How to ensure your home and vehicle are well-maintained and properly insured.

As winter settles across South Africa, homeowners and motorists are encouraged to take proactive steps to prepare for the season. While colder weather brings comfort to some, it also comes with unexpected risks and potential costs.

From burst geysers and leaking roofs to fire hazards and dead car batteries, winter can be financially draining if you're unprepared. That’s why it’s essential to ensure your home and vehicle are well-maintained and properly insured.

Here are a few simple ways to winter-proof your property:

• Inspect roofs and gutters for leaks or blockages and conduct the necessary maintenance if needed.
• Service or change your car battery in wintertime if it is two years old or older and regularly check antifreeze levels to prevent hard starts in your vehicle.
• Regular maintaining and cleaning of fireplaces and chimneys should be done to prevent fire hazards.
• Use gas heaters safely and ensure installations are certified.
• Check your insurance cover to ensure it reflects any new appliances or home improvements.

Insurance plays a key role in building financial resilience. It’s more than just a monthly payment, it’s protection against costly, unexpected events. With the right cover, you avoid dipping into your savings or paying out of pocket when things go wrong.

Winter doesn’t have to be a season of stress. By taking basic precautions and having the right insurance in place, you can enjoy peace of mind knowing you’re covered no matter the weather.