Goods in Transit Insurance Cover

Goods in Transit cover from MiWay

Theft or damage to goods in transit can happen at any time due to various circumstances, and you as the owner or the transporter of the goods may be left out of pocket.

Get Goods in Transit insurance for complete peace of mind and know that your business will be covered for loss or damage to items being transported by road to and/or from the specified business address.

The benefits of taking Goods in Transit insurance cover with MiWay:

  • You are able to either link your Goods in Transit cover to a vehicle covered on the same MiWay Business Insurance policy to enjoy a lower premium, or to have it on a stand-alone basis.
  • Goods in Transit cover also includes load protection, which may include the appointment of security guards, or moving goods to a place of safety – reasonable measures taken to protect the goods in transit.

MiWay understands that your business is unique, and so we allow you to choose the type of insurance cover you need. The options are as follows:

  • Accidental and intentional damage
  • Theft and hijack
  • Acts of nature which include hail, wind, storm, floods, earthquake and lightning
  • Fire and explosion
  • Third party liability up to a maximum value of R2 500 000

Need more cover? Add these optional insurance products to your policy:

  • Fire extinguishing charges – refilling/replacing fire extinguishers
  • Debris removal in the case of an accidental spillage
  • Deterioration of refrigerated goods
  • Cover for containers and storage supplies
  • Cover outside of South Africa
  • Alternative transport following a mechanical breakdown so as to deliver the goods and minimise loss
  • Driver dishonesty

Terms and conditions apply to all products, services and benefits mentioned above. Get in touch with us or refer to our policy wording for more details.