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Watercraft Insurance

Stay afloat with watercraft insurance cover for your motorboat, ski boat or wet bike. With MiWay’s watercraft insurance you can expect plain sailing all the way!

Get peace of mind knowing you are covered against:

  • Theft and hijack (as well as attempts)
  • Loss or damage due to fire and explosions - as well as earthquakes, storms, hail, floods or snow

...while your watercraft is ashore, afloat on inland waters or on coastal waters within a 20 km distance off the coastline or being transported by land, sea or air. 

MiWay's watercraft insurance also covers you for:

  • loss or damage to motors, machinery or batteries if your watercraft is stranded, sinks, burns or collides.
  • The medical costs for any person in or on your watercraft who is injured following an incident for which you can claim.
  • Protective covers, which are split or blown away by wind if your watercraft has been stranded

Enjoy cover in the following countries: South Africa, Botswana, Lesotho, Malawi, Mozambique, Namibia, Eswatini, Zambia and Zimbabwe. 

Please note that cover outside of South Africa is limited to damage to your watercraft only.

» For more information, consult our policy wording