.io/miway-website/Z7htvJ7c43Q3gD-l_BusinessProperty.png?auto=format,compress&rect=0,32,964,964&w=300&h=300","Z7htvJ7c43Q3gD-l",{"x":32,"y":723,"zoom":7,"background":33},"Business property","6fe68f4b-9939-49c2-8a53-71bad390fb75",{"product":1142},{"id":1143,"type":533,"tags":1144,"lang":20,"slug":1145,"first_publication_date":1146,"last_publication_date":1147,"uid":1148,"url":1149,"data":1150,"link_type":411,"key":1157,"isBroken":413},"Z5CQmRAAACIAYcx8",[1003,653,537],"business-interruption-insurance","2025-01-22T06:33:58+0000","2025-10-17T11:06:09+0000","business-interruption","/business-interruption",{"featured_icon":1151,"uid":1148,"short_name":1156},{"dimensions":1152,"alt":9,"copyright":9,"url":1153,"id":1154,"edit":1155},{"width":719,"height":719},"https://images.prismic.io/miway-website/Z7huAZ7c43Q3gD-v_BusinessInterruption.png?auto=format,compress&rect=0,32,965,965&w=300&h=300","Z7huAZ7c43Q3gD-v",{"x":32,"y":723,"zoom":7,"background":33},"Business interruption","7160d217-b81b-43b5-89e8-d4d3e2645e6a",{"product":1159},{"id":1160,"type":533,"tags":1161,"lang":20,"slug":1162,"first_publication_date":1163,"last_publication_date":1164,"uid":1165,"url":1166,"data":1167,"link_type":411,"key":1174,"isBroken":413},"Zyh_3hIAACcAj_4x",[537,653,1003],"staff-dishonesty-insurance","2024-11-04T08:03:45+0000","2025-10-17T11:08:53+0000","staff-dishonesty","/staff-dishonesty",{"featured_icon":1168,"uid":1165,"short_name":1173},{"dimensions":1169,"alt":9,"copyright":9,"url":1170,"id":1171,"edit":1172},{"width":719,"height":719},"https://images.prismic.io/miway-website/Z7huQZ7c43Q3gD-3_StaffDishonesty.png?auto=format,compress&rect=0,32,964,964&w=300&h=300","Z7huQZ7c43Q3gD-3",{"x":32,"y":723,"zoom":7,"background":33},"Staff dishonesty","e1e6ec00-ea35-44fe-84e5-268b8cbb44c8",{"product":1176},{"id":1177,"type":533,"tags":1178,"lang":20,"slug":1179,"first_publication_date":1180,"last_publication_date":1181,"uid":1182,"url":1183,"data":1184,"link_type":411,"key":1191,"isBroken":413},"Z4-kUBAAACEAYF-I",[537],"business-all-risk-insurance","2025-01-21T13:42:43+0000","2025-10-17T10:45:03+0000","all-risk","/all-risk",{"featured_icon":1185,"uid":1182,"short_name":1190},{"dimensions":1186,"alt":9,"copyright":9,"url":1187,"id":1188,"edit":1189},{"width":719,"height":719},"https://images.prismic.io/miway-website/Z7huiZ7c43Q3gD-__BusinessAllRisk.png?auto=format,compress&rect=0,32,964,964&w=300&h=300","Z7huiZ7c43Q3gD-_",{"x":32,"y":723,"zoom":7,"background":33},"Business all risk","c332fd21-4b06-4aff-8482-d7efd397ee58","Property and items","4be24164-f997-4758-825b-61d84d82fbf8",{"category":1195},{"id":1196,"type":704,"tags":1197,"lang":20,"slug":1198,"first_publication_date":1199,"last_publication_date":1199,"uid":1200,"data":1201,"link_type":411,"key":1255,"isBroken":413},"Z49e2RAAACIAX7j6",[1003,653],"liability","2025-01-21T08:46:19+0000","business_liability",{"uid":1200,"products":1202,"heading":1254},[1203,1220,1237],{"product":1204},{"id":1205,"type":533,"tags":1206,"lang":20,"slug":1207,"first_publication_date":1208,"last_publication_date":1209,"uid":1210,"url":1211,"data":1212,"link_type":411,"key":1219,"isBroken":413},"Z4ELlhAAACoAC66D",[537,1003,653],"professional-liability--insurance","2025-01-10T12:02:08+0000","2025-10-17T11:12:25+0000","professional-liability","/professional-liability",{"featured_icon":1213,"uid":1210,"short_name":1218},{"dimensions":1214,"alt":9,"copyright":9,"url":1215,"id":1216,"edit":1217},{"width":719,"height":719},"https://images.prismic.io/miway-website/Z7hu-Z7c43Q3gD_W_ProfessionalLiability.png?auto=format,compress&rect=0,32,964,964&w=300&h=300","Z7hu-Z7c43Q3gD_W",{"x":32,"y":723,"zoom":7,"background":33},"Professional liability","843408f6-6859-4bb1-a8c8-150acb2aea32",{"product":1221},{"id":1222,"type":533,"tags":1223,"lang":20,"slug":1224,"first_publication_date":1225,"last_publication_date":1226,"uid":1227,"url":1228,"data":1229,"link_type":411,"key":1236,"isBroken":413},"Z4EFIBAAACcAC6Pb",[1003,653,537],"environmental-liability-insurance","2025-01-10T11:31:55+0000","2025-10-17T11:13:30+0000","environmental-liability","/environmental-liability",{"featured_icon":1230,"uid":1227,"short_name":1235},{"dimensions":1231,"alt":9,"copyright":9,"url":1232,"id":1233,"edit":1234},{"width":719,"height":719},"https://images.prismic.io/miway-website/Z7hvVp7c43Q3gD_m_EnvironmentalLiability.png?auto=format,compress&rect=0,32,964,964&w=300&h=300","Z7hvVp7c43Q3gD_m",{"x":32,"y":723,"zoom":7,"background":33},"Environmental liability","2c378d3e-2cc6-416a-96a7-bbc904dfa8fc",{"product":1238},{"id":1239,"type":533,"tags":1240,"lang":20,"slug":1241,"first_publication_date":1242,"last_publication_date":1243,"uid":1244,"url":1245,"data":1246,"link_type":411,"key":1253,"isBroken":413},"Z4EBNhAAACoAC5yy",[1003,653,537],"broadform-liability-insurance","2025-01-10T11:15:08+0000","2025-10-17T11:14:59+0000","broadform-liability","/broadform-liability",{"featured_icon":1247,"uid":1244,"short_name":1252},{"dimensions":1248,"alt":9,"copyright":9,"url":1249,"id":1250,"edit":1251},{"width":719,"height":719},"https://images.prismic.io/miway-website/Z7hvoZ7c43Q3gD_q_BroadformLiability.png?auto=format,compress&rect=0,32,965,965&w=300&h=300","Z7hvoZ7c43Q3gD_q",{"x":32,"y":723,"zoom":7,"background":33},"Broadform liability","ad1f3b47-d736-4416-8220-fadb34002862","Liability","92b9c43a-6b20-4938-88b7-80d428aed1ce",{"category":1257},{"id":1258,"type":704,"tags":1259,"lang":20,"slug":843,"first_publication_date":1260,"last_publication_date":1261,"uid":1262,"data":1263,"link_type":411,"key":1281,"isBroken":413},"Z49fchAAACQAX7oh",[1003,653],"2025-01-21T08:48:53+0000","2026-04-14T20:24:20+0000","business_extras",{"uid":1262,"products":1264,"heading":934},[1265],{"product":1266},{"id":1267,"type":533,"tags":1268,"lang":20,"slug":1269,"first_publication_date":1270,"last_publication_date":1271,"uid":1269,"url":1272,"data":1273,"link_type":411,"key":1280,"isBroken":413},"Z4DkZhEAACQAdo2z",[653,1003,537],"mibusiness-assist","2025-01-10T09:12:14+0000","2025-11-07T13:10:03+0000","/mibusiness-assist",{"featured_icon":1274,"uid":1269,"short_name":1279},{"dimensions":1275,"alt":9,"copyright":9,"url":1276,"id":1277,"edit":1278},{"width":719,"height":719},"https://images.prismic.io/miway-website/Z7hv657c43Q3gD_x_MiBusinessAssist.png?auto=format,compress&rect=0,32,964,964&w=300&h=300","Z7hv657c43Q3gD_x",{"x":32,"y":723,"zoom":7,"background":33},"MiBusiness Assist","ea8fbc9e-9830-4ace-8bdb-eb7bc5afa56c","8f2d41c1-07ce-455c-9843-fd69a77c3c28",[1283],{"product":1284,"heading":653,"text":1291},{"id":1011,"type":533,"tags":1285,"lang":20,"slug":1016,"first_publication_date":1017,"last_publication_date":1018,"uid":1019,"url":1020,"data":1286,"link_type":411,"key":1290,"isBroken":413},[537,1013,1003,1014,1015,653],{"featured_icon":1287,"uid":1019,"short_name":1028},{"dimensions":1288,"alt":9,"copyright":9,"url":1024,"id":1025,"edit":1289},{"width":719,"height":719},{"x":32,"y":1027,"zoom":7,"background":33},"75175abe-34c1-492b-8a4c-b82c55d2e28c",[1292],{"type":73,"text":1293,"spans":1294,"direction":76},"Business insurance the way you want\nit at a price that works for you!",[],[1296,1300,1304,1308,1312],{"link":1297},{"id":433,"type":404,"tags":1298,"lang":20,"slug":435,"first_publication_date":436,"last_publication_date":437,"uid":435,"url":438,"link_type":411,"key":1299,"isBroken":413,"text":431},[],"f485c930-8e35-464e-8b9e-dc7be6fd4922",{"link":1301},{"id":454,"type":404,"tags":1302,"lang":20,"slug":456,"first_publication_date":457,"last_publication_date":458,"uid":456,"url":459,"link_type":411,"key":1303,"isBroken":413,"text":452},[],"be91b774-a795-49cd-ab5e-2fa963d43e29",{"link":1305},{"id":464,"type":404,"tags":1306,"lang":20,"slug":466,"first_publication_date":467,"last_publication_date":468,"uid":469,"url":470,"link_type":411,"key":1307,"isBroken":413,"text":462},[],"4ec144a2-db61-43a1-bf2c-4a22162694c5",{"link":1309},{"id":475,"type":476,"tags":1310,"lang":20,"slug":476,"first_publication_date":478,"last_publication_date":479,"uid":476,"url":480,"link_type":411,"key":1311,"isBroken":413,"text":473},[],"06e5650b-c5e5-4f05-a62b-61313847e616",{"link":1313},{"link_type":81,"key":1314,"url":486,"text":483},"de958505-5609-444b-9fe1-c9209177b1f9",[1316],{"image":1317,"heading":1325,"text":1326,"button":1330},{"dimensions":1318,"alt":1321,"copyright":9,"url":1322,"id":1323,"edit":1324},{"width":1319,"height":1320},409,120,"Man and woman in a van having a good time","https://images.prismic.io/miway-website/aDNbISdWJ-7kShhb_about-us.avif?auto=format,compress","aDNbISdWJ-7kShhb",{"x":32,"y":32,"zoom":7,"background":33},"A bit about us",[1327],{"type":73,"text":1328,"spans":1329,"direction":76},"Want to get to know us better? Here’s\nour story - which is really about you!",[],{"id":433,"type":404,"tags":1331,"lang":20,"slug":435,"first_publication_date":436,"last_publication_date":437,"uid":435,"url":438,"link_type":411,"key":1332,"isBroken":413,"text":1333},[],"e7f88732-f758-472c-acb4-29267a0f3614","Find out more",[1335],{"heading":1336,"text":1337,"button":1344},"Help at home or on the road",[1338,1341],{"type":73,"text":1339,"spans":1340,"direction":76},"We’re here 24/7 when you’re stuck at \nthe roadside or need help at home.",[],{"type":73,"text":1342,"spans":1343,"direction":76},"Call 0860 07 67 