Business Vehicle Insurance

At MiWay Business Insurance, we cover all types of vehicles - from cars and bakkies to vans and trucks. Whether you're zipping around in a scooter, doing your daily deliveries in a panel van or trucking around the country, MiWay Business Insurance lets you live your way by letting you choose the type of cover that suits your unique business insurance needs.

We also know how important it is to know where your fleet is 24/7/365, which is why we’ll arrange for a tracking device to be installed in your business vehicle enabling you to track and monitor your vehicles in real-time.

If your business vehicles travel less, you should pay less for insurance!

At MiWay, we know that you have had to adapt to radically changing circumstances in the business environment. If your business vehicles are travelling less than they used to, you could save up to 30% on your insurance premiums.

What will your business vehicle be covered for?

It is up to you which perils you would to cover. Your options are as follows:

  • Accidental and intentional damage
  • Theft and hijack
  • Damage to glass
  • Acts of nature which include hail, wind, storm, floods, earthquake and lightning
  • Fire and explosion
  • Third party liability up to a maximum value of R5,000 000

Advantages of insuring your business vehicles with MiWay:

The following additional covers can be included:

  • Towing and recovery
  • Keys and remotes
  • 24/7 Emergency Roadside Assistance
  • Emergency repairs
  • Emergency medical costs

Add these optional insurance products to your policy:

  • Vehicle sound equipment, body alterations and other accessories
  • Car, van and truck hire 
  • Vehicle loss of use
  • Credit shortfall
  • Deposit cover
  • Cover outside of South Africa
  • Passenger liability
  • Loss of fuel
  • Driver belongings

In addition to offering insurance for your cars and bakkies, we also offer various specialised business vehicle cover to suit your needs:

Vans and Trucks

It is essential to insure your heavy commercial vehicles against the many risks faced daily. We understand the specific insurance requirements of your business and offer you a solution to meet your unique needs.

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Special Purpose Vehicles

MiWay Business Insurance offers cover for mobile plant and machinery or yellow metals, under the Special Purpose Vehicle section.

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Goods in Transit 

Get cover for loss or damage to items being transported by road to and/or from the specified business address.


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A natural extension of your business vehicles are trailers. We cover all types of trailers from small luggage trailers to large interlink trailers. Trailers need to be insured separately.

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Driver Dishonesty

Be safe, rather than sorry, and take out Driver Dishonesty Cover for complete peace of mind.

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Only have one driver? Or do your drivers alternate?

Choose the solution to suit your business:

  • Single Regular Driver — a dedicated individual driving the vehicle most often in any given monthly period.
  • Multiple Named Drivers — up to five dedicated named individuals who drive the vehicle.
  • Pool Driver — anyone with a valid licence, permit and authority may drive the vehicle.


Terms and conditions apply to all products, services and benefits. Get in touch with us or refer to our policy wording for more details.