About us
MiWay Insurance Limited
Registration number: 2007/026289/06
A Registered Financial Services Provider
Physical address:
338 16th Road
Randjespark
Midrand
1685
Postal address:
PostNet Suite #382
Private Bag X121
Halfway House
1685
Phone: 0860 64 64 00
Fax: +27 (11) 990 0001
E-mail: info@miway.co.za
Board of directors:
Machiel Reyneke* (Chairman), René Otto (Chief Executive Officer), Kobus Möller*, Johan Van Zyl*, Niek Grové*
* Non-Executive
Company Secretary:
Magda Lombard
Conditions of access and acceptance
The use of the MiWay website is subject to certain terms and conditions. By accessing and using the MiWay website or any part thereof implies that you (‘user’) acknowledge and agree to the terms and conditions set out in this disclaimer.
Information on this site
All information on this website is to provide the user with general information about MiWay, MiWay products and services. The website and all information and services provided on this website are provided “as is”. The information provided on this site should not be treated as professional or investment advice of any kind.
Warranties and representations
MiWay makes no representation or warranty, whether express or implied, as to the operation, integrity, availability or functionality of this website.
MiWay does not warrant the accuracy or completeness of the information, text, graphics, links or other items contained in this website.
MiWay further makes no representation or warranty, whether express or implied, that the information, products or files available on this website are free of viruses, destructive materials or any other data or code which is able to corrupt, jeopardise or compromise the operation or content of a computer system, computer network, hardware or software.
Limitation of liability
Use of this website or the information, products or services available on this website is at the user’s own risk. The user assumes full responsibility for the risk or loss resulting from the use of this site and the user’s reliance on information contained on it.
Notwithstanding the provisions of sections 43(5) and 43(6) of the Electronic Communications and Transactions Act, MiWay accepts no liability whatsoever relating to any loss, expense, claim or damage, whether direct, indirect, incidental or consequential, arising from the information on this website, the user’s use of or inability to use this website or any actions or transactions resulting there from, even if MiWay has been expressly advised of the possibility of such loss, expense, claim or damage.
MiWay further accepts no responsibility for any errors or omissions on this website.
Links to and from the MiWay website
The MiWay website may contain links to other websites operated by third parties. MiWay does not control or operate, in any respect whatsoever, any of the information, material and graphics on those third party websites and therefore makes no warranties or representation regarding the quality, accuracy, reliability, legality, merchantability or fitness for purpose of third party website content, products or services available through third party websites. The use of such other websites is entirely at the user’s own risk. MiWay further does not guarantee that those websites will be operational at all times.
If any third party wants to establish a hyperlink, frame, metatag or similar reference, whether electronically or otherwise (collectively referred to as linking), to this site, MiWay’s prior written consent is required. MiWay’s consent may be granted or withheld, subject to conditions specified by MiWay. Breach of these conditions entitles MiWay to take legal action without prior notice to the user and the user agrees to reimburse the costs associated with such legal action to MiWay on an attorney and own client scale.
Applicable law and jurisdiction
The terms and conditions pertaining to any products or services appearing on this site or pages shall be governed and interpreted in accordance with the laws of the Republic of South Africa and application for any of the products or services offered on this site or pages will constitute the users consent and submission to the jurisdiction of the South African courts regarding all proceedings, transactions, applications or the like instituted by either party against the other, arising from any of the terms and conditions pertaining to this site or such products or services.
Intellectual property rights
This site contains copyright and other intellectual property including logos and other graphics and multimedia works are the property of – or licensed to MiWay.
E-mail addresses, names, telephone numbers and fax numbers on the MiWay website may not be incorporated into any database used for electronic marketing or similar purposes. The presentation of such details is no permission from MiWay to utilise same.
The user is authorised to view and download a copy to a local hard drive or disk, print and make copies of such printouts, provided that:
• The material is used for personal and non-commercial purposes
• Any reproduction of our proprietary material from this site or portion of it, must acknowledge MiWay as the source of the material and MiWay’s contact details must be reflected accordingly
• Nothing on this site should be construed as granting any licence or right to use any trademark without MiWay’s prior written permission and/or that of third parties, as the case may be. The user may not, without MiWay’s prior written consent, use MiWay’s intellectual property or that of third parties for any purposes whatsoever.
Amendments to the website and conditions
MiWay may make amendments/changes to the MiWay website, the policies, information described in the materials or content of these terms and conditions, at any time without notice. Any changes shall take effect upon posting to this website. By accessing this site the user is bound to the version of the terms and conditions published at the time of any visits to MiWay makes no commitment to update the materials and may discontinue any part of the MiWay website or services or certain software or version of certain software for the utilisation of the MiWay website.
Applicable and governing law
The law of the Republic of South Africa shall govern this agreement and all parties to this message consent to the jurisdiction of the Witwatersrand, Magistrates – and/or High Court, Johannesburg.
Privacy and security policy
MiWay values the importance of protecting the user’s personal information and as such subscribes to the principles, outlined in Section 51 of the Electronic Communications and Transactions Act 2002. This act governs the individual’s right to having their personal information kept private.
Personal information for the purpose of this document means all information specific to the user that is provided to MiWay via the internet or any other channel. This includes personal data that the user provides MiWay to obtain an online quotation, personal policy data that the user may want to view and or amend or questions asked by the user via e-mail.
MiWay value the information the user chose to provide and will take reasonable steps to protect the personal information from loss, misuse or unauthorized alteration. The information MiWay maintain of their customers is stored in databases that have built-in safeguards to ensure the privacy and confidentiality of that information. State of the art technology and encryption are used to prevent any unauthorized access to personal information when registering and transacting on the MiWay website.
MiWay however cannot guarantee the security of any data the user discloses online. The user accepts the inherent risks of providing information and dealing online over the Internet and will not hold MiWay, its directors, employees or agents responsible for any breach of security unless this is due to MiWay’s gross negligence or wilful misconduct.
The use of the on-line services provided by us, access to personal information or to transact on-line would require an access number, user name and password to validate your identification and enable access to MiWay’s secure environment. The user must always keep this information secret and ensures that it is not disclosed to anyone. To ensure continuance in preventing unauthorized access to information MiWay recommends that the user change his/her password on a monthly basis or immediately should the password be compromised in any way.
MiWay has the highest regard for the privacy of its customers and will use personal information only as appropriate in the normal course of business to provide the products and services requested. MiWay will also use the information to positively identify the user when same contact MiWay on-line.
MiWay does not permit the selling or providing of personal information to third parties for independent use. MiWay may however share information with their business partners if that information is required to provide the product or service requested by the user. Our business partners will adhere to using such information only as directed by MiWay.
The user has a right to see its own personal information that MiWay keeps about the user by following the procedures available under the MiWay Section 51 Manual on the Promotion of Access to Information Act, available from the MiWay website, subject to the fees applicable. The user must contact MiWay if he/she is concerned that any of the information MiWay holds on him/her is incorrect.