64",[],{"id":1345,"type":404,"tags":1346,"lang":20,"slug":1347,"first_publication_date":1348,"last_publication_date":1349,"uid":1347,"url":1350,"link_type":411,"key":1351,"isBroken":413,"text":1333},"ZyHvBRIAACoAhiVO",[],"help","2024-10-30T08:32:07+0000","2025-01-17T11:04:58+0000","/help","497a8633-0a92-47cf-a03e-2775b22ac577",[1353,1364,1373,1382,1391,1400,1409],{"category":1354},{"id":1355,"type":1356,"tags":1357,"lang":20,"slug":1358,"first_publication_date":1359,"last_publication_date":1359,"uid":1358,"url":1360,"data":1361,"link_type":411,"key":1363,"isBroken":413},"Zv6FKRAAACIAnIlY","article_type",[],"micar","2024-10-03T11:51:07+0000","/blog?filterTo=:uid",{"name":1362},"MiCar","e0a7b76c-2bfd-4cac-80f7-7b6991ae5d4b",{"category":1365},{"id":1366,"type":1356,"tags":1367,"lang":20,"slug":1368,"first_publication_date":1369,"last_publication_date":1370,"uid":1368,"url":1360,"data":1371,"link_type":411,"key":1372,"isBroken":413},"Zv6EMxAAACIAnIe_",[],"in-the-news","2024-10-03T11:47:01+0000","2025-03-03T11:38:33+0000",{"name":483},"b8fe9876-d0e4-414f-8e4f-49ad1790746f",{"category":1374},{"id":1375,"type":1356,"tags":1376,"lang":20,"slug":1377,"first_publication_date":1378,"last_publication_date":1378,"uid":1377,"url":1360,"data":1379,"link_type":411,"key":1381,"isBroken":413},"Zv6FFRAAACIAnIk0",[],"leadership-thoughts","2024-10-03T11:50:47+0000",{"name":1380},"Leadership Thoughts","1c6249a6-fe88-4485-9ae4-f2592ce0fd63",{"category":1383},{"id":1384,"type":1356,"tags":1385,"lang":20,"slug":1386,"first_publication_date":1387,"last_publication_date":1387,"uid":1386,"url":1360,"data":1388,"link_type":411,"key":1390,"isBroken":413},"Zv6FOBAAACAAnIl1",[],"mihome","2024-10-03T11:51:22+0000",{"name":1389},"MiHome","36b4648b-d621-474a-a082-74c55f2bfbbe",{"category":1392},{"id":1393,"type":1356,"tags":1394,"lang":20,"slug":1395,"first_publication_date":1396,"last_publication_date":1396,"uid":1395,"url":1360,"data":1397,"link_type":411,"key":1399,"isBroken":413},"Z8laDBAAAB4ALYbM",[],"insurance-101","2025-03-06T08:17:18+0000",{"name":1398},"Insurance 101","90426d3c-2824-47e9-bc36-6acebfa9d83b",{"category":1401},{"id":1402,"type":1356,"tags":1403,"lang":20,"slug":1404,"first_publication_date":1405,"last_publication_date":1405,"uid":1404,"url":1360,"data":1406,"link_type":411,"key":1408,"isBroken":413},"Z8lXtxAAACAALYLY",[],"mibusiness","2025-03-06T08:07:31+0000",{"name":1407},"MiBusiness","b5018f1c-cbbc-49b7-80c0-beb6a0ed6214",{"category":1410},{"id":1411,"type":1356,"tags":1412,"lang":20,"slug":1413,"first_publication_date":1414,"last_publication_date":1414,"uid":1413,"url":1360,"data":1415,"link_type":411,"key":1417,"isBroken":413},"Z8llaxAAAB4ALZsQ",[],"misafety","2025-03-06T09:05:49+0000",{"name":1416},"MiSafety","e4290939-f2e3-40f8-801b-7b6378ea1ae3",[1419,1423,1427],{"button":1420},{"id":403,"type":404,"tags":1421,"lang":20,"slug":406,"first_publication_date":407,"last_publication_date":408,"uid":409,"url":410,"link_type":411,"key":1422,"isBroken":413,"text":401},[],"7ca32226-a973-41a3-be81-6396999ee9d5",{"button":1424},{"link_type":81,"key":1425,"url":1426,"text":415},"f9a585ef-1f91-44f7-99e8-27c2f8e3d6ea","https://api.whatsapp.com/send/?phone=27860646464&text=query+from+web&type=phone_number&app_absent=0",{"button":1428},{"link_type":81,"key":1429,"url":423,"text":1430},"cfa7d3cb-7e80-496f-82c7-049ce7657d78","Have your say",[1432,1437],{"button":1433},{"link_type":81,"key":1434,"url":1435,"text":1436},"65439906-006f-4df5-b910-b0e6cab5d152","https://selfservice.miway.co.za/","Self-service portal",{"button":1438},{"id":1439,"type":404,"tags":1440,"lang":20,"slug":1441,"first_publication_date":1442,"last_publication_date":1443,"uid":1441,"url":1444,"link_type":411,"key":1445,"isBroken":413,"text":1446},"Z4ZIyBAAACoAE7P7",[642],"self-inspection","2025-01-14T11:21:48+0000","2026-06-01T12:32:11+0000","/self-inspection","c05e8081-5bd1-4946-a638-6b01b0ea5f00","Self-inspection",[1448,1452,1456,1459,1462],{"button":1449},{"id":491,"type":404,"tags":1450,"lang":20,"slug":493,"first_publication_date":494,"last_publication_date":495,"uid":493,"url":496,"link_type":411,"key":1451,"isBroken":413,"text":489},[],"04f68505-5bb3-4079-8eeb-6388a2ca1ef7",{"button":1453},{"id":501,"type":404,"tags":1454,"lang":20,"slug":503,"first_publication_date":504,"last_publication_date":505,"uid":503,"url":506,"link_type":411,"key":1455,"isBroken":413,"text":499},[],"4bb23d35-091e-4056-9ec8-c2354ca54239",{"button":1457},{"link_type":81,"key":1458,"url":517,"text":509},"c1791c47-fe8c-4813-a15a-0be8528b7ae3",{"button":1460},{"link_type":522,"key":1461,"kind":524,"id":525,"url":526,"name":527,"size":528,"text":520},"0e1a7ab3-69da-4798-999d-4590c09f19a6",{"button":1463},{"id":532,"type":533,"tags":1464,"lang":20,"slug":538,"first_publication_date":539,"last_publication_date":540,"uid":538,"url":541,"data":1465,"link_type":411,"key":1471,"isBroken":413,"text":530},[535,536,537],{"featured_icon":1466,"uid":538,"short_name":530},{"dimensions":1467,"alt":9,"copyright":9,"url":1468,"id":1469,"edit":1470},{"width":719,"height":719},"https://images.prismic.io/miway-website/Z7hoi57c43Q3gD7Y_MiHelp.png?auto=format,compress&rect=0,32,964,964&w=300&h=300","Z7hoi57c43Q3gD7Y",{"x":32,"y":723,"zoom":7,"background":33},"e8955f55-ecfc-4c1b-8cd9-b461360ca8c8",[1473,1478],{"button":1474},{"id":630,"type":404,"tags":1475,"lang":20,"slug":632,"first_publication_date":633,"last_publication_date":634,"uid":632,"url":83,"link_type":411,"key":1476,"isBroken":413,"text":1477},[],"a43f450b-7f58-4f55-b567-2ae3da545c5e","Claims process",{"button":1479},{"link_type":81,"key":1480,"url":626,"target":138,"text":1481},"73950d5c-056f-4cf2-87e1-4bae6eb12729","Submit a claim",{"terms":208,"whatsapp":207},{"id":12,"uid":13,"url":9,"type":13,"href":14,"tags":1484,"first_publication_date":16,"last_publication_date":17,"slugs":1485,"linked_documents":1486,"lang":20,"alternate_languages":1487,"data":1488},[],[13],[],[],{"site_title":23,"meta_description":23,"og_image":1489,"header_phone_number":34,"navigation":1492,"slices":1495,"heading":40,"contact_details":1496,"card_content":1509,"hellopeter_heading":84,"total_rating_out_of_5":85,"total_reviews":86,"reviews":1517,"qr_code_image":1522,"qr_code_description":1525,"address":1528,"fraud_heading":140,"fraud_contact_cards":1535,"fraud_bureau_cars":1551,"terms_and_conditions_copy":207,"whatsapp_form_copy":208,"cookie_banner_text":1567,"cookie_banner_button":222},{"dimensions":1490,"alt":9,"copyright":9,"url":28,"id":29,"edit":1491},{"width":26,"height":27},{"x":31,"y":32,"zoom":7,"background":33},[1493],{"label":9,"link":1494},{"link_type":38},[],[1497,1501,1505],{"details":43,"contact_number":44,"icon":1498},{"dimensions":1499,"alt":48,"copyright":9,"url":49,"id":50,"edit":1500},{"width":47,"height":47},{"x":32,"y":7,"zoom":7,"background":33},{"details":53,"contact_number":34,"icon":1502},{"dimensions":1503,"alt":56,"copyright":9,"url":57,"id":58,"edit":1504},{"width":47,"height":47},{"x":32,"y":32,"zoom":7,"background":33},{"details":61,"contact_number":34,"icon":1506},{"dimensions":1507,"alt":64,"copyright":9,"url":65,"id":66,"edit":1508},{"width":47,"height":47},{"x":32,"y":7,"zoom":7,"background":33},[1510],{"heading":70,"content":1511,"find_out_more":1516},[1512,1514],{"type":73,"text":74,"spans":1513,"direction":76},[],{"type":73,"text":78,"spans":1515,"direction":76},[],{"link_type":81,"key":82,"url":83},[1518,1519,1520,1521],{"summary":89,"review":90,"person_name":91,"total_stars":92,"date":93},{"summary":95,"review":96,"person_name":97,"total_stars":92,"date":93},{"summary":99,"review":100,"person_name":101,"total_stars":92,"date":93},{"summary":103,"review":104,"person_name":105,"total_stars":92,"date":93},{"dimensions":1523,"alt":109,"copyright":9,"url":110,"id":111,"edit":1524},{"width":108,"height":108},{"x":32,"y":32,"zoom":7,"background":33},[1526],{"type":73,"text":115,"spans":1527,"direction":76},[],[1529],{"icon":1530,"heading":127,"google_map":1533,"address_line_1":131,"address_line_2":132,"address_line_3":133,"address_line_4":134,"linked_map":1534},{"dimensions":1531,"alt":122,"copyright":9,"url":123,"id":124,"edit":1532},{"width":121,"height":121},{"x":32,"y":126,"zoom":7,"background":33},{"latitude":129,"longitude":130},{"link_type":81,"key":136,"url":137,"target":138,"text":139},[1536,1541,1546],{"icon":1537,"heading":148,"description":149,"link":1540},{"dimensions":1538,"alt":9,"copyright":9,"url":145,"id":146,"edit":1539},{"width":121,"height":121},{"x":32,"y":7,"zoom":7,"background":33},{"link_type":81,"key":151,"url":152,"target":138},{"icon":1542,"heading":160,"description":161,"link":1545},{"dimensions":1543,"alt":9,"copyright":9,"url":156,"id":157,"edit":1544},{"width":121,"height":121},{"x":159,"y":32,"zoom":7,"background":33},{"link_type":81,"key":163,"url":164,"target":138},{"icon":1547,"heading":172,"description":173,"link":1550},{"dimensions":1548,"alt":9,"copyright":9,"url":168,"id":169,"edit":1549},{"width":121,"height":121},{"x":32,"y":171,"zoom":7,"background":33},{"link_type":81,"key":175,"url":176,"target":138},[1552,1557,1562],{"icon":1553,"heading":182,"description":183,"link":1556},{"dimensions":1554,"alt":9,"copyright":9,"url":145,"id":146,"edit":1555},{"width":121,"height":121},{"x":32,"y":7,"zoom":7,"background":33},{"link_type":81,"key":185,"url":186,"target":138},{"icon":1558,"heading":191,"description":192,"link":1561},{"dimensions":1559,"alt":9,"copyright":9,"url":156,"id":157,"edit":1560},{"width":121,"height":121},{"x":159,"y":32,"zoom":7,"background":33},{"link_type":81,"key":194,"url":195,"target":138},{"icon":1563,"heading":202,"description":203,"link":1566},{"dimensions":1564,"alt":9,"copyright":9,"url":199,"id":200,"edit":1565},{"width":121,"height":121},{"x":7,"y":32,"zoom":7,"background":33},{"link_type":81,"key":205,"url":206,"target":138},[1568,1570],{"type":73,"text":211,"spans":1569,"direction":76},[],{"type":73,"text":214,"spans":1571,"direction":76},[1572],{"start":217,"end":218,"type":219,"data":1573},{"link_type":81,"url":221,"target":138},{"id":1575,"uid":1576,"url":1577,"type":1578,"href":1579,"tags":1580,"first_publication_date":1582,"last_publication_date":1582,"slugs":1583,"linked_documents":1585,"lang":20,"alternate_languages":1586,"data":1587},"ah57bRIAACcAQEYT","insurance-essentials-for-south-africas-next-generation-of-entrepreneurs","/blog/insurance-essentials-for-south-africas-next-generation-of-entrepreneurs","article","https://miway-website.cdn.prismic.io/api/v2/documents/search?ref=aiCMDREAACcAg2Jx&q=%5B%5B%3Ad+%3D+at%28document.id%2C+%22ah57bRIAACcAQEYT%22%29+%5D%5D",[653,1581],"SME","2026-06-02T08:05:15+0000",[1584],"2026-06-02t0644000000",[],[],{"date":1588,"heading":1589,"duration":9,"article_type":1590,"category":1595,"related_product":1601,"thumbnail":1604,"type":1612,"related_insurance":1613,"slices":1614,"meta_title":1589,"meta_description":1824,"meta_keywords":1825,"meta_image":1826,"canonical":1833,"intro":1834,"author":1838,"service_block":1839,"in_this_article":1879,"hero_image":1880},"2026-06-02T06:44:00+0000","Insurance