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is diesel more expensive than petrol in South Africa?",{"id":1338,"type":1339,"tags":1482,"lang":16,"slug":1341,"first_publication_date":1342,"last_publication_date":1342,"uid":1341,"url":1343,"link_type":393,"key":1483,"isBroken":395},[],"a6857519-e416-4905-b17b-e2360fdd2c90",{"id":1485,"type":1486,"tags":1487,"lang":16,"slug":1488,"first_publication_date":1489,"last_publication_date":1490,"uid":1491,"url":1343,"link_type":393,"key":1492,"isBroken":395},"ZvZ4ahAAACIAEujd","article_category",[],"miway-tips--guides","2024-09-27T09:18:36+0000","2025-05-26T06:45:26+0000","miway-tips-and-guides","2f640703-5afd-429b-8681-47ea7fc8edb9",{"id":626,"type":515,"tags":1494,"lang":16,"slug":628,"first_publication_date":629,"last_publication_date":630,"uid":631,"url":632,"link_type":393,"key":1495,"isBroken":395},[519],"08c8aeb2-6a6e-4e39-94f5-f922b5fd0fa9",{"dimensions":1497,"alt":1500,"copyright":9,"url":1501,"id":1502,"edit":1503},{"width":1498,"height":1499},2161,609,"diesel prices","https://images.prismic.io/miway-website/U6d3ofaIisyV2l85_diesel.png?auto=format,compress","U6d3ofaIisyV2l85",{"x":28,"y":28,"zoom":29,"background":30},"Article",[1506,1536,1562,1594,1621,1645,1669,1693,1734,1760,1778,1808,1832,1857,1897],{"variation":1507,"version":1508,"items":1509,"primary":1510,"id":1534,"slice_type":1535,"slice_label":9},"default","initial",[],{"heading":9,"content":1511,"link_heading":1363},[1512,1515,1518,1521,1524,1531],{"type":70,"text":1513,"spans":1514,"direction":73},"Petrol prices go up. Diesel goes up even more. Then petrol comes down while diesel heads in the opposite direction.",[],{"type":70,"text":1516,"spans":1517,"direction":73},"If you've been watching South Africa's fuel prices lately, you may be wondering why diesel can cost more than petrol – and why the two don't always move together.",[],{"type":70,"text":1519,"spans":1520,"direction":73},"In September 2026, that difference was difficult to miss. Petrol increased by R1.29 per litre, while diesel increased by between R2.939 and R3.149 per litre, depending on the grade.",[],{"type":70,"text":1522,"spans":1523,"direction":73},"So, what's going on?",[],{"type":70,"text":1525,"spans":1526,"direction":73},"The short answer is that petrol and diesel are different refined petroleum products with different international supply-and-demand pressures. South Africa also regulates their retail prices differently. Add international fuel prices, the rand/dollar exchange rate, transport costs, taxes and levies into the mix, and diesel and petrol can move very differently from one month to the next.",[1527],{"start":1528,"end":1529,"type":1530},25,202,"strong",{"type":70,"text":1532,"spans":1533,"direction":73},"Let's break it down.",[],"article_content_text$bc1f79c8-1c3b-47e7-80b7-34961dd42ff2","article_content_text",{"variation":1507,"version":1508,"items":1537,"primary":1538,"id":1561,"slice_type":1535,"slice_label":9},[],{"heading":1539,"content":1540,"link_heading":1363},"Why is diesel more expensive than petrol right now?",[1541,1544,1547,1555,1558],{"type":70,"text":1542,"spans":1543,"direction":73},"Diesel can become more expensive than petrol when international diesel prices rise faster than international petrol prices.",[],{"type":70,"text":1545,"spans":1546,"direction":73},"That's important because South Africa's fuel-price calculations aren't based only on the price of crude oil.",[],{"type":70,"text":1548,"spans":1549,"direction":73},"According to the Department of Mineral and Petroleum Resources, the Basic Fuel Price reflects international refined petroleum product prices and import-related costs, converted into rand.",[1550],{"start":1551,"end":1552,"type":216,"data":1553},17,62,{"link_type":78,"url":1554,"target":135},"https://www.dmpr.gov.za/Branches/Petroleum-Resources/Fuel-Price-Structure",{"type":70,"text":1556,"spans":1557,"direction":73},"Petrol and diesel also have different international reference markets.",[],{"type":70,"text":1559,"spans":1560,"direction":73},"That means a shortage or surge in demand affecting diesel doesn't necessarily have the same effect on petrol.",[],"article_content_text$020a3435-e985-4cc4-9848-74011b0b6173",{"variation":1507,"version":1508,"items":1563,"primary":1564,"id":1593,"slice_type":1535,"slice_label":9},[],{"heading":1565,"content":1566,"link_heading":1363},"Why did diesel rise so much in September 2026?",[1567,1570,1577,1580,1584,1587,1590],{"type":70,"text":1568,"spans":1569,"direction":73},"September provided a particularly clear example.",[],{"type":70,"text":1571,"spans":1572,"direction":73},"The DMPR's September 2026 fuel-price announcement confirmed increases of R1.29 per litre for both grades of petrol.",[1573],{"start":156,"end":1574,"type":216,"data":1575},49,{"link_type":78,"url":1576,"target":135},"https://www.dmpr.gov.za/Media-Centre/News/ArtMID/2215/ArticleID/1030/MEDIA-STATEMENT-FUEL-PRICE-ADJUSTMENTS-EFFECTIVE-FROM-THE-2ND-OF-SEPTEMBER-2026",{"type":70,"text":1578,"spans":1579,"direction":73},"Diesel increased considerably more:",[],{"type":1581,"text":1582,"spans":1583,"direction":73},"list-item","0.05% sulphur diesel increased by R2.939 per litre.",[],{"type":1581,"text":1585,"spans":1586,"direction":73},"0.005% sulphur diesel increased by R3.149 per litre.",[],{"type":70,"text":1588,"spans":1589,"direction":73},"Interestingly, the rand strengthened on average from R16.46 to R16.26 against the US dollar during the review period. According to the DMPR, that actually reduced pressure on the Basic Fuel Price.",[],{"type":70,"text":1591,"spans":1592,"direction":73},"In other words, the exchange rate provided some relief – but it wasn't enough to cancel out the other pressures affecting fuel prices.",[],"article_content_text$da59780c-261d-41db-bcdb-fb90acd75722",{"variation":1507,"version":1508,"items":1595,"primary":1596,"id":1620,"slice_type":1535,"slice_label":9},[],{"heading":1597,"content":1598,"link_heading":1363},"Why does global demand affect diesel differently?",[1599,1602,1605,1608,1611,1614,1617],{"type":70,"text":1600,"spans":1601,"direction":73},"Think about where diesel is used.",[],{"type":70,"text":1603,"spans":1604,"direction":73},"It's not just powering diesel passenger cars.",[],{"type":70,"text":1606,"spans":1607,"direction":73},"Diesel is critical to trucks and freight, agriculture, mining, construction, generators and many other commercial and industrial activities.",[],{"type":70,"text":1609,"spans":1610,"direction":73},"That gives diesel a different global demand profile from petrol, which is more closely associated with passenger vehicles.",[],{"type":70,"text":1612,"spans":1613,"direction":73},"When international diesel supply tightens or demand increases, the price of diesel can therefore rise faster than petrol.",[],{"type":70,"text":1615,"spans":1616,"direction":73},"And South Africa isn't isolated from those movements.",[],{"type":70,"text":1618,"spans":1619,"direction":73},"Because our Basic Fuel Price uses international refined petroleum product prices as part of its calculation, what's happening thousands of kilometres away can eventually make itself felt at your local filling station.",[],"article_content_text$3907a9b3-7b25-494d-aec8-884cc36ab781",{"variation":1507,"version":1508,"items":1622,"primary":1623,"id":1644,"slice_type":1535,"slice_label":9},[],{"heading":1624,"content":1625,"link_heading":1363},"Isn't the crude oil price what determines fuel prices?",[1626,1629,1632,1635,1638,1641],{"type":70,"text":1627,"spans":1628,"direction":73},"Yes – but only partly.",[],{"type":70,"text":1630,"spans":1631,"direction":73},"This is one of the biggest misconceptions about petrol and diesel prices.",[],{"type":70,"text":1633,"spans":1634,"direction":73},"Crude oil is the raw material used to produce petroleum products. But motorists don't put crude oil into their cars. They buy refined petrol or diesel.",[],{"type":70,"text":1636,"spans":1637,"direction":73},"South Africa's Basic Fuel Price therefore considers international refined product prices rather than simply copying the Brent crude oil price.",[],{"type":70,"text":1639,"spans":1640,"direction":73},"Global crude oil prices still matter, but so do refinery capacity, international product demand, shipping costs, supply disruptions and the availability of particular fuels.",[],{"type":70,"text":1642,"spans":1643,"direction":73},"That's why seeing an oil-price decrease in the news doesn't automatically mean diesel or petrol will fall by exactly the same amount.",[],"article_content_text$00ab9c9b-7cdb-4398-8ede-1cbb8b1e726f",{"variation":1507,"version":1508,"items":1646,"primary":1647,"id":1668,"slice_type":1535,"slice_label":9},[],{"heading":1648,"content":1649,"link_heading":1363},"Why can petrol fall while diesel rises?",[1650,1653,1656,1659,1662,1665],{"type":70,"text":1651,"spans":1652,"direction":73},"Because they're different products facing different market conditions.",[],{"type":70,"text":1654,"spans":1655,"direction":73},"South Africans saw a good example in August 2026.",[],{"type":70,"text":1657,"spans":1658,"direction":73},"Petrol decreased by 52 cents per litre while wholesale diesel increased by between R1.23 and R1.38 per litre.",[],{"type":70,"text":1660,"spans":1661,"direction":73},"It may look strange at the filling station, but it makes more sense once you understand that international petrol and diesel prices don't have to move together.",[],{"type":70,"text":1663,"spans":1664,"direction":73},"If international petrol prices weaken while international diesel prices strengthen, South Africa's monthly adjustment can reflect both movements at the same time.",[],{"type":70,"text":1666,"spans":1667,"direction":73},"So, yes petrol can get cheaper while diesel gets more expensive.",[],"article_content_text$ba661560-caf0-4123-bee2-7ab167a62ac7",{"variation":1507,"version":1508,"items":1670,"primary":1671,"id":1692,"slice_type":1535,"slice_label":9},[],{"heading":1672,"content":1673,"link_heading":1363},"How does the rand affect diesel and petrol prices?",[1674,1677,1680,1683,1686,1689],{"type":70,"text":1675,"spans":1676,"direction":73},"The rand has a big part to play because international petroleum products are priced in US dollars.",[],{"type":70,"text":1678,"spans":1679,"direction":73},"When the rand weakens against the dollar, South Africa needs more rand to buy the same dollar-priced fuel.",[],{"type":70,"text":1681,"spans":1682,"direction":73},"That can place upward pressure on both petrol and diesel prices.",[],{"type":70,"text":1684,"spans":1685,"direction":73},"A stronger rand can provide some relief.",[],{"type":70,"text":1687,"spans":1688,"direction":73},"But there's an important catch: the exchange rate is only one part of the calculation.",[],{"type":70,"text":1690,"spans":1691,"direction":73},"A stronger rand doesn't guarantee cheaper fuel if international petroleum product prices are rising strongly at the same time.",[],"article_content_text$58ef9b11-e957-45ad-a1a6-ad6d48a8a66f",{"variation":1507,"version":1508,"items":1694,"primary":1695,"id":1733,"slice_type":1535,"slice_label":9},[],{"heading":1696,"content":1697,"link_heading":1363},"Is diesel priced differently from petrol in South Africa?",[1698,1701,1706,1709,1715,1718,1721,1730],{"type":70,"text":1699,"spans":1700,"direction":73},"Yes, and this is something many motorists don't realise.",[],{"type":70,"text":1702,"spans":1703,"direction":73},"South Africa's petrol retail pump price is regulated. The official price therefore determines what motorists pay for petrol within the relevant pricing zone.",[1704],{"start":861,"end":1705,"type":1530},52,{"type":70,"text":1707,"spans":1708,"direction":73},"Diesel works differently.",[],{"type":70,"text":1710,"spans":1711,"direction":73},"According to the DMPR's