irefer Terms and Conditions

The following terms and conditions are applicable to MiWay clients for their referrals.

Refer your family and friends to get a quotation with MiWay and be rewarded for spreading the love. For every friend or family member with an active policy, you will walk away with a retail voucher in your pocket. That’s right, the more you refer the more you earn!

How does the referral process work?

Referring is easy. Simply contact us on 0860 64 64 64 and speak to one of our of our friendly consultants who will help load your referral.

Terms and Conditions

  1. The irefer programme and incentives is open to clients of MiWay. In the event of the  appointment of a Broker(s) on a Client(s) policy(ies), participation in the irefer campaign by the Client(s) is prohibited. It is advisable to consult with your broker and confirm if they have their own referral campaign.
  2. You as the referrer, a MiWay client, is not rendering service as an intermediary nor advisory services as contemplated in the FAIS Act or the Insurance Act.
  3. There are a few checks and balances we need to confirm before we make contact with your referral which could result in removing your contact from the referral process, because:
    • they are existing clients, in other words, they already have a MiWay policy,
    • they have already obtained a quotation from MiWay in the last 30 days prior to your referral,
    • they are on our "Do Not Contact" list.
  4. MiWay may reject their referral in its sole discretion if:
    • the fair spirit of the campaign was not upheld;
    • the maximum number of attempts were exceeded by the irefer team.
  5. Your referral will remain valid for a period of 30 days, in the event that your referral was not rejected for any other reason.
    • If the irefer team did not manage to contact your referral during this period, and no sale was made your lead will be deemed as expired.
  6. The processing of Personal Information of any data subject is subject to applicable South African laws.
  7. Referrals must be through such mediums as may be prescribed by MiWay from time to time.
  8. You as the referrer, a MiWay client, are encouraged to notify your contact in regard to:
    • the sharing of their contacts details with MiWay and
    • that MiWay will be in contact shortly to request consent to conduct a quotation.
  9. You as the referrer, a MiWay client, will qualify for a retail voucher*, on a successful premium collection for their policy, which is payable within 30 days from the date of successful collection of that premium
    • If you successfully referred someone for any of our non-life insurance products, you will receive a retail voucher to the value of R1000*
    • If you successfully referred someone for any of our value added products, you will receive a retail voucher to the value of R300*
  10. If the referral has taken a policy through another lead source and not via the irefer campaign, you as the referrer, a MiWay client, will not qualify for any benefit.
  11. This campaign is exclusive to the personal lines non-life insurance product offerings and value added products.
  12. Participation by a MiWay client is not conditional upon maintenance of his or her policy with MiWay.
  13. MiWay reserves the right to amend these terms and conditions at any time provided that any accrued benefits shall not be affected by such amendments.
  14. MiWay may at any time and in its absolute discretion cancel the irefer initiative provided that any such cancellation shall not affect any accrued benefits.