essentials for South Africa’s next generation of entrepreneurs",{"id":1591,"type":1356,"tags":1592,"lang":20,"slug":657,"first_publication_date":1593,"last_publication_date":1593,"uid":657,"url":1360,"link_type":411,"key":1594,"isBroken":413},"Zv5wfRAAAB8AnGcv",[],"2024-10-03T10:22:55+0000","7c82687a-0a9e-414b-9a91-703b078d9978",{"id":1596,"type":1597,"tags":1598,"lang":20,"slug":657,"first_publication_date":1599,"last_publication_date":1599,"uid":657,"url":1360,"link_type":411,"key":1600,"isBroken":413},"ZvZ4mBAAACIAEuk3","article_category",[],"2024-09-27T09:19:46+0000","b5e35d7c-b965-4503-9517-74aaee038ec6",{"id":1267,"type":533,"tags":1602,"lang":20,"slug":1269,"first_publication_date":1270,"last_publication_date":1271,"uid":1269,"url":1272,"link_type":411,"key":1603,"isBroken":413},[653,1003,537],"9375e3fc-39d3-4b7b-b41c-fd7efcd32083",{"dimensions":1605,"alt":1608,"copyright":9,"url":1609,"id":1610,"edit":1611},{"width":1606,"height":1607},2161,585,"Man in warehouse wearing hard hat","https://images.prismic.io/miway-website/ah58QAeQX7-eWht5_entrepreneurs.jpg?auto=format,compress","ah58QAeQX7-eWht5",{"x":32,"y":32,"zoom":7,"background":33},"Article","Car",[1615,1641,1682,1709,1743,1773,1812],{"variation":1616,"version":1617,"items":1618,"primary":1619,"id":1639,"slice_type":1640,"slice_label":9},"default","initial",[],{"heading":1620,"content":1621,"link_heading":1638},"Why is insurance important for entrepreneurs in South Africa?",[1622,1630],{"type":73,"text":1623,"spans":1624,"direction":76},"South Africa’s entrepreneurial scene is growing fast, with more people starting businesses than ever before. While most entrepreneurs focus on attracting customers and increasing revenue, risk management is often overlooked.",[1625],{"start":879,"end":1626,"type":219,"data":1627},30,{"link_type":81,"url":1628,"target":1629},"https://www.miway.co.za/blog/do-you-have-what-it-takes-to-be-an-entrepreneur","_self",{"type":73,"text":1631,"spans":1632,"direction":76},"Insurance is what helps your business stay open when unexpected events happen — whether it’s theft, fire, or a legal claim. Without business insurance, even one incident could set your business back significantly.",[1633],{"start":1634,"end":1635,"type":219,"data":1636},132,150,{"link_type":81,"url":1637,"target":1629},"https://www.miway.co.za/business-insurance",true,"article_content_text$90b965c8-5831-4d0f-aaf1-4f25589dd066","article_content_text",{"variation":1616,"version":1617,"items":1642,"primary":1643,"id":1681,"slice_type":1640,"slice_label":9},[],{"heading":1644,"content":1645,"link_heading":1638},"What risks do small businesses face?",[1646,1649,1652,1659,1663,1668,1673,1678],{"type":73,"text":1647,"spans":1648,"direction":76},"Every business faces risk — but the type of risk depends on how you operate.",[],{"type":73,"text":1650,"spans":1651,"direction":76},"Some of the most common risks include:",[],{"type":1653,"text":1654,"spans":1655,"direction":76},"list-item","Theft and burglary (especially for retail and warehousing)",[1656],{"start":32,"end":1657,"type":1658},18,"strong",{"type":1653,"text":1660,"spans":1661,"direction":76},"Fire and weather damage",[1662],{"start":32,"end":31,"type":1658},{"type":1653,"text":1664,"spans":1665,"direction":76},"Goods damaged in transit",[1666],{"start":32,"end":1667,"type":1658},24,{"type":1653,"text":1669,"spans":1670,"direction":76},"Business interruption (loss of income after an incident)",[1671],{"start":32,"end":1672,"type":1658},21,{"type":1653,"text":1674,"spans":1675,"direction":76},"Legal claims from customers or third parties",[1676],{"start":32,"end":1677,"type":1658},44,{"type":73,"text":1679,"spans":1680,"direction":76},"Technology is also changing the landscape. Today, insurers use tools like telematics and drones to assess risk faster and process claims more efficiently — helping businesses get back on track sooner.",[],"article_content_text$66409a2d-3773-4da8-9d92-63de9570fdb5",{"variation":1616,"version":1617,"items":1683,"primary":1684,"id":1708,"slice_type":1640,"slice_label":9},[],{"heading":1685,"content":1686,"link_heading":1638},"Do online businesses really need insurance?",[1687,1690,1693,1696,1699,1702,1705],{"type":73,"text":1688,"spans":1689,"direction":76},"Short answer: yes.",[],{"type":73,"text":1691,"spans":1692,"direction":76},"Many entrepreneurs assume that running an online business means lower risk. But even e-commerce businesses rely on:",[],{"type":1653,"text":1694,"spans":1695,"direction":76},"Physical stock",[],{"type":1653,"text":1697,"spans":1698,"direction":76},"Delivery partners",[],{"type":1653,"text":1700,"spans":1701,"direction":76},"Warehousing",[],{"type":1653,"text":1703,"spans":1704,"direction":76},"Customer trust",[],{"type":73,"text":1706,"spans":1707,"direction":76},"For example, if your products are damaged while being delivered, or your operations stop due to a fire or theft, your business could face both financial and reputational damage.",[],"article_content_text$e35c09c5-07cc-47bd-8e09-b4fb7230d7a4",{"variation":1710,"version":1617,"items":1711,"primary":1712,"id":1742,"slice_type":1640,"slice_label":9},"subheadingBulletLists",[],{"heading":1713,"content":1714,"sub_sections":1718,"link_heading":1638},"What insurance cover do entrepreneurs need?",[1715],{"type":73,"text":1716,"spans":1717,"direction":76},"The right cover depends on your business, but here are the essentials:",[],[1719,1724,1730,1736],{"subheading":997,"list":1720},[1721],{"type":73,"text":1722,"spans":1723,"direction":76},"Covers your business premises, equipment, and stock against risks like fire, theft, and damage.",[],{"subheading":1725,"list":1726},"Goods in transit insurance",[1727],{"type":73,"text":1728,"spans":1729,"direction":76},"Ideal for businesses that ship products. Covers loss or damage while goods are being transported.",[],{"subheading":1731,"list":1732},"Public liability insurance",[1733],{"type":73,"text":1734,"spans":1735,"direction":76},"Protects your business if a third party is injured or their property is damaged.",[],{"subheading":1737,"list":1738},"Professional indemnity insurance",[1739],{"type":73,"text":1740,"spans":1741,"direction":76},"Important for service-based businesses. Covers you if a client claims financial loss due to your advice or services.",[],"article_content_text$c7a40271-c032-4ec0-909a-69424ce37d4a",{"variation":1616,"version":1617,"items":1744,"primary":1745,"id":1772,"slice_type":1640,"slice_label":9},[],{"heading":1746,"content":1747,"link_heading":1638},"How do you choose the right insurance for your business?",[1748,1751,1757,1760,1763,1766,1769],{"type":73,"text":1749,"spans":1750,"direction":76},"Start by asking one simple question:",[],{"type":73,"text":1752,"spans":1753,"direction":76},"“What could hurt my business the most tomorrow?”",[1754],{"start":32,"end":1755,"type":1756},48,"em",{"type":73,"text":1758,"spans":1759,"direction":76},"This could be:",[],{"type":1653,"text":1761,"spans":1762,"direction":76},"Losing all your stock",[],{"type":1653,"text":1764,"spans":1765,"direction":76},"A customer lawsuit",[],{"type":1653,"text":1767,"spans":1768,"direction":76},"A halted operation",[],{"type":73,"text":1770,"spans":1771,"direction":76},"Once you identify your biggest risks, you can build insurance cover around them — instead of paying for cover you don’t need.",[],"article_content_text$b120bcd6-941b-45b2-8473-039fd4a97b32",{"variation":1616,"version":1617,"items":1774,"primary":1775,"id":1811,"slice_type":1640,"slice_label":9},[],{"heading":1776,"content":1777,"link_heading":1638},"Can insurance offer more than just financial protection?",[1778,1781,1784,1793,1796,1799,1802,1805,1808],{"type":73,"text":1779,"spans":1780,"direction":76},"Absolutely.",[],{"type":73,"text":1782,"spans":1783,"direction":76},"Today, insurance isn’t just about paying claims — it’s about helping your business operate better every day.",[],{"type":73,"text":1785,"spans":1786,"direction":76},"For example, Miway offers MiBusinessAssist, which gives business clients access to:",[1787,1792],{"start":1788,"end":1789,"type":219,"data":1790},26,42,{"link_type":81,"url":1791,"target":1629},"https://www.miway.co.za/business-insurance/mibusiness-assist",{"start":1788,"end":1789,"type":1658},{"type":1653,"text":1794,"spans":1795,"direction":76},"Legal advice",[],{"type":1653,"text":1797,"spans":1798,"direction":76},"IT support",[],{"type":1653,"text":1800,"spans":1801,"direction":76},"Administrative help",[],{"type":1653,"text":1803,"spans":1804,"direction":76},"Tender