How can I lower my business insurance premium?

It’s simple - just call in once a year on the anniversary of your insurance policy (your policy start date each year). We’ll help you find ways to bring down your insurance costs without compromising your business cover.

Will my insurance history and the drivers I employ have an impact on my fleet insurance premium?

Yes, of course – we like to reward great driving practises. If you’ve had uninterrupted insurance for over 6 months, if you have experienced regular drivers with a long licence history, and if you’ve been claim-free for more than 3 years, your premium is likely to be lower.

Business vehicles & fleet insurance

Just what you want for your business!

A way to cover everything from speedy scooters and daily delivery vans to long distance trucks and keep costs down.

Start saving on

Business vehicles &

fleet insurance

Call us on 0860 64 64 64

What does Miway Business vehicles & fleet insurance do for you?

We value what you value, and whether your business runs with a start-up scooter, a nippy panel van or a full fleet of trucks, you want all your vehicles ready and out on the road. So, we offer you discounts on your premium for both your bakkie and tools of trade, 24/7 roadside help, cover for cross-border trucking, and claims made quick  and simple.

Tracking device taken care of
Get a tracking device installed by Miway so your car, van or fleet is monitored in real-time, 24/7/365.
All-day roadside assistance
Get free 24/7 help for a flat tyre, flat battery or empty fuel tank, plus towing, a locksmith & safe storage.
Cover for cross-border trips
Get cover for long hauls across our borders and sort out border letters quickly on the Miway App.

What kind of Business vehicles & fleet cover works for you?

Choose cover the way you want it, based on your business needs. From protection against natural disasters to driver dishonesty and deposit cover, from cover for keys and remotes to car, van and truck hire - do what’s best for your business!

What's included

Accident and intentional damage
Theft and hijack
Hail, storm, flood, snow, and earthquake
Fire and explosion
Damage to glass
Liability to other parties
Liability to passengers & their belongings
MiHelp roadside assistance & medical access

Optional add-ons

Credit shortfall
Car, van & truck hire
Vehicle loss of use
Driver dishonesty
Specified sound equipment, body alterations & accessories

Standard excess applicable to all

Download our policy doc

Choose driver cover your way

Only one driver on duty? Or do your drivers do shifts? Choose a solution that suits your business.

1 driver

Single regular driver

Cover for any person who drives your vehicles most in any given month.

Up to 5 drivers

Multiple named drivers

Cover for up to five dedicated named people who drive your vehicles.

Unlimited

Pool drivers

Cover for anyone with a valid licence, permit and your permission to drive your vehicles.

Download our policy doc

Want more value from Miway?

We’ve got just what you might want! Add a full-circle business service to your Miway Business insurance.

MiBusiness Assist

Get business support services, from admin to advice, to help reduce your operational costs.

Standard fixed premium

Find out more

Want to add even more with Miway?

Choose the kind of cover you know your business needs.

We've put together insurance for everything from your property to your products.

Need a bit more help building the cover that works for you?

We think these might work well with your Business vehicles & fleet insurance

Trailers

Cover for all types of trailers, from small luggage to large interlink trailers, insured separately.

Find out more

Goods in transit

Cover for loss or damage to items transported by road to and from the specified business address.

Find out more

Environmental liability

Transport of hazardous substances & side tank spill, clean-up costs, waste disposal.

Find out more

Need more ways  to reach Miway?

Get emergency help
0860 07 67 64
Talk to us directly
0860 64 64 64
Text us on WhatsApp
0860 64 64 64

Need to make a claim?

We know the impact a loss can have on your business operations, so we’ll make sure our claims process is as prompt and pleasant as possible.

Find out more

Need some answers?

Business vehicle and fleet insurance is best for any business, big or small, that’s on the move. That includes trucking companies, courier companies, and any other company that owns and uses multiple vehicles.

We offer cover for a wide range of vehicles, from cars to trucks, buses, bakkies, and vans.

Of course! You can make changes to your coversheet at any time, via our Self-service portal, the Miway App, our email address or our call centre [Insert direct links here: email / call centre].

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Businesses that rely on vehicles for daily operations face a unique set of risks. Delivery companies, contractors, service technicians, logistics providers and maintenance teams all depend on vehicles to reach customers and generate revenue. When a vehicle is damaged, stolen or involved in an accident, the consequences can extend far beyond repair costs. Delayed deliveries, disrupted operations and reputational damage can all affect the long-term success of a business.

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Advanced tracking technology key to fleet asset management and operational control

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Business vehicles & fleet insurance

Start saving on

Business vehicles &

fleet insurance

What does Miway Business vehicles & fleet insurance do for you?

Take 10% off your bakkie and tools