Micashback™
Get 10% of your premiums back after just two claim-free years. Ts and Cs apply


Get 10% back
after two claim-free years
We’ll call you now
Micashback™ means when you don’t claim, you gain!
You get 10% of your premiums back in cash every two years. Just make sure you make no claims and there’s no break in your cover.*
It’s just one more way for us to make your life a little easier, with a whole lot more value.
Here’s how it works
You need at least one qualifying Miway product for your Micashback™ bonus to kick in. That’s how it all begins!
Get a quote
Fill in your details to get a call-back and a quote on a qualifying product.
Accept the quote
Accept the quote, sign your contract and pay your first premium on time.
Go claim-free for 2 years
Pay all your premiums so there’s no break in your cover and make no claims.
Get 10% cash back*
After two years from the start date of your policy, get 10% of your premiums back. Ts and Cs apply
What Miway products qualify for Micashback™ ?
To make it easy for you to gain, Micashback™ kicks in on a wide range of qualifying products - from cars and caravans to motorbikes and mobile phones, from your home to all your household contents.

Car insurance
Flexible premiums, flat excess, free 24/7 emergency roadside assist, WeDrive service.

Motorcycle
Cruiser, off-road superbike or quad, accessories, gear & trailer plus free roadside assist.

Caravan
Caravan, contents & accessories, towing & storage, across Sub-Saharan Africa.

Trailer
Trailer, contents & extras across Sub-Saharan Africa, plus free emergency roadside assist.

Buildings
Structure, fixtures, fittings & renovations, water tanks & pumps, pool & borehole.

Moveables
Items that are carried or stored outside the home, with the value of each item specified.

Bicycle
Mountain, road, time trial, track, tandem, hybrid, commuter, fat, spinning and BMX bikes.

Home contents
All home contents, cover for power surges & garden gear, free home emergency assist.
Need some answers?
As a Miway policyholder with at least one qualifying product, your Micashback™ cycle starts automatically when it is first noted on your policy. If you remain claim-free, pay your premiums in full and on time, and maintain continuous cover, you can earn 10% cashback on your qualifying paid premiums every two years. Your bonus is paid 30 days after the end of the 2-year Micashback™ cycle.
You can find your latest Micashback™ information, including your projected payout amount and expected payout date, on the Miway App.
Yes, you can submit a claim before your Micashback™ payout date. However, your payout depends on remaining claim-free throughout the entire Micashback™ cycle.
If a claim is still in progress when your Micashback™ payout becomes due, your Micashback™ payout will be placed on hold until the claim is finalised. If the claim is withdrawn, your Micashback™ will be paid out. If the claim is approved, your Micashback™ will be forfeited.
Claims submitted after the end of the Micashback™ cycle will not affect your current payout, provided the incident did not occur during that completed Micashback™cycle.