fuel-price structure, the retail price of diesel is not regulated. Instead, an official wholesale list price is published.",[1712],{"start":1551,"end":1713,"type":216,"data":1714},44,{"link_type":78,"url":1554,"target":135},{"type":70,"text":1716,"spans":1717,"direction":73},"Retailers can then determine their retail diesel margins.",[],{"type":70,"text":1719,"spans":1720,"direction":73},"That's why you may see different diesel pump prices at filling stations, while regulated petrol prices within the same pricing zone are generally the same.",[],{"type":70,"text":1722,"spans":1723,"direction":73},"It's also important when comparing petrol and diesel prices online: an official diesel figure may be a wholesale reference price, while the petrol figure is a retail pump price.",[1724,1727],{"start":1725,"end":1726,"type":1530},103,128,{"start":1728,"end":1729,"type":1530},159,176,{"type":70,"text":1731,"spans":1732,"direction":73},"They aren't always a like-for-like comparison.",[],"article_content_text$9af9afa9-e38b-4117-91e3-25f151ff760a",{"variation":1507,"version":1508,"items":1735,"primary":1736,"id":1759,"slice_type":1535,"slice_label":9},[],{"heading":1737,"content":1738,"link_heading":1363},"What is the Basic Fuel Price?",[1739,1744,1747,1750,1753,1756],{"type":70,"text":1740,"spans":1741,"direction":73},"The Basic Fuel Price, usually shortened to BFP, is one of the most important parts of South Africa's fuel-price calculation.",[1742],{"start":44,"end":1743,"type":1530},46,{"type":70,"text":1745,"spans":1746,"direction":73},"In simple terms, it estimates the market-related cost of importing refined petroleum products into South Africa.",[],{"type":70,"text":1748,"spans":1749,"direction":73},"It takes factors such as international product prices, shipping-related costs and the rand/US dollar exchange rate into account.",[],{"type":70,"text":1751,"spans":1752,"direction":73},"Domestic components are then added, including applicable taxes and levies, transport costs, margins and regulated charges.",[],{"type":70,"text":1754,"spans":1755,"direction":73},"That's why the price at the pump isn't determined by one number.",[],{"type":70,"text":1757,"spans":1758,"direction":73},"It's the result of several international and domestic costs coming together.",[],"article_content_text$7daaff3e-7db5-45f5-badf-6e015e3462c4",{"variation":1507,"version":1508,"items":1761,"primary":1762,"id":1777,"slice_type":1535,"slice_label":9},[],{"heading":1763,"content":1764,"link_heading":1363},"Why are inland fuel prices higher than coastal prices?",[1765,1768,1771,1774],{"type":70,"text":1766,"spans":1767,"direction":73},"Where you fill up also matters.",[],{"type":70,"text":1769,"spans":1770,"direction":73},"South Africa uses geographical pricing zones, and transport costs form part of the domestic fuel-price structure.",[],{"type":70,"text":1772,"spans":1773,"direction":73},"Fuel supplied to inland areas has additional transport costs compared with fuel supplied closer to the coast.",[],{"type":70,"text":1775,"spans":1776,"direction":73},"This helps explain why motorists in Gauteng may pay more than motorists at the coast.",[],"article_content_text$390a8a80-a73b-4225-bd42-0dce3147e85c",{"variation":1507,"version":1508,"items":1779,"primary":1780,"id":1807,"slice_type":1535,"slice_label":9},[],{"heading":1781,"content":1782,"link_heading":1363},"Will diesel always cost more than petrol?",[1783,1786,1789,1792,1799,1804],{"type":70,"text":1784,"spans":1785,"direction":73},"No. Diesel being more expensive today doesn't mean it will always stay that way.",[],{"type":70,"text":1787,"spans":1788,"direction":73},"International petrol and diesel markets are constantly changing, along with crude oil prices, the exchange rate and domestic fuel-price components.",[],{"type":70,"text":1790,"spans":1791,"direction":73},"There will be periods when diesel is more expensive and others when the relationship changes.",[],{"type":70,"text":1793,"spans":1794,"direction":73},"Instead of asking whether diesel is always more expensive, it's more useful to ask:",[1795],{"start":1796,"end":1797,"type":1798},36,42,"em",{"type":70,"text":1800,"spans":1801,"direction":73},"What's putting pressure on diesel prices right now?",[1802],{"start":28,"end":1803,"type":1530},51,{"type":70,"text":1805,"spans":1806,"direction":73},"That gives you a much better picture of what's happening at the pump.",[],"article_content_text$cebeac90-9d2a-4e14-a2f9-8b383c5b4d7e",{"variation":1507,"version":1508,"items":1809,"primary":1810,"id":1831,"slice_type":1535,"slice_label":9},[],{"heading":1811,"content":1812,"link_heading":1363},"Does a diesel car still make financial sense?",[1813,1816,1819,1825,1828],{"type":70,"text":1814,"spans":1815,"direction":73},"That's a different question – and the answer depends on how you use your vehicle.",[],{"type":70,"text":1817,"spans":1818,"direction":73},"Diesel vehicles can offer good fuel economy, particularly for drivers covering longer distances, but fuel consumption isn't the only cost to consider.",[],{"type":70,"text":1820,"spans":1821,"direction":73},"Think about your total cost of ownership, including servicing, maintenance, tyres, finance, fuel and car insurance.",[1822],{"start":1823,"end":1824,"type":1530},101,114,{"type":70,"text":1826,"spans":1827,"direction":73},"If you're choosing between petrol and diesel, look at how many kilometres you actually drive, the vehicle's real-world fuel consumption and the difference in purchase and running costs.",[],{"type":70,"text":1829,"spans":1830,"direction":73},"A cheaper litre of fuel doesn't automatically mean a cheaper car to own – and an expensive litre doesn't automatically make a vehicle uneconomical.",[],"article_content_text$610524a6-9890-4359-a290-fd8d6b100eee",{"variation":1507,"version":1508,"items":1833,"primary":1834,"id":1856,"slice_type":1535,"slice_label":9},[],{"heading":1835,"content":1836,"link_heading":1363},"How can you reduce the impact of higher fuel prices?",[1837,1840,1843,1849],{"type":70,"text":1838,"spans":1839,"direction":73},"You can't control global petroleum markets, but there are a few things you can control.",[],{"type":70,"text":1841,"spans":1842,"direction":73},"Correct tyre pressure, regular servicing, smooth acceleration, reducing unnecessary weight and planning trips more efficiently can help improve fuel consumption.",[],{"type":70,"text":1844,"spans":1845,"direction":73},"For more practical ideas, read our guide to car maintenance tips that can help you save money when petrol and diesel prices rise.",[1846],{"start":1713,"end":1726,"type":216,"data":1847},{"link_type":78,"url":1848,"target":135},"https://www.miway.co.za/blog/car-maintenance-tips-to-save-money-on-rising-petrol-and-diesel-prices",{"type":70,"text":1850,"spans":1851,"direction":73},"You can also read our fuel-efficient driving tips to find simple ways to get more from each tank.",[1852],{"start":1853,"end":1574,"type":216,"data":1854},22,{"link_type":78,"url":1855,"target":135},"https://www.miway.co.za/blog/tips-for-fuel-efficient-driving","article_content_text$9bf024a7-7e59-4659-a01e-fc75b563c8cf",{"variation":1507,"version":1508,"items":1858,"primary":1859,"id":1896,"slice_type":1535,"slice_label":9},[],{"heading":1860,"content":1861,"link_heading":1363},"What should motorists watch next?",[1862,1865,1868,1871,1874,1877,1880,1883,1886,1889],{"type":70,"text":1863,"spans":1864,"direction":73},"If you're trying to understand where South African fuel prices could be heading, don't watch the oil price alone.",[],{"type":70,"text":1866,"spans":1867,"direction":73},"Keep an eye on:",[],{"type":1581,"text":1869,"spans":1870,"direction":73},"International petrol and diesel product prices.",[],{"type":1581,"text":1872,"spans":1873,"direction":73},"Brent crude oil prices.",[],{"type":1581,"text":1875,"spans":1876,"direction":73},"The rand/US dollar exchange rate.",[],{"type":1581,"text":1878,"spans":1879,"direction":73},"Global diesel supply and demand.",[],{"type":1581,"text":1881,"spans":1882,"direction":73},"Refinery and shipping disruptions.",[],{"type":1581,"text":1884,"spans":1885,"direction":73},"Changes to South African taxes and levies.",[],{"type":1581,"text":1887,"spans":1888,"direction":73},"Official monthly fuel-price announcements.",[],{"type":70,"text":1890,"spans":1891,"direction":73},"The DMPR publishes South Africa's official fuel-price updates, making it a useful source when the next monthly adjustment is announced.",[1892],{"start":156,"end":1893,"type":216,"data":1894},61,{"link_type":78,"url":1895,"target":135},"https://www.dmpr.gov.za/Branches/Petroleum-Resources/Fuel-Prices","article_content_text$94794472-e5e0-4089-b623-9b0522941c80",{"variation":1507,"version":1508,"items":1898,"primary":1899,"id":1921,"slice_type":1535,"slice_label":9},[],{"heading":1900,"content":1901,"link_heading":395},"Keep your motoring costs in check",[1902,1905,1910,1913],{"type":70,"text":1903,"spans":1904,"direction":73},"Whether you drive petrol or diesel, fuel is only one part of keeping your vehicle on the road.",[],{"type":70,"text":1906,"spans":1907,"direction":73},"Maintenance, repairs, tyres and car insurance all contribute to your monthly motoring costs, which makes it worth reviewing the bigger picture when household budgets are under pressure.",[1908],{"start":705,"end":1909,"type":1530},45,{"type":70,"text":1911,"spans":1912,"direction":73},"While you can't control what happens to global fuel prices, you can make informed choices about how you drive, maintain and protect your vehicle.",[],{"type":70,"text":1914,"spans":1915,"direction":73},"Looking at your overall motoring budget? Get a Miway car insurance quote and find cover that suits your needs.",[1916],{"start":1917,"end":1918,"type":216,"data":1919},41,72,{"link_type":78,"url":1920,"target":135},"https://www.miway.co.za/car-insurance","article_content_text$777f083e-9603-4d5d-9a69-6dfb9a843208","Why Does Diesel More Than Petrol in SA? | Miway Car Insurance","car insurance",{"dimensions":1925,"alt":1500,"copyright":9,"url":1928,"id":1502,"edit":1929},{"width":1926,"height":1927},2400,1260,"https://images.prismic.io/miway-website/U6d3ofaIisyV2l85_diesel.png?auto=format,compress&rect=501,0,1160,609&w=2400&h=1260",{"x":1930,"y":28,"zoom":29,"background":30},501,{"link_type":35},[1933],{"type":70,"text":1934,"spans":1935,"direction":73},"You can't control international petroleum markets or the exchange rate, but you can control how efficiently you use fuel.",[],"Miway",{"id":1938,"type":1939,"tags":1940,"lang":16,"slug":631,"first_publication_date":1941,"last_publication_date":1942,"uid":1943,"data":1944,"link_type":393,"key":1981,"isBroken":395},"ZwYbiRAAACEAp-qZ","service_block",[],"2024-10-09T06:00:31+0000","2026-04-09T16:11:50+0000","blog-service-block",{"description":1945,"cta_text":1316,"cta_link_href":1952,"buttons":1955,"pictogram":1968,"title":706},[1946],{"type":70,"text":1947,"spans":1948,"direction":73},"A way to protect your car and pay less for your cover. Just what you want!",[1949],{"start":1950,"end":1951,"type":1798},26,29,{"id":626,"type":515,"tags":1953,"lang":16,"slug":628,"first_publication_date":629,"last_publication_date":630,"uid":631,"url":632,"link_type":393,"key":1954,"isBroken":395},[519],"df3f5962-daae-4e19-ac70-ef188b87fd0c",[1956,1962],{"button_text":1957,"button_link":1958,"button_colour":1961,"button_variant":1507,"functionality":1957},"Call me back",{"link_type":78,"key":1959,"url":1960},"60025c2d-f431-4863-a505-be4c3df58a8a","#button","white",{"button_text":1963,"button_link":1964,"button_colour":1961,"button_variant":1967,"functionality":1963},"Get my