Get quality vehicle insurance at competitive rates
Vehicle Insurance
Are you looking for vehicle insurance to suit your budget, with benefits like free roadside assistance and rewards for not claiming? MiWay offers flexible, innovative and affordable vehicle insurance, we even allow you to fix your car insurance premiums for a period of 36 months!*
So start saving today! Request a call-back using the form below, and we will call you to complete an obligation-free vehicle insurance quote from one of our agents.
Alternatively use the “Online Quote” option where you get an automatic 10% discount on vehicle insurance and where you earn rewards for completing the quote online.
*Terms & conditions apply
Get an obligation-free vehicle insurance quote.
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Why choose MiWay’s Vehicle Insurance?
MiWay offers flexible vehicle insurance to cover losses primarily due to an accident or theft. In addition to accident or theft, comprehensive vehicle insurance in South Africa covers losses due to fire and explosion, natural disasters like hail and floods and damage to the vehicle’s glass.
Additional options such as car hire and cover for non-standard sound systems and car accessories can also be added to your vehicle insurance policy.
MiWay offers a flexible excess structure which allows you to design a vehicle insurance premium that suites your budget.
- Affordable premiums
- Low flat excess
- Great Service
- Hassle free claims process
- Earn rewards whether you claim or not
- Free Roadside emergency assistance
- Get an automatic 10% discount on your vehicle insurance by buying online
- Fix your car insurance premiums for a period of 36 months!*
*Terms & conditions apply
MiWay vehicle insurance can cover your car for either private, professional or business use:
Private or social purposes, including driving between your home and regular place of work will be classified as private use.
Professional use is where the vehicle forms an essential part of the performance of any work or function as a Lawyer, Doctor, Actuary, Accountant, Architect or an Engineer and it also includes private use.
Business use is where the vehicle forms an essential part of the performance of any work or function and it also includes private use.
Your coversheet reflects the use that you chose. It is vital that you insure your vehicle for the correct use in order to have cover.
Scenario: If you utilise your vehicle for business purposes, your vehicle is on the road more often than if you only use it for private purposes. The chance of it being stolen or involved in an accident is therefore much greater. The premium for a vehicle being used for business purposes is higher compared to the same vehicle being used only for private purposes. If you insure your vehicle for the incorrect use you will not have cover on your vehicle in the event of a claim as the premium paid will be incorrect.
Your vehicle can be insured for one of the following values:
- Retail value
- Market value (the average between the vehicle’s retail and trade values)
- Specially agreed value (which applies to unlisted, collectors and vintage vehicles where a valuation is given by an appropriate approved source)
Vehicle Insurance Frequently Asked Questions
Visit the Vehicle Insurance Frequently Asked Questions page to view and ask any questions you have regarding Vehicle Insurance.
Roadside Emergency comes free with MiWay Vehicle Insurance
Roadside assistance automatically applies to each vehicle (with a mass less than 3500kg) noted on your vehicle insurance policy coversheet. Emergency assistance is available 24 hours a day, seven days a week. This benefit is available to MiWay vehicle insurance policy holders by contacting the 24 hour client car line.
Vehicle Insurance is sometimes referred to as Car Insurance or Motor Insurance.