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Business owner’s insurance made simple

Published on: 08 November 2016

Business owner's insurance made simple

When you own a business, you have a lot to protect, and the right small business insurance cover can be important to your continued success. Luckily, MiWay offers a variety of business insurance products to choose from so that you can protect your business from damages caused by unexpected situations.

Business insurance can be overwhelming - here’s where to start!

  • Insuring your business’s premises: Perhaps the most obvious reason to purchase small business insurance is to protect your building. What would you do, for example, if a flood destroyed your place of business?
  • Public Liability cover: No matter how careful you are, you may find yourself in a variety of situations that could result in a third-party claim against your business, so it's a good idea to be prepared—just in case!
  • Insurance cover for business vehicles: Just like your personal car, your business vehicles need to be protected. Business vehicle cover is available for accidental damage, theft, hijackings, third-party liability, damage to glass – to name but a few options! MiWay also offers the benefit of roadside assistance and towing and recovery.
  • Other Considerations: As you shop for a small business insurance policy, there are many things to think about. If you run your business from home, for example, your home contents insurance typically offers limited or no coverage for business-related property, such as supplies, tools or customers' items stored for repair, or for business-related liability. So, it may be a good idea to consider purchasing a business insurance policy to cover your stock, goods in transitall-risk items - or if business activities are run from your home.

In addition to the business insurance products described above, there may be even more options to consider. Fill in our business insurance call back form and we will help you determine the best way to protect your small business.