quote",{"link_type":78,"key":1965,"url":1966},"ab10dc5c-9813-4473-b782-486b1325356f","#quote","outline",{"dimensions":1969,"alt":9,"copyright":9,"url":1972,"id":1973,"edit":1974,"mobile":1975},{"width":1970,"height":1971},338,361,"https://images.prismic.io/miway-website/ZzsD0q8jQArT09aX_Type%3DCar2.webp?auto=format,compress&rect=0,0,154,164&w=338&h=361","ZzsD0q8jQArT09aX",{"x":28,"y":28,"zoom":29,"background":30},{"dimensions":1976,"alt":9,"copyright":9,"url":1979,"id":1973,"edit":1980},{"width":1977,"height":1978},200,212,"https://images.prismic.io/miway-website/ZzsD0q8jQArT09aX_Type%3DCar2.webp?auto=format,compress&rect=0,0,154,163&w=200&h=212",{"x":28,"y":28,"zoom":29,"background":30},"98f52ac1-064e-4e87-8bc3-0cd82188996d",[],{"dimensions":1984,"alt":1500,"copyright":9,"url":1501,"id":1502,"edit":1985},{"width":1498,"height":1499},{"x":28,"y":28,"zoom":29,"background":30},[1987,2171,2533,2909],{"id":1988,"uid":1989,"url":1990,"type":1469,"href":1991,"tags":1992,"first_publication_date":1995,"last_publication_date":1995,"slugs":1996,"linked_documents":1998,"lang":16,"alternate_languages":1999,"data":2000},"ar4PxBYAAC8AKRgP","airbags-all-around-for-all-new-cars-in-sa--but-what-does-that-mean-for-your-car","/blog/airbags-all-around-for-all-new-cars-in-sa--but-what-does-that-mean-for-your-car","https://miway-website.cdn.prismic.io/api/v2/documents/search?ref=ar-JYRYAADAAK6_2&q=%5B%5B%3Ad+%3D+at%28document.id%2C+%22ar4PxBYAAC8AKRgP%22%29+%5D%5D",[1993,624,1994,958],"Your car","Insurance","2026-10-01T08:32:07+0000",[1997],"2026-10-12t0700000000",[],[],{"date":2001,"heading":2002,"duration":9,"article_type":2003,"category":2006,"related_product":2012,"thumbnail":2015,"type":1504,"related_insurance":2023,"slices":2024,"meta_title":2153,"meta_description":2154,"meta_keywords":706,"meta_image":2155,"canonical":2159,"intro":2160,"author":1936,"service_block":2164,"in_this_article":2167,"hero_image":2168},"2026-10-12T07:00:00+0000","Airbags all around for all new cars in SA – but what does that mean for your car?",{"id":1338,"type":1339,"tags":2004,"lang":16,"slug":1341,"first_publication_date":1342,"last_publication_date":1342,"uid":1341,"url":1343,"link_type":393,"key":2005,"isBroken":395},[],"fa3613bf-fb30-4747-b630-3cf5670860d5",{"id":1485,"type":1486,"tags":2007,"lang":16,"slug":1488,"first_publication_date":1489,"last_publication_date":1490,"uid":1491,"url":1343,"data":2008,"link_type":393,"key":2011,"isBroken":395},[],{"name":2009,"tag":2010},"Miway Tips & Guides","Tips & Guides","71981ea6-3365-484b-ba5a-5f23dd438bf1",{"id":626,"type":515,"tags":2013,"lang":16,"slug":628,"first_publication_date":629,"last_publication_date":630,"uid":631,"url":632,"link_type":393,"key":2014,"isBroken":395},[519],"5e93e893-6aa9-4822-b9ff-fdd080e11e9e",{"dimensions":2016,"alt":2019,"copyright":9,"url":2020,"id":2021,"edit":2022},{"width":2017,"height":2018},1672,941,"Car airbags ","https://images.prismic.io/miway-website/ddYXVtO4y5vDZK5z_Carairbags.png?auto=format,compress","ddYXVtO4y5vDZK5z",{"x":28,"y":28,"zoom":29,"background":30},"Car",[2025,2050,2075,2090,2105,2117,2141],{"variation":1507,"version":1508,"items":2026,"primary":2027,"id":2049,"slice_type":1535,"slice_label":9},[],{"heading":2028,"content":2029,"link_heading":1363},"The new rules don't mean a retrofit",[2030,2037,2040,2043],{"type":70,"text":2031,"spans":2032,"direction":73},"If you read the headlines re the airbag rules for new cars in SA, you may have panicked and pictured yourself retrofitting side airbags to your six-year-old hatchback. But you can relax. The gazetted draft specifications only apply to new passenger cars entering the SA market, not cars already registered and out on the road.",[2033],{"start":2034,"end":2035,"type":216,"data":2036},50,64,{"link_type":78,"url":1920,"target":135},{"type":70,"text":2038,"spans":2039,"direction":73},"So if your trusty sedan only has front airbags, it won't automatically be unroadworthy when the new rules kick in.",[],{"type":70,"text":2041,"spans":2042,"direction":73},"In any event, retrofitting complex airbag systems would be far too complicated and costly. Airbags form part of a functionally integrated safety system that involves sensors, seatbelts, control modules and the car's actual structure.",[],{"type":70,"text":2044,"spans":2045,"direction":73},"The point is, the new rules are less about retroactive fixes and more to do with raising the minimum safety standard for all cars sold in future.",[2046],{"start":2047,"end":2048,"type":1798},121,129,"article_content_text$5ae5821f-a4ba-4499-bd94-baa22889a1ac",{"variation":1507,"version":1508,"items":2051,"primary":2052,"id":2074,"slice_type":1535,"slice_label":9},[],{"heading":2053,"content":2054,"link_heading":1363},"Tracking the change",[2055,2062,2065,2068,2071],{"type":70,"text":2056,"spans":2057,"direction":73},"The gazetted draft does go into a bit more detail than simply saying 'fit more airbags.' It proposes that new sedans have airbags to protect all passengers and not just the driver and front passenger.",[2058],{"start":28,"end":2059,"type":216,"data":2060},18,{"link_type":78,"url":2061,"target":135},"https://www.fanews.co.za/article/non-life/15/motor/1023/the-automobile-association-of-south-africa-comments-re-public-notification-government-gazette-vc-8022-24-compulsory-specification-for-motor-vehicles/44567",{"type":70,"text":2063,"spans":2064,"direction":73},"It also proposes stronger side-impact protection. The AA has been pushing for better side and 'curtain' protection for years, particularly in entry-level cars where safety features are often pared back to keep prices down.",[],{"type":70,"text":2066,"spans":2067,"direction":73},"'Curtain'-what? you may ask. These are bags that deploy from the roof above your side windows and drop down like a curtain along the side of the car's cabin. They protect the head and upper body in a side-impact crash and, in some designs, during a rollover. They're different to front airbags (designed to protect you in a frontal crash) and side airbags (built into the seat or door area to protect the pelvis and torso).",[],{"type":70,"text":2069,"spans":2070,"direction":73},"That's important because a curtain airbag can protect more than one passenger position. So it's not really about whether a five-seater car needs five separate airbags. It's about whether everyone in the car has enough protection when things go wrong.",[],{"type":70,"text":2072,"spans":2073,"direction":73},"And in addition to those airbag standards, the same draft proposal raises the bar on Electronic Stability Control (ESC), the system that automatically kicks in to help a driver keep control if the car starts to skid. All good things, of course, but what are the implications?",[],"article_content_text$4f71249c-9849-4ece-936d-4bb24cad2741",{"variation":1507,"version":1508,"items":2076,"primary":2077,"id":2089,"slice_type":1535,"slice_label":9},[],{"heading":2078,"content":2079,"link_heading":1363},"More protection can mean a higher price tag",[2080,2083,2086],{"type":70,"text":2081,"spans":2082,"direction":73},"We South Africans, tough as we may be, are already battling with the cost of new cars, and entry-level models are where every cent makes a huge difference.",[],{"type":70,"text":2084,"spans":2085,"direction":73},"The extra airbags, sensors, control systems and engineering needed to meet stricter crash standards all come at a cost. Stats SA has already flagged that safety features like side curtain airbags can push up manufacturing prices.  And the AA advocates strongly for better safety in entry-level cars, where cost pressures often lead to safety features being left out.",[],{"type":70,"text":2087,"spans":2088,"direction":73},"But it's fairly obvious that it's going to impact people's purchasing decisions: safer cars are an absolute good given our accident stats, but if the cheapest new cars become even less affordable, we may simply stick with older cars for longer – and that may not be ideal from a safety point of view.",[],"article_content_text$ea9ef921-1aad-4501-87ac-b41048639699",{"variation":1507,"version":1508,"items":2091,"primary":2092,"id":2104,"slice_type":1535,"slice_label":9},[],{"heading":2093,"content":2094,"link_heading":1363},"What does this mean for local manufacturing?",[2095,2098,2101],{"type":70,"text":2096,"spans":2097,"direction":73},"SA's motor industry is heavily geared for exports. In fact, more than 70% of locally made light vehicles were exported in 2025, with many making their way to markets that already insist on stricter safety standards. This means that some locally built models are already engineered to meet more exacting international benchmarks.",[],{"type":70,"text":2099,"spans":2100,"direction":73},"But local models and entry-level versions may still need additional changes. On top of this, suppliers could face higher component costs, plus there are homologation expenses – that's just a fancy term or the cost of getting a car tested, approved and certified so it can legally be sold in a particular country.",[],{"type":70,"text":2102,"spans":2103,"direction":73},"All of this is important for the automotive industry, because it's one of SA's largest, and contributes massively to exports, employment and industrial output.",[],"article_content_text$25ea28f4-f418-4f0c-acf3-2b642913cfa1",{"variation":1507,"version":1508,"items":2106,"primary":2107,"id":2116,"slice_type":1535,"slice_label":9},[],{"heading":2108,"content":2109,"link_heading":1363},"Are stricter standards landing anytime soon?",[2110,2113],{"type":70,"text":2111,"spans":2112,"direction":73},"There's always a pretty lengthy time lag between the government gazetting of new regulations and their application. The draft was first published in July 2026 for public comment, and closed after a two-month consultation period. It still needs to be finalised before it becomes law, but the adoption date is set for 1 February 2029. The exact date when the new rules will start to apply has not yet been confirmed.",[],{"type":70,"text":2114,"spans":2115,"direction":73},"Thankfully, this gives manufacturers some time to adapt, and consumers time to understand what's really going to change.",[],"article_content_text$9d877edc-2386-4c69-ac2b-547177150f20",{"variation":1507,"version":1508,"items":2118,"primary":2119,"id":2140,"slice_type":1535,"slice_label":9},[],{"heading":2120,"content":2121,"link_heading":1363},"Could fewer airbags compromise your cover?",[2122,2125,2131,2137],{"type":70,"text":2123,"spans":2124,"direction":73},"If your less-than-new car is still legally roadworthy, the fact that it has fewer airbags than a future vehicle standard would not, by itself, make it uninsurable or lead to a claim being denied. A rule for future vehicle production does not retrospectively rewrite the rule of every older car already on the road.",[],{"type":70,"text":2126,"spans":2127,"direction":73},"On top of that, comprehensive car insurance typically covers damage to your insured vehicle and the third party's damage. But injury to passengers is generally dealt with separately, including through the Road Accident Fund, if negligence and bodily injury are involved.",[2128],{"start":2129,"end":2130,"type":1798},91,95,{"type":70,"text":2132,"spans":2133,"direction":73},"So, five years from now, if someone sitting in the back of an older car is injured in an accident, the question wouldn't really be: Did this car have the latest airbag setup?