notifications",[],{"type":1653,"text":1806,"spans":1807,"direction":76},"Digital marketing tools",[],{"type":73,"text":1809,"spans":1810,"direction":76},"These services can help reduce costs and free up your time so you can focus on growing your business.",[],"article_content_text$fec1c938-7eaf-490d-8b6c-fed3efad636c",{"variation":1616,"version":1617,"items":1813,"primary":1814,"id":1823,"slice_type":1640,"slice_label":9},[],{"heading":1815,"content":1816,"link_heading":1638},"Final thoughts: Protect your business so you can grow it",[1817,1820],{"type":73,"text":1818,"spans":1819,"direction":76},"Running a business always involves risk — but the right insurance makes those risks manageable.",[],{"type":73,"text":1821,"spans":1822,"direction":76},"When you protect your business properly, you’re not just covering potential losses. You’re creating a stable foundation that allows you to take opportunities, scale confidently, and build something that lasts.",[],"article_content_text$b81ca2cd-f716-4126-9622-44babb20ddad","Insurance essentials for South African entrepreneurs, covering SME risks, business insurance types and how to choose the right cover.","business insurance",{"dimensions":1827,"alt":1608,"copyright":9,"url":1830,"id":1610,"edit":1831},{"width":1828,"height":1829},2400,1260,"https://images.prismic.io/miway-website/ah58QAeQX7-eWht5_entrepreneurs.jpg?auto=format,compress&rect=523,0,1114,585&w=2400&h=1260",{"x":1832,"y":32,"zoom":7,"background":33},523,{"link_type":38},[1835],{"type":73,"text":1836,"spans":1837,"direction":76},"Starting a business is exciting — but have you thought about what could go wrong? From stolen stock to legal claims or delivery disruptions, small businesses face risks every day. The good news is that the right insurance doesn’t just protect your business — it helps you grow with confidence.\n",[],"Miway",{"id":1840,"type":1841,"tags":1842,"lang":20,"slug":1843,"first_publication_date":1844,"last_publication_date":1845,"uid":1846,"data":1847,"link_type":411,"key":1878,"isBroken":413},"ZwY4_BAAACAAqBd3","service_block",[],"need-some-help","2024-10-09T08:04:18+0000","2025-05-26T06:48:28+0000","test-block",{"description":1848,"cta_text":401,"cta_link_href":1852,"buttons":1855,"pictogram":1864,"title":1877},[1849],{"type":73,"text":1850,"spans":1851,"direction":76},"If you are looking for some help, this is the right place. Find help now.",[],{"id":403,"type":404,"tags":1853,"lang":20,"slug":406,"first_publication_date":407,"last_publication_date":408,"uid":409,"url":410,"link_type":411,"key":1854,"isBroken":413},[],"8d400839-0eaf-4b3f-b247-2b8ca5063521",[1856,1860],{"button_text":1857,"button_link":1858,"button_colour":1859,"button_variant":1616,"functionality":1857},"Call me back",{"link_type":38},"white",{"button_text":1861,"button_link":1862,"button_colour":1859,"button_variant":1863,"functionality":1861},"Get my quote",{"link_type":38},"outline",{"dimensions":1865,"alt":9,"copyright":9,"url":1868,"id":861,"edit":1869,"mobile":1870},{"width":1866,"height":1867},338,361,"https://images.prismic.io/miway-website/Z7hoHp7c43Q3gD6w_MiGuard.png?auto=format,compress&rect=1,0,963,1028&w=338&h=361",{"x":7,"y":32,"zoom":7,"background":33},{"dimensions":1871,"alt":9,"copyright":9,"url":1874,"id":861,"edit":1875},{"width":1872,"height":1873},200,212,"https://images.prismic.io/miway-website/Z7hoHp7c43Q3gD6w_MiGuard.png?auto=format,compress&rect=0,3,964,1022&w=200&h=212",{"x":32,"y":1876,"zoom":7,"background":33},3,"Need some help?","3d716e37-8780-4e7b-aefa-2494a3404286",[],{"dimensions":1881,"alt":1608,"copyright":9,"url":1609,"id":1610,"edit":1882},{"width":1606,"height":1607},{"x":32,"y":32,"zoom":7,"background":33},[1884,2127,2299,2426],{"id":1885,"uid":1886,"url":1887,"type":1578,"href":1888,"tags":1889,"first_publication_date":1890,"last_publication_date":1890,"slugs":1891,"linked_documents":1893,"lang":20,"alternate_languages":1894,"data":1895},"afoM_BAAACIAYiSf","fleet-insurance-explained-for-business-vehicles","/blog/fleet-insurance-explained-for-business-vehicles","https://miway-website.cdn.prismic.io/api/v2/documents/search?ref=aiCMDREAACcAg2Jx&q=%5B%5B%3Ad+%3D+at%28document.id%2C+%22afoM_BAAACIAYiSf%22%29+%5D%5D",[653,1013],"2026-05-05T15:46:40+0000",[1892],"2026-05-05t1533000000",[],[],{"date":1896,"heading":1897,"duration":9,"article_type":1898,"category":1901,"related_product":1905,"thumbnail":1908,"type":1612,"related_insurance":1613,"slices":1916,"meta_title":1897,"meta_description":1922,"meta_keywords":2109,"meta_image":2110,"canonical":2115,"intro":2116,"author":1838,"service_block":2120,"in_this_article":2123,"hero_image":2124},"2026-05-05T15:33:00+0000","Fleet Insurance explained for Business Vehicles",{"id":1591,"type":1356,"tags":1899,"lang":20,"slug":657,"first_publication_date":1593,"last_publication_date":1593,"uid":657,"url":1360,"link_type":411,"key":1900,"isBroken":413},[],"6d414e73-97fc-46af-b36f-f26f825039ad",{"id":1596,"type":1597,"tags":1902,"lang":20,"slug":657,"first_publication_date":1599,"last_publication_date":1599,"uid":657,"url":1360,"data":1903,"link_type":411,"key":1904,"isBroken":413},[],{"name":997},"5ff09d1e-8c68-4e25-97e0-af769d1e6269",{"id":1011,"type":533,"tags":1906,"lang":20,"slug":1016,"first_publication_date":1017,"last_publication_date":1018,"uid":1019,"url":1020,"link_type":411,"key":1907,"isBroken":413},[537,1013,1003,1014,1015,653],"47431243-36d2-49f7-9f54-bd79b8fdd3de",{"dimensions":1909,"alt":1912,"copyright":9,"url":1913,"id":1914,"edit":1915},{"width":1910,"height":1911},1152,360,"two trucks driving on highway","https://images.prismic.io/miway-website/Z-KxZHdAxsiBv3_D_innovation-on-a-budget-a-practical-guide-for-fleet-owners.jpeg?auto=format,compress","Z-KxZHdAxsiBv3_D",{"x":32,"y":32,"zoom":7,"background":33},[1917,1925,1943,1955,1979,1988,2000,2023,2044,2065,2090],{"variation":1616,"version":1617,"items":1918,"primary":1919,"id":1924,"slice_type":1640,"slice_label":9},[],{"heading":9,"content":1920,"link_heading":413},[1921],{"type":73,"text":1922,"spans":1923,"direction":76},"Fleet Insurance allows companies that operate multiple vehicles to insure those vehicles under a single policy rather than managing separate policies for each vehicle. This simplifies administration while ensuring vehicles are protected against the risks businesses face on the road every day.",[],"article_content_text$794b53b8-4080-4330-b5df-f819efdcf38e",{"variation":1616,"version":1617,"items":1926,"primary":1927,"id":1942,"slice_type":1640,"slice_label":9},[],{"heading":1928,"content":1929,"link_heading":1638},"What is Fleet Insurance?",[1930,1933,1936],{"type":73,"text":1931,"spans":1932,"direction":76},"Fleet Insurance is a type of cover designed for businesses that operate multiple vehicles such as cars, bakkies, vans or trucks. Instead of managing separate insurance policies for every vehicle, the vehicles are grouped under a single policy.",[],{"type":73,"text":1934,"spans":1935,"direction":76},"This approach simplifies administration and ensures vehicles are insured against common risks such as accidents, theft or damage.",[],{"type":73,"text":1937,"spans":1938,"direction":76},"Fleet Insurance often forms part of a wider business insurance structure designed to protect business assets, operations and financial stability.",[1939],{"start":1677,"end":1940,"type":219,"data":1941},62,{"link_type":81,"url":1637,"target":1629},"article_content_text$7ac8b322-31f4-44f4-a22a-de22b829d94b",{"variation":1616,"version":1617,"items":1944,"primary":1945,"id":1954,"slice_type":1640,"slice_label":9},[],{"heading":1946,"content":1947,"link_heading":1638},"Why Businesses use Fleet Insurance",[1948,1951],{"type":73,"text":1949,"spans":1950,"direction":76},"Businesses that rely on vehicles often face operational risks every day. Delivery companies, field technicians, contractors, service providers and logistics operations all depend on vehicles to operate efficiently.",[],{"type":73,"text":1952,"spans":1953,"direction":76},"Fleet Insurance helps manage these risks by ensuring vehicles are protected and by simplifying policy management as fleets grow.",[],"article_content_text$74502fd8-d3b6-4c2d-9880-7bdd20ed50e9",{"variation":1616,"version":1617,"items":1956,"primary":1957,"id":1978,"slice_type":1640,"slice_label":9},[],{"heading":1958,"content":1959,"link_heading":1638},"Common Risks covered by Fleet Insurance",[1960,1963,1966,1969,1972,1975],{"type":73,"text":1961,"spans":1962,"direction":76},"Typical Fleet Insurance protection may include:",[],{"type":1653,"text":1964,"spans":1965,"direction":76},"Vehicle accident damage",[],{"type":1653,"text":1967,"spans":1968,"direction":76},"Theft or hijacking of vehicles",[],{"type":1653,"text":1970,"spans":1971,"direction":76},"Fire or natural disaster damage",[],{"type":1653,"text":1973,"spans":1974,"direction":76},"Third‑party liability claims",[],{"type":1653,"text":1976,"spans":1977,"direction":76},"Damage caused by collisions or operational incidents",[],"article_content_text$a84ab510-9b16-46de-b703-4317c62a754b",{"variation":1616,"version":1617,"items":1980,"primary":1981,"id":1987,"slice_type":1640,"slice_label":9},[],{"heading":1982,"content":1983,"link_heading":1638},"Why Fleet Risk is increasing",[1984],{"type":73,"text":1985,"spans":1986,"direction":76},"Businesses operating vehicle fleets in South Africa face rising risk levels linked to road accidents and organised vehicle crime. Delivery and logistics vehicles may also carry valuable cargo, making them attractive targets for criminal