Driver Dishonesty Cover

You may not be aware that a standard commercial insurance policy will not cover you when your driver doesn’t comply with the terms of the policy even if it was without your knowledge. For example, driving under the influence of alcohol or driving with a fake license. 

Be safe rather than sorry, and take out Driver Dishonesty Cover for complete peace of mind that you are covered against the dishonesty of drivers in your employ.

MiWay Business Insurance Driver Dishonesty Cover will cover you against loss, damage, injury and liability that would otherwise have been excluded, so you can rest assured that if the following would happen, you will be covered:

Damage or loss occurred and the driver of the insured vehicle:

  • Has an incorrect on invalid license or permit
  • Is under the influence of alcohol or drugs
  • Leaves an accident scene unlawfully
  • Drives the vehicle without your consent and does not adhere to the terms and conditions of the policy
  • Leaves the vehicle unattended or unlocked
  • Overloads the vehicle

Loss or damage as a result of any of the above will be covered if you as the policyholder were not aware of the breach and you can prove that measures were taken and controls were in place to ensure - as far as possible - that your drivers complied with the policy terms. 

Terms and conditions apply to all products, services and benefits mentioned above. Get in touch with us or refer to our policy wording for more details.