COVID-19 Discount | Terms and conditions

Terms and conditions for exclusive premium discount offer (the/this offer) for the months of April and May 2020 in response to the COVID-19 lockdown limited to passenger vehicles and light delivery vehicles (discounted vehicles) insured with MiWay Insurance Limited (MiWay). 

  1. The Offer is a direct result of the reduction of risk of loss or damage arising from reduced exposure to road hazards, as a result of the COVID-19 lockdown.
  2. The Offer applies to light passenger vehicles, light delivery vehicles (LDV) with a gross vehicle mass (GVM) not exceeding 3500 kg (discounted vehicles) insured with MiWay for the months of April and/or May 2020*.
  3. The Offer does not apply to any vehicle with a gross vehicle mass (GVM) in excess of 3500kg, emergency vehicles, motorcycles, trailers or caravans.
  4. The premium discount is capped at 10% for April 2020 and 7% for May 2020 premium payable in respect of discounted vehicles insured with MiWay for the months of April and/or May.
  5. Unless expressly extended by MiWay, the premium payable for the month of June 2020 and beyond will not be discounted.
  6. All the terms and conditions of the policy remain applicable.
  7. MiWay retains the right, at its absolute discretion, to exclude anyone from taking advantage of this Offer.
  8. MiWay reserves the right at its sole discretion to:
    1. amend these terms and conditions; and
    2. withdraw this Offer at any time without prior notice.
  9. These terms and conditions are governed by the laws of the Republic of South Africa.

* In the event that, for any reason, the discount is not applied to the premium paid for the month of April 2020 or May 2020, the discount will be applied to the premium payable for the following month.