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Car insurance… do I really need it?

Published on: 23 August 2017
Car insurance… do I really need it?

Buying a car can be an exciting process – whether it’s your first, second or third – there is always something to look forward to. The last thing one wants is to have that excitement shattered by the loss or damage of your new wheels. This is where car insurance comes in, after spending thousands of rands on the purchase of a car, you will need the security that comes with being...

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23 August 2017

4 useful ways you can save money on car insurance

Published on: 30 May 2017
4 useful ways you can save money on car insurance

Everyone knows how important car insurance is; however, forking out a few extra bucks every month is something that will probably leave you feeling blue. We get it, car insurance can be pricey. Car insurance does not necessarily have to leave a hole in your pocket, but if you feel it is, then the term ‘save money’ should be as appealing to you as strawberry ice-cream on a hot summer afternoon....

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30 May 2017

5 tips to getting your 'moto' on...

Published on: 05 May 2017
5 tips to getting your 'moto' on...

Whether it’s to beat the traffic blues or simply to feel the wind blow through your hair on your Sunday ride, having a motorcycle certainly sounds like a good idea. Becoming a rider can have more benefits than the obvious one - swishing your way through traffic; it is also a great way to cut down on fuel. Before you walk into a dealership and get your 'moto' on, there are a few things you...

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05 May 2017

4 things millennials need to know about insurance

Published on: 09 February 2017
4 things millennials need to know about insurance

The process of growing up is one that cannot really be avoided, even more so the responsibilities that come with it. Adulting*, as most millennials will call it, comes with often overlooked tasks – like getting insurance. You’re at the stage where you’re getting your own car, place, furniture etc. Nobody really wants to think about the worst case scenario when it comes to their...

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09 February 2017

Insuring your varsity-bound child

Published on: 07 February 2017
Insuring your varsity-bound child

With the year well on its way, schools have opened and tertiary institutions are welcoming their students back. If you have a child going off to study, chances are they have some valuables that they are taking with them. How many of us have actually considered what will happen should these items get damaged or lost/stolen? Insurance is there to assist you to get back to the same position you were...

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07 February 2017

Being resolute in your resolutions

Published on: 05 January 2017

We’re at that time of the year again where we’re hearing the “new year, new me” statements and others making more goals that fade away with the months. The beginning of each year comes with a set of resolutions – some new and some not so new... We may not know what your 2017 resolutions are - whether they are to lose weight (again!?), travel more or to quit smoking...

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05 January 2017

6 ways to get #insurancefreedom this December!

Published on: 06 December 2016

With December finally here, it means the long-awaited summer holidays are just about upon us too! Many of us may be travelling and spending time away with loved ones, leaving our homes unattended or spending time on the road for longer periods than usual. With all the travelling and festive season catch-up, the last thing one needs is a stressful situation. We’ve put together some useful info...

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06 December 2016

Sasria insurance explained

Published on: 27 July 2016
Sasria insurance explained

South Africa has a history of political and social activism, and mass action may result in severe damage to property and losses in productivity and income. Insurers are well aware of these risks, which is where Sasria cover becomes so important. What is Sasria? According to the Sasria website, Sasria is “a state-owned company and the only short-term insurer that provides cover to all the...

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27 July 2016

Insuring your jewellery? You'll need these three things

Published on: 25 April 2016
Insuring your jewellery? You'll need these three things

Have you considered insuring your wedding rings - or any of your jewellery for that matter? If your jewellery gets lost while snorkelling in the azure waters of Mauritius, gets left behind in a hotel spa or even just falls into the dustbin, you’ll wish you had been better protected against your loss. Here are three things that you need when insuring your jewellery. The original receipt...

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25 April 2016

3 common bicycle insurance myths debunked

Published on: 22 February 2016
3 common bicycle insurance myths debunked

Are you an amateur cyclist who thinks you don't need bicycle insurance? Read on as we debunk some of the most common myths about bicycle insurance.   Myth #1: My household contents insurance will cover my bike   Yes, this is true - however, any item that is covered under household contents insurance is only covered if the loss or damage happens on your property. The same...