activity.",[],"article_content_text$62c25a36-9eb9-4a93-9626-4ed41086317a",{"variation":1616,"version":1617,"items":1989,"primary":1990,"id":1999,"slice_type":1640,"slice_label":9},[],{"heading":1991,"content":1992,"link_heading":1638},"Fleet Insurance vs Individual Vehicle Insurance",[1993,1996],{"type":73,"text":1994,"spans":1995,"direction":76},"Standard vehicle insurance protects individual vehicles. Fleet Insurance groups several vehicles under one policy, making it easier to manage growing operations.",[],{"type":73,"text":1997,"spans":1998,"direction":76},"This structure can also simplify policy updates when vehicles are added, replaced or removed from the fleet.",[],"article_content_text$6d3b336b-15ac-4dd9-b1ac-85a5727cc2df",{"variation":1616,"version":1617,"items":2001,"primary":2002,"id":2022,"slice_type":1640,"slice_label":9},[],{"heading":2003,"content":2004,"link_heading":1638},"How Fleet Insurance fits into Business Insurance",[2005,2012,2015],{"type":73,"text":2006,"spans":2007,"direction":76},"Fleet protection is usually one component of a broader business insurance strategy that protects multiple parts of the organisation.",[2008],{"start":2009,"end":2010,"type":219,"data":2011},55,73,{"link_type":81,"url":1637,"target":1629},{"type":73,"text":2013,"spans":2014,"direction":76},"Businesses may also need insurance for equipment, stock, premises, liability risks and business interruption depending on how they operate.",[],{"type":73,"text":2016,"spans":2017,"direction":76},"Businesses transporting goods may also need goods in transit cover",[2018],{"start":1677,"end":2019,"type":219,"data":2020},66,{"link_type":81,"url":2021,"target":1629},"https://www.miway.co.za/blog/making-your-business-our-business-goods-in-transit-cover","article_content_text$ca0f8412-70ed-4db4-99a3-9693030b8fe9",{"variation":1616,"version":1617,"items":2024,"primary":2025,"id":2043,"slice_type":1640,"slice_label":9},[],{"heading":2026,"content":2027,"link_heading":1638},"How businesses can reduce Fleet Risk",[2028,2031,2034,2037,2040],{"type":1653,"text":2029,"spans":2030,"direction":76},"Driver training programmes",[],{"type":1653,"text":2032,"spans":2033,"direction":76},"Vehicle tracking and telematics systems",[],{"type":1653,"text":2035,"spans":2036,"direction":76},"Regular vehicle inspections and maintenance",[],{"type":1653,"text":2038,"spans":2039,"direction":76},"Security planning for delivery routes",[],{"type":1653,"text":2041,"spans":2042,"direction":76},"Clear fleet safety policies for staff",[],"article_content_text$bba96c49-a575-41cd-98ed-151826291234",{"variation":1616,"version":1617,"items":2045,"primary":2046,"id":2064,"slice_type":1640,"slice_label":9},[],{"heading":2047,"content":2048,"link_heading":1638},"Common Fleet Insurance mistakes",[2049,2052,2055,2058,2061],{"type":1653,"text":2050,"spans":2051,"direction":76},"Insuring vehicles individually when a fleet policy would be more efficient",[],{"type":1653,"text":2053,"spans":2054,"direction":76},"Failing to update vehicle values or fleet size",[],{"type":1653,"text":2056,"spans":2057,"direction":76},"Ignoring driver behaviour risks",[],{"type":1653,"text":2059,"spans":2060,"direction":76},"Assuming transported goods are automatically insured with the vehicle",[],{"type":1653,"text":2062,"spans":2063,"direction":76},"Not reviewing insurance as the business grows",[],"article_content_text$62071dd5-6b82-40ad-9864-c199cfadc8dc",{"variation":1710,"version":1617,"items":2066,"primary":2067,"id":2089,"slice_type":1640,"slice_label":9},[],{"heading":2068,"content":2069,"sub_sections":2070,"link_heading":1638},"Frequently Asked Questions about Fleet Insurance",[],[2071,2077,2083],{"subheading":2072,"list":2073},"What qualifies as a fleet?",[2074],{"type":73,"text":2075,"spans":2076,"direction":76},"In many cases businesses with three or more vehicles may consider fleet insurance, although the exact requirements depend on the insurer.",[],{"subheading":2078,"list":2079},"Is Fleet Insurance cheaper than individual policies?",[2080],{"type":73,"text":2081,"spans":2082,"direction":76},"Fleet Insurance can simplify administration and may provide efficiencies compared with managing multiple separate vehicle policies.",[],{"subheading":2084,"list":2085},"Do fleets also need cargo insurance?",[2086],{"type":73,"text":2087,"spans":2088,"direction":76},"Yes. Vehicle insurance protects the vehicle itself. Businesses transporting goods may also need Goods in Transit insurance to protect the cargo.",[],"article_content_text$4d87c6f3-e811-46ac-96ec-fd5c80a01420",{"variation":1616,"version":1617,"items":2091,"primary":2092,"id":2108,"slice_type":1640,"slice_label":9},[],{"heading":2093,"content":2094,"link_heading":1638},"Conclusion",[2095,2098,2101],{"type":73,"text":2096,"spans":2097,"direction":76},"Fleet Insurance helps businesses protect the vehicles that keep operations moving. For companies that depend on transport, accidents or theft can quickly disrupt operations and impact revenue.",[],{"type":73,"text":2099,"spans":2100,"direction":76},"When integrated into a broader business insurance strategy, Fleet Insurance helps businesses manage risk, protect assets and maintain operational continuity.",[],{"type":73,"text":2102,"spans":2103,"direction":76},"If your company operates several vehicles, review Miway business insurance options to ensure your vehicles, drivers and operations are properly protected.",[2104],{"start":2105,"end":2106,"type":219,"data":2107},50,74,{"link_type":81,"url":1637,"target":1629},"article_content_text$4c820e15-d0c0-4b6b-87e6-7ab098038e29","fleet insurance",{"dimensions":2111,"alt":1912,"copyright":9,"url":2112,"id":1914,"edit":2113},{"width":1828,"height":1829},"https://images.prismic.io/miway-website/Z-KxZHdAxsiBv3_D_innovation-on-a-budget-a-practical-guide-for-fleet-owners.jpeg?auto=format,compress&rect=233,0,686,360&w=2400&h=1260",{"x":2114,"y":32,"zoom":7,"background":33},233,{"link_type":38},[2117],{"type":73,"text":2118,"spans":2119,"direction":76},"Businesses that rely on vehicles for deliveries, installations, services or logistics face a unique set of operational risks. Accidents, vehicle theft, hijacking, driver error and mechanical failure can interrupt operations and create serious financial pressure. For this reason many organisations consider Fleet Insurance an important part of their overall business insurance strategy.",[],{"id":1840,"type":1841,"tags":2121,"lang":20,"slug":1843,"first_publication_date":1844,"last_publication_date":1845,"uid":1846,"link_type":411,"key":2122,"isBroken":413},[],"4054de9c-c4ec-43df-8ad5-2ef93a94abfa",[],{"dimensions":2125,"alt":1912,"copyright":9,"url":1913,"id":1914,"edit":2126},{"width":1910,"height":1911},{"x":32,"y":32,"zoom":7,"background":33},{"id":2128,"uid":2129,"url":2130,"type":1578,"href":2131,"tags":2132,"first_publication_date":2133,"last_publication_date":2133,"slugs":2134,"linked_documents":2136,"lang":20,"alternate_languages":2137,"data":2138},"afoDWBAAABH-Yg6z","how-much-does-business-insurance-cost-in-south-africa","/blog/how-much-does-business-insurance-cost-in-south-africa","https://miway-website.cdn.prismic.io/api/v2/documents/search?ref=aiCMDREAACcAg2Jx&q=%5B%5B%3Ad+%3D+at%28document.id%2C+%22afoDWBAAABH-Yg6z%22%29+%5D%5D",[653,976],"2026-05-05T15:07:53+0000",[2135],"2026-05-05t1449000000",[],[],{"date":2139,"heading":2140,"duration":9,"article_type":2141,"category":2144,"related_product":2148,"thumbnail":2151,"type":1612,"related_insurance":2159,"slices":2160,"meta_title":2140,"meta_description":2281,"meta_keywords":653,"meta_image":2282,"canonical":2287,"intro":2288,"author":1838,"service_block":2292,"in_this_article":2295,"hero_image":2296},"2026-05-05T14:49:00+0000","How much does Business Insurance cost in South Africa",{"id":1591,"type":1356,"tags":2142,"lang":20,"slug":657,"first_publication_date":1593,"last_publication_date":1593,"uid":657,"url":1360,"link_type":411,"key":2143,"isBroken":413},[],"fe74c284-cf0a-45e9-b213-50b667519965",{"id":1596,"type":1597,"tags":2145,"lang":20,"slug":657,"first_publication_date":1599,"last_publication_date":1599,"uid":657,"url":1360,"data":2146,"link_type":411,"key":2147,"isBroken":413},[],{"name":997},"497908fa-a81a-4ce5-a847-412c2427f88f",{"id":1011,"type":533,"tags":2149,"lang":20,"slug":1016,"first_publication_date":1017,"last_publication_date":1018,"uid":1019,"url":1020,"link_type":411,"key":2150,"isBroken":413},[537,1013,1003,1014,1015,653],"f8b070ef-10fe-47a7-8a83-5482b04243a9",{"dimensions":2152,"alt":2155,"copyright":9,"url":2156,"id":2157,"edit":2158},{"width":2153,"height":2154},1153,321,"two women in front of store","https://images.prismic.io/miway-website/Z6N4B5bqstJ9-Qdg_4BusinessSupportServices.jpeg?auto=format,compress","Z6N4B5bqstJ9-Qdg",{"x":32,"y":32,"zoom":7,"background":33},"Building",[2161,2173,2182,2213,2222,2247,2272],{"variation":1616,"version":1617,"items":2162,"primary":2163,"id":2172,"slice_type":1640,"slice_label":9},[],{"heading":9,"content":2164,"link_heading":413},[2165],{"type":73,"text":2166,"spans":2167,"direction":76},"One of the most common questions entrepreneurs ask is: How much does business insurance cost in South Africa? The answer varies depending on the size of the business, the risks involved and the type of cover selected.",[2168],{"start":2169,"end":2170,"type":219,"data":2171},69,87,{"link_type":81,"url":1637,"target":1629},"article_content_text$ecd800e9-4945-4244-9828-5d56472a06c6",{"variation":1616,"version":1617,"items":2174,"primary":2175,"id":2181,"slice_type":1640,"slice_label":9},[],{"heading":2176,"content":2177,"link_heading":1638},"Average cost of Business Insurance in South Africa",[2178],{"type":73,"text":2179,"spans":2180,"direction":76},"There is no