\nThe more important question would be whether the car was legally roadworthy, who or what caused the accident, what cover applies, and what the specific policy and liability wording is.",[2134],{"start":2135,"end":2136,"type":1798},132,175,{"type":70,"text":2138,"spans":2139,"direction":73},"That said, insurers will likely adjust the underwriting, repair-costs or policy wording as newer safety standards come into force. More airbags and sensors may make cars safer, but they can also make accident repairs more complex and costly.",[],"article_content_text$2ad60120-33d8-4529-8162-b952b73c67b0",{"variation":1507,"version":1508,"items":2142,"primary":2143,"id":2152,"slice_type":1535,"slice_label":9},[],{"heading":2144,"content":2145,"link_heading":1363},"Miway's take? Safer is always better",[2146,2149],{"type":70,"text":2147,"spans":2148,"direction":73},"Our approach is practical and simple. If your current car is legal and roadworthy, you won't suddenly need to redesign it based on future regulations.",[],{"type":70,"text":2150,"spans":2151,"direction":73},"But the proposed rule is still worth paying attention to. Because when you buy your next car, safety specs may matter just as much as fuel efficiency, monthly premiums and what infotainment system you decide to install. Safer, we believe, is always better.",[],"article_content_text$c3f8a430-3796-45c8-95ab-e50d0637c0d2","Airbags All Around for All New Cars in SA | Miway Car Insurance","The government has gazetted a draft for tougher airbag and crash-protection standards in new cars sold in SA. Get more information at Miway Insurance.",{"dimensions":2156,"alt":2019,"copyright":9,"url":2157,"id":2021,"edit":2158},{"width":1926,"height":1927},"https://images.prismic.io/miway-website/ddYXVtO4y5vDZK5z_Carairbags.png?auto=format,compress&rect=0,32,1672,878&w=2400&h=1260",{"x":28,"y":705,"zoom":29,"background":30},{"link_type":35},[2161],{"type":70,"text":2162,"spans":2163,"direction":73},"The government has gazetted a draft for tougher airbag and crash-protection standards in new cars sold in South Africa. That's a good thing for all of us, but what does it mean for your current car, the cost of your next one, and your car insurance?",[],{"id":1938,"type":1939,"tags":2165,"lang":16,"slug":631,"first_publication_date":1941,"last_publication_date":1942,"uid":1943,"link_type":393,"key":2166,"isBroken":395},[],"bb73a7d6-0112-4f8f-bbb8-2777569dd4f5",[],{"dimensions":2169,"alt":2019,"copyright":9,"url":2020,"id":2021,"edit":2170},{"width":2017,"height":2018},{"x":28,"y":28,"zoom":29,"background":30},{"id":2172,"uid":2173,"url":2174,"type":1469,"href":2175,"tags":2176,"first_publication_date":2179,"last_publication_date":2180,"slugs":2181,"linked_documents":2183,"lang":16,"alternate_languages":2184,"data":2185},"Z-Ep_BAAACUAdJ9j","4-ways-to-avoid-burnout","/blog/4-ways-to-avoid-burnout","https://miway-website.cdn.prismic.io/api/v2/documents/search?ref=ar-JYRYAADAAK6_2&q=%5B%5B%3Ad+%3D+at%28document.id%2C+%22Z-Ep_BAAACUAdJ9j%22%29+%5D%5D",[958,2177,2178],"Safety","Tips","2025-03-24T09:46:38+0000","2026-10-02T09:00:03+0000",[2182],"2026-10-02t0700000000",[],[],{"date":2186,"heading":2187,"duration":2188,"article_type":2189,"category":2192,"related_product":2196,"thumbnail":2204,"type":1504,"related_insurance":9,"slices":2211,"meta_title":2187,"meta_description":2502,"meta_keywords":9,"meta_image":2503,"canonical":2508,"intro":2509,"author":1936,"service_block":2512,"in_this_article":2520,"hero_image":2530},"2026-10-02T07:00:00+0000","4 Ways to Avoid Burnout",5,{"id":1375,"type":1339,"tags":2190,"lang":16,"slug":1377,"first_publication_date":1378,"last_publication_date":1379,"uid":1377,"url":1343,"link_type":393,"key":2191,"isBroken":395},[],"e8c0c015-9d4f-4a08-99e1-f5db5a159fc5",{"id":1485,"type":1486,"tags":2193,"lang":16,"slug":1488,"first_publication_date":1489,"last_publication_date":1490,"uid":1491,"url":1343,"data":2194,"link_type":393,"key":2195,"isBroken":395},[],{"name":2009,"tag":2010},"10d0403a-6dd0-4105-b8d0-527b06f1c9ee",{"id":2197,"type":515,"tags":2198,"lang":16,"slug":2199,"first_publication_date":2200,"last_publication_date":2200,"uid":2201,"url":2202,"link_type":393,"key":2203,"isBroken":395},"Z0V9DxMAACQA5Xw0",[],"life-insurance","2024-11-26T07:47:35+0000","life","/life","3dad71c4-7d51-4d5a-80a4-0fa9322208d6",{"dimensions":2205,"alt":9,"copyright":9,"url":2208,"id":2209,"edit":2210},{"width":2206,"height":2207},850,425,"https://images.prismic.io/miway-website/Z-EpJndAxsiBvy-w_4-ways-to-avoid-burnout.jpeg?auto=format,compress","Z-EpJndAxsiBvy-w",{"x":28,"y":28,"zoom":29,"background":30},[2212,2226,2261,2304,2335,2362,2392,2413,2446,2478],{"variation":1507,"version":1508,"items":2213,"primary":2214,"id":2225,"slice_type":1535,"slice_label":9},[],{"heading":9,"content":2215,"link_heading":1363},[2216,2219,2222],{"type":70,"text":2217,"spans":2218,"direction":73},"Feeling tired after a busy week is one thing. Feeling constantly exhausted, disconnected from your work and unable to perform at your usual level could be a sign that something needs to change.",[],{"type":70,"text":2220,"spans":2221,"direction":73},"Whether you work from home, travel to the office or split your time between the two, managing ongoing workplace stress matters.",[],{"type":70,"text":2223,"spans":2224,"direction":73},"Here are four practical ways to reduce your risk of burnout and build a healthier relationship with work.",[],"article_content_text$5e15fe7d-c389-4893-aac2-f6b7337c6a8b",{"variation":1507,"version":1508,"items":2227,"primary":2228,"id":2260,"slice_type":1535,"slice_label":9},[],{"heading":2229,"content":2230,"link_heading":1363},"What is burnout?",[2231,2237,2240,2243,2246,2249,2257],{"type":70,"text":2232,"spans":2233,"direction":73},"The World Health Organization (WHO) defines burnout as an occupational phenomenon resulting from chronic workplace stress that has not been successfully managed.",[2234],{"start":2235,"end":2236,"type":1530},97,160,{"type":70,"text":2238,"spans":2239,"direction":73},"According to WHO, burnout has three main characteristics:",[],{"type":1581,"text":2241,"spans":2242,"direction":73},"Feeling exhausted or depleted of energy.",[],{"type":1581,"text":2244,"spans":2245,"direction":73},"Becoming increasingly negative, cynical or emotionally distant from your work.",[],{"type":1581,"text":2247,"spans":2248,"direction":73},"Feeling less effective or accomplished professionally.",[],{"type":70,"text":2250,"spans":2251,"direction":73},"Burnout relates specifically to the workplace and is not classified by WHO as a medical condition.",[2252],{"start":2253,"end":2254,"type":216,"data":2255},71,74,{"link_type":78,"url":2256,"target":135},"https://www.who.int/standards/classifications/frequently-asked-questions/burn-out-an-occupational-phenomenon",{"type":70,"text":2258,"spans":2259,"direction":73},"That distinction matters. Everyone can have stressful days, but burnout develops when workplace stress becomes persistent and isn't being successfully addressed.",[],"article_content_text$da72cb40-2842-4f71-97fe-aaa9f8cc3e4a",{"variation":1507,"version":1508,"items":2262,"primary":2263,"id":2303,"slice_type":1535,"slice_label":9},[],{"heading":2264,"content":2265,"link_heading":1363},"What are the signs of burnout at work?",[2266,2269,2272,2275,2278,2281,2284,2287,2290,2293,2300],{"type":70,"text":2267,"spans":2268,"direction":73},"Burnout can look different from one person to another, but common warning signs can include:",[],{"type":1581,"text":2270,"spans":2271,"direction":73},"Persistent tiredness or low energy.",[],{"type":1581,"text":2273,"spans":2274,"direction":73},"Difficulty concentrating.",[],{"type":1581,"text":2276,"spans":2277,"direction":73},"Reduced motivation.",[],{"type":1581,"text":2279,"spans":2280,"direction":73},"Feeling detached from your work.",[],{"type":1581,"text":2282,"spans":2283,"direction":73},"Becoming increasingly negative or irritable about work.",[],{"type":1581,"text":2285,"spans":2286,"direction":73},"Feeling that you're achieving less despite putting in effort.",[],{"type":1581,"text":2288,"spans":2289,"direction":73},"Changes in your usual sleep patterns.",[],{"type":1581,"text":2291,"spans":2292,"direction":73},"Finding it increasingly difficult to switch off after work.",[],{"type":70,"text":2294,"spans":2295,"direction":73},"Mayo Clinic also identifies excessive workload, lack of control, unclear expectations, limited workplace support and poor work-life balance as factors that can contribute to job burnout.",[2296],{"start":28,"end":2297,"type":216,"data":2298},11,{"link_type":78,"url":2299,"target":135},"https://www.mayoclinic.org/healthy-lifestyle/adult-health/in-depth/burnout/art-20046642?reDate=31082022",{"type":70,"text":2301,"spans":2302,"direction":73},"Recognising the warning signs early gives you an opportunity to look at what may need to change.",[],"article_content_text$d51beb0b-dac8-4495-8e20-3ea5bb717e07",{"variation":1507,"version":1508,"items":2305,"primary":2306,"id":2334,"slice_type":1535,"slice_label":9},[],{"heading":2307,"content":2308,"link_heading":1363},"1. Know what matters and what can wait",[2309,2312,2315,2318,2321,2324,2327,2331],{"type":70,"text":2310,"spans":2311,"direction":73},"A long to-do list can make everything seem urgent.",[],{"type":70,"text":2313,"spans":2314,"direction":73},"Usually, it isn't.",[],{"type":70,"text":2316,"spans":2317,"direction":73},"Take a few minutes at the start of the day to separate what genuinely needs your attention from tasks that can wait, be delegated or be handled with someone else's help.",[],{"type":70,"text":2319,"spans":2320,"direction":73},"If your workload is consistently unrealistic, don't simply try to work faster. Speak to your manager or team about priorities and capacity.",[],{"type":70,"text":2322,"spans":2323,"direction":73},"Burnout prevention isn't about squeezing more productivity out of every hour. It's about making your workload manageable.",[],{"type":70,"text":2325,"spans":2326,"direction":73},"Ask yourself:",[],{"type":70,"text":2328,"spans":2329,"direction":73},"What must happen today? What can wait? What can someone else help me with?",[2330],{"start":28,"end":2254,"type":1530},{"type":70,"text":2332,"spans":2333,"direction":73},"Those three questions can make an overwhelming workload feel far more manageable.",[],"article_content_text$0f4f999c-77e3-409a-8975-e439273929d8",{"variation":1507,"version":1508,"items":2336,"primary":2337,"id":2361,"slice_type":1535,"slice_label":9},[],{"heading":2338,"content":2339,"link_heading":1363},"2. Set boundaries between work and the rest of your life",[2340,2343,2346,2349,2352,2355,2358],{"type":70,"text":2341,"spans":2342,"direction":73},"When work follows you everywhere, it becomes difficult to recover from it.",[],{"type":70,"text":2344,"spans":2345,"direction":73},"This can be particularly challenging when you work remotely or have your work email, chats and notifications on the same devices you use at home.",[],{"type":70,"text":2347,"spans":2348,"direction":73},"Try to create a clear end to your working day.",[],{"type":70,"text":2350,"spans":2351,"direction":73},"That might mean closing your laptop at a set time, turning off work notifications, taking a proper lunch break or avoiding the temptation to “quickly check” email late at night.",[],{"type":70,"text":2353,"spans":2354,"direction":73},"Taking annual leave matters too.",[],{"type":70,"text":2356,"spans":2357,"direction":73},"Time away from work shouldn't simply become work from another location.",[],{"type":70,"text":2359,"spans":2360,"direction":73},"Healthy boundaries create space for family, friends, hobbies and rest — the parts of life that exist outside your inbox.",[],"article_content_text$028dceff-87d5-4c8c-be84-8cf936593f45",{"variation":1507,"version":1508,"items":2363,"primary":2364,"id":2391,"slice_type":1535,"slice_label":9},[],{"heading":2365,"content":2366,"link_heading":1363},"3. Look after your energy, not only your time",[2367,2370,2373,2376,2379,2382,2385,2388],{"type":70,"text":2368,"spans":2369,"direction":73},"Managing burnout isn't just about diary management.",[],{"type":70,"text":2371,"spans":2372,"direction":73},"Regular movement, sufficient sleep, proper breaks and activities you enjoy can help you recover from demanding periods.",[],{"type":70,"text":2374,"spans":2375,"direction":73},"You