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The Road Accident Fund, or RAF, is a statutory body that, in terms of the provisions of the Road Accident Fund Act (Act 56 of 1996).
We'll beat your premium or give you up to R2,000. Ts & Cs apply.

Think your current car insurance is unbeatable? Dare Miway to beat it.
If we can’t offer you a lower premium, we’ll pay you the difference in cash, up to R2000. Simply get a quote and send us your current policy schedule for validation.
Get an obligation-free comprehensive car insurance quote.
If our quote isn’t cheaper, email your latest policy schedule to DareUpdates@miway.co.za.
We'll assess your cover, excess, vehicle profile and risk factors fairly.
If we can't offer you a lower premium, you'll get the difference paid in cash, up to R2000.
If Miway can’t beat your current comprehensive car insurance premium on a like-for-like basis, we’ll pay you the difference for one month, up to R2000 in cash.
Simply get a comprehensive car insurance quote directly through Miway at Miway.co.za, during the campaign period. If our quote is higher, submit your current policy schedule for review.
The campaign runs from 1 June 2026 to 31 July 2026.
You’ll need your latest policy schedule, proof of your latest premium payment, a bank confirmation letter, and any additional documents requested by Miway.
Yes. Your current comprehensive car insurance policy must have been active for at least 30 consecutive days and your schedule must not be older than 30 days.
Insure a second car and save on your monthly premium.
Get up to 25% savings off the lowest premium.
Get up to 50% savings off the lowest premium.
Get up to 75% savings off the lowest premium.
Get up to 100% savings off the lowest premium.