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All packed and ready? Make sure you're covered!

Good sing-along music, padkos, great company and a long stretch of open road — that’s the holiday feeling. But SA road trips come with real risks, especially in peak periods. For example, the 2024/25 festive season saw 1,502 deaths from 1,234 fatal crashes — a reminder that “prepared” is more than just packed.

In this article you’ll read about:

  • Guidelines to help you get your car road trip ready
birds eye view of person working on tablet computer at desk

This checklist helps you get your car roadworthy, your documents sorted, and your car insurance ready for the trip — so the only surprise is the view.

The 10-minute pre-trip car check (the stuff that prevents breakdowns)

 Before you leave (or the night before), do a quick walkaround:

  • Tyres + spare: pressure, tread, sidewall damage; check the spare is inflated and the jack works
  • Lights: headlights, brake lights, indicators
  • Wipers + washers: replace worn blades; top up washer fluid
  • Fluids: oil, coolant, brake fluid
  • Battery basics: corrosion, weak starts, warning lights

If you’re not sure, book a quick inspection with a trusted workshop. This pre-trip guidance covers these exact “must-check” areas (tyres, spare, fluids, basics) and aligns strongly with what users search for.

Why this matters for insurance: an avoidable breakdown can turn into towing costs, delays, or secondary accidents — and that’s where the right cover and roadside help make a difference.

Your road trip insurance checklist (what to confirm before you go)

A lot of road-trip stress comes from assumptions. Rather confirm these items in your policy details:

  • Cover type: comprehensive vs third-party/fire/theft (and what that means on a long trip)
  • Excess: how much you’ll pay if you claim, and whether it changes by driver, area, or incident type
  • Windscreen + glass: holiday routes = trucks, stones, chips
  • Tyre & rim / pothole damage: common on SA roads (especially on secondary routes)
  • Car hire after an accident: useful when you’re far from home
  • Portable possessions: phones, laptops, cameras (especially if you’re road-tripping with tech)
  • Trailer / caravan: towing changes risk — confirm it’s covered

Competitors that rank well do this “confirm the boring stuff” section clearly (excess, add-ons, what to tell your insurer).

Cross-border trips (don’t arrive at the border unprepared)

If your road trip leaves South Africa — even for a quick hop — plan this at least a few weeks ahead.

What you’ll usually need:

  • A cross-border letter/confirmation of cover
  • Certified registration papers (and proof you’re allowed to take the vehicle if it’s financed or not in your name)
  • Valid driver’s licence + passport (and any destination requirements)
  • Third-party cover if the destination requires it (some countries do)

This is exactly why cross-border content tends to rank: it’s practical, document-led, and time-sensitive.

The boot essentials (small items, big difference)

Build a simple “just-in-case” kit:

  • Reflective triangle
  • Torch/headlamp
  • Basic first-aid kit
  • Jumper cables
  • Phone charger / power bank
  • Water + snacks (yes, more padkos)
  • Blanket (nights get cold fast)

MiWay’s own road-trip safety content leans into these essentials and ties them to real roadside call-outs (flat tyres, jumpstarts, locksmith, fuel).

On the road: the 3 habits that prevent claims

  1. Avoid peak fatigue: swap drivers where possible; take real breaks
  2. Don’t push speed “to make time”: that’s when things go wrong
  3. Save your emergency support details: if you need help, the fastest route is the right number/app first (before you arrange your own tow)

Quick “Do / Don’t” box (copy-ready)

Do

  • Do a tyre + lights + fluids check before you leave
  • Keep your policy details and emergency numbers saved
  • Confirm excess and key add-ons (glass, tyre & rim, car hire)
  • Plan cross-border documents early

Don’t

  • Don’t assume trailers/portable items are automatically covered
  • Don’t ignore warning lights “until you get there”
  • Don’t arrange towing first if your policy requires pre-authorisation
  • Don’t leave cross-border letters to the day before

Road trips are meant to feel free — not fragile. A quick car check, the right documents, and cover that fits your trip can turn a “what if” into “we’ve got this”.

If you’d like to check your cover or get a quote before you go, MiWay can help you sort it online — so you can focus on the route, the playlist, and the padkos.

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24/7 Emergency AssistanceCall 0860 07 67 64
24/7 Emergency AssistanceCall 0860 07 67 64

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