We have a range of cover options for you to choose from, depedning on what you need and what you can afford:
o Comprehensive car insurance: Covers theft, hijacking, and damage caused by accidents or weather conditions. It also offers cover if you’re responsible for an accident and need to pay for damages to another person’s car, as well as damage to your own car. This is the broadest type of cover.
o Third-party, fire and theft cover: Covers the costs if your car is damaged or lost due to theft or fire-related incidents. It also covers damage you may have caused to another person's car during an accident. But if you’re involved in a car accident, you need to cover the repairs or replacement costs of your car on your own.
o Total loss cover: Covers the total loss of your car, only when your car is ‘written off’ or when your car is stolen and can’t be recovered. It also gives you limited third-party liability cover. But damage from an accident that does not lead to a total loss is not covered.
o Third party only cover: Covers any damage you may cause to the car or property of another person. But damage or loss to your own car is not covered.
If you’re not sure what cover option is right for you, just give us a call and chat to one of our agents – they’ll help you get the cover that works best for you.