don't necessarily need a complicated wellness routine.",[],{"type":70,"text":2377,"spans":2378,"direction":73},"Take a walk.",[],{"type":70,"text":2380,"spans":2381,"direction":73},"Step away from your desk at lunchtime.",[],{"type":70,"text":2383,"spans":2384,"direction":73},"Spend time outside.",[],{"type":70,"text":2386,"spans":2387,"direction":73},"Make room for activities that help you disconnect from work.",[],{"type":70,"text":2389,"spans":2390,"direction":73},"And don't wait until you're completely exhausted before taking a break. Building smaller periods of recovery into your normal routine can be more useful than waiting for one big holiday to fix months of accumulated stress.",[],"article_content_text$f7e5a2c4-2506-42a6-a474-194b94c3a155",{"variation":1507,"version":1508,"items":2393,"primary":2394,"id":2412,"slice_type":1535,"slice_label":9},[],{"heading":2395,"content":2396,"link_heading":1363},"4. Ask for support",[2397,2400,2403,2406,2409],{"type":70,"text":2398,"spans":2399,"direction":73},"You don't have to handle every problem on your own.",[],{"type":70,"text":2401,"spans":2402,"direction":73},"Sometimes the most useful step is simply telling someone that your workload has become difficult to manage.",[],{"type":70,"text":2404,"spans":2405,"direction":73},"That could mean speaking with your manager about priorities, collaborating with a colleague, using an employee wellness programme where available or talking things through with someone you trust.",[],{"type":70,"text":2407,"spans":2408,"direction":73},"If persistent symptoms are affecting your wellbeing or daily life, consider speaking to an appropriately qualified healthcare professional.",[],{"type":70,"text":2410,"spans":2411,"direction":73},"Support isn't a sign that you're failing at your job. It can be part of managing workplace pressure responsibly.",[],"article_content_text$7b15c062-57ff-4589-8e09-ef9116808586",{"variation":1507,"version":1508,"items":2414,"primary":2415,"id":2445,"slice_type":1535,"slice_label":9},[],{"heading":2416,"content":2417,"link_heading":1363},"Can reducing everyday admin help with stress?",[2418,2421,2426,2431,2438],{"type":70,"text":2419,"spans":2420,"direction":73},"Sometimes stress doesn't come from one major event. It comes from dozens of small things competing for your attention.",[],{"type":70,"text":2422,"spans":2423,"direction":73},"Automating payments, keeping important documents organised and reviewing things such as your household budget and car insurance before they become urgent can remove unnecessary admin from your to-do list.",[2424],{"start":1824,"end":2425,"type":1530},127,{"type":70,"text":2427,"spans":2428,"direction":73},"For example, knowing what your car insurance covers before you need to claim means one less uncertainty to deal with if something unexpected happens.",[2429],{"start":2430,"end":1713,"type":1530},31,{"type":70,"text":2432,"spans":2433,"direction":73},"Miway explains what to consider when choosing car insurance in South Africa, including cover options, excesses and policy conditions.",[2434],{"start":1743,"end":2435,"type":216,"data":2436},75,{"link_type":78,"url":2437,"target":135},"https://www.miway.co.za/blog/car-insurance-in-south-africa-how-to-choose-the-right-cover-in-2026",{"type":70,"text":2439,"spans":2440,"direction":73},"You can also review Miway car insurance options when it suits you rather than leaving insurance admin until the last minute.",[2441],{"start":2442,"end":2443,"type":216,"data":2444},13,47,{"link_type":78,"url":1920,"target":135},"article_content_text$dfa03ad4-9a4d-446d-b882-cb2cfd609737",{"variation":2447,"version":1508,"items":2448,"primary":2449,"id":2477,"slice_type":1535,"slice_label":9},"subheadingBulletLists",[],{"heading":2450,"content":2451,"sub_sections":2452,"link_heading":1363},"Frequently asked questions about burnout",[],[2453,2459,2465,2471],{"subheading":2454,"list":2455,"link_subsection":1363},"Is burnout the same as being tired?",[2456],{"type":70,"text":2457,"spans":2458,"direction":73},"No. Feeling tired occasionally is normal. Burnout is associated with chronic workplace stress that has not been successfully managed and includes exhaustion, increased distance or cynicism towards work and reduced professional effectiveness. World Health Organization",[],{"subheading":2460,"list":2461,"link_subsection":1363},"Can working from home cause burnout?",[2462],{"type":70,"text":2463,"spans":2464,"direction":73},"Burnout isn't limited to remote workers. However, blurred boundaries between working and personal time can make it harder to disconnect. Setting working hours, taking breaks and switching off work notifications can help maintain separation between work and home.",[],{"subheading":2466,"list":2467,"link_subsection":1363},"Can taking a holiday fix burnout?",[2468],{"type":70,"text":2469,"spans":2470,"direction":73},"A break may help you rest, but ongoing workplace causes such as excessive workload, unclear expectations, limited control or insufficient support may still need to be addressed. Mayo Clinic identifies these workplace factors as potential contributors to burnout.",[],{"subheading":2472,"list":2473,"link_subsection":1363},"How can you prevent burnout at work?",[2474],{"type":70,"text":2475,"spans":2476,"direction":73},"Start with four practical actions: prioritise a manageable workload, create clear work-life boundaries, protect your time for recovery and ask for support when you need it.",[],"article_content_text$12e466b6-7b0a-4e42-bb89-6da448308e7f",{"variation":1507,"version":1508,"items":2479,"primary":2480,"id":2501,"slice_type":1535,"slice_label":9},[],{"heading":2481,"content":2482,"link_heading":1363},"Make space for what matters",[2483,2486,2489,2492,2496],{"type":70,"text":2484,"spans":2485,"direction":73},"Work is important, but it shouldn't consume every part of your day.",[],{"type":70,"text":2487,"spans":2488,"direction":73},"Pay attention to the early warning signs, protect your time outside work and don't be afraid to ask for support when the pressure becomes difficult to manage.",[],{"type":70,"text":2490,"spans":2491,"direction":73},"And when you can remove unnecessary life admin from your plate, do it.",[],{"type":70,"text":2493,"spans":2494,"direction":73},"One less thing to worry about can make a difference.",[2495],{"start":28,"end":1705,"type":1530},{"type":70,"text":2497,"spans":2498,"direction":73},"Need one item ticked off your list? Get a Miway car insurance quote and choose cover that fits your needs.",[2499],{"start":1796,"end":215,"type":216,"data":2500},{"link_type":78,"url":1920,"target":135},"article_content_text$1c2f8240-86fb-4604-b909-ff4178f10c18","If you're working from home, you may be trying to prove to your boss just how productive you are.",{"dimensions":2504,"alt":9,"copyright":9,"url":2505,"id":2209,"edit":2506},{"width":1926,"height":1927},"https://images.prismic.io/miway-website/Z-EpJndAxsiBvy-w_4-ways-to-avoid-burnout.jpeg?auto=format,compress&rect=20,0,810,425&w=2400&h=1260",{"x":2507,"y":28,"zoom":29,"background":30},20,{"link_type":35},[2510],{"type":70,"text":2502,"spans":2511,"direction":73},[],{"id":2513,"type":1939,"tags":2514,"lang":16,"slug":2515,"first_publication_date":2516,"last_publication_date":2517,"uid":2518,"link_type":393,"key":2519,"isBroken":395},"ZwY4_BAAACAAqBd3",[],"need-some-help","2024-10-09T08:04:18+0000","2025-05-26T06:48:28+0000","test-block","ba45abe4-9fa6-43f6-a731-c29ab8f2c504",[2521,2522,2524,2526,2528],{"text":2229},{"text":2523},"What are the five stages of burnout?",{"text":2525},"What are the symptoms of burnout?",{"text":2527},"How long can burnout last?",{"text":2529},"Here are four tips to avoid burnout",{"dimensions":2531,"alt":9,"copyright":9,"url":2208,"id":2209,"edit":2532},{"width":2206,"height":2207},{"x":28,"y":28,"zoom":29,"background":30},{"id":2534,"uid":2535,"url":2536,"type":1469,"href":2537,"tags":2538,"first_publication_date":2539,"last_publication_date":2539,"slugs":2540,"linked_documents":2542,"lang":16,"alternate_languages":2543,"data":2544},"ar4wsxYAADMAKV6a","why-do-petrol-and-diesel-prices-keep-changing-in-south-africa","/blog/why-do-petrol-and-diesel-prices-keep-changing-in-south-africa","https://miway-website.cdn.prismic.io/api/v2/documents/search?ref=ar-JYRYAADAAK6_2&q=%5B%5B%3Ad+%3D+at%28document.id%2C+%22ar4wsxYAADMAKV6a%22%29+%5D%5D",[958,1994,624],"2026-10-01T11:59:20+0000",[2541],"2026-10-01t1000000000",[],[],{"date":2545,"heading":2546,"duration":9,"article_type":2547,"category":2550,"related_product":2554,"thumbnail":2557,"type":1504,"related_insurance":2023,"slices":2563,"meta_title":2892,"meta_description":2893,"meta_keywords":1923,"meta_image":2894,"canonical":2898,"intro":2899,"author":1936,"service_block":2902,"in_this_article":2905,"hero_image":2906},"2026-10-01T10:00:00+0000","Why do petrol and diesel prices keep changing in South Africa?",{"id":1375,"type":1339,"tags":2548,"lang":16,"slug":1377,"first_publication_date":1378,"last_publication_date":1379,"uid":1377,"url":1343,"link_type":393,"key":2549,"isBroken":395},[],"cfe82740-8009-46da-82dd-b2328230ecb0",{"id":1485,"type":1486,"tags":2551,"lang":16,"slug":1488,"first_publication_date":1489,"last_publication_date":1490,"uid":1491,"url":1343,"data":2552,"link_type":393,"key":2553,"isBroken":395},[],{"name":2009,"tag":2010},"bc28d4e9-4115-48bc-a2f2-dd8c9fd92cf2",{"id":626,"type":515,"tags":2555,"lang":16,"slug":628,"first_publication_date":629,"last_publication_date":630,"uid":631,"url":632,"link_type":393,"key":2556,"isBroken":395},[519],"5ec9b2a5-fcda-4a57-8ae8-dfb91793e504",{"dimensions":2558,"alt":2559,"copyright":9,"url":2560,"id":2561,"edit":2562},{"width":1498,"height":1499},"Petrol and Diesel Prices Keep Changing in South Africa?","https://images.prismic.io/miway-website/SsdtpxWVbZZMzG0B_petrol.png?auto=format,compress","SsdtpxWVbZZMzG0B",{"x":28,"y":28,"zoom":29,"background":30},[2564,2584,2604,2632,2653,2671,2697,2717,2740,2761,2786,2827,2853,2875],{"variation":1507,"version":1508,"items":2565,"primary":2566,"id":2583,"slice_type":1535,"slice_label":9},[],{"heading":9,"content":2567,"link_heading":1363},[2568,2574,2577,2580],{"type":70,"text":2569,"spans":2570,"direction":73},"One month petrol drops and motorists breathe a little easier. The next month it climbs again. Diesel can rise even faster – or sometimes move in a completely different direction.",[2571],{"start":2572,"end":1796,"type":216,"data":2573},27,{"link_type":78,"url":1920,"target":135},{"type":70,"text":2575,"spans":2576,"direction":73},"If South Africa's changing fuel prices sometimes leave you wondering who's moving the numbers at the pump, you're not alone.",[],{"type":70,"text":2578,"spans":2579,"direction":73},"The short answer is that our petrol and diesel prices are affected by a combination of international fuel prices, the rand/US dollar exchange rate and local costs, taxes and levies. Because these factors keep changing, the amount South Africans pay for fuel changes too.",[],{"type":70,"text":2581,"spans":2582,"direction":73},"Here's what is happening behind the numbers on the fuel pump.",[],"article_content_text$19574964-c14e-469a-b636-ce581d4ecc36",{"variation":1507,"version":1508,"items":2585,"primary":2586,"id":2603,"slice_type":1535,"slice_label":9},[],{"heading":2587,"content":2588,"link_heading":1363},"Why do fuel prices change every month?",[2589,2592,2595,2598],{"type":70,"text":2590,"spans":2591,"direction":73},"South Africa adjusts regulated petrol prices on the first Wednesday of each month.",[],{"type":70,"text":2593,"spans":2594,"direction":73},"However, the calculations behind that adjustment don't happen only once a month. The Central Energy Fund (CEF) calculates petroleum product price indicators daily on behalf of the Department of