Business insurance
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As South African businesses become increasingly reliant on digital platforms, the risks associated with cybercrime continue to grow at an alarming rate.
Just what you want for your business!
A way to get comprehensive cover for all your moveables and keep costs down
Call us on 0860 64 64 64
We value what you value, and we know that when you’re on the move, you need to make sure your business movables are covered. So, we offer you claims sorted out speedily, comprehensive cover for all your business belongings, and cover when you go global.
Quick and simple claims
Complete & cost-effective cover
Cover across the globe
Unspecified all risk
This covers a wide range of items taken off the business premises, and as these may change daily, there’s no need to list each item.
Specified all risk
This covers specific items taken off the business premises more regularly, and these are individually identified and listed.
Choose cover the way you want it, based on your business needs. From theft to fire to impact, for both intentional and unintentional loss or damage, from power dips to machinery breakdowns - do what’s best for your business!
We’ve got just what you might want! Add a full-circle business service to your Miway Business insurance.
Get business support services, from admin to advice, to help reduce your operational costs.
Standard fixed premium
Find out moreChoose the kind of cover you know your business needs.
Need a bit more help building the cover that works for you?
Staff dishonesty
Fraud or theft under buildings, office contents, equipment, stock, money, plus all risk.
Business property
Building, office contents, money, equipment, stock, plus free business interruption cover & emergency assist.
Vehicles & fleet
Insurance solutions for all your commercial vehicles, to meet your needs in the face of daily risks.
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We know the impact a loss can have on your business operations, so we’ll make sure our claims process is as prompt and pleasant as possible.
Register your claim via WhatsApp or via our call centre, so we can talk you through the process.
The better question is ‘why not’? With our comprehensive home insurance cover – including protection against theft, fire, natural disasters and more - we also give you free 24/7 home assistance, a quick claims process, and flexible add-ons so you can do things your way.
Our home insurance protects the physical structure of your home - including permanent fixtures and fittings - against a wide range of incidents, from theft to fire and natural disasters. You can customize your cover with add-ons like cover for your guests’ belongings, your garden furniture and even groceries stolen from your car. And you get free 24/7 help with home emergencies included in your cover. Here’s a quick look at what’s covered:
o Theft and burglary
o Earthquake, wind, hail, flood and snow
o Fire and explosion
o Damage from burst / leaking geyser
o Damage from landslip / ground movement
o Accidental damage to glass and sanitaryware
o R5 000 000 liability to other parties
o Mihelp free home & medical assistance
o Extended theft cover (optional add-on)
o Lightning and power surges (optional add-on)
Think of insurance not in terms of what you paid for your home, but what it would cost to rebuild it from scratch today, including materials, labour, and even the expenses for clearing the site before rebuilding. This includes the bricks and mortar of your house, as well as any outbuildings, extras like your garage, permanent fixtures and special features like swimming pools. And don't forget, you'll need to cover the cost of clearing the site and any council fees, which could add another 20-30% to your rebuild costs.
Yup. Look at it this way: home contents insurance covers all your belongings, so if you were to flip your house upside down, everything that falls will be covered under home contents insurance. Building insurance on the other hand covers the physical structure of your home and its fixtures.