single price for business insurance because every policy is tailored to a business's specific risk profile. However, many small and medium‑sized businesses typically pay between R200 and R5,500 per month depending on their coverage requirements.",[],"article_content_text$21f585ac-569f-4c9a-8018-a2fc4a237a01",{"variation":1710,"version":1617,"items":2183,"primary":2184,"id":2212,"slice_type":1640,"slice_label":9},[],{"heading":2185,"content":2186,"sub_sections":2187,"link_heading":1638},"Key Factors that influence Business Insurance costs",[],[2188,2194,2200,2206],{"subheading":2189,"list":2190},"1. Type of Business",[2191],{"type":73,"text":2192,"spans":2193,"direction":76},"The industry your business operates in plays a significant role in determining premiums. High‑risk sectors such as construction or manufacturing generally pay higher premiums than professional services businesses.",[],{"subheading":2195,"list":2196},"2. Value of Business Assets",[2197],{"type":73,"text":2198,"spans":2199,"direction":76},"The value of equipment, inventory and property affects how much business insurance will cost. Businesses with expensive machinery or large amounts of stock typically require higher cover limits.",[],{"subheading":2201,"list":2202},"3. Location of the Business",[2203],{"type":73,"text":2204,"spans":2205,"direction":76},"Insurance providers also consider geographical risk factors. Businesses operating in areas with higher crime rates or environmental risks may face higher insurance premiums.",[],{"subheading":2207,"list":2208},"4. Types of Cover Selected",[2209],{"type":73,"text":2210,"spans":2211,"direction":76},"A comprehensive business insurance policy often includes several forms of cover such as property insurance, public liability cover, business interruption insurance and goods‑in‑transit protection.",[],"article_content_text$d9eae08a-22a5-47c1-98b1-2cc3ca7196ee",{"variation":1616,"version":1617,"items":2214,"primary":2215,"id":2221,"slice_type":1640,"slice_label":9},[],{"heading":2216,"content":2217,"link_heading":1638},"Why Business Insurance is important for SMEs",[2218],{"type":73,"text":2219,"spans":2220,"direction":76},"Small and medium‑sized enterprises form a major part of South Africa’s economy, yet they are often more vulnerable to financial disruptions. Unexpected events such as theft, fire or liability claims can significantly affect operations. Business insurance helps companies recover faster and continue operating after unforeseen incidents.",[],"article_content_text$02c09795-eb3d-474c-adbc-27778372419a",{"variation":1710,"version":1617,"items":2223,"primary":2224,"id":2246,"slice_type":1640,"slice_label":9},[],{"heading":2225,"content":2226,"sub_sections":2227,"link_heading":1638},"How Businesses can reduce Insurance costs",[],[2228,2234,2240],{"subheading":2229,"list":2230},"Improve Security",[2231],{"type":73,"text":2232,"spans":2233,"direction":76},"Installing alarm systems, surveillance cameras and secure access control systems can reduce risk and help lower insurance premiums.",[],{"subheading":2235,"list":2236},"Maintain Accurate Asset Records",[2237],{"type":73,"text":2238,"spans":2239,"direction":76},"Regularly reviewing the value of your equipment and stock ensures your business is neither over‑insured nor under‑insured.",[],{"subheading":2241,"list":2242},"Implement Risk Management",[2243],{"type":73,"text":2244,"spans":2245,"direction":76},"Businesses that demonstrate strong safety and risk management practices are often rewarded with more competitive insurance premiums.",[],"article_content_text$bcbcd768-36ef-4e0c-967a-70a43a82f5ca",{"variation":1616,"version":1617,"items":2248,"primary":2249,"id":2271,"slice_type":1640,"slice_label":9},[],{"heading":2250,"content":2251,"link_heading":1638},"Learn more about Business Insurance",[2252,2259,2265],{"type":73,"text":2253,"spans":2254,"direction":76},"Explore these MiWay resources to understand how business insurance can protect your company: \nMiway Business Insurance",[2255],{"start":2256,"end":2257,"type":219,"data":2258},94,118,{"link_type":81,"url":1637,"target":1629},{"type":73,"text":2260,"spans":2261,"direction":76},"What type of insurance does a business need?",[2262],{"start":32,"end":1677,"type":219,"data":2263},{"link_type":81,"url":2264,"target":1629},"https://www.miway.co.za/blog/what-type-of-insurance-does-a-business-need",{"type":73,"text":2266,"spans":2267,"direction":76},"Goods in Transit Insurance Explained",[2268],{"start":32,"end":2269,"type":219,"data":2270},36,{"link_type":81,"url":2021,"target":1629},"article_content_text$df22c47e-05a9-46b4-8826-718663c18503",{"variation":1616,"version":1617,"items":2273,"primary":2274,"id":2280,"slice_type":1640,"slice_label":9},[],{"heading":2275,"content":2276,"link_heading":1638},"Final Thoughts",[2277],{"type":73,"text":2278,"spans":2279,"direction":76},"The cost of business insurance depends on your company’s size, risk exposure and coverage needs. While premiums vary, having the right insurance protection can safeguard your business against financial setbacks and help ensure long‑term stability.\n\nIf you would like to understand how much business insurance could cost for your business, consider requesting a tailored quote. Choosing the right cover can help protect your operations and support your business as it grows.",[],"article_content_text$3624c99d-0645-433b-9573-caacddb89f82","How much does business insurance cost in South Africa? The answer varies depending on the size of the business, the risks involved and the type of cover selected.",{"dimensions":2283,"alt":2155,"copyright":9,"url":2284,"id":2157,"edit":2285},{"width":1828,"height":1829},"https://images.prismic.io/miway-website/Z6N4B5bqstJ9-Qdg_4BusinessSupportServices.jpeg?auto=format,compress&rect=271,0,611,321&w=2400&h=1260",{"x":2286,"y":32,"zoom":7,"background":33},271,{"link_type":38},[2289],{"type":73,"text":2290,"spans":2291,"direction":76},"Running a business in South Africa means managing multiple risks — from theft and property damage to legal liability and unexpected operational disruption. For this reason, many companies invest in business insurance to protect their assets, employees and long‑term sustainability.",[],{"id":1840,"type":1841,"tags":2293,"lang":20,"slug":1843,"first_publication_date":1844,"last_publication_date":1845,"uid":1846,"link_type":411,"key":2294,"isBroken":413},[],"147c9a8e-0275-4374-87da-cd7915dd785a",[],{"dimensions":2297,"alt":2155,"copyright":9,"url":2156,"id":2157,"edit":2298},{"width":2153,"height":2154},{"x":32,"y":32,"zoom":7,"background":33},{"id":2300,"uid":2301,"url":2302,"type":1578,"href":2303,"tags":2304,"first_publication_date":2306,"last_publication_date":2306,"slugs":2307,"linked_documents":2309,"lang":20,"alternate_languages":2310,"data":2311},"aeta6hAAACQASqbc","business-insurance-and-budgeting-why-resilience-starts-with-planning-for-risk","/blog/business-insurance-and-budgeting-why-resilience-starts-with-planning-for-risk","https://miway-website.cdn.prismic.io/api/v2/documents/search?ref=aiCMDREAACcAg2Jx&q=%5B%5B%3Ad+%3D+at%28document.id%2C+%22aeta6hAAACQASqbc%22%29+%5D%5D",[653,2305],"Risk Mitigation","2026-04-24T12:19:20+0000",[2308],"2026-04-24t1158000000",[],[],{"date":2312,"heading":2313,"duration":9,"article_type":2314,"category":2317,"related_product":2321,"thumbnail":2324,"type":1612,"related_insurance":1613,"slices":2330,"meta_title":2313,"meta_description":2409,"meta_keywords":1825,"meta_image":2410,"canonical":2414,"intro":2415,"author":1838,"service_block":2419,"in_this_article":2422,"hero_image":2423},"2026-04-24T11:58:00+0000","Business insurance and budgeting: why resilience starts with planning for risk",{"id":1591,"type":1356,"tags":2315,"lang":20,"slug":657,"first_publication_date":1593,"last_publication_date":1593,"uid":657,"url":1360,"link_type":411,"key":2316,"isBroken":413},[],"65b5acba-56c4-45ef-b5c2-7aa8bc44d14e",{"id":1596,"type":1597,"tags":2318,"lang":20,"slug":657,"first_publication_date":1599,"last_publication_date":1599,"uid":657,"url":1360,"data":2319,"link_type":411,"key":2320,"isBroken":413},[],{"name":997},"afe4facf-2eae-4794-82bb-4de96fcac6a5",{"id":1126,"type":533,"tags":2322,"lang":20,"slug":1128,"first_publication_date":1129,"last_publication_date":1130,"uid":1131,"url":1132,"link_type":411,"key":2323,"isBroken":413},[653,1003,537],"dd67a9a8-766d-4034-9b4a-9a09d9970c17",{"dimensions":2325,"alt":2326,"copyright":9,"url":2327,"id":2328,"edit":2329},{"width":1606,"height":1607},"Man standing in front of truck","https://images.prismic.io/miway-website/aetdOsBOoF08xR02_business-insurance-risks.jpg?auto=format,compress","aetdOsBOoF08xR02",{"x":32,"y":32,"zoom":7,"background":33},[2331,2347,2356,2375],{"variation":1616,"version":1617,"items":2332,"primary":2333,"id":2346,"slice_type":1640,"slice_label":9},[],{"heading":2334,"content":2335,"link_heading":1638},"Why should small businesses plan for risk?",[2336,2343],{"type":73,"text":2337,"spans":2338,"direction":76},"Too often, business insurance is treated as a grudge purchase or an easy line item to cut when budgets tighten. But when it is built into budgeting from the outset, it becomes a strategic investment that protects cash flow, continuity and confidence. ",[2339],{"start":2340,"end":2341,"type":219,"data":2342},11,29,{"link_type":81,"url":1637,"target":1629},{"type":73,"text":2344,"spans":2345,"direction":76},"Healthy cash flow also means being able to absorb disruptions without derailing operations or growth plans. Smaller businesses often underestimate how quickly one incident can drain reserves if adequate protection isn’t in