Insure your business premises with MiWay's Business Building Insurance

Business building insurance

MiWay’s Business Property Insurance allows you to choose what your business building at your business premises will be covered for.

The benefits of insuring your business building with MiWay:

  • Access to Emergency Assistance cover in order to ensure the safety of occupants and to minimise further damage
  • Get cover for loss or damage caused during construction or alteration, which includes cover for building materials, fixtures and fittings
  • Business Property Insurance will also cover you for loss of water in the event of a valid claim

It is up to you which perils you would like to cover. Your options are as follows:

  • Accidental and intentional damage
  • Impact
  • Theft of or any damage caused by attempted theft of fixtures and fittings
  • Acts of nature which include hail, wind, storm, floods, earthquake and lightning
  • Fire and explosion
  • Geyser and pipes

Need more cover? Add these optional products to your Business Building Cover:

  • Cover for damage to public services (water, sewerage, gas and electricity) and telephone connection cover
  • Loss of rent is covered if your building is rendered inhabitable
  • Accidental or malicious damage to glass and signage
  • Damage caused by power surges and dips
  • Machinery breakdown which covers damage or loss caused by mechanical, electrical or electronic failure when an electronic item covered under the Business Building section is no longer under warranty
  • Subsidence and landslip covers the damage caused by the movement of land
  • Damage or loss of generators and battery systems
  • Damage to gardens and landscaping

Office contents, money, stock, electronic and specialised equipment have to be insured separately. Terms and conditions apply to all products, services and benefits mentioned above.Get in touch with us or refer to our policy wording for more details.