The better question is ‘why not’? With our comprehensive home insurance cover – including protection against theft, fire, natural disasters and more - we also give you free 24/7 home assistance, a quick claims process, and flexible add-ons so you can do things your way.

Our home insurance protects the physical structure of your home - including permanent fixtures and fittings - against a wide range of incidents, from theft to fire and natural disasters. You can customize your cover with add-ons like cover for your guests’ belongings, your garden furniture and even groceries stolen from your car. And you get free 24/7 help with home emergencies included in your cover. Here’s a quick look at what’s covered:

o   Theft and burglary

o   Earthquake, wind, hail, flood and snow

o   Fire and explosion

o   Damage from burst / leaking geyser

o   Damage from landslip / ground movement

o   Accidental damage to glass and sanitaryware

o   R5 000 000 liability to other parties

o   Mihelp free home & medical assistance

o   Extended theft cover (optional add-on)

o   Lightning and power surges (optional add-on)

Think of insurance not in terms of what you paid for your home, but what it would cost to rebuild it from scratch today, including materials, labour, and even the expenses for clearing the site before rebuilding. This includes the bricks and mortar of your house, as well as any outbuildings, extras like your garage, permanent fixtures and special features like swimming pools. And don't forget, you'll need to cover the cost of clearing the site and any council fees, which could add another 20-30% to your rebuild costs.