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Understanding your blue light rights

With South African crime stats on the rise, it's no surprise that the sound or sight of flashing lights will stir a little panic. With the common practice of using blue lights to deter motorists, the arrival of government, emergency and police vehicles on the road, motorists often find themselves making avoidable mistakes as a result of the panic. In reality, most flashing lights do in fact belong to legitimate official vehicles who happen to be doing their job, and in some instances, respondin

Six tips to keep your car going through the winter chill

As the days get colder and you add on the layers to keep you warm, have you considered whether your car may need extra maintenance to get through the winter? Keep toasty and get your car properly equipped to deal with the wintery weather: Is your windscreen often frosty or foggy in the mornings, making it difficult to see? Before you drive off, use the defog setting from the inside of your car to clear it up. For the outside, make sure that your wipers are still in good condition as you will b

MiWay launches disaster relief fund

MiWay has launched a disaster relief fund that will make use of a social savings platform, ADDaBIT, to help those affected by weather-related disasters. MiWay will kick-start the fund with a donation of R300 000. "As an insurer, we have long been aware that losses related to extreme weather conditions are increasing. We've been spurred on by a number of disasters that have impacted our country, especially this year. Shortage of water, storms in the Western Cape and now this devastating disaste

The junk status effect on small businesses

The recent downgrade of South Africa's debt to junk status and news of another recession spells tough times for business, with SMEs likely to be the hardest hit. As a business owner, you will be tempted to cut costs as things get tougher - however, insuring your business has never been more important. Don't succumb to the pressure and skimp on your business insurance - being properly covered is critical to long-term survival. In general, depressed economic activity will put pressure on all busin

Don't leave your home out in the cold

It's that time of the year when the days are cooler and the nights longer. We've already brought out our coats and scarves to keep us warm, but how much attention has been given to our homes? Don't wait until it's too late before taking the necessary steps to make your home the place for warmth and comfort this winter Winter comes with icy-cold temperatures across the country, and for some areas, a wet winter can be expected. Before the days get too cold and you go into hibernation, make sure t

MiWay amongst the fairest insurers in the Ombudsman for Short-Term Insurance 2016 report

MiWay ranked 'best in class' in this year's Ombudsman for Short-Term Insurance (OSTI) report, receiving the lowest over-turn rate amongst insurers with claims exceeding 32,000. With an exceptionally low over-turn rate of just 7.69%, MiWay ranked well below industry average scores across the board, further emphasising the insurer's ongoing commitment to exemplary customer service and treating customers fairly. The OSTI is an independent body committed to resolving short-term insurance complain

5 ways to manage your junk status budget

With South Africa having being downgraded to junk status, many of us have been asking ourselves what exactly it means for the individual - and how deep the impact will be felt by consumers. If you're shopping around for a car or already have one, you may even be considering going without car insurance. With all the widespread speculation on price hikes and a further downgrade, there are a few considerations that you may want to keep in mind: SAVE! Be strict on yourself. Saving money may not be

4 useful ways you can save money on car insurance

Everyone knows how important car insurance is; however, forking out a few extra bucks every month is something that will probably leave you feeling blue. We get it, car insurance can be pricey. Car insurance does not necessarily have to leave a hole in your pocket, but if you feel it is, then the term 'save money' should be as appealing to you as strawberry ice-cream on a hot summer afternoon. There is a way out, especially if you follow these important tips: Do your research. Spend time brow

Recommended motorcycle roadtrips in South Africa

South Africa is a country filled with diversity that translates into everyday beauty hidden within nature - and yes, even within the city. There's just something exhilarating and freeing about the open road; and with all the splendour and adventure of our country's hidden gems waiting to be explored, what better way to do so than on your favourite two-wheeled steel machine? Whether you're riding out alone, setting off on a breakfast ride with your favourite pillion, or gearing up for an epic r

What's the fuss about networking?

What does networking mean to small business owners - and is it worth it? The Oxford Dictionary defines networking as "a system of trying to meet and talk to other people who may be useful to you in your work." It is said that networking is like having a myriad of sales people working for you, because everyone you speak to carries the potential to advertise your product, business and the services you offer. Typically, the aim of specialised networking events is to provide a friendly environment

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