Whether it’s your designer sunglasses, engagement ring, cell phone, watches or camera – if it’s important to you – all risk insurance is the insurance cover you should, literally, never leave home without.
Whether it’s your designer sunglasses, engagement ring, cell phone, watches or camera – if it’s important to you – all risk insurance is the insurance cover you should, literally, never leave home without.
Sometimes referred to as “portable possessions” insurance, or Movables insurance, is additional cover for personal belongings that are usually worn or taken out of the home. This normally includes items such as: iPads, laptops, cameras, cell phones and prescription glasses. These portable items can be covered under your Home Contents Insurance Policy, but you would not be covered if these items were lost or stolen outside your home.
The two types of All Risk Cover
By updating your insurance policy, you can ensure that you are not under-insured. Remember to also make sure that all items are insured for their replacement value. This is the cost of replacing your lost or damaged goods with new ones. After all, the point is to be able to replace the items should they be irretrievably lost or damaged.
As a Miway client, you can update your policy online 24/7/365 - whenever it’s convenient for you - by simply using the MiXpress self-help portal:
Get cover that provides you with peace-of-mind for when you’re out and about