place.",[],"article_content_text$5d7a9b27-afbc-4b9b-8d33-d9c8eed680a8",{"variation":1616,"version":1617,"items":2348,"primary":2349,"id":2355,"slice_type":1640,"slice_label":9},[],{"heading":2350,"content":2351,"link_heading":1638},"What are the risks of cutting or cancelling cover?",[2352],{"type":73,"text":2353,"spans":2354,"direction":76},"Reducing or cancelling cover may ease short-term pressure, but it can expose a business to far greater costs over time. Budgeting for insurance alongside core operating expenses is a more sustainable way to protect cash flow and ensure continuity. Working closely with an insurer or an authorised intermediary can help business owners adjust cover levels, tailor policies or negotiate premiums without compromising essential protection.",[],"article_content_text$3b9fdfb1-a0b3-4fbb-961d-4aeb83d5b4f0",{"variation":1616,"version":1617,"items":2357,"primary":2358,"id":2374,"slice_type":1640,"slice_label":9},[],{"heading":2359,"content":2360,"link_heading":1638},"What new risks do modern businesses face?",[2361],{"type":73,"text":2362,"spans":2363,"direction":76},"Risk is also changing. Platform- and technology-driven businesses may need specialised cover, while fleet-based operations can strengthen risk management through tools like telematics and real-time monitoring. E-commerce businesses face additional exposure, from goods in transit to theft, weather-related damage and warehousing risks.",[2364,2369],{"start":2365,"end":2366,"type":219,"data":2367},173,208,{"link_type":81,"url":2368,"target":1629},"https://www.miway.co.za/blog/advanced-tracking-technology-key-to-fleet-asset-management-and-operational-control",{"start":2370,"end":2371,"type":219,"data":2372},263,279,{"link_type":81,"url":2373,"target":1629},"https://www.miway.co.za/business-insurance/goods-in-transit","article_content_text$18f90e16-08c2-4e38-ba72-657287d8fb2b",{"variation":1616,"version":1617,"items":2376,"primary":2377,"id":2408,"slice_type":1640,"slice_label":9},[],{"heading":2378,"content":2379,"link_heading":1638},"How can MiWay help SMEs balance protection and affordability?",[2380,2388,2392,2396,2401,2405],{"type":73,"text":2381,"spans":2382,"direction":76},"With a focus on Miway’s work with SMEs, we encourage business owners to balance protection and affordability through four practical steps:",[2383],{"start":2384,"end":2385,"type":219,"data":2386},16,38,{"link_type":81,"url":2387,"target":1629},"https://www.miway.co.za/blog/how-miway-supports-small-businesses",{"type":1653,"text":2389,"spans":2390,"direction":76},"Review cover regularly: Reassess as the business grows or changes so cover stays aligned to current operations.",[2391],{"start":32,"end":31,"type":1658},{"type":1653,"text":2393,"spans":2394,"direction":76},"Customise and negotiate: Adjust excesses, bundle policies or refine cover to manage premiums without losing essential protection.",[2395],{"start":32,"end":1667,"type":1658},{"type":1653,"text":2397,"spans":2398,"direction":76},"Prioritise non-negotiables: Identify the covers critical to business survival and make them a budgeting priority.",[2399],{"start":32,"end":2400,"type":1658},27,{"type":1653,"text":2402,"spans":2403,"direction":76},"Strengthen risk management: Back insurance with internal controls, security measures and operational discipline.",[2404],{"start":32,"end":2400,"type":1658},{"type":73,"text":2406,"spans":2407,"direction":76},"Insurance should not be an afterthought. For businesses navigating uncertainty, it is one of the most practical tools for protecting cash flow, maintaining continuity and supporting long-term confidence.",[],"article_content_text$35ef6202-4581-437e-b0c8-dd7828cf8826","insurance is treated as a grudge purchase or an easy line item to cut when budgets tighten. But when it is built into budgeting from the outset, it becomes a strategic investment that protects cash flow, continuity and confidence.",{"dimensions":2411,"alt":2326,"copyright":9,"url":2412,"id":2328,"edit":2413},{"width":1828,"height":1829},"https://images.prismic.io/miway-website/aetdOsBOoF08xR02_business-insurance-risks.jpg?auto=format,compress&rect=523,0,1114,585&w=2400&h=1260",{"x":1832,"y":32,"zoom":7,"background":33},{"link_type":38},[2416],{"type":73,"text":2417,"spans":2418,"direction":76},"In an environment of sustained economic pressure, small businesses can’t judge financial health only by monthly expenses and short-term cash flow. True resilience comes from planning for risk, and business insurance is a practical safeguard for long-term sustainability.",[],{"id":1840,"type":1841,"tags":2420,"lang":20,"slug":1843,"first_publication_date":1844,"last_publication_date":1845,"uid":1846,"link_type":411,"key":2421,"isBroken":413},[],"52a94d17-2e08-4f7c-8ffc-76976c7ecd11",[],{"dimensions":2424,"alt":2326,"copyright":9,"url":2327,"id":2328,"edit":2425},{"width":1606,"height":1607},{"x":32,"y":32,"zoom":7,"background":33},{"id":2427,"uid":2428,"url":2429,"type":1578,"href":2430,"tags":2431,"first_publication_date":2432,"last_publication_date":2432,"slugs":2433,"linked_documents":2435,"lang":20,"alternate_languages":2436,"data":2437},"aefXwxAAACUARHHX","public-liability-insurance-explained-for-smes","/blog/public-liability-insurance-explained-for-smes","https://miway-website.cdn.prismic.io/api/v2/documents/search?ref=aiCMDREAACcAg2Jx&q=%5B%5B%3Ad+%3D+at%28document.id%2C+%22aefXwxAAACUARHHX%22%29+%5D%5D",[653,1254],"2026-04-21T20:18:43+0000",[2434],"2026-04-21t2002000000",[],[],{"date":2438,"heading":2439,"duration":9,"article_type":2440,"category":2443,"related_product":2447,"thumbnail":2450,"type":1612,"related_insurance":9,"slices":2456,"meta_title":2439,"meta_description":2604,"meta_keywords":2605,"meta_image":2606,"canonical":2610,"intro":2611,"author":1838,"service_block":2615,"in_this_article":2618,"hero_image":2619},"2026-04-21T20:02:00+0000","Public Liability Insurance explained for SMEs",{"id":1591,"type":1356,"tags":2441,"lang":20,"slug":657,"first_publication_date":1593,"last_publication_date":1593,"uid":657,"url":1360,"link_type":411,"key":2442,"isBroken":413},[],"0b2138dc-a48c-43d4-a08f-8339830002b5",{"id":1596,"type":1597,"tags":2444,"lang":20,"slug":657,"first_publication_date":1599,"last_publication_date":1599,"uid":657,"url":1360,"data":2445,"link_type":411,"key":2446,"isBroken":413},[],{"name":997},"ae7846e3-6773-4943-bc9e-9f8e177be673",{"id":1239,"type":533,"tags":2448,"lang":20,"slug":1241,"first_publication_date":1242,"last_publication_date":1243,"uid":1244,"url":1245,"link_type":411,"key":2449,"isBroken":413},[1003,653,537],"a8d12658-4ecb-4334-9d64-5316a0557e26",{"dimensions":2451,"alt":2452,"copyright":9,"url":2453,"id":2454,"edit":2455},{"width":2153,"height":2154},"two people working in a factory with equipment in the background","https://images.prismic.io/miway-website/Z9qxlDiBA97GipXs_Business_interruption.jpeg?auto=format,compress","Z9qxlDiBA97GipXs",{"x":32,"y":32,"zoom":7,"background":33},[2457,2469,2488,2511,2538,2551,2577,2586],{"variation":1616,"version":1617,"items":2458,"primary":2459,"id":2468,"slice_type":1640,"slice_label":9},[],{"heading":9,"content":2460,"link_heading":413},[2461],{"type":73,"text":2462,"spans":2463,"direction":76},"That is where public liability cover becomes important. Public liability insurance helps protect your business if a third party claims your business activities caused injury, property damage or financial loss. In practical terms, this can include incidents involving customers, suppliers, delivery drivers, contractors or members of the public.\n\nFor many South African SMEs, this type of protection forms part of a wider business insurance strategy. It matters because one incident, legal claim or compensation demand can create a level of financial pressure that a smaller business may struggle to absorb on its own.",[2464],{"start":2465,"end":2466,"type":219,"data":2467},421,439,{"link_type":81,"url":1637,"target":1629},"article_content_text$1d02601d-5ef1-45e0-8eb2-f6f7500fccd6",{"variation":1616,"version":1617,"items":2470,"primary":2471,"id":2487,"slice_type":1640,"slice_label":9},[],{"heading":2472,"content":2473,"link_heading":1638},"What is public liability insurance?",[2474],{"type":73,"text":2475,"spans":2476,"direction":76},"Public liability insurance is designed to protect a business if a third party alleges that the business caused bodily injury, damage to property or certain financial loss and the business becomes legally liable. This can include legal defence costs and settlement amounts, depending on the wording and limits of the policy.\n\nMiway explains this clearly: unless a business operates in total isolation or in a fully automated environment, some form of liability exposure usually exists. Miway’s liability types article breaks out the main categories, while Miway’s business insurance wording confirms that liability sections include specific definitions, conditions, what is covered and what is excluded.\n\nThis is why public liability should not be seen as a niche product only for large corporates. It is often relevant for any SME that interacts with people, goods or property outside its own direct control.",[2477,2482],{"start":2478,"end":2479,"type":219,"data":2480},485,516,{"link_type":81,"url":2481,"target":1629},"https://www.miway.co.za/blog/what-are-the-different-types-of-liability",{"start":2483,"end":2484,"type":219,"data":2485},555,589,{"link_type":81,"url":2486,"target":138},"https://www.miway.co.za/site_files/documents/MiWay_Business_Insurance_Policy_Wording.pdf","article_content_text$75cd2e68-69fc-451b-b934-15d70cc6255e",{"variation":1616,"version":1617,"items":2489,"primary":2490,"id":2510,"slice_type":1640,"slice_label":9},[],{"heading":2491,"content":2492,"link_heading":1638},"Why SMEs should pay attention to public liability",[2493],{"type":73,"text":2494,"spans":2495,"direction":76},"Small and medium-sized businesses often work with tighter cash flow and less margin for error than larger firms. That means the financial impact of a claim can be more severe, even when the incident itself seems straightforward.