Business insurance
3-min read -
Many small to medium businesses in South Africa operate small fleets of vehicles to support their operations.
Just what you want for your business!
A way to cover everything from building and daily delivery vans to long distance trucks and keep costs down.
Call us on 0860 64 64 64
Build your insurance based on what your business needs - whether you’re buying cover for your commercial vehicles, your building or office contents, we've got you covered.
Business vehicles & fleet insurance
Goods in transit insurance
E-hailing insurance
Motor traders insurance
Special purpose vehicles insurance
Trailer insurance
Business property insurance
Business interruption insurance
Staff dishonesty insurance
Business all risk insurance
Professional liability insurance
Environmental liability insurance
Broadform liability insurance
Mibusiness assist
We’ve got just what you might want! Add a full-circle business service to your Miway Business insurance.
Get business support services, from admin to advice, to help reduce your operational costs.
Standard fixed premium
Find out moreGet emergency help
0860 07 67 64
Talk to us directly
0860 64 64 64
Text us on WhatsApp
0860 64 64 64
We know the impact a loss can have on your business operations, so we’ll make sure our claims process is as prompt and pleasant as possible.
Register your claim via WhatsApp or via our call centre, so we can talk you through the process.
For one thing, we care about our clients. We see them as people, not policies, so we’ll do all we can to make sure you have an amazing experience and get the best service from us, each and every time you reach out to us. But we have a bunch of other benefits on top of that:
1. Do it all online – At the tap of a button, you can take out a policy, submit a claim or chat to an agent.
2. Emergency alert – If you’re in an accident, the Miway Emergency alert app feature alerts us immediately so we can send out emergency services to your location.
3. 24/7 Roadside/home assistance – We offers you free emergency help at home or on the road when you need it, 24 hours a day, 7 days a week.
We have a range of cover options for you to choose from, depedning on what you need and what you can afford:
o Comprehensive car insurance: Covers theft, hijacking, and damage caused by accidents or weather conditions. It also offers cover if you’re responsible for an accident and need to pay for damages to another person’s car, as well as damage to your own car. This is the broadest type of cover.
o Third-party, fire and theft cover: Covers the costs if your car is damaged or lost due to theft or fire-related incidents. It also covers damage you may have caused to another person's car during an accident. But if you’re involved in a car accident, you need to cover the repairs or replacement costs of your car on your own.
o Total loss cover: Covers the total loss of your car, only when your car is ‘written off’ or when your car is stolen and can’t be recovered. It also gives you limited third-party liability cover. But damage from an accident that does not lead to a total loss is not covered.
o Third party only cover: Covers any damage you may cause to the car or property of another person. But damage or loss to your own car is not covered.
If you’re not sure what cover option is right for you, just give us a call and chat to one of our agents – they’ll help you get the cover that works best for you.
Miway policies can be bought either online or through our dedicated customer call centre. We however recommend that customers download the Miway app to manage their policy, get help from our team, and file claims.