Micover Conversation Competition Terms and Conditions

The following terms and conditions are applicable to the Micover Conversation Competition

Participation in this Competition constitutes acceptance of these Terms and Conditions.

How to Enter

Participants must engage with the relevant Micover Conversation social media post by commenting, voting, debating or answering the featured scenario. See more below

Three woman looking at the middle woman's phone

Terms and Conditions

Competition Period

  1. The Competition will run from 1 September to 30 November 2026, forming part of the Micover Conversation campaign running from September to November 2026.
  2. Entries received outside the applicable Competition Period will not be eligible.
  3. Prize draws will take place fortnightly during the Competition Period.

Eligibility

  1. The Competition is open to permanent residents and citizens of South Africa aged 18 years and older, unless otherwise stated.
  2. To qualify for a chance to win, participants must: Participate in the relevant Micover Conversation social media activity by commenting, voting, debating or answering the weekly scenario; and Obtain an obligation free quote for the featured Miway insurance product during the applicable Competition Period.
  3. The featured insurance products must include Miway car, pet or home insurance.
  4. Each qualifying interaction and obligation free quote must contain the entrants genuine information and completed by the entrant.
  5. Obtaining a quote does not guarantee that a participant will win a prize.

 

Who is Not Eligible

The following individuals are not eligible to enter or win the Competition:

  • Employees of Miway Insurance;
  • Immediate family members of Miway employees, including spouses, partners, parents, children or siblings;
  • Employees of Miway’s marketing, advertising, PR, media or digital agencies, including third-party service providers involved in the campaign;
  • Any person directly involved in the administration, development or execution of the Competition; and
  • Any other person prohibited from participating in promotional competitions in terms of applicable law.

The Promoter reserves the right to verify the eligibility of any participant at any time.

How to Enter

  1. Participants must engage with the relevant Micover Conversation social media post by commenting, voting, debating or answering the featured scenario.
  2. Participants must then obtain a Miway insurance obligation free quote for the featured product during the applicable Competition Period.
  3. The featured product will vary throughout the campaign and may include: Car insurance; Pet insurance; or Home insurance.
  4. Participants must complete both the required social media engagement and quote action to qualify for a chance to win.
  5. A participant may participate in multiple Micover Conversation activities during the campaign, subject to the applicable entry requirements.
  6. All entries must be submitted using the participant's genuine details and must comply with these Terms and Conditions.

Competition Mechanics

  1. The Micover Conversation campaign will run on a weekly social media rhythm, with: Monday: Car – Would You Claim That? Wednesday: Pet – Pet Court Friday: Home – What Would You Do?
  2. Participants are encouraged to comment, vote, debate and answer the relevant weekly scenario.
  3. Participants who complete the required engagement and obtain a qualifying Miway obligation free quote will stand a chance to win a prize.
  4. Prize winners will be selected through a random draw from all qualifying entries received during the relevant prize period.
  5. Prize draws will take place fortnightly throughout the campaign.
  6. The Promoter reserves the right to verify all entries before confirming a winner.

Prize Details

  1. The Competition will feature the following fortnightly prize drops: Car: Fuel Vouchers; Pet: Pet Vouchers; and Home: Checkers Vouchers.
  2. The value of each voucher will be communicated in the applicable Competition communication
  3. Prizes are not transferable, negotiable or redeemable for cash.
  4. A winner may not exchange a prize for another product, service or cash alternative.
  5. The Promoter reserves the right to substitute a prize with another prize of equal or greater value if circumstances outside its reasonable control make this necessary.

 

Winner Selection and Notification

  1. Winners will be selected by random draw following each applicable fortnightly prize period.
  2. Winners will be contacted using the contact details provided during the qualifying quote process and/or through the relevant social media platform, where applicable.
  3. Winners may be required to provide valid identification and/or other information reasonably required to verify their eligibility.
  4. If a selected winner cannot be contacted within a reasonable period, fails to meet the eligibility requirements, or is otherwise disqualified, the Promoter reserves the right to select an alternative winner.
  5. The Promoter reserves the right to withhold a prize where a selected participant cannot be verified as a valid entrant.

General

  1. The Promoter reserves the right to disqualify any participant suspected of fraudulent, dishonest or unlawful behaviour, or who breaches these Terms and Conditions.
  2. Any automated, fraudulent, duplicated or otherwise invalid entry may be rejected.
  3. The Promoter reserves the right to amend, suspend or terminate the Competition where circumstances beyond its reasonable control make this necessary.
  4. Any amendment to these Terms and Conditions will be communicated through the appropriate Miway communication channels.
  5. By participating in the Competition, entrants acknowledge that social media platforms used for the Competition are not responsible for the administration or fulfilment of the Competition.
  6. By participating, entrants consent to their names being used in promotional material relating to the Competition, where applicable and subject to applicable law, without additional compensation.
  7. The Promoter's decision regarding the administration of the Competition, selection of winners and interpretation of these Terms and Conditions is final, subject to applicable law, and no correspondence will be entered into.
  8. The Competition is in no way sponsored, endorsed or administered by, or associated with, the social media platforms on which the Competition may be promoted.
  9. To the fullest extent permitted by law, the promoter shall not be liable for any loss, damage, injury or claim arising from participation in the Competition or acceptance or use of any prize.
  10. The Promoter reserves the right to remove entries or disqualify participants whose content is offensive, defamatory, unlawful, discriminatory, obscene, misleading or otherwise inappropriate.

 

POPIA and Data Privacy

  1. Personal information collected in connection with the Competition will be processed in accordance with the Protection of Personal Information Act (POPIA) and Miway's applicable privacy policies.
  2. Personal information may be used for: Administration of the Competition; Verification of qualifying entries; Contacting and identifying winners; Prize fulfilment; and Miway marketing purposes where the participant has provided the required consent.
  3. Participants acknowledge that providing personal information is necessary for the administration and fulfilment of the Competition.
  4. Participants may be required to provide additional information necessary to verify their eligibility and facilitate prize fulfilment.

Promoter

Miway Insurance Limited
 48 Sterling Road, Kosmosdal Ext 12, Centurion, 0157 (FSP 33970)