Mineral and Petroleum Resources (DMPR).",[],{"type":70,"text":2596,"spans":2597,"direction":73},"The monthly adjustment reflects changes during the preceding fuel-price review period. This is why a change in the oil price or rand today doesn't necessarily appear at your local petrol station tomorrow.",[],{"type":70,"text":2599,"spans":2600,"direction":73},"According to the Department of Mineral and Petroleum Resources, two of the biggest external influences are international petroleum product prices and the rand/US dollar exchange rate.",[2601],{"start":1551,"end":1552,"type":216,"data":2602},{"link_type":78,"url":1554,"target":135},"article_content_text$27d26d73-bda1-4a60-9c9a-8fc44f25a9f7",{"variation":1507,"version":1508,"items":2605,"primary":2606,"id":2631,"slice_type":1535,"slice_label":9},[],{"heading":1737,"content":2607,"link_heading":1363},[2608,2614,2617,2620,2623,2626],{"type":70,"text":2609,"spans":2610,"direction":73},"At the heart of South Africa's fuel-price calculation is something called the Basic Fuel Price, or BFP.",[2611],{"start":2612,"end":2613,"type":1530},78,94,{"type":70,"text":2615,"spans":2616,"direction":73},"Think of the BFP as an estimate of what it would cost to import refined fuel into South Africa.",[],{"type":70,"text":2618,"spans":2619,"direction":73},"It takes international petroleum product prices and import-related costs into account. Because international fuel is priced in US dollars, the exchange rate also matters.",[],{"type":70,"text":2621,"spans":2622,"direction":73},"The pump price then includes domestic components such as taxes and levies, transport costs, margins and other regulated charges.",[],{"type":70,"text":2624,"spans":2625,"direction":73},"In simple terms:",[],{"type":70,"text":2627,"spans":2628,"direction":73},"International fuel costs + exchange rate + local costs, taxes and levies = much of the price motorists experience at the pump.",[2629],{"start":28,"end":2630,"type":1530},126,"article_content_text$6e81fb49-a4d0-408d-b0c1-2a509c8617a5",{"variation":1507,"version":1508,"items":2633,"primary":2634,"id":2652,"slice_type":1535,"slice_label":9},[],{"heading":2635,"content":2636,"link_heading":1363},"How does the rand affect petrol and diesel prices?",[2637,2640,2643,2646,2649],{"type":70,"text":2638,"spans":2639,"direction":73},"Fuel is traded internationally in US dollars.",[],{"type":70,"text":2641,"spans":2642,"direction":73},"That makes the rand/US dollar exchange rate particularly important for South African motorists.",[],{"type":70,"text":2644,"spans":2645,"direction":73},"When the rand weakens against the dollar, buying internationally priced petroleum products becomes more expensive in rand terms. That can place upward pressure on local fuel prices.",[],{"type":70,"text":2647,"spans":2648,"direction":73},"When the rand strengthens, the opposite can happen – although other factors can still offset the benefit.",[],{"type":70,"text":2650,"spans":2651,"direction":73},"So even when international petroleum prices aren't moving dramatically, a significant change in the exchange rate can affect South Africa's fuel-price calculation.",[],"article_content_text$7b61cd3a-6e74-454a-964f-27d099240542",{"variation":1507,"version":1508,"items":2654,"primary":2655,"id":2670,"slice_type":1535,"slice_label":9},[],{"heading":2656,"content":2657,"link_heading":1363},"Does the oil price determine what we pay?",[2658,2661,2664,2667],{"type":70,"text":2659,"spans":2660,"direction":73},"It's important, but it isn't the whole story.",[],{"type":70,"text":2662,"spans":2663,"direction":73},"Crude oil prices influence international petroleum markets, but South Africa's Basic Fuel Price is linked to prices for refined petroleum products rather than simply copying the Brent crude oil price.",[],{"type":70,"text":2665,"spans":2666,"direction":73},"Global supply and demand, refinery capacity, shipping costs and disruptions to international energy markets can therefore affect petrol and diesel differently.",[],{"type":70,"text":2668,"spans":2669,"direction":73},"That's one reason headlines saying “oil prices fell” don't automatically mean motorists will see the same-sized decrease at the pump.",[],"article_content_text$dcba54b6-d2ef-40c7-acfc-7cbeed475fdc",{"variation":1507,"version":1508,"items":2672,"primary":2673,"id":2696,"slice_type":1535,"slice_label":9},[],{"heading":2674,"content":2675,"link_heading":1363},"Why can diesel increase more than petrol?",[2676,2679,2682,2685,2688,2693],{"type":70,"text":2677,"spans":2678,"direction":73},"Petrol and diesel come from crude oil, but they are different refined products with their own international supply-and-demand conditions.",[],{"type":70,"text":2680,"spans":2681,"direction":73},"Diesel is heavily used in freight, agriculture, mining, construction and industry around the world. A shortage of diesel, refinery disruptions or stronger international demand can therefore push international diesel prices higher even when petrol isn't experiencing exactly the same pressure.",[],{"type":70,"text":2683,"spans":2684,"direction":73},"This distinction has become especially relevant during periods of global fuel-market disruption.",[],{"type":70,"text":2686,"spans":2687,"direction":73},"It also explains something motorists often find confusing:",[],{"type":70,"text":2689,"spans":2690,"direction":73},"Petrol and diesel do not have to rise or fall by the same amount.",[2691],{"start":28,"end":2692,"type":1530},65,{"type":70,"text":2694,"spans":2695,"direction":73},"They can even move in different directions.",[],"article_content_text$22a11c2a-fb26-402a-825c-786be5f2de71",{"variation":1507,"version":1508,"items":2698,"primary":2699,"id":2716,"slice_type":1535,"slice_label":9},[],{"heading":2700,"content":2701,"link_heading":1363},"Why don't fuel prices fall immediately when oil prices drop?",[2702,2705,2710,2713],{"type":70,"text":2703,"spans":2704,"direction":73},"Because South Africa's monthly fuel adjustment looks at pricing over a review period rather than simply using the international price on adjustment day.",[],{"type":70,"text":2706,"spans":2707,"direction":73},"The DMPR's fuel-price structure explains that the calculations are performed daily and the monthly adjustment reflects the preceding period.",[2708],{"start":156,"end":2430,"type":216,"data":2709},{"link_type":78,"url":1554,"target":135},{"type":70,"text":2711,"spans":2712,"direction":73},"There can therefore be a lag between changes in international markets and what South Africans eventually see at the pump.",[],{"type":70,"text":2714,"spans":2715,"direction":73},"Think of it as a monthly report card rather than a live fuel-price ticker.",[],"article_content_text$3575ecdd-cf9b-40b4-9c6c-a1dbd363428c",{"variation":1507,"version":1508,"items":2718,"primary":2719,"id":2739,"slice_type":1535,"slice_label":9},[],{"heading":2720,"content":2721,"link_heading":1363},"What taxes and levies are included in the fuel price?",[2722,2725,2728,2736],{"type":70,"text":2723,"spans":2724,"direction":73},"What you pay at the pump isn't only paying for the fuel itself.",[],{"type":70,"text":2726,"spans":2727,"direction":73},"South Africa's fuel-price structure contains several domestic components, including government taxes and levies, transport costs and industry margins.",[],{"type":70,"text":2729,"spans":2730,"direction":73},"These include the General Fuel Levy and Road Accident Fund Levy, among other components.",[2731,2733],{"start":2059,"end":2732,"type":1530},35,{"start":2734,"end":2735,"type":1530},40,63,{"type":70,"text":2737,"spans":2738,"direction":73},"Because some components are determined locally while others depend on international markets, the final pump price is a combination of factors inside and outside South Africa's control.",[],"article_content_text$48299943-be68-4a5c-83e0-22bf1f93fabf",{"variation":1507,"version":1508,"items":2741,"primary":2742,"id":2760,"slice_type":1535,"slice_label":9},[],{"heading":2743,"content":2744,"link_heading":1363},"Why are inland fuel prices different from coastal prices?",[2745,2748,2751,2754,2757],{"type":70,"text":2746,"spans":2747,"direction":73},"You may have noticed that filling up inland can cost more than filling up at the coast.",[],{"type":70,"text":2749,"spans":2750,"direction":73},"Transport is one reason.",[],{"type":70,"text":2752,"spans":2753,"direction":73},"Fuel arriving at coastal locations still needs to be transported to inland markets. South Africa's fuel-price structure includes transport-related costs and geographical pricing zones.",[],{"type":70,"text":2755,"spans":2756,"direction":73},"This means where you fill up can affect the regulated petrol price you pay.",[],{"type":70,"text":2758,"spans":2759,"direction":73},"It's another reminder that there isn't one single cost sitting behind every litre of fuel.",[],"article_content_text$be6c7791-4554-4319-809a-a83684eb273a",{"variation":1507,"version":1508,"items":2762,"primary":2763,"id":2785,"slice_type":1535,"slice_label":9},[],{"heading":2764,"content":2765,"link_heading":1363},"Who actually determines South Africa's fuel price?",[2766,2769,2772,2775,2778],{"type":70,"text":2767,"spans":2768,"direction":73},"The Department of Mineral and Petroleum Resources publishes South Africa's official fuel-price adjustments, while the Central Energy Fund calculates petroleum product price indicators on the Department's behalf.",[],{"type":70,"text":2770,"spans":2771,"direction":73},"Petrol and diesel are also treated differently.",[],{"type":70,"text":2773,"spans":2774,"direction":73},"The retail pump price of petrol is regulated. For diesel, the government publishes a wholesale list price, while the retail selling price is not regulated in the same way.",[],{"type":70,"text":2776,"spans":2777,"direction":73},"That is why motorists can sometimes see different diesel prices between filling stations.",[],{"type":70,"text":2779,"spans":2780,"direction":73},"You can check the latest official announcements and fuel-price documents through the Department of Mineral and Petroleum Resources.",[2781],{"start":2782,"end":2783,"type":216,"data":2784},85,130,{"link_type":78,"url":1895,"target":135},"article_content_text$8c5494c7-1d66-4a9c-bcdc-13040f68f9ee",{"variation":1507,"version":1508,"items":2787,"primary":2788,"id":2826,"slice_type":1535,"slice_label":9},[],{"heading":2789,"content":2790,"link_heading":1363},"What makes fuel prices go up or down?",[2791,2794,2797,2800,2803,2805,2808,2811,2814,2817,2820,2823],{"type":70,"text":2792,"spans":2793,"direction":73},"There's no single switch controlling the amount you pay.",[],{"type":70,"text":2795,"spans":2796,"direction":73},"The biggest factors to watch are:",[],{"type":1581,"text":2798,"spans":2799,"direction":73},"International petroleum product prices.",[],{"type":1581,"text":2801,"spans":2802,"direction":73},"Global crude oil and energy-market conditions.",[],{"type":1581,"text":1875,"spans":2804,"direction":73},[],{"type":1581,"text":2806,"spans":2807,"direction":73},"International supply and demand.",[],{"type":1581,"text":2809,"spans":2810,"direction":73},"Refinery and shipping conditions.",[],{"type":1581,"text":2812,"spans":2813,"direction":73},"Government taxes and levies.",[],{"type":1581,"text":2815,"spans":2816,"direction":73},"Transport and distribution costs.",[],{"type":1581,"text":2818,"spans":2819,"direction":73},"Changes to regulated margins and other components.",[],{"type":70,"text":2821,"spans":2822,"direction":73},"Some months these factors work in the same direction. Other months, one factor can partially cancel another out.",[],{"type":70,"text":2824,"spans":2825,"direction":73},"That's why predicting the final adjustment from one headline about the rand or oil price can be