Miway to Adulting Competition Terms and Conditions

Miway Insurance (“the Promoter”), in partnership with Primedia Broadcasting and 947, presents the Miway to Adulting Competition (“the Competition”).  

Participation in this Competition constitutes acceptance of these Terms and Conditions.

Terms and Conditions

1. Competition Period

1. 1. The Competition will run on 947 Drive with Thando, from 20 March 2026 to 29 March 2026.

1.2. Entries received outside the Competition period will not be eligible.

 

2. Eligibility

2.1 The Competition is open to South African residents aged 18 years and older.
2.2. Prizes are not transferable, negotiable, or exchangeable for any other prize. No substitutions will be permitted, whether in cash or otherwise, except at the sole discretion of the Promoter. If, for any reason, a prize becomes unavailable, the Promoter reserves the right to substitute it with a prize of equal or greater value.

 

3. Who is Not Eligible

The following individuals are not eligible to enter or win the Competition:

  • Employees of Miway Insurance.
  • Immediate family members of Miway employees (spouses, partners, parents, children, or siblings).
  • Employees of Miway’s marketing, advertising, PR, media, or digital agencies, including any third-party service providers or business partners involved in the execution of the Competition.
  • Employees of Primedia Broadcasting, 947, or any affiliated companies involved in the Competition.
  • Any individual directly involved in the development, production, administration, or fulfilment of the Competition.

The Promoter reserves the right to verify the eligibility of all participants at any time.

4. How to Enter

4.1 Listeners may enter by obtaining an obligation-free car insurance quote from Miway during the Competition period.
4.2 The quote must be valid and not older than 30 days at the time of participation.
4.3 Eligible listeners may be contacted and selected to participate live on air during 947 Drive with Thando.

 

5. Competition Mechanics

5.1 Each day, one listener will be selected to participate live on air.
5.2 The selected listener will:

  • Automatically win R1 500 in cash for having obtained a Miway quote.
  • Participate in the Miway to Adulting Quiz.

5.3 The quiz consists of five (5) adulting-related questions per day.
5.4 The participant will earn R2 000 for every correct answer.
5.5 If all five questions are answered correctly, the participant may win up to R11 500 in total.

5.6 Listeners who do not have a valid Miway quote may still participate in the quiz if selected; however, they will participate for demonstration purposes only and will not be eligible to win any prize money.

 

6. Prize Details

6.1 Daily prize structure:

  • R1 500 awarded automatically for having a valid Miway quote.
  • R2 000 per correct quiz answer, up to five questions.

6.2 The maximum possible prize per participant is R11 500.
6.3. Prizes are not transferable, negotiable, or exchangeable for any other prize. No substitutions will be permitted, whether in cash or otherwise, except at the sole discretion of the Promoter. If, for any reason, a prize becomes unavailable, the Promoter reserves the right to substitute it with a prize of equal or greater value.

7. Winner Selection and Payment

7.1 Winners will be determined based on their live quiz performance on air.
7.2 Cash prizes will be paid via electronic funds transfer (EFT) within 4–6 weeks after the Competition ends, subject to verification.
7.3 Winners may be required to provide valid identification and banking details for prize fulfilment.

 

8. General

8.1. The Promoter reserves the right, at any time and at its sole discretion, to disqualify any participant suspected of fraudulent behaviour or found to be in breach of these Terms and Conditions.

8.2. The Promoter reserves the right, without prior consent or notice and at its sole discretion, to amend, suspend, or terminate the Competition at any time.
8.3 By participating, entrants consent to their name and voice being used on air and in promotional material relating to the Competition without additional compensation.
8.4 The Promoter’s decision regarding any aspect of the Competition is final and binding and no correspondence will be entered into.

 

9. POPIA and Data Privacy

9.1 Personal information collected during the Competition will be processed in accordance with the Protection of Personal Information Act (POPIA) and used solely for the administration of the Competition and related Miway marketing purposes where consent has been provided.

 

10. Promoter

This Competition is promoted by Miway Insurance, a licensed non-life insurer and Financial Services Provider (FSP 33970).