Looking for cheap car insurance?
Adjust your excess to decrease your monthly premium:
With MiWay's standard cover, you have the ability to choose your own excess. Choosing to pay a higher excess can significantly reduce the premium.
Choose the level of insurance cover for your vehicle:
- "Comprehensive" cover provides the widest cover and covers for theft and hijacking, damages due to an accident, fire or explosion and natural disasters like hail and floods. Comprehensive insurance cover also includes damage to the vehicle’s windows and liability to other parties as a result of an accident, as well as intentional damage to your vehicle.
- "Third-Party, Fire and Theft" cover differs from comprehensive cover in that your car is not covered against accidental damage or damage caused by acts of nature.
- "Third-Party Only" cover provides liability cover for any damage you may cause to the property of another person. Damage or loss to the vehicle on risk is not covered.
- "Total Loss" cover provides cover to clients for total loss of their vehicles only due to write-offs or theft & hijack. Accidental damage that does not result in total loss is not covered.
Insure your vehicle for one of the following values:
- Retail value (the recommended insured value - the current selling price on the dealer’s floor as per the Trans Union Dealers Guide)
- Market value (the average between the vehicle's retail and trade values)
- Trade value (the average price that a motor dealer will pay you for the vehicle as per the Trans Union Dealers Guide)
- Special agreed value (which applies to unlisted, vintage and collectors' vehicles, caravans and trailers where a valuation is given by an appropriate approved source)
