Start Saving on Car Insurance

Safeguard yourself against unforeseen vehicle emergencies with MiWay's comprehensive, affordable and flexible insurance cover for your car.

Why insure with MiWay?

• If you work from home, you could save up to *20% on your car insurance premium!
• We are rated one of the top insurers in South Africa on Hellopeter.com.
• Switch to an insurer you can be proud of! South Africa has chosen MiWay as the best provider in the Auto/Car Insurance category in Ask Afrika's 2019/20 Icon Brands Survey.
• We go out of our way, so you can live your way!

MiWay's comprehensive car insurance offers you:

• Affordable insurance premiums to suit your budget;
• Great customer service - as well as the ability to manage your own insurance policy online;
• A easy, hassle-free claims process – submit your claim online or via our App;
• An easy-to-understand claims excess structure;
• 24-hour roadside emergency assistance; and
• The use of WeDrive (MiWay's take-me-home driver service).

» For more information, consult our policy wording. * Premiums are risk profile dependent and increase annually, taking economic factors into account.

With MiWay, you can choose the level of insurance cover for your vehicle:

• ‘Comprehensive’ insurance cover provides the widest cover and covers for theft and hijacking, damages due to an accident, fire or explosion and natural disasters like hail and floods. Comprehensive insurance cover also includes damage to the vehicle’s windows and liability to other parties as a result of an accident, as well as intentional damage to your vehicle.

• ‘Third-Party, Fire and Theft’ cover provides insurance cover for your car against theft, fire-related damages, and damages you may have caused to another person's vehicle during an accident.

• ‘Third-Party Only’ insurance cover provides liability cover for any damage you may cause to the property of another person. Damage or loss to your own vehicle is not covered.

• ‘Total Loss’ provides insurance cover to clients for the total loss of their vehicles only due to write-offs, theft or hijack, as well as limited third-party liability. Accidental damage that does not result in a total loss is not covered.

Insure your car for one of the following values:

• Retail value (the recommended insured value - the current selling price on the dealer’s floor as per the TransUnion Dealers' Guide)
• Market value (the average between the vehicle's retail and trade values)

• Trade value (the average price that a motor dealer will pay you for the vehicle as per the TransUnion Dealers' Guide)

• Special agreed value (which applies to unlisted, vintage and collectors' vehicles, caravans and trailers where a valuation is given by an appropriate approved source)