Terms & Conditions for Promotions and Competitions

These general conditions apply to competitions and other promotional activities organised by MiWay Insurance Limited (“MiWay”). By participating in the competition, the participant agrees to the following Competition Terms and Conditions. In addition, each competition and/or other promotion may have specific terms and conditions mentioned in the competition rules.

Qualifying criteria and rules:

  • Excluded from participation are staff and relatives of MiWay and cohabiting partners or family of the aforementioned employees, as well as any participants/suppliers in respect of the particular competition (including advertising agencies, advertisers, sponsors or producers).
  • The participant is obliged to provide accurate, current and complete information when participating in the competition. MiWay may request a winner, before presenting the award or prize, to provide proof of their identity.
  • Obtaining an obligation-free quote for personal lines insurance from MiWay enters you into the competition.
  • Multiple entries are not permitted, as entries are counted on a per person basis and not by number of quotes obtained.
  • The decision of MiWay is final and no correspondence will be entered into regarding results and the awarding of the prize or promotional award.
  • The prize is personal and is registered in the name of the winner. The prize is not transferable, exchangeable for  other products or services. In case of refusal or non-acceptance of the prize or conditions that are inherent to a competition, the prize will not be awarded. In that case, MiWay is entitled, at its sole discretion, to choose another winner.
  • The winner is required to give MiWay confirmation of their banking details, in the name of the winner, from  their bank, within 2 months of notification of the winner.
  • The payment of the cash prize is dependent on the cooperation of the applicant and/or winner with the competition or promotional rules and registration process.
  • At the request of MiWay, the winner(s) of the prize will cooperate in promotional activities to the extent that can be reasonably expected of them, including where agreed publicity regarding the announcements of the winner(s) across all media including radio, television and online. For cooperating with these promotional activities, no financial compensation will be paid unless agreed to by MiWay in writing.
  • Applicants for a competition consent to the processing of personal data in connection with participation in the competition or promotion. MiWay will safely store all entrants and applicant personal information in its database.
  • Personal information may be used to execute the competition and the granting of a promotional award. In this context, MiWay is entitled to provide personal data to third parties involved in the relevant competition (including suppliers, advertisers, sponsors and/or producers) so as to communicate and deliver the prize or granting of the promotional award and in limited instances may share personal information with a competition partner for marketing purposes.
  • MiWay is in no way responsible for any damages arising from participation in the competition or promotion or for any technical malfunctions, failures or delays with respect to participation in the competition or promotion or the appointment of the winner or the receipt of a promotional award.
  • MiWay is entitled to, at its discretion and without notice, change or modify these terms and conditions specific to the competitions or promotions without giving a reason to discontinue, modify or adapt the competition for reasons of its own without any obligation to compensate any damages on behalf of the participant. Any changes or adaptations within the competition, will be made public in an appropriate manner (e.g. via its website).
  • MiWay reserves the right to reject entries from entrants who act outside of the fair spirit of the competition and/or promotions.
  • MiWay is the proprietary holder of all information resulting from the competition or promotion.