misleading.",[],"article_content_text$68dcaa4a-860c-4590-88a9-5948dc0aa6d2",{"variation":1507,"version":1508,"items":2828,"primary":2829,"id":2852,"slice_type":1535,"slice_label":9},[],{"heading":2830,"content":2831,"link_heading":1363},"What can motorists do when fuel prices rise?",[2832,2834,2837,2844],{"type":70,"text":1934,"spans":2833,"direction":73},[],{"type":70,"text":2835,"spans":2836,"direction":73},"Keeping your tyres correctly inflated, servicing your vehicle at the recommended intervals, avoiding unnecessary weight and driving smoothly can all help you manage fuel consumption.",[],{"type":70,"text":2838,"spans":2839,"direction":73},"If you're looking for more ways to stretch your tank, read MiWay's guide on car maintenance tips to save money on rising petrol and diesel prices.",[2840],{"start":2841,"end":2842,"type":216,"data":2843},76,145,{"link_type":78,"url":1848,"target":135},{"type":70,"text":2845,"spans":2846,"direction":73},"And when you're at the pump, always check the fuel type before filling up. Putting petrol into a diesel vehicle – or diesel into a petrol vehicle – can become an expensive mistake. Here's what to do if you fill your car with the wrong fuel.",[2847],{"start":2848,"end":2849,"type":216,"data":2850},188,239,{"link_type":78,"url":2851,"target":135},"https://www.miway.co.za/blog/what-happens-if-i-fill-my-car-with-the-wrong-fuel","article_content_text$6f46bf97-29d2-479b-9387-87e6133a3dad",{"variation":1507,"version":1508,"items":2854,"primary":2855,"id":2874,"slice_type":1535,"slice_label":9},[],{"heading":2856,"content":2857,"link_heading":1363},"Does your car budget still add up?",[2858,2861,2866,2869],{"type":70,"text":2859,"spans":2860,"direction":73},"Fuel is only one part of the cost of keeping a car on the road.",[],{"type":70,"text":2862,"spans":2863,"direction":73},"Servicing, tyres, repairs, finance and car insurance all form part of the bigger monthly motoring budget.",[2864],{"start":2865,"end":1705,"type":1530},39,{"type":70,"text":2867,"spans":2868,"direction":73},"So when petrol or diesel prices change, it can be a useful reminder to look at your overall vehicle costs rather than focusing only on what you're paying at the pump.",[],{"type":70,"text":2870,"spans":2871,"direction":73},"You can also review your car insurance from time to time to make sure the cover still suits your vehicle, circumstances and budget.",[2872],{"start":1528,"end":2873,"type":1530},38,"article_content_text$6119688c-3e70-4e41-b148-b6e45e16a12a",{"variation":1507,"version":1508,"items":2876,"primary":2877,"id":2891,"slice_type":1535,"slice_label":9},[],{"heading":2878,"content":2879,"link_heading":1363},"Keep your fuel tank and your cover sorted",[2880,2883,2886],{"type":70,"text":2881,"spans":2882,"direction":73},"Fuel prices may keep moving, but understanding what drives those changes makes the monthly announcement a lot less confusing.",[],{"type":70,"text":2884,"spans":2885,"direction":73},"Keep an eye on international fuel markets, the rand and official DMPR announcements – and focus on the things you can control, from how you drive to how well you maintain and protect your car.",[],{"type":70,"text":2887,"spans":2888,"direction":73},"Looking at your overall motoring budget? Get a Miway car insurance quote and choose cover that works for you and your car.",[2889],{"start":1917,"end":1918,"type":216,"data":2890},{"link_type":78,"url":1920,"target":135},"article_content_text$bd8aa1cd-44d6-4f8f-9f89-2f503f5ed317","Petrol and Diesel Prices Keep Changing  | Miway Car Insurance","One month petrol drops and motorists breathe a little easier. The next month it climbs again. Diesel can rise even faster. Visit our website for more",{"dimensions":2895,"alt":2559,"copyright":9,"url":2896,"id":2561,"edit":2897},{"width":1926,"height":1927},"https://images.prismic.io/miway-website/SsdtpxWVbZZMzG0B_petrol.png?auto=format,compress&rect=501,0,1160,609&w=2400&h=1260",{"x":1930,"y":28,"zoom":29,"background":30},{"link_type":35},[2900],{"type":70,"text":2569,"spans":2901,"direction":73},[],{"id":1938,"type":1939,"tags":2903,"lang":16,"slug":631,"first_publication_date":1941,"last_publication_date":1942,"uid":1943,"link_type":393,"key":2904,"isBroken":395},[],"218d44a4-2fb6-485a-9909-86cebf34c07e",[],{"dimensions":2907,"alt":2559,"copyright":9,"url":2560,"id":2561,"edit":2908},{"width":1498,"height":1499},{"x":28,"y":28,"zoom":29,"background":30},{"id":2910,"uid":2911,"url":2912,"type":1469,"href":2913,"tags":2914,"first_publication_date":2915,"last_publication_date":2915,"slugs":2916,"linked_documents":2918,"lang":16,"alternate_languages":2919,"data":2920},"aru1-BYAADEAJSLA","buying-a-car-with-cash-in-south-africa-why-insurance-still-matters","/blog/buying-a-car-with-cash-in-south-africa-why-insurance-still-matters","https://miway-website.cdn.prismic.io/api/v2/documents/search?ref=ar-JYRYAADAAK6_2&q=%5B%5B%3Ad+%3D+at%28document.id%2C+%22aru1-BYAADEAJSLA%22%29+%5D%5D",[],"2026-10-01T07:23:27+0000",[2917],"2026-09-29t1500000000",[],[],{"date":2921,"heading":2922,"duration":9,"article_type":2923,"category":2926,"related_product":2930,"thumbnail":2933,"type":1504,"related_insurance":2023,"slices":2940,"meta_title":3207,"meta_description":3208,"meta_keywords":1923,"meta_image":3209,"canonical":3214,"intro":3215,"author":1936,"service_block":3218,"in_this_article":3221,"hero_image":3222},"2026-09-29T15:00:00+0000","Buying a car with cash in South Africa: Why insurance still matters",{"id":1375,"type":1339,"tags":2924,"lang":16,"slug":1377,"first_publication_date":1378,"last_publication_date":1379,"uid":1377,"url":1343,"link_type":393,"key":2925,"isBroken":395},[],"d41964c5-3d27-4a1d-a296-b06d15d5c8ff",{"id":1485,"type":1486,"tags":2927,"lang":16,"slug":1488,"first_publication_date":1489,"last_publication_date":1490,"uid":1491,"url":1343,"data":2928,"link_type":393,"key":2929,"isBroken":395},[],{"name":2009,"tag":2010},"167280c1-02e9-47a6-bf77-751069f1b161",{"id":626,"type":515,"tags":2931,"lang":16,"slug":628,"first_publication_date":629,"last_publication_date":630,"uid":631,"url":632,"link_type":393,"key":2932,"isBroken":395},[519],"e0cdfe98-ba6d-45dc-8c81-3dfe4f76b800",{"dimensions":2934,"alt":706,"copyright":9,"url":2937,"id":2938,"edit":2939},{"width":2935,"height":2936},2162,586,"https://images.prismic.io/miway-website/Bktum5XH6_at5A5s_Financial.png?auto=format,compress","Bktum5XH6_at5A5s",{"x":28,"y":28,"zoom":29,"background":30},[2941,2955,2967,2979,3003,3019,3053,3069,3086,3113,3130,3142],{"variation":1507,"version":1508,"items":2942,"primary":2943,"id":2954,"slice_type":1535,"slice_label":9},[],{"heading":9,"content":2944,"link_heading":1363},[2945,2951],{"type":70,"text":2946,"spans":2947,"direction":73},"Paying cash for a car removes a finance instalment and may avoid interest and credit fees, but it does not remove the risk of theft, hijacking, fire, weather damage, an accident or liability for another person's property. Without insurance, the owner retains the full financial risk from the moment the vehicle is collected.",[2948],{"start":2949,"end":2849,"type":216,"data":2950},222,{"link_type":78,"url":1920,"target":135},{"type":70,"text":2952,"spans":2953,"direction":73},"The decision should therefore be based on recovery: if the car disappeared or was written off tomorrow, could the owner replace it, settle related costs and remain mobile without damaging other financial goals?",[],"article_content_text$c2aa2cd1-4e16-4b1a-805e-f43a18120d26",{"variation":1507,"version":1508,"items":2956,"primary":2957,"id":2966,"slice_type":1535,"slice_label":9},[],{"heading":2958,"content":2959,"link_heading":1363},"Is car insurance compulsory for a cash bought car in South Africa?",[2960,2963],{"type":70,"text":2961,"spans":2962,"direction":73},"Private car insurance is not generally compulsory under South African law. A cash buyer may therefore own and drive a car without private motor cover, provided the vehicle and driver meet the applicable legal requirements. Legal permission, however, does not make the financial exposure small.",[],{"type":70,"text":2964,"spans":2965,"direction":73},"A finance agreement will commonly require appropriate insurance to protect the lender's interest. A cash purchase removes that contractual requirement, not the hazards facing the vehicle or the owner's potential liability.",[],"article_content_text$7f02c87d-6411-40b2-b9f7-a3e0a95b2d53",{"variation":1507,"version":1508,"items":2968,"primary":2969,"id":2978,"slice_type":1535,"slice_label":9},[],{"heading":2970,"content":2971,"link_heading":1363},"What changes when a car is bought with cash?",[2972,2975],{"type":70,"text":2973,"spans":2974,"direction":73},"The buyer avoids scheduled finance repayments and may reduce the total amount paid for the vehicle. In return, a large amount of personal capital becomes concentrated in one depreciating asset. If that asset is stolen or destroyed while uninsured, there is no insurer to fund an eligible repair or settlement.",[],{"type":70,"text":2976,"spans":2977,"direction":73},"Cash buyers should separate two questions: Was financing avoided? And can a major vehicle loss be absorbed? A positive answer to the first does not answer the second.",[],"article_content_text$11d2a69f-e175-4429-a17d-8c21ca9c3781",{"variation":1507,"version":1508,"items":2980,"primary":2981,"id":3002,"slice_type":1535,"slice_label":9},[],{"heading":2982,"content":2983,"link_heading":1363},"What can driving without insurance cost?",[2984,2987,2990,2993,2996,2999],{"type":70,"text":2985,"spans":2986,"direction":73},"·        Repairing or replacing the owner's vehicle after an accident, theft, hijacking, fire or severe weather.",[],{"type":70,"text":2988,"spans":2989,"direction":73},"·        Paying for damage caused to another vehicle, wall, gate, building or other property.",[],{"type":70,"text":2991,"spans":2992,"direction":73},"·        Towing, storage, recovery and assessment costs after an incident.",[],{"type":70,"text":2994,"spans":2995,"direction":73},"·        Alternative transport while the vehicle is unavailable.",[],{"type":70,"text":2997,"spans":2998,"direction":73},"·        Lost income when the vehicle is needed for commuting or approved business use.",[],{"type":70,"text":3000,"spans":3001,"direction":73},"·        Legal and recovery costs when liability is disputed.",[],"article_content_text$1d418875-c54e-41b2-bf89-c1b2d00a07f2",{"variation":1507,"version":1508,"items":3004,"primary":3005,"id":3018,"slice_type":1535,"slice_label":9},[],{"heading":3006,"content":3007,"link_heading":1363},"Does the road accident fund pay for vehicle damage?",[3008,3015],{"type":70,"text":3009,"spans":3010,"direction":73},"No. The Road Accident Fund claimant guide explains that property damage cannot be claimed from the Fund. RAF compensation relates to qualifying bodily injury or death claims, not the cost of repairing or replacing vehicles, walls, gates or other damaged property.",[3011],{"start":3012,"end":1917,"type":216,"data":3013},8,{"link_type":78,"url":3014,"target":135},"https://www.raf.co.za/Claims/Leaflets1/RAF%20Leaflet_eng.pdf",{"type":70,"text":3016,"spans":3017,"direction":73},"An uninsured driver who is liable for a collision may therefore have to meet third-party property costs personally. This exposure can exceed the value of the cash-bought vehicle itself.",[],"article_content_text$4e6f6b42-6fe2-4f14-a0a4-cd197ace54ef",{"variation":2447,"version":1508,"items":3020,"primary":3021,"id":3052,"slice_type":1535,"slice_label":9},[],{"heading":3022,"content":3023,"sub_sections":3027,"link_heading":1363},"Which car insurance options can a cash buyer consider?",[3024],{"type":70,"text":3025,"spans":3026,"direction":73},"The right option depends on the vehicle's value, theft exposure, how it is used and which losses the owner can absorb. Compare scope, insured value, excesses, exclusions and security