Micashback™
Get 10% of your premiums back after just two claim-free years. Ts and Cs apply


Get 10% back
after two claim-free years
Get my quote
Vehicles, home & contents, plus Miway extras
Micashback™ means when you don’t claim, you gain!
You get 10% of your premiums back in cash every two years. Just make sure you make no claims and there’s no break in your cover.*
It’s just one more way for us to make your life a little easier, with a whole lot more value.
Here’s how it works
You need at least one qualifying Miway product for your Micashback™ bonus to kick in. That’s how it all begins!
Get a quote
Fill in your details to get a call-back and a quote on a qualifying product.
Accept the quote
Accept the quote, sign your contract and pay your first premium on time.
Go claim-free for 2 years
Pay all your premiums so there’s no break in your cover and make no claims.
Get 10% cash back*
After two years from the start date of your policy, get 10% of your premiums back. Ts and Cs apply
What Miway products qualify for Micashback™ ?
To make it easy for you to gain, Micashback™ kicks in on a wide range of qualifying products - from cars and caravans to motorbikes and mobile phones, from your home to all your household contents.
Car
Car insurance quote that suits your budget! Affordable, comprehensive car insurance. Miway is rated as one of the top insurers in South Africa
Motorcycle
Cruiser, off-road superbike or quad, accessories, gear & trailer plus free roadside assist.
Caravan
Caravan, contents & accessories, towing & storage, across Sub-Saharan Africa.
Trailer
Trailer, contents & extras across Sub-Saharan Africa, plus free emergency roadside assist.
Buildings
Structure, fixtures, fittings & renovations, water tanks & pumps, pool & borehole.
Moveables
Items that are carried or stored outside the home, with the value of each item specified.
Bicycle
Mountain, road, time trial, track, tandem, hybrid, commuter, fat, spinning and BMX bikes.
Home contents
All home contents, cover for power surges & garden gear, free home emergency assist.
Ts & Cs
Only claims related to the qualifying products
listed
above will impact your Micashback™ bonus:
- If you use your Mihelp benefits like Wedrive or have a claim for a windscreen chip, these claims won’t impact your Micashback™ bonus. However, if a windscreen chip cannot be repaired and leads to a windscreen replacement, your Micashback™ bonus will be lost – so make sure you repair your windscreen chips as soon as possible to avoid this.
- For all other claims, the Micashback™ bonus will be lost when the claim is approved. Your new 2-year Micashback™ bonus cycle will automatically start on the day after the claim incident date. A new projected payout amount and a new payout date will be set, based on the premium from that point onward.
Need some answers?
Yes, we do! First, we have our Micashback™ bonus, where you get 10% of your premiums back in cash every 2 years for being claim-free. Plus, we reward you for referring your friends and family to Miway for a quote.
Yes, you get a Micashback™ bonus every 2 years if you stay claim-free and pay all your premiums on time so there’s no break in your cover. Just remember that not all our products qualify for the Micashback™ bonus. And certain claims, like windscreen chip repairs and Mihelp services, won’t impact your Micashback™ bonus.
These products qualify for a Micashback™ bonus:
Car insurance (Miwheels)
Home insurance (Miplace)
Home contents insurance (Mistuff)
Moveables insurance (Mimoveables)
Bicycle insurance (Mibicycle)
Motorcycle insurance (Mibike)
Trailer insurance (Mitrailer)
Caravan insurance (Micaravan)