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22 February 2016

6 factors that influence your car insurance premium

Published on: 18 February 2016
6 factors that influence your car insurance premium

Insurance premiums aren’t the same for everyone and there are good reasons for that. Broadly speaking, your insurer will calculate your risk of getting into an incident or the risk of the vehicle being stolen and assign a premium on that basis. People are all different, but many factors are common and can be used to reasonably determine a premium. 1. Demographics Among the factors which...

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18 February 2016

What you should know about All Risk Insurance

Published on: 15 February 2016
What you should know about All Risk Insurance

Whether it’s your designer sunglasses, engagement ring, cell phone, watches or camera – if it’s important to you – all risk insurance is the insurance cover you should, literally, never leave home without. What is All Risk Insurance? Sometimes referred to as “portable possessions” insurance, or Movables insurance, is additional cover for personal belongings...

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15 February 2016

On a budget? Get cheap insurance - right?

Published on: 25 January 2016
On a budget? Get cheap insurance - right?

We all want cheap car insurance, and the cheaper the premiums, the better! But before you start clicking away to find the cheapest quote online, keep reading to find out the best ways to save on insurance: 1. Compare quotes the right way When it comes to comparing different car insurance quotes – beware of the "one size fits all" mentality. Insurance quotes are not created equally, meaning...

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25 January 2016

But it wasn’t my fault!

Published on: 05 January 2016
But it wasn’t my fault!

Is an excess payable whenever you submit a claim, regardless of whether the incident was your fault or not? Unfortunately the answer is yes. In the case of a motor vehicle accident, the excess is a contribution that you are required to pay towards a claim you have made (based on the contractual obligations you agreed to in the policy document).  If the accident is not your fault, the damage...

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05 January 2016

Tutorial: How to Submit an Online Hail Claim

Published on: 10 November 2015

At MiWay, we are all about giving our clients #insurancefreedom! Besides sending all our clients warning notifications before a hailstorm is about to hit your area, we also offer them a quick and easy online hail claim process – just in case the damage has already been done. Visit www.miway.co.za/quick-claim to start the process. Submitting your vehicle-related hail damage claim online...

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10 November 2015

Working from home? Check your insurance cover!

Published on: 29 September 2015
Working from home? Check your insurance cover!

Thanks largely to the internet, more people than ever before are able to work from home. Those fortunate enough to take the leap quickly discover that to enjoy the benefits of greater flexibility and an improved work/life balance, it is necessary to exercise a good deal of discipline and focus. But, that’s not all you’ll require – your insurance policies may need some tweaking,...

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29 September 2015

Regular drivers: Why it Matters

Published on: 14 September 2015
Regular drivers: Why it Matters

If you’ve ever shopped for car insurance quotes, you’ll know that among the first questions asked is this: ‘Who is the regular driver of the vehicle?’ Many customers wonder if the answer matters and why. The short answer is that it does matter, because the insurer calculates the risk and the premium on the basis of who the regular driver is. What does ‘regular driver’...

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14 September 2015

A Guide to Tenant (or Renter) Insurance

Published on: 08 July 2015
A Guide to Tenant (or Renter) Insurance

Tenants are often under the misconception that their personal belongings are covered under their landlord’s insurance cover for the property. The confusion perhaps arises because the buildings insurance policy on the property owner's building covers structural damage, such as a burst geyser or broken windows, but not the tenant’s belongings. However, loss or damage caused by any other...

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08 July 2015

Insurance Myths Debunked

Published on: 20 May 2015
Insurance Myths Debunked

There’s a lot of information about insurance out there; so much so, that it may overwhelm you! Much of what the average person knows about insurance is via word-of-mouth. We've collated a few of the most common questions - or myths - and explain them: If you stay in a rented flat, you can't get house insurance You most likely wouldn't want to insure the whole structure if you don't own the...

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20 May 2015