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Business Personal Accident covers some or all business employees

Business Personal Accident cover

Accidental death or injury of an employee in the course of employment is covered under this section and the policyholder is paid the amount as selected.

Based on the type of injury the policyholder is able to use the money paid as compensation for paying the employee or the employee’s family or for hiring a temporary replacement while the employee recovers.

Optional cover can be selected:

  • Medical Expenses cover compensates the policyholder in the event that the insured employee is hospitalised to cover the medical costs or to hire a temporary replacement for the employee whilst in hospital. A daily amount is selected and cash will be paid out in the event of a claim.

Terms and conditions apply to all products, benefits and services mentioned. Get in touch with us or refer to our policy wording for more details.