requirements - not the monthly premium alone.",[],[3028,3034,3040,3046],{"subheading":3029,"list":3030,"link_subsection":1363},"Comprehensive cover",[3031],{"type":70,"text":3032,"spans":3033,"direction":73},"This is the broadest common option. Depending on the policy, it may cover selected accidental damage to the insured car, theft or hijacking, fire, specified weather events and qualifying third-party property liability.",[],{"subheading":3035,"list":3036,"link_subsection":1363},"Third party fire and theft",[3037],{"type":70,"text":3038,"spans":3039,"direction":73},"This generally does not cover the owner's ordinary accident damage, but may cover theft, specified fire losses and qualifying damage caused to another person's property.",[],{"subheading":3041,"list":3042,"link_subsection":1363},"Third party only",[3043],{"type":70,"text":3044,"spans":3045,"direction":73},"This focuses on qualifying liability for damage caused to other people's property. It does not replace the owner's car after theft or repair it after an at-fault accident.",[],{"subheading":3047,"list":3048,"link_subsection":1363},"Total loss or limited cover",[3049],{"type":70,"text":3050,"spans":3051,"direction":73},"Some insurers offer options aimed at specified major losses rather than every repairable accident. Definitions and triggers vary, so the buyer must read the exact policy before relying on the label.",[],"article_content_text$4f0f0de8-02c2-410c-848a-d278c34ca41b",{"variation":1507,"version":1508,"items":3054,"primary":3055,"id":3068,"slice_type":1535,"slice_label":9},[],{"heading":3056,"content":3057,"link_heading":1363},"How should insurance fit into the total cost of car ownership?",[3058,3061],{"type":70,"text":3059,"spans":3060,"direction":73},"A cash price is only the starting cost. Budget for licensing, fuel, tyres, servicing, maintenance, parking, security, insurance, an excess and alternative transport. A lower monthly premium can create a larger cash requirement after a claim if it comes with a higher voluntary excess or narrower cover.",[],{"type":70,"text":3062,"spans":3063,"direction":73},"Use Miway's car insurance guide for South Africa in 2026 to compare cover by risk rather than by price alone.",[3064],{"start":3065,"end":3066,"type":216,"data":3067},12,56,{"link_type":78,"url":2437,"target":135},"article_content_text$bd5d36f7-4911-419a-ba71-ed123faa6b3c",{"variation":1507,"version":1508,"items":3070,"primary":3071,"id":3085,"slice_type":1535,"slice_label":9},[],{"heading":3072,"content":3073,"link_heading":1363},"How do insured value and excess affect the decision?",[3074,3082],{"type":70,"text":3075,"spans":3076,"direction":73},"The purchase price is not automatically the claim amount. The coversheet may use retail, market, trade, agreed or another defined value, and a total-loss settlement remains subject to the policy terms and facts of the claim. Read the car insurance values guide and confirm how accessories, outstanding finance and depreciation are treated.",[3077],{"start":3078,"end":3079,"type":216,"data":3080},234,260,{"link_type":78,"url":3081,"target":135},"https://www.miway.co.za/blog/retail-market-or-trade-value-how-car-insurance-values-work",{"type":70,"text":3083,"spans":3084,"direction":73},"The excess is the amount or portion the policyholder must pay after certain claims. Ask about the standard, voluntary, young-driver, theft, weather and additional excesses that may apply. Choose an amount that remains affordable after an emergency.",[],"article_content_text$4ddd3f5f-dca0-4dba-a195-13159cfd29e3",{"variation":1507,"version":1508,"items":3087,"primary":3088,"id":3112,"slice_type":1535,"slice_label":9},[],{"heading":3089,"content":3090,"link_heading":1363},"What should a cash buyer do before collecting the car?",[3091,3094,3097,3100,3103,3106],{"type":70,"text":3092,"spans":3093,"direction":73},"·        Verify ownership, registration, roadworthiness where applicable and the vehicle identification details.",[],{"type":70,"text":3095,"spans":3096,"direction":73},"·        Obtain like-for-like quotes before collection and understand each cover option.",[],{"type":70,"text":3098,"spans":3099,"direction":73},"·        Disclose the regular driver, overnight address and personal or business use accurately.",[],{"type":70,"text":3101,"spans":3102,"direction":73},"·        Confirm the insured value, excesses, tracking-device requirements and cover start time.",[],{"type":70,"text":3104,"spans":3105,"direction":73},"·        Do not cancel existing cover until the replacement policy is active and confirmed in writing.",[],{"type":70,"text":3107,"spans":3108,"direction":73},"·        Save the insurer, Miway claims process and roadside-assistance details before driving away.",[3109],{"start":2572,"end":2443,"type":216,"data":3110},{"link_type":78,"url":3111,"target":135},"https://www.miway.co.za/claims","article_content_text$1b6e9905-68d3-4c0d-8fee-e4ee2ccf82be",{"variation":1507,"version":1508,"items":3114,"primary":3115,"id":3129,"slice_type":1535,"slice_label":9},[],{"heading":3116,"content":3117,"link_heading":1363},"How can a driver reduce the premium without removing essential protection?",[3118,3126],{"type":70,"text":3119,"spans":3120,"direction":73},"Compare policies on the same basis, keep information accurate, maintain security devices and ask which excess structure is sustainable. The National Financial Ombud recommends paying attention to policy restrictions, exclusions and theft or hijacking security requirements.",[3121],{"start":3122,"end":3123,"type":216,"data":3124},140,164,{"link_type":78,"url":3125,"target":135},"https://nfosa.co.za/non-life-insurance-tips/",{"type":70,"text":3127,"spans":3128,"direction":73},"If comprehensive cover is unaffordable, ask about legitimate limited options rather than cancelling without a replacement. A narrower policy transfers less risk, so the remaining uninsured exposure should be understood in rand terms.",[],"article_content_text$0a963ca2-cce3-4606-8340-578fef748271",{"variation":1507,"version":1508,"items":3131,"primary":3132,"id":3141,"slice_type":1535,"slice_label":9},[],{"heading":3133,"content":3134,"link_heading":1363},"Expert Insight and Conclusion",[3135,3138],{"type":70,"text":3136,"spans":3137,"direction":73},"Buying a car with cash can be financially efficient, but driving it uninsured converts a possible future loss into a risk carried entirely by the owner. The decision is not simply premium versus no premium; it is premium and excess versus the potential cost of replacing a vehicle and paying third-party property claims.",[],{"type":70,"text":3139,"spans":3140,"direction":73},"Arrange suitable cover before taking possession, compare policies on a like-for-like basis and review the insured value as the vehicle and circumstances change. Terms, conditions, limits and exclusions apply.",[],"article_content_text$021fbfe1-3683-4f99-a25e-374ada5d73d1",{"variation":2447,"version":1508,"items":3143,"primary":3144,"id":3206,"slice_type":1535,"slice_label":9},[],{"heading":491,"content":3145,"sub_sections":3146,"link_heading":1363},[],[3147,3152,3158,3164,3170,3176,3182,3188,3194,3200],{"subheading":2958,"list":3148,"link_subsection":1363},[3149],{"type":70,"text":3150,"spans":3151,"direction":73},"Private car insurance is not generally required by South African law. A cash buyer can choose whether to insure, but remains personally exposed to vehicle loss and third-party property liability when no policy applies.",[],{"subheading":3153,"list":3154,"link_subsection":1363},"Why do financed cars usually need comprehensive insurance?",[3155],{"type":70,"text":3156,"spans":3157,"direction":73},"Vehicle-finance agreements commonly require suitable cover because the lender retains a financial interest until the debt is settled. The requirement comes from the contract rather than a general law requiring private car insurance.",[],{"subheading":3159,"list":3160,"link_subsection":1363},"What is the biggest risk of buying a car with cash and not insuring it?",[3161],{"type":70,"text":3162,"spans":3163,"direction":73},"The owner may lose the full capital value after theft, hijacking or a write-off and may also have to pay towing, storage, alternative transport and third-party property costs.",[],{"subheading":3165,"list":3166,"link_subsection":1363},"What car insurance options can a cash buyer choose?",[3167],{"type":70,"text":3168,"spans":3169,"direction":73},"Common options include comprehensive, third-party fire and theft, third-party only and certain total-loss or limited products. Names and cover differ, so compare the actual terms, limits, excesses and exclusions.",[],{"subheading":3171,"list":3172,"link_subsection":1363},"Does third party insurance cover my own car?",[3173],{"type":70,"text":3174,"spans":3175,"direction":73},"Third-party-only cover generally pays qualifying liability for damage to another person's property. It does not repair or replace the policyholder's own car after an accident or theft.",[],{"subheading":3177,"list":3178,"link_subsection":1363},"Does the Road Accident Fund pay for damage to cars?",[3179],{"type":70,"text":3180,"spans":3181,"direction":73},"No. The Road Accident Fund deals with qualifying bodily injury and death claims arising from road accidents. Its guidance states that property damage cannot be claimed from the Fund.",[],{"subheading":3183,"list":3184,"link_subsection":1363},"What happens if my uninsured car is stolen?",[3185],{"type":70,"text":3186,"spans":3187,"direction":73},"There is no private insurer to settle an eligible theft claim. The owner carries the loss and must fund a replacement, outstanding related costs and alternative transport personally.",[],{"subheading":3189,"list":3190,"link_subsection":1363},"How does a car insurance excess work?",[3191],{"type":70,"text":3192,"spans":3193,"direction":73},"An excess is the amount or portion the policyholder pays after certain claims. Several excesses may apply, so check the standard and additional amounts and choose a structure affordable in an emergency.",[],{"subheading":3195,"list":3196,"link_subsection":1363},"Will insurance pay the price I paid in cash for the car?",[3197],{"type":70,"text":3198,"spans":3199,"direction":73},"Not automatically. Settlement depends on the insured-value basis, coversheet, policy wording, excesses and claim facts. Confirm whether retail, market, trade, agreed or another value applies.",[],{"subheading":3201,"list":3202,"link_subsection":1363},"When should insurance start on a cash bought car?",[3203],{"type":70,"text":3204,"spans":3205,"direction":73},"Arrange and confirm suitable cover before taking possession or driving the vehicle. Verify the effective date and time, vehicle details, regular driver, use, overnight address and security requirements in writing.",[],"article_content_text$8a800889-5d61-4d1e-b435-2f5e2865b3b3","Cash Car Purchases and Insurance | Miway Car Insurance","Bought a car with cash? Understand the financial risks of driving uninsured, compare insurance cover types and protect the vehicle against major losses.",{"dimensions":3210,"alt":706,"copyright":9,"url":3211,"id":2938,"edit":3212},{"width":1926,"height":1927},"https://images.prismic.io/miway-website/Bktum5XH6_at5A5s_Financial.png?auto=format,compress&rect=523,0,1116,586&w=2400&h=1260",{"x":3213,"y":28,"zoom":29,"background":30},523,{"link_type":35},[3216],{"type":70,"text":2946,"spans":3217,"direction":73},[],{"id":1938,"type":1939,"tags":3219,"lang":16,"slug":631,"first_publication_date":1941,"last_publication_date":1942,"uid":1943,"link_type":393,"key":3220,"isBroken":395},[],"5ab326ce-0ed7-4f56-aee9-9354b9965e67",[],{"dimensions":3223,"alt":706,"copyright":9,"url":2937,"id":2938,"edit":3224},{"width":2935,"height":2936},{"x":28,"y":28,"zoom":29,"background":30},1790937679280]