Fixed Car Insurance Premiums

Are you frustrated by unexpectedly high annual premium increases on your car insurance? MiWay’s premium guarantee is the answer!

MiWay now offers you a premium guarantee. Fix your premium for not only 12 months but 3 years!* No more worries about unexpected expenses due to an increase in your car insurance premium.

*Terms & conditions apply

MiWay’s premium guarantee offers you:

  • Very competitive premiums fixed for at least 3 years
  • No annual increases in your premium or administration fees
  • Peace-of-mind cover from a reputable company
  • Awesome customer service
  • Online policy updates and changes – 24/7/365

How much could you save over 36 months?

Let's assume your car insurance premium is R1,000.00, the inflation rate is a constant 7% for the 36 month period and that your insurer only increases your premium based on inflation (which is not often the case). In the second year of cover you will be saving R70 per month or R840 per year, in the third year of cover you will be saving R144.90 per month or R1,738.80 per year.

A total saving of R2,578.80 over 36 months!

Why choose MiWay’s Fixed Car Insurance?

MiWay offers flexible car insurance premiums to cover losses primarily due to an accident or theft. Losses due to fire and explosion, natural disasters like hail and floods and damage to the vehicle’s glass are included in MiWay's standard cover. Additional options such as car hire and cover for non-standard sound systems and car accessories can also be added to your car insurance policy. Limited cover like Third Party Fire and Theft, and Third Party only is available at a more affordable premium.