Car Insurance

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* The quoted premium will only be illustrative and not a binding offer. By applying for, and taking out, your insurance policy online, MiWay will pay you an average full month's premium after 3 months' full premiums are received. Ts&Cs apply.

Get Car Insurance quotes from MiWay to find cheap car insurance

Save on car insurance and get a quote today!

Safeguard yourself against unforeseen vehicle emergencies with MiWay's comprehensive, affordable and flexible cover.

MiWay's standard car insurance offers you:

Affordable premiums
An easy-to-understand excess structure
Great customer service - or self-manage your policy online
A hassle-free claims process – claim online or via our App
Free roadside emergency assistance *
Free WeDrive (MiWay's take-me-home service) trips *
MiRewards - cash rewards, whether you claim or not *

*Terms & conditions apply

Customise your car insurance quote

Add cover for non-standard sound systems or car accessories to your motor insurance policy.
If you choose to add car hire to your insurance policy, MiWay will provide you with a hired car for your chosen period of time in the event that you cannot drive your vehicle.
MiWay can cover your car for either private, professional or business use.

Looking for cheap car insurance?

Adjust your excess to decrease your monthly premium:

With MiWay's standard cover, you have the ability to choose your own excess. Choosing to pay a higher excess can significantly reduce the premium.

Choose the level of insurance cover for your vehicle:

"Comprehensive" cover provides the widest cover and covers for theft and hijacking, damages due to an accident, fire or explosion and natural disasters like hail and floods. Comprehensive insurance cover also includes damage to the vehicle’s windows and liability to other parties as a result of an accident, as well as intentional damage to your vehicle.
"Third-Party, Fire and Theft" cover differs from comprehensive cover in that your car is not covered against accidental damage or damage caused by acts of nature.
"Third-Party Only" cover provides liability cover for any damage you may cause to the property of another person. Damage or loss to the vehicle on risk is not covered.
"Total Loss" cover provides cover to clients for total loss of their vehicles only due to write-offs or theft & hijack. Accidental damage that does not result in total loss is not covered.

Insure your vehicle for one of the following values:

Retail value (the recommended insured value - the current selling price on the dealer’s floor as per the Trans Union Dealers Guide)
Market value (the average between the vehicle's retail and trade values)
Trade value ( The average price that a motor dealer will pay you of the vehicle per the Trans Union Dealers Guide, trade value is the lowest)
Special agreed value (which applies to unlisted, vintage and collectors' vehicles, caravans and trailers where a valuation is given by an appropriate approved source)