\n\nSouth African SMEs remain central to the economy. The OECD’s 2025 South Africa survey notes that SMEs account for around 60% of employment. At the same time, SME South Africa’s 2025 guide highlights that liability and workers’ compensation risks remain important for growing businesses, especially those operating in customer-facing or higher-risk sectors.\n\nIf an SME is sued, the costs can go beyond the incident itself. There may be legal expenses, reputational damage, delays in operations and pressure on cash flow. That is why public liability cover is often one of the more practical forms of business insurance for customer-facing businesses.",[2496,2501,2506],{"start":2497,"end":2498,"type":219,"data":2499},280,315,{"link_type":81,"url":2500,"target":138},"https://www.oecd.org/en/publications/oecd-economic-surveys-south-africa-2025_7e6a132a-en/full-report/enhancing-job-creation-and-workforce-integration-in-a-changing-economy_e1449aca.html",{"start":2502,"end":2503,"type":219,"data":2504},388,417,{"link_type":81,"url":2505,"target":138},"https://smesouthafrica.co.za/sme-guides/guide-to-business-insurance/",{"start":2507,"end":2508,"type":219,"data":2509},829,847,{"link_type":81,"url":1637,"target":1629},"article_content_text$27ddf62b-cc96-4430-b59c-7651660f46b5",{"variation":1616,"version":1617,"items":2512,"primary":2513,"id":2537,"slice_type":1640,"slice_label":9},[],{"heading":2514,"content":2515,"link_heading":1638},"Common examples of public liability claims",[2516,2519,2522,2525,2528,2531,2534],{"type":73,"text":2517,"spans":2518,"direction":76},"Public liability insurance becomes easier to understand when it is linked to real scenarios. Here are a few examples SMEs should think about:",[],{"type":1653,"text":2520,"spans":2521,"direction":76},"A customer slips on a wet floor at your shop, studio, office or salon and alleges your business was negligent.",[],{"type":1653,"text":2523,"spans":2524,"direction":76},"A contractor or delivery visitor is injured while on your premises.",[],{"type":1653,"text":2526,"spans":2527,"direction":76},"Your employee accidentally damages a client’s property while working on site.",[],{"type":1653,"text":2529,"spans":2530,"direction":76},"A business event, activation or installation causes accidental injury or third-party property damage.",[],{"type":1653,"text":2532,"spans":2533,"direction":76},"A business owner or staff member creates a situation where a third party alleges financial loss followed an insured liability event.",[],{"type":73,"text":2535,"spans":2536,"direction":76},"Not every incident will be covered automatically, and the outcome depends on the wording, facts, exclusions and policy limits. But these examples show why SMEs should not assume that “it probably won’t happen to us” is a sufficient risk strategy.",[],"article_content_text$814f2aea-ee67-4951-b141-890e2af4090d",{"variation":1616,"version":1617,"items":2539,"primary":2540,"id":2550,"slice_type":1640,"slice_label":9},[],{"heading":2541,"content":2542,"link_heading":1638},"What public liability usually does not mean",[2543],{"type":73,"text":2544,"spans":2545,"direction":76},"A common mistake is to treat all liability risks as the same. Public liability is not identical to professional indemnity, product liability or directors’ and officers’ liability. Those are related but distinct exposures.\n\nMiway’s own liability explainer is useful here because it separates broadform public liability, product liability, professional liability and directors’ and officers’ liability. That distinction matters. A business giving professional advice may need professional indemnity. A manufacturer or seller may also need product liability. A company with a board may have D&O exposure. Public liability is one part of a broader protection picture, not the whole picture.",[2546],{"start":2547,"end":2548,"type":219,"data":2549},291,399,{"link_type":81,"url":2481,"target":1629},"article_content_text$137a65eb-b59c-45d1-8359-ed87c569ab52",{"variation":1616,"version":1617,"items":2552,"primary":2553,"id":2576,"slice_type":1640,"slice_label":9},[],{"heading":2554,"content":2555,"link_heading":1638},"How public liability fits into wider business protection",[2556],{"type":73,"text":2557,"spans":2558,"direction":76},"SMEs rarely face just one type of risk. A business that serves customers may also own stock, equipment, vehicles or premises. It may need to think about interruption risk, theft, transit exposures or accidental damage alongside liability.\n\nThat is why it helps to view public liability as one element of a wider business insurance structure. What type of insurance does a business need? is a useful internal starting point because it frames liability alongside other key covers. Businesses that transport products may also need goods in transit cover, while businesses worried about lost revenue after a disruption should understand business interruption.\n\nThe point is not to buy everything blindly. It is to understand which risks are most relevant to how your business actually works.",[2559,2563,2567,2571],{"start":2560,"end":2561,"type":219,"data":2562},312,330,{"link_type":81,"url":1637,"target":1629},{"start":2564,"end":2565,"type":219,"data":2566},342,386,{"link_type":81,"url":2264,"target":1629},{"start":2568,"end":2569,"type":219,"data":2570},528,550,{"link_type":81,"url":2021,"target":1629},{"start":2572,"end":2573,"type":219,"data":2574},633,654,{"link_type":81,"url":2575,"target":1629},"https://www.miway.co.za/blog/business-interruption-what-it-is-and-how-to-guard-against-it","article_content_text$4f5228de-d541-4e6f-914a-972fc3346b78",{"variation":1616,"version":1617,"items":2578,"primary":2579,"id":2585,"slice_type":1640,"slice_label":9},[],{"heading":2580,"content":2581,"link_heading":1638},"How to choose the right liability approach",[2582],{"type":73,"text":2583,"spans":2584,"direction":76},"For SMEs, the best starting point is not the premium alone. It is understanding where your business interacts with the public, where third-party loss could arise, and what size of claim the business could realistically absorb.\n\nHelpful questions include:\n• Do customers, clients, suppliers or contractors visit your premises?\n• Do your staff work at client sites or in public-facing spaces?\n• Could your operations damage a third party’s property?\n• Would a legal claim place your business under severe cash-flow pressure?\n• Do you already have other liability exposures beyond public liability?\n\nIf the answer to these questions points to regular public interaction or third-party risk, public liability is likely worth careful consideration.",[],"article_content_text$ee340f83-6a54-417f-969a-204a19d9df07",{"variation":1616,"version":1617,"items":2587,"primary":2588,"id":2603,"slice_type":1640,"slice_label":9},[],{"heading":2093,"content":2589,"link_heading":1638},[2590,2593],{"type":73,"text":2591,"spans":2592,"direction":76},"Public liability insurance is best understood as financial protection against one of the most unpredictable risks an SME can face: a third-party claim. For many South African businesses, it is a practical way to protect cash flow, legal position and continuity when something goes wrong.\n\nThe most useful approach is not to treat liability as a technical afterthought. It is to look at how your business operates, where public-facing risk exists, and how public liability fits into your broader protection plan.",[],{"type":73,"text":2594,"spans":2595,"direction":76},"If your business interacts with customers, suppliers, contractors or the public, now is a good time to review your Miway business insurance options and explore the different types of liability so your cover matches the way your business actually works.",[2596,2599],{"start":2597,"end":108,"type":219,"data":2598},115,{"link_type":81,"url":1637,"target":1629},{"start":2600,"end":2601,"type":219,"data":2602},160,192,{"link_type":81,"url":2481,"target":1629},"article_content_text$a16f4267-39af-4271-bbdd-b42d04e0afc0","Public liability insurance helps protect your business if a third party claims your business activities caused injury, property damage or financial loss.","Public Liability",{"dimensions":2607,"alt":2452,"copyright":9,"url":2608,"id":2454,"edit":2609},{"width":1828,"height":1829},"https://images.prismic.io/miway-website/Z9qxlDiBA97GipXs_Business_interruption.jpeg?auto=format,compress&rect=271,0,611,321&w=2400&h=1260",{"x":2286,"y":32,"zoom":7,"background":33},{"link_type":38},[2612],{"type":73,"text":2613,"spans":2614,"direction":76},"If you run a small or growing business, you are probably focused on sales, service delivery, staff, stock and cash flow. But there is another risk that many SMEs underestimate until something goes wrong: the risk of a third-party claim.",[],{"id":1840,"type":1841,"tags":2616,"lang":20,"slug":1843,"first_publication_date":1844,"last_publication_date":1845,"uid":1846,"link_type":411,"key":2617,"isBroken":413},[],"f8365371-7c32-4c8f-9dc1-96438fe7538a",[],{"dimensions":2620,"alt":2452,"copyright":9,"url":2453,"id":2454,"edit":2621},{"width":2153,"height":2154},{"x":32,"y":32,"zoom":7